We are doctors, therapists, and peer group counselors as well.
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Yet, these underperformers are excluded for the comp peer group.
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Your peer group would be paired off — seriously paired off.
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The peer group comprises 13 large and globally active banks.
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What happened in my son's peer group was perfectly predictable.
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It's a very different, more rarefied, more isolated peer group.
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The peer group comprises 12 large and globally active banks.
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"My peer group consumes content differently than Gen X," Penna said.
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Fitch believes JPM's credit quality compares favorably to the peer group.
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Abandoning online spaces can leave them isolated from their peer group.
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Fitch views these limitations as ratings constraints across the peer group.
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So I would say, really pay attention to your peer group.
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It's more important to show how individuals compare to their peer group.
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Al Gore is Mr. Environment for countless members of my peer group.
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This credit performance is unparalleled in the industry and its peer group.
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MS's CET1 ratio is at the top end of peer group averages.
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The fund nevertheless remains the smallest in Fitch's Moroccan MMF peer group.
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While the net results are stable, they remain below peer group results.
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You see the impact of your peer-group on your own life.
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But you know, everyone in my peer group thought I was insane.
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"I'm the first of my peer group doing this," said Susan Yarbrough.
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"The peer group pressure on these kids is enormous," Mr. Schwartz said.
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The companies in the peer group remain predominantly exposed to vehicle financing.
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Macedonia's external finances remain broadly in line with its 'BB' peer group.
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He continues: What happened in my son's peer group was perfectly predictable.
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Additionally, Hilltop's funding costs tend to be higher than its rated-peer group.
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ZION had the second highest CET1 ratio at 2Q16 within the peer group.
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WFC's liquidity profile is considered the strongest of the large regional peer group.
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Proud to have been part of the Interactive Media peer group since 2000!
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ZION had the second highest CET1 ratio at 4Q16 within the peer group.
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Within my peer group this may be rare, but I'm far from alone.
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A peer group that uses hostile language to describe women is another one.
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Herrera's peer group have tried to solve it, with varying degrees of success.
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As such, its peer group includes Tempur Sealy, Sleep Number, and Purple Innovation.
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Or any of the in-jokes and complicated allegiances of my peer group.
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Asset reinvestment risk is low and favorable compared with its peer group, which is reflected in the reinvestment rate used by the regulator (TSA-Tasa de Suficiencia de Activos) of -0.26% for Ohio while the peer group average rate was 1.7%.
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While not expected, should UMPQ manage capital more aggressively, such that its CET1 Ratio falls towards the bottom of its peer group or if earnings performance over time is materially worse than the peer group average, negative rating momentum could develop.
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To be conservative, we excluded five high multiple outliers from the peer group average.
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It may be within your family, your peer group, or even your broader community.
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It's a form of communication with your peer group that isn't recorded for posterity.
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She talked about who gained weight and who lost it among her peer group.
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Fitch's mid-tier peer group has a median TCE/TA ratio of about 2582%.
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In terms of your peer group, leading by example can have a major impact.
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"Amgen, to me, trades cheap to the peer group," Seymour said in an interview.
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Track Record Since launch, the fund has performed in line with its peer group.
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Despite this challenge, earnings for the community bank peer group have generally been good, with an average return on assets (ROA) of nearly 210004% in the first quarter of 21 (2212Q2908), similar to the average ROA for the large regional banks peer group.
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Myth 216: Babies who walk and talk early are the brightest of their peer group.
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Find a peer group of people who get timing and practice it as a craft.
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Congressional hard passes are a decent way to establish a peer group of Washington reporters.
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Moggio said the compensation experts based Montagliani's salary on the pay of his peer group.
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Overall the last two years, performance has been more in-line with its peer group.
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Deutsche already has a CET1 ratio of 13.7%, among the highest in its peer group.
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INDB's mix of non-interest-bearing deposits is among the highest in its peer group.
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This level of exposure is higher for BNS relative to the Canadian peer group average.
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There were all sorts of reasons for him to want to study his peer group.
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Because the collective affirmation of honesty would be a better outcome for her peer group.
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As the years pile up, the Williams sisters' peer group on tour continues to shrink.
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We believe our treatment of stock-based compensation is broadly consistent with our peer group.
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Some 80 percent of the fund's peer group has done better over the past year.
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At least in Goldwater I had a peer group, you know, and I got out.
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Over the last 10 years, RY's operating performance as measured by operating income dividend by risk weighted assets (Op Income/RWA) averaged 2.93%, the highest of the peer group, with a standard deviation of 103%, well below the peer group average over that time period.
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Nvidia trades at 37.60 times forward 12-month earnings, compared with 18.92 for its peer group.
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And trying to find a peer group for Uber shows how fraught that effort can be.
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Trading at a large discount to the peer group average, we believe ASUR stock is undervalued.
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As a result Unilever's total return is now almost at the top of its peer group.
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Leverage is consistent with similarly rated peers and cash flow strong relative to the peer group.
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We were all struggling to fit in—not just into our peer group but into ourselves.
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MTB's core earnings profile is considered to be one of the strongest of its peer group.
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Moving forward, Fitch expects UMPQ's NCOs to be roughly in line with the peer group median.
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UMPQ's asset quality metrics remains amongst the best in the mid-tier regional bank peer group.
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We've lost more Marines in our peer group to suicide than we ever lost in Afghanistan.
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More than half of my peer group carry it, according to the Dutch Association of Insurers.
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Surrounding yourself with a "positive peer group," he said, will help your anti-negative attitude stick.
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"The peer group is so important, and feeling included and valued is so important," she said.
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Some breweries find hard seltzer to be a polarizing guilty pleasure, especially among their peer group.
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I think the fundamental question/problem for people in that peer group is, who's our buyer?
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Putintseva is not the only one from her peer group who no longer represents her native land.
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The company has one of the lowest total payouts in the peer group, incorporating only dividend payments.
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Fitch views PNC's liquidity and funding profile as among the strongest of the large regional peer group.
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Shares now trade at a substantial premium to the peer group and we downgrade to Sector Perform.
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Over the next couple of years, you're bringing more of your professional self into your peer group.
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The following banks were reviewed as part of Fitch's Community Banks Peer Group: Central Pacific Financial Corp.
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The board benchmarked his pay against 21 other companies it determined made up First Data's peer group.
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Fitch has nevertheless set UPC's downgrade threshold marginally tighter than the peer group to reflect these constraints.
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Users can also compare how their faces fare in relation to people in the same peer group.
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Chung, 21, beat the leader of his tennis peer group, Alexander Zverev, in five sets on Saturday.
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If rates continue to normalize, FULT's NIM will trend higher towards the median level of the peer group.
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S. valuations start off as being high both on a historical basis and also on a peer group.
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"Trading at a large discount to the peer group average, we believe Asure stock is undervalued," he said.
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TAP shares trade at a 30% discount to the global peer group on an NTM EV/EBITDA basis.
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However, setting accruing TDRs aside, TCB's nonperforming loans ratio remains in the top-quartile of the peer group.
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Additionally, identified revenue synergies should further improve KEY's profit measures to remain in-line with its peer group.
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All other ratings and outlooks were affirmed and maintained, respectively, for the remaining banks in the peer group.
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The fund is beating 97 percent of funds in its peer group year-to-date, Morningstar's data shows.
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The fund returned -3.1% in 2015, underperforming its reference index of (Euribor + 400 bps) and peer group category.
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I actually think this can be very helpful in starting to shift the norms among your peer group.
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For nearly a decade before that under Mr Dauman it was the worst performer in its peer group.
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While policy predictability has improved in recent years, growth potential has remained low relative to the peer group.
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I'm really inspired by the body of work of this collective peer group that I'm entering in to.
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The GG deficit increased slightly to 2.8% of GDP in FY16, below the peer group median of 4.2%.
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"If this gives you a little temporary unpopularity in your peer group, the hell with them," Munger added.
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Nonetheless, they vastly outperform their peer group and even the city as a whole on the state exams.
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They are unique in their peer group to even know that there is something called a pay phone.
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More actual autistic people were cast in new roles, including all of the characters in Sam's peer group.
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If financial stress alone isn't enough, the disregard for your peer group will certainly contribute to millennial burnout.
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This is higher than the 'AA' peer group average, but lower than for other 'AA-' rated domestic peers.
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"With valuation currently roughly in line with the peer group average, we see limited potential for meaningful multiple expansion."
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|
Fitch has also published Rating Action Commentaries for each bank in the peer group, which are available on www.fitchratings.com.
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|
EIT's operational qualities are therefore less strong than the peer group - balanced however by a lower financial risk profile.
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At June 30, 2017, its loan to deposit ratio was 84%, one of the lowest in the peer group.
|
|
This has driven valuation to the bottom 1/5 of its peer group, despite growth in top 1/5.
|
|
In that time, women's workforce participation has stagnated, while [other countries in] our peer group [have] made huge progress.
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|
For 2Q16, CMA's CET1 ratio was 0003%, which slightly lags the large regional peer group average by about 40bps.
|
|
So far this year, the fund is down 4.16 percent, surpassing 73 percent of its peer group, Morningstar said.
|
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Long-term capital targets are expected to remain between 8% and 9.5% for the large regional bank peer group.
|
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Fitch views this meaningful reduction favorably, as it puts the firm on more equal footing with the peer group.
|
|
One friend in the peer group was Jewish, and after the altercation, HD became preoccupied with Holocaust denial groups.
|
|
Instead of mentors and collaborators, I had a peer group held together by stories about breaking furniture and vomiting.
|
|
But Mr. Abloh's reference points seem to have more to do with his peer group than any larger idea.
|
|
This compares to the peer group median trading at about 22.6 times earnings and 13.6x core earnings, he said.
|
|
A peer group will offer you vital understanding and support as you navigate your complex feelings about his death.
|
|
Some of my political views shifted when my location, peer group and news sources changed during my college years.
|
|
Fitch core capital and Common Equity Tier 1 both rank remain the highest of the large regional peer group.
|
|
Esure reported an SII coverage ratio of 443% for end-2015, at the lower end of the peer group.
|
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It was hit the most out of the peer group by SII requirements; its Solvency I ratio was 23530%.
|
|
In the U.S. Navy, he was among the best trained and most experienced bridge watchstanders in his peer group.
|
|
Researchers compared CEOs' pay to their peer group average, firm performance and the instances of layoffs at their companies.
|
|
Furthermore, the stability of earnings as measured by the standard deviation is also among the best for the peer group.
|
|
Similarly to its large regional peer group, CMA experienced credit challenges however its asset quality performance was better than peers.
|
|
Clearly, unlike women actresses in his peer group, age has been no obstacle to DiCaprio's career or his sex appeal.
|
|
The best way to do that is to compare what you're paying with a peer group of similar-sized plans.
|
|
The peer group included Visa ($188 billion market cap), MasterCard ($104 billion market cap) and Accenture ($77 billion market cap).
|
|
The group's CET1 ratio stood at 13.8% at end-4Q16, which remains among the strongest in the GTUB peer group.
|
|
However, notable double leverage at the legal entity Credit Suisse (the parent bank) puts its capitalisation behind its peer group.
|
|
Their AXS Alternative Growth Fund has returned 36% this year, outperforming 97% of its peer group according to Bloomberg data.
|
|
Moreover, Fitch believes midtier banks within the peer group are appropriately capitalized relative to their ratings and liquidity levels remains strong.
|
|
That observation continued evolving as she looked around and realized that the experience of her peer group was much the same.
|
|
RY's Fitch Core Capital (FCC) to risk-weighted asset ratio of 11.12% is lower than the peer group average of 0003%.
|
|
It's likely that Heidi was comparing her family's economic situation to that of her peer group instead of the average American.
|
|
Telefonica and the peer group combine strong operational positions in fixed and/or mobile with large and diverse cash flow generation.
|
|
These Academy members click off their top pick in general categories and their peer group categories, and send off their ballot.
|
|
Further, for 2Q17, Fitch calculated non-performing assets (NPAs) stood at 1.01% compared to 2.04% on average for the peer group.
|
|
Fitch assumes potential growth is slightly above 2%, low relative to the peer group, in part reflecting a weaker policy environment.
|
|
Fitch still views FITB as a high quality bank and as in line with the large regional bank peer group average.
|
|
There was a "growing disparity" between the chipmaker's margins, growth and stock price performance compared to its peer group, Starboard said.
|
|
Source: Buffalo Wild Wings Marcato, however, took issue with the peer group that Buffalo Wild Wings' has been comparing itself to.
|
|
Following the closing of PVTBTC, CIBC's CET1 declined to 10.4%, which remains adequate, however ranks at the bottom of peer group.
|
|
I was going to rise to the top of my peer group, but I wasn't going to break away from it.
|
|
So it might just be that the people that are writing the headlines, the people in their peer group -- GUTFELD: Yes.
|
|
UMPQ's asset quality metrics are currently among the best in the mid-tier peer group and for Fitch-rated U.S. banks.
|
|
On the dividend side of the equation, Pfizer's yield of 3.85% is close to the top within its immediate peer group.
|
|
P&G pointed out that Mondelez's margins did expand during that period but so too did those of its peer group.
|
|
I would invite my peer group and colleagues, as well as people who weren't visual artists, and also the general public.
|
|
However, we believe earnings growth should handily outpace the peer group over the next several years as the integration is completed.
|
|
Just log on to Facebook, log on to Instagram, and it's instantaneous comparison with a peer group or many peer groups.
|
|
Orange and the peer group combine strong operational positions in both fixed and/or mobile with sizeable and diverse cashflow generation.
|
|
Returns on tangible common equity were 337110004% through the first six months of 33711, which compares favorably to the global peer group.
|
|
Fashion is often sold as something feel good and confidence building — a way to belong and blend in within a peer-group.
|
|
The company's enterprise value is currently trading at 1.8x our 2019 revenue forecast versus the (overall SaaS) peer group mean of 6.8x.
|
|
RATING SENSITIVITIES Amundi's IDRs are at the upper end of the peer group and upside is therefore limited in the medium-term.
|
|
The Academy assembled a small, select panel of judges in each peer group, chosen through a secret process, who voted on winners.
|
|
MTB's core earnings profile is considered to be one of the strongest of its peer group with no support from reserve releases.
|
|
KEY RATING DRIVERS IDRS, NATIONAL RATINGS AND SENIOR DEBT The rating actions follow Fitch's periodic review of the large banks peer group.
|
|
Returns on tangible common equity were 33711% through the first nine months of 337144, which compares favorably to the global peer group.
|
|
Since 2005, WFC has reported the lowest cost of deposits and lowest cost of total funding, on average, among its peer group.
|
|
Republicans, I know Rwanda — with its poverty, illiteracy and autocratic government — is not in the same peer group as the United States.
|
|
Returns on tangible common equity were 33710560% through the first nine months of 33711, which compares favorably to the global peer group.
|
|
When a regulation results in one smoker fewer, every friend of that person will have one smoker fewer in her peer group.
|
|
They're then placed in the appropriate peer group, where they can post to a feed, comment on others' posts, add pictures, and chat.
|
|
CVB continues to maintain the lowest cost of deposits in the Fitch Large Community Bank peer group which was only 9bps at 1Q17.
|
|
They should join a peer group, engage with old friends, go out on date nights with their significant other and make new friends.
|
|
Short of one's peer group pressuring them into watching something right now no one feels they have to be caught up on everything.
|
|
Energy-related credits made up around 6% of total loans at 2Q103, one of the highest levels in the large regional peer group.
|
|
Keon also noted the continued net inflows for the Ultra Short Obligation Funds (USO) peer group, which took in $950 million last week.
|
|
Bankia, which last week agreed to acquire Spanish regional lender Banco Mare Nostrum, stacks up well against its peer group in this respect.
|
|
Her engineers hoped she would develop over time by conversing with her target peer group — people between the ages of 18 and 24.
|
|
It's a refining stock that has risen about 73 percent over the past year, about 25 percent above its peer group average return.
|
|
It's a letter A that you wear around your friends and peer group because you weren't as successful as you wanted to be.
|
|
Fitch also affirmed the ratings and maintained the Stable Outlooks for the following other banks within the midtier regional peer group: --BankUnited Inc.
|
|
Energy-related credits made up around 5% of total loans at 4Q16, one of the highest levels in the large regional peer group.
|
|
UMPQ's Basel III Common Equity Tier 1 (CET1) ratio is reasonable at 11.46%, which is roughly average for the mid-tier peer group.
|
|
These are all personality traits and life events that could be relatable or aspirational for anyone looking to join their peer group. 2.
|
|
To be sure, each peer group needs its silly fix, its revenge-of-the-nerds outsider triumph, its conquering dragon-Harry Potter mashup.
|
|
That's just fine, and indeed what many a startup needs — a peer group, a focal point in space and time, goals and advice.
|
|
Macedonia's fiscal finances are currently in line with the median of its 'BB' peer group, but deterioration is forecast by Fitch for 2017.
|
|
In turn, regional malls have suffered the most from their peer group as names like Rue21, Ascena Retail Group and Gymboree shutter locations.
|
|
"PNC and its entire peer group is expecting 4 percent total (loan) growth, with 5 percent for C&I growth in 2018," Klock said.
|
|
As a result of the negative operating leverage USB's efficiency ratio ticked up to 55.3%, which remains near the top of peer group averages.
|
|
For retail (private label) cards, Alliance Data Systems continued to lead the peer group in portfolio growth, even as growth moderated for the quarter.
|
|
TRMK's common equity tier 13 (CET1) ratio was 11.80% at 3Q17, which was slightly above the peer median for the midtier regional peer group.
|
|
However, Fitch notes its reserves are among the lowest of the peer group, while 77% of its energy portfolio is rated below investment grade.
|
|
Further, the company's capital position, while still solid given its risk profile has started to trend in line with the large regional peer group.
|
|
But the internet has enabled you to share that in such a way that you can create groups within any peer group you want.
|
|
Fee-earning AUM (FAUM) growth has slowed considerably for the rated peer group, as numerous strategies have record levels of uncalled capital to invest.
|
|
Everyone, no matter his or her peer group, can vote on the general categories, like drama series, comedy series, television movie, and limited series.
|
|
To the extent that your company defies those traditional norms based on its innovation, it will get a better valuation than its peer group.
|
|
As spring marched on and other TV shows wrapped up for the season, the internet slowly became everyone's peer group, pressuring them into watching.
|
|
The fund has underperformed Fitch's internal risk parity peer group since inception but shows a lower volatility and better management of drawdowns than peers.
|
|
However, while other AT28 bonds have also struggled in the current market, the magnitude of DNB's underperformance stands out from its Nordic peer group.
|
|
Peer Group DHC shares the same key sponsor (Innisfree) and soft FM provider (ISS) with Meridian Hospital Company PLC, its closest Fitch-rated peer.
|
|
"Of course we are hoping to spark their passion for opera and for them to become advocates within their peer group," Mr. Schulz said.
|
|
My peer group was breaking barriers, and to some extent we were focused on getting to that next rung, and enduring whatever it took.
|
|
And yes, the peer group is extremely important in adolescence, and your friends and romantic partners and their attitudes and practices around alcohol matter.
|
|
She is one of just 36 managers out of the 159 in her peer group to have added value over the past three years.
|
|
At June 30, 2016, RF's NPAs were the highest of the peer group due primarily to commercial, particularly energy-related, and CRE nonaccrual loans.
|
|
Examining the efficiency aspects of the EWJ, we see that EWJ has lower NAV tracking difference of 0.32% compared to peer group average 0.46%.
|
|
This brings down TDC's net overall risk/current revenue ratio to 84% at FYE16; well below the 'AA' peer group average of around 160%.
|
|
Excluding assets covered by FDIC loss-sharing agreements, nonperforming asset levels have decreased in recent years and remain below mid-tier peer group averages.
|
|
Not only that, but they all boast returns that place them in the top 25 percent of the peer group for their particular investment discipline.
|
|
Bank liquidity is considered roughly in line with peer banks, though its loan to deposit ratio is on the higher end of the peer group.
|
|
Founders would apply, and if admitted, be assigned a YC alumni as their mentor and a set of 20 other startups as their peer group.
|
|
Compared to its peer group, Play exhibits strongly improving operating metrics and solid financials - particularly in terms of revenue growth and underlying cash flow strength.
|
|
And that pressure over peer-group competition and standardized goals squeezed out any potential for the Fitbit to support more sustained motivation for individual youngsters.
|
|
More recently, capital measures are falling in-line with large regional peer group, which were viewed as an offset to its relatively weaker earnings profile.
|
|
Total return (share price appreciation plus dividends) was 138% in 2008-16 in dollars, behind the average for the peer group, although not by much.
|
|
"By and large, I think we are underpaying against our international peer group this year, and I hope that many staff understand why," he said.
|
|
Sadly, I have already seen mean girl qualities in some girls in their peer group, and my kids are still years away from middle school!
|
|
The institutions in Fitch's Community Bank Peer Group tend to have business models that are relatively more reliant on spread income from lending and investments.
|
|
For financial comparisons, Citi includes Barclays, Deutsche Bank, and HSBC, which rank last in the peer group for each ROE, ROA, efficiency and net income.
|
|
The Janus Global Unconstrained Bond fund is up over 4 percent so far this year, surpassing 69 percent of its peer group, according to Morningstar.
|
|
In some urban areas, the population used to be so heavily Mormon that people had the same peer group in religous and non-religious settings.
|
|
He must already have inner doubts; trusted people, whether imams, friends or relatives, must be involved; and he must be offered an alternative peer group.
|
|
Its pro-forma estimated Tier 1 Capital Ratio of 15.6% and loan-to-deposit ratio of 74.9% will remain ahead of its peer group average.
|
|
In Fitch's view, MTB's longer-term capital ratios will tend to fall on the mid to lower-end of the large regional peer group averages.
|
|
But another driver of high pay is the practice of benchmarking a chief executive's compensation against that of others in a so-called peer group.
|
|
Once inside, you'll need to get up to speed on complex products and markets, make the networking rounds, and stay competitive in your peer group.
|
|
As far as the radicalization, there were a group of people we interviewed during pre-production that were his age and in his peer group.
|
|
And in addition to admiration among her freethinking peer group, Ms. Halvorson, 36, has earned the respect of more established rule-breakers like Mr. Zorn.
|
|
But at this 90-minute show, they'll also tackle the promises their peer group tends to break, as well as other occasions for wintry wit.
|
|
But with his knee no longer a concern and his enthusiasm intact, he is back for more, while his peer group continues to fall away.
|
|
But I was also perceiving others in my peer group as moving swiftly ahead with their lives, in all aspects, whereas I had felt inadequate.
|
|
If they are both part of the same peer group, the victim can be reluctant to do anything that could turn the group against her.
|
|
This is due to its strong fundamentals, and the increase in the earnings multiple applied to the peer group of which it is a part.
|
|
Yacktman&aposs stock picks placed his YCG Enhance Fund in the 98th percentile of its peer group in 2019 and on a five-year basis.
|
|
UBS's capitalisation remains a strength, and its fully-applied CET161 ratio stood at 2033% at end-1Q35300, which is among the strongest in its peer group.
|
|
In the small peer group, Comstock Resources, Approach Resources and Stone Energy are most at risk due to high debt and low hedging, according to IHS.
|
|
Further, CIBC's mortgage growth (9.8% year-over-year) exceeds its peer group average (6.6%), which is concerning given that housing market downside risks continue to increase.
|
|
The ratios are the lowest in the peer group and Fitch expects management action to lift the bank's capital buffers in the near to medium term.
|
|
Over the same period, the SPDR S&P Oil & Gas Exploration & Production ETF — an exchange-traded fund that tracks Concho's peer group — is up 3.5 percent.
|
|
Relative to the peer group, UPC is smaller, to some extent exposed to emerging market risk, its markets more fragmented and the business delivering weaker FCF.
|
|
With their free membership, women who sign up get access to other entrepreneurial women and the ability to ask and answer questions from their peer group.
|
|
The 'B' IDR also reflects ABILITY's weaker financial profile relative to this peer group, with a highly leveraged balance sheet pro forma for the leveraged recapitalization.
|
|
Further, CIBC's residential loan growth was 12% year-over-year exceeding peer group average of 5.41%, which is concerning at this point of the credit cycle.
|
|
PEER GROUP Fitch compared T&R to large EMEA toll-road operators, which have both lower 2017 and five-year average leverage metrics, albeit higher ratings.
|
|
Around one quarter of millennial Brits experience anxiety and depression, and like many in my peer group, I was looking for a quick and cheap respite.
|
|
"A lot of opera directors are making opera for other opera directors, and quite a few opera composers are writing for their peer group," he said.
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While MUAH's reserves-to-total loans is the lowest of the peer group, this reflects its low loan losses and good credit metrics throughout the cycle.
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Citigroup analysts wrote that the company "did not appear to be impacted by the news and was largely down with its peer group" at market close.
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You have the mentor, but you are also connected to a peer group, attend events in person and have access to a variety of online resources.
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PlainsCapital Bank's nonperforming asset (NPA) and NCO ratios have historically remained below mid-tier peer group averages, which Fitch attributes to the company's generally conservative underwriting standards.
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CVB has the highest tangible common equity-to-tangible assets (TCE/TA) ratio in the Large Community Bank peer group that stood at 11.3% as of 2Q17.
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Excluding the accruing TDRs, STI's ratio of nonaccrual loans to total loans falls to the third lowest of the large regional peer group at June 30, 2017.
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Aflac — KBW downgraded the insurer's stock to "market perform" from "outperform," following a 14 percent year-to-date run-up and outperformance relative to its peer group.
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Nevertheless, Bayer's profitability is at the low end of its peer group, which reflects the company's diversified business model, including the specialty, agro-chemical and pharma businesses.
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The company's balance sheet mix is much more sensitive to the prolonged low rate environment, which has produced weaker financial measures versus the large regional peer group.
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CMA's pre-provision net revenue (PPNR)/average assets was 1.27% for 2015 compared to 1.44% for 'A' rated banks and 1.71% for the large regional peer group.
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Reduced levels of marketing across the company's peer group partly led to a rise in customer numbers and lower costs of acquiring the customers, the company said.
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Fitch believes margins could decline modestly in 4Q16 and 0003, with more normalized transaction fees, but they will remain at the upper end of the peer group.
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So if you're single and don't want to be, a wedding might heighten the sense of not keeping up with your peer group, leaving you feeling dejected.
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The 'B' IDR also reflects ABILITY's weaker financial profile relative to this peer group, with a highly leveraged balance sheet pro forma for a contemplated leveraged recapitalization.
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What advice would you give to people who've experienced bullying and want to do something to change the culture at their school or in their peer group?
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She and Hedda Hopper deduce that, of the 655 Academy members in the acting peer group, they'll only need to swing 100 votes to effectively sabotage Davis.
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The stock trades at just 20183 times calendar year 2018 earnings per share, which represents a discount to both its peer group and the S&P 500.
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UMPQ's common equity tier 1 ratio (CET1) of 11.1% is roughly in line with the peer group median and has been relatively stable over the past year.
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Robinson Peete Almost everyone we know who married around the same time in our L.A. peer group are divorced, on another marriage, or just didn't make it.
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Then just in a numerative and no-malice way tell people where they stack up against their peer group, and then give them a list of recommendations.
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Name Withheld Young people belong to a world of group norms, and a central one favors loyalty to their peer group over the authority of their elders.
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Nevertheless, net external debt is forecast to fall only modestly, to 51% of GDP in 2019, and compares with a peer group median of -1% (net creditor).
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Excluding the PCI-loans, EWBC's ratio of NPAs (inclusive of accruing TDRs) to loans and foreclosed real estate falls to the second lowest of the peer group.
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She's since created a CoS peer group in D.C. and is working with Berardi to launch an online membership network for prospective and current chiefs of staff.
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Low-cost shares of the fund are down 4.25 percent this year through Monday, according to Thomson Reuters' Lipper research unit, near the bottom of its peer group.
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Should rates normalize further, Fitch would expect some degree of reversion in asset quality for most banks in the peer group, which is already incorporated in the ratings.
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The database now includes five years of data, providing a comprehensive base for historical trend analysis specific to individual issuers or within the CCRC peer group at large.
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MS's CET1 ratio remains at the top end of its peer group, although it is expected to decline modestly over time via capital returns, subject to regulatory approval.
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Additionally, it comes from the studios, which is difficult to anticipate in the future as its growth has not been as high as others within its peer group.
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SQN said that Yelp has underperformed the Russell 2000 Technology Index by 117 percent and its own peer group by about 74 percent over the last half-decade.
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Fitch also anticipates that the company will achieve some additional improvement in core earnings, though earnings are likely to remain on the lower end of the peer group.
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But they also pointed out that non-college-attending 18- to 25-year-olds may be comparatively underserved, even though they represent 59 percent of their peer group.
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MS's CET1 ratio remains at the top end of peer group averages, although it is expected to modestly decline over time via capital returns, subject to regulatory approval.
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The company generates 53 percent of sales from automotive and industrial end markets, compared to its peer group, which generates only 22 percent from these favourable growth markets.
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Other examples include analyzing data to spot an attack based on previously known patterns, peer-group based analytics to spot outliers within connections and activities of "like" individuals.
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We've lost over 100 guys in my peer group, some of them in battle, but too many here at home to the ravages of substance use and suicide.
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Moreover, given Viacom's reliance on the kids and teen demographic segments, the company depends more on advertising categories which target kids and teens, relative to its peer group.
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CIBC has a sizeable domestic mortgage (including HELOCs) portfolio relative to its loans which stood at 0003% of gross loans compared to 49% average for the peer group.
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RF's liquidity profile remains solid with a low loan-to-deposit ratio, at 0003% at quarter-end, and one of the lowest of the large regional peer group.
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PlainsCapital Bank's nonperforming asset and net charge-off ratios have historically remained below mid-tier peer group averages, which Fitch attributes to the company's generally conservative underwriting standards.
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"We were talking about the questions you have to ask yourself, whether getting sensitivity readers or checking in with your peer group on something, all that stuff," Sogah remembers.
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The firm says VW management is working on "significant structural changes to the cost base and decision-making process to be more in line with its global peer group".
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This view encompasses TCB's comparatively weak asset quality metrics and a somewhat unproven lending strategy relative to both similarly and higher rated banks in Fitch's midtier bank peer group.
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Fitch also considers the company's diversified revenue base as a rating strength evidenced by non-interest income contributing roughly 44% of total revenues, consistently above the peer group average.
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The Shiller Enhanged CAPE fund outperformed 99 percent of its peer group in 2014 and 2015 with returns of 17.86 percent and 4.65 percent, respectively, according to Morningstar data.
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That's a much smaller share than other business software makers, and less than half the median R&D percentage of its peer group, according to Redpoint Ventures' Tomasz Tunguz.
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Weaker economic prospects in Colombia may result in a cyclical deterioration of the bank's loan quality ratios, but these should remain better than those of its local peer group.
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The return on average assets (ROAA) was 0.4% and 5.2% on its average equity (ROAE), while the peer group showed a ROAA of 163% and a ROAE of 10.7%.
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The growth rates of Viacom's affiliate fee revenues also lag behind its peer group of large diversified media companies and present a new challenge to the company's operating model.
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With music this touching and emotionally real, Bea has resonated massively both in her own peer group of teens, and beyond, and she looks to have a massive 2019.
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In soccer academies the world over, chronological age determines a player's peer group, and judgments on that player's ability and potential are made largely through comparisons within that group.
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I knew that I couldn't be the only one in my peer group who's had trouble with this, but for a long time, I didn't know how to ask.
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If the share of smokers in someone's peer group rises to 30 percent from 20 percent, for example, the probability that she will smoke rises by about 25 percent.
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Negative rating pressure could develop should FULT manage capital more aggressively over the Outlook horizon such that the CET 1 ratio drops closer to the bottom of the peer group.
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My thesis was that people that share a passion wanted to do that in a peer-group and that the discussions would have lasting value as users share real information.
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HBO's Insecure is the latest show to capitalize off of this phenomenon, offering up four Black women characters from the same peer group with different styles and perspectives on life.
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The proportion is significantly higher than Fitch's estimates for its immediate peer group of large, diversified western European telecoms operators, such as Deutsche Telekom (7%), Orange (12%) and Vodafone (10%).
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But discretion could be preserved by borrowing from a new German policy that lets workers in firms with at least 200 employees ask about average pay within a peer group.
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Fitch's Community Bank Peer Group is mostly defined by banks with less than $10 billion in assets that typically operate in a limited number of geographic markets and product segments.
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While MTB's capital level is better than its past history, in Fitch's view, capital ratios will tend to fall on the lower-end of the large regional peer group averages.
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"The peer group Buffalo Wild Wings management used today is the third different one presented by the Company in recent months," Mick McGuire, Marcato's founder, said in a statement Thursday.
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The authorities' ability to monitor and manage the economy is still limited by data weaknesses and by the lack of institutional structures enjoyed by other sovereigns in the peer group.
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Capital is conservatively managed, with Sanlam Life's statutory capital adequacy requirement (CAR) cover ratio remaining strong and unchanged at 0003x at end-2016, the highest level in its peer group.
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In the fourth quarter, high-yield bond funds were the worst performing fixed-income funds peer group - down 4.54% - and the best in the first quarter - up 6.56%, Keon noted.
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MTB's NCOs and NPAs have been superior versus most of its peer group through numerous economic and real estate downturns and indicative of the strong credit culture at the company.
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In addition, GPT has unencumbered asset coverage of net unsecured debt (UA/UD ratio) that is low for the current rating and below that of its similarly rated peer group.
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COF has generally outperformed its peer group, largely driven by COF's comparatively higher net interest margin, given its proportionately larger mix of higher yielding credit card receivables and auto loans.
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Yet, as Berkshire Hathaway's Warren Buffet has frequently complained, compensation consultants more often seem to be used to rationalize a pre-ordained result by cherry-picking the right peer group.
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Ms. Jepsen gets more than five million monthly streams on Spotify, significantly less than, say, Britney Spears, but millions more than an independent artist in her peer group, like Grimes.
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Nestle has a cost-savings program but has not said how much of this will go toward raising its margins, which are at the low end of its peer group.
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"Hudbay's recent market performance has been atrocious, as the company currently trades at a material discount to its peer group on multiple key valuation metrics," Waterton said in a statement.
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Net external debt is projected by Fitch at 0003% of GDP by year end-2016, compared with a creditor position of over 40% of GDP for the 'AA' peer group.
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With high school basketball, you get all the excitement of sports – from the same peer group as the Gen Z one you're appealing to – without any of the steep prices.
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Since our last review of the peer group in December, pressure on earnings from capital markets activities, particularly fixed income trading, intensified in 1Q16 but has eased somewhat in 13Q16.
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Fitch includes accruing restructured loans in its NPAs, which, as of 3Q16, measured 1.43% of total loans and is in line with the Fitch mid-tier regional bank peer group median.
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SRC's recent tenant credit issues, resulting softness in earnings as measured by AFFO and same store growth, and weaker liquidity place SRC at the low end of the 'BBB-' peer group.
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CMA's funded energy loans as a percent of tangible common equity (TCE) is roughly 39% at second quarter 2016 (2Q16), compared to the 13% average for the large regional peer group.
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In the past one-year and three-year periods, the company stock has outperformed its peer group by a wide margin, posting returns of 80% (1 year) and 50% (3-year).
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Excluding the accruing TDRs from problem asset totals, STI's ratio of adjusted NPAs to total loans and foreclosed real estate falls to the third lowest of the large regional peer group.
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Following FMBI's acquisition of Standard Bancshares, it has now crossed the $10 billion asset mark, with CVBF and CBU the next most likely in the community bank peer group to cross.
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Orange's 173 leverage was at the lower end of its immediate peer group of Fitch-rated 'BBB+' large, geographically diversified European telecoms operators: Telefonica (3.7x), Deutsche Telekom (3.7x) and Vodafone (3.4x).
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MTB's NCO's and NPAs measures have been superior versus most of its peer group through numerous economic and real estate downturns and indicative of the strong credit culture at the company.
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EE establishes the business on a similar footing to the wider incumbent peer group, with the addition of the country's leading mobile network operator, in Fitch's view, a sound strategic fit.
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"Most of my peer group just isn't thinking about homeownership anywhere," said Peter Hess, 31, who wrote the Popular Science article and lives in New York City, despite knowing the risks.
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Connecting with others in your peer group with the same ambitious goals can contribute to your own growth, she said, especially when you can keep each other accountable for your work.
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KEY RATING DRIVERS Italy's 'BBB' rating is supported by a diversified, high value-added economy, with GNI per capita, governance and human development indicators much stronger than the peer group median.
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The Committee also considered comparative data from the peer group of companies that Facebook benchmarks against for executive compensation purposes, as well as other relevant information regarding executive compensation and perquisites.
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Capital is conservatively managed, with Sanlam Life's statutory capital adequacy requirement (CAR) cover ratio remaining strong at 5.3x at end-1H16 (end-2015: 5.8x), the highest level in its peer group.
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The Lyft and Uber IPOs showed that one difficulty in valuing start-ups ahead of an IPO pricing is lack of a clear peer group of companies already valued by the market.
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The IDRs also reflect the following key rating drivers: San Marino has governance indicators and income per capita that are significantly above the rating peer group, and is a net external creditor.
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Stada said the improved offer valued it at 20.9450 times its expected 2017 earnings before interest, taxes, depreciation and amortisation (EBITDA), above trading multiples among its peer group of 9-11 times.
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DERIVATION SUMMARY Play compares favourably with a peer group that includes smaller, single-country telecom operators such as Telefonica Deutschland, Sunrise Communications, WIND and eir, as well as the leveraged cable sector.
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DERIVATION SUMMARY EIT's natural peer group includes pan-European tower operator, Cellnex SA (BBB-/Stable) and the large US mobile tower operators, American Tower (AMT, BBB/Stable) and Crown Castle (BBB-/Stable).
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This is the path to higher returns and valuation with Chevron's "pledge" for greater capital discipline and enhanced corporate governance, one of the most advanced in the peer group, in our view.
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Reflecting increasing average AuM, Amundi's earnings generation and profitability remained sound in 11533 and 1Q16, with an operating margin of 46% in 2015, remaining at the upper end of the peer group.
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These apps function largely as time-wasters, but they're also social barometers arriving at a time when the app's young users care very much about the opinions shared by their peer group.
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But it's been a smart move so far, with the peer group of EM bond funds up 13.3 percent this year, and the MSCI Emerging Markets Equity Index up near-15 percent.
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"Although Canadian P&C results missed consensus, performance here was near the top of the peer group from an earnings growth perspective despite flat operating leverage," Cormark Securities analyst Meny Grauman said.
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The company said there were signs of reduced levels of marketing across its peer group, which in part led to a rise in customers numbers at Plus500 and lower cost of acquisition.
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Banks are being asked to specify their concerns with the equity story of the asset management unit, their view on the peer group, valuation method, timing of the deal and potential investors.
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A media-friendly shift towards a more mainstream vision broke them out from their peer group and into the proverbial stratosphere, an upward momentum that both characterized and transcended the MTV Generation.
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Here he leads a band stocked with serious-minded musicians from his peer group: Ben Wendel on tenor saxophone, Gerald Clayton on piano, Charles Altura on guitar and Tommy Crane on drums.
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"He's devastated to lose his peer group and all the opportunities he had for making his art and sharing it with the world in gallery settings," the social worker, Alexis Carter, said.
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Chicago-based GGP is often considered top of its peer group, with a real estate portfolio consisting mainly of "Class A" malls, or those that draw the most sales per square foot.
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Fitch's own external liquidity measure, defined as the ratio of liquid external assets on short-term external liabilities, has been improving in recent years but is still low versus the peer group.
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NBC reports a strong liquidity coverage ratio (LCR) within the Canadian bank peer group at 134% and continues to have strong on-balance-sheet unencumbered liquidity at over 20% of total assets.
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In addition, Time Warner's lower exposure to cyclical advertising revenues relative to its peer group, and lack of exposure to the hyper-cyclical local advertising markets, provides incremental support to the ratings.
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Some rankings assign more weight than others do to the selectiveness of a school and the academic background of its incoming students, on the theory that a high-achieving peer group matters.
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So far this year, Hedge Knight is up 503 percent Mr. O'Dea said, soundly beating the index's 9 percent increase and thrashing the near-flat return the fund's peer group has delivered.
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But online trading platform Plus500 jumped nearly 9% after posting higher second-quarter revenue, as signs of reduced levels of marketing across its peer group in part bumped up its customer numbers.
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A new peer group is created for each app, as Google says using set categories — like "productivity" and "games" — are "too coarse and inflexible" to follow the changing distinctions of the app world.
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IPG's operating profile has shown marked improvement since FY 2012 (EBITDA margins have improved more than 200bps), and the company continues to make progress in closing the gap relative to its peer group.
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The exposure increases Telefonica's cash flow risks, which as a proportion are higher than in its immediate peer group of diversified western European operators such as Orange SA (13%) and Vodafone Group (27%).
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Apollo continues to generate realized carried interest, although the amount declined significantly in 2015 and the first three quarters of 2016 given that the firm's realization cycle started earlier than the peer group.
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Negative rating action on Taichung could occur if the bank takes on excessive risks that dampen its asset quality and capital position to the level substantially below that of its ratings peer group.
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Glenn Frey contributed some of the most beloved songs to the Eagles' discography, something he explained as at least partly the result of the really, really amazing peer group he found himself among.
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Operating profitability varies across the banks in the peer group, and subdued securities trading activity has highlighted the importance of strong franchises and market share and diverse product ranges in smoothing earnings volatility.
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Bloomberg's story was followed by a 2.7-percent drop in the price of the BI North America Hospitals Competitive Peer Group Index, which reflects the prices of a basket of hospital company stocks.
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While USB's capital ratios are at the low end of the peer group, the company continues to perform consistently better than nearly all peer institutions under the Federal Reserve's annual CCAR stress tests.
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Tay's target peer group was "young millennials" between the ages of 18 and 24, but it was only a matter of hours before the bot was swallowed up by the wrong online crowd.
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As we transition from family to peer group to coworkers, or distant-family and friend-of-friend get togethers, we take on different roles, and tweak our language and demeanor to fit them.
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The bank's NPL ratio remained steady at 0.99% at end-2015 while its loan growth was close to the higher end of the peer group at 16% in 963 (BDO: 17%, BPI: 9%).
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Yet despite First Data's relatively small size, Mr. Bisignano, who joined the company in 2013 after working at JPMorgan Chase, was awarded more than any chief of the companies in his peer group.
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If American workers ever wake up to the real source of their lost jobs and declining wealth, it is going to get a lot more uncomfortable for Mr. Trump and his peer group.
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"It was the idea that somebody in my peer group had written a freelance story for The New Republic, which was, at the time, in my twenties, like my bible," he told me.
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The $2.8 billion Global Real Return portfolio she manages has gained 10% over the past year, and it sits in the 90th percentile among funds in its peer group according to Bloomberg data.
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"It is clear to us when we communicate with industry analysts, the company's competitive peer group and other investors that there is confusion around the long term strategy for the company," Rhodes wrote.
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Since the Sterling merger in 2014, UMPQ's earnings, excluding merger costs and accretion gains, have lagged slightly below its peer group average as measured by ROA despite the company's solid net interest margin.
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Fitch's ratings on the finance companies in the peer group are driven by their business model and franchise, and their risk appetite, which is reflected in their exposure to more vulnerable customer segments.
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But the Indianapolis-based real estate owner is often considered the strongest in its peer group, with higher-rated properties in more sought-after locations that bring in more sales per square foot.
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KEY RATING DRIVERS San Marino's 'BBB' Long-Term Foreign Currency IDR partly reflects its strong development indicators, which are significantly above the rating peer group, and its position as a net external creditor.
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DERIVATION SUMMARY Sky's broader peer group includes telcos such as BT Group plc, Royal KPN N.V. (BBB/Stable) and TDC A/S (BBB-/Stable), sub-investment grade cable operators such as Virgin Media Inc.
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Vehicle peer group, though given its superior engine biz, strong market share positions in key categories, and best-in-class status, among other factors, we believe it should have been able to outperform peers.
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Yes, but there are people who are part of my peer group, people who maybe started before me who I saw break through — everyone has their own path, but sometimes people do break through.
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However, KWG's EBITDA margin of over 35% is one of the best within the 'BB-' peer group and is better than that of 'BB' rated companies such as, Guangzhou R&F Properties Co. Ltd.
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If taken in conjunction with the growth in inventory finance and equipment leasing businesses, Fitch views TCB's appetite for risk as higher than most banks in the peer group, which constrains upwards rating momentum.
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C&I has been a significant area of growth for the community bank peer group, with average C&I loan balances growing by 2646% in 2582 and 24947% in the first half of 2016.
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Upward rating momentum for JPM is believed to be limited over the near-term given that its current rating level is among the highest of its peer group and of the global bank universe.
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Upward rating momentum for JPM is believed to be limited for the foreseeable future given that its current rating level is among the highest of its peer group and of the global bank universe.
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Furthermore, earnings contribution from the more volatile capital market segment was the smallest among Canadian bank peers, and represented 16% of total net income at 3Q17 compared to a peer group average of 25%.
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IPG's operating profile has shown marked improvement since FY 2012 (EBITDA margins have improved more than 200 bps), and the company continues to make progress to close the gap relative to its peer group.
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"I think the stock will trade in line to slightly underperform the semiconductor peer group unless they make a big acquisition or a few medium-size acquisitions," said Summit Insights Group analyst Kinngai Chan.
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At fiscal year-end 20771, pipeline, oil, & gas loans amount to approximately 21% of business and government loans for BNS compared to a Canadian peer group average of 2646% of business and government loans.
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GSK's track record for bringing new drugs to market has actually been in the middle of its peer group since 5.33, according to a recent Berenberg bank analysis, but its commercial performance has disappointed.
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While the make-up of her peer group at her chosen camp may not turn out to be ideal, I'm hoping she will learn from it and keep asking questions, and so will we.
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"If they feel the medication is ineffective, causes significant side effects, or makes them feel different from their peer group, they are less likely to continue medication treatment as prescribed," Chan added by email.
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Because of that, we suddenly have this enhanced desire to do whatever we can to get our peers to approve of us and for us to feel a part of the overall peer group.
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The ultra-short obligation funds peer group, used to offset interest rate risk, had net inflows of $614 million in the week ended Wednesday, the 28th straight week of net inflows, Lipper data showed.
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It's not surprising that Carlyle was the first of its peer group to equalize shareholder votes, given that it's also the first to have all its founders pull back from day-to-day management.
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Cyberbullying in particular, even if the rates are low, "can have such a negative impact," Dr. Leff said, and can do great harm to a whole peer group, or to school culture more generally.
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Fitch believes that FULT is one of the more asset sensitive banks in the peer group given its core deposit franchise and majority floating-rate loans that are set to reprice within the next year.
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Adults had begun to separate me from my peer group — other girls who were less developed — and I was expected to be more mature than everyone else, even though we were all the same age.
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In assessing this, Fitch will focus on the impact, if any, of higher credit costs on profitability, trends in credit performance, and its capital position, including CET1 ratio, relative to its large regional peer group.
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KEY RATING DRIVERS The Netherlands' 'AAA' rating is supported by a high value-added, flexible and diversified economy, and effective institutions as reflected in World Bank governance indicators in line with the peer group median.
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The rating affirmations have been taken in conjunction with Fitch's periodic review of HSBC Bank's parent HSBC (AA-/Stable/aa-) as part of the review of the Global Trading and Universal Banks (GTUBs) peer group.
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I saw most of my peer group accepting jobs that would pay off student debt quicker rather than make the effort to soul search for a career that aligned with their personal and professional motivations.
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Inwardly he recoiled from it all, the vulgar stenches and the vulgar office banter, but to the outside world he played along with his peer group, contributing his own false display of bloodlust and machismo.
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It's a study of what I have termed "horizontal identity" — the sense children have that they must learn their identity from a peer group because their parents are inexperienced in dealing with their key differences.
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A wealthy man himself, he has pledged to adjust the tax codes to make his peer group and big corporations pay enough taxes to help fill some of the gaps left by the Christie administration.
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Joni Mitchell: "California" (1971) Homesickness defines "California," written by a Canadian songwriter who had made Southern California her new home and had found an admiring peer group among the songwriters around Los Angeles's Laurel Canyon.
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Banks are being asked to specify any concerns over the attractiveness of the business to equity investors, their view on the peer group, valuation method, timing of the deal and potential buyers of the stock.
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If you witness self-destructive behavior within your family, within your peer group or through the media, you may be at greater risk for suicidal behavior yourself, according to the National Institute of Mental Health.
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I almost certainly would not have been able to raise that kind of money from my family or peer group, but before I even got started trying, my wife's grandmother offered to fund the entire thing.
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Fitch notes that FULT's loan growth picked up over the last year; however, year-over-year total loan growth of 0003% as of third quarter 2016 (3Q16) remains at the low end of the peer group.
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CVB's loan-to-deposit ratio stood at 70% as of 2Q17, one of the lowest in its peer group and a level that provides headroom for optimization of the deposit mix in a rising rate environment.
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According to research from Bain & Co., a global management consulting firm, Amazon had a net promoter score, a measure of a customer's likelihood to recommend a store or brand, at the top of its peer group.
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The study finds that, relative to the company's peer group, net profit margins fall, as do the returns on capital and on equity; earnings per share grow less quickly; and both debt and interest expenses increase.
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But China could add 13% to its GDP by 2025, relative to a baseline, if it increased women's employment, hours and productivity as quickly as the leading countries in its region or peer group, McKinsey says.
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"It seems the FCA's regulatory gaze has now fixed upon the asset managers and so we would be surprised if Aberdeen is alone amongst its peer group in being required to hold more capital," they said.
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DERIVATION SUMMARY UPC's ratings are positioned solidly within the leveraged telecom peer group; with immediate peers being other LG cable operations - Virgin Media Inc, Telenet Group Holding N.V (both BB-/Stable) and Unitymedia GmbH (B+/Stable).
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Similar to most in its peer group and across the industry, FMBI has reduced its exposure to more volatile sources of funding through good core deposit growth enabled by interest rates that remain at historical lows.
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The Stable Rating Outlook reflects Fitch belief that UMPQ will maintain strong asset quality metrics relative to its peer group and good levels of capital as it pursues initiatives to grow and diversify its loan portfolio.
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Li is the most prominent of the city's powerful tycoons or oligarchs to step aside for the next generation, an exclusive peer group that also include Lee Shau-kee of Henderson Land, six months Li's senior.
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Ms. Martin compares the woman who dresses like her peer group to the bonobo ape: a female-dominant species that leaves its kin behind and bands together to form new communities to fend off male aggression.
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If Turner admitted that sexual assault was so normalized in his peer group that he felt pressure to commit it in order to conform, for instance, that would be an important and sobering admission worth discussing.
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Advertising Revenue Exposure Highlights Risks: Rating concerns include exposure to cyclical advertising revenues (at 37% of revenues, moderate relative to peer group) and the company's capacity to adapt to ever-changing media consumption patterns and technology platforms.
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Because people consume ... most of the content they consume now is accounts they follow or sharing, they're getting all of this content from their peer group that they wouldn't normally consume if they sought it out themselves.
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"Global Wealth Management beat expectations and [management] reiterated guidance for mid-single [net interest income] digit growth in 2019, in contrast to others in the peer group which has generally tempered NII expectations during this earnings season. "
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And even though it's hugely popular, the experience of playing is extremely specific — not so many people outside your peer group are going to know what you mean if you reference a "chug jug" in casual conversation.
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Earnings generation and profitability remained sound in 2016 and 1Q17, with higher average AuM and sound cost control supporting the operating margin (48% in 2016) of Amundi, which is at the upper end of its peer group.
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"It seems to imply that management's 'proven track record' is positive, however, according to Akzo Nobel's own calculations, the company has ranked towards the bottom of its self-defined peer group in delivering shareholder returns," said Elliott.
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Peer Group M&B's Class A and AB notes are rated at the pub sector rating cap and higher than any other senior debt tranches in Fitch's WBS pub portfolio due to the group's strong financial metrics.
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Loeb's hedge fund Third Point, which bought a stake in Dover during the third quarter, said in October that the company's shares underperformed the industrial peer group due to a significant earnings decline in its energy business.
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"We believe the combination of an inexpensive valuation, substantial capital return, declining cost to income ratio and rising ROE should deliver above peer-group share price performance for C over the next 12-18 months," Heagerty said.
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RFC's ratings are underpinned by its strong business profile among its direct dairy peer group, notably due to the reliability of its supply, its high exposure to value-added products and a strong presence in emerging countries.
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Based on company-reported interest rate risk simulation results, EWBC also appears the best positioned for a rising rate interest rate scenario with projected net interest income to increase the most of the mid-tier peer group.
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One of the advantages of having an SWF, apart from the cachet it bestows, is the fact it opens the door to industry associations and peer group networks that offer guidance and - crucially - contacts in the investment world.
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Capital ratios based on risk-weighted assets (RWAs) are among the strongest in the GTUB peer group, with UBS Group AG reporting a consolidated 14% fully-applied Basel III common equity Tier 1 (CET0003) ratio at end-3Q16.
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As noted, while Fitch would expect some deterioration in credit metrics for USB, should USB's credit metrics excluding covered assets deteriorate at a rate faster than peer group averages this could negatively impact ratings or the Rating Outlook.
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"We think that management already provided conservative guidance for 2500 during the 220Q573 earnings call, and general disruption as a result of the COVID-257 pandemic would not be outsized relative to Amgen's peer group," the analyst said.
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Of the '90s-era indie bands who have had creatively resurgent second lives, many hail from Belly's peer group in the Boston area, including Dinosaur Jr., Mission of Burma and the Breeders, which Ms. Donelly was once in.
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Stable Business Profile Although weaker than historically, Nestle's organic growth performance remains at the top end of major fast-moving consumer goods peer group and the company continues to achieve market share gains in several categories and countries.
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But it all depends on your framework and standard of comparison — whether it's the more peer-group-related standard or whether it's that more absolute standard of what really would be doing the most good with my life.
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And I think the thing that I always try and say to young people starting out is your peer group is really the most important influence on your life because you are going to rise and fall together.
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Actor Kevin Spacey, outstanding lead actor in a drama series nominee for "House of Cards," poses at the Television Academy's Performers Peer Group cocktail reception to celebrate the 66th Primetime Emmy Awards in Beverly Hills, California July 28, 2014.
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We forecast a moderation in the current account surplus, to 8.6% of GDP in 2019, due to a reduction in natural gas production and further high import growth, but still above the peer group median of 5.2% of GDP.
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However, KWG's EBITDA margin of over 35% is one of the best within the 'BB-' peer group and is better than that of 'BB' rated companies such as Guangzhou R&F Properties and Sunac China Holdings Limited (BB/Negative).
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From forecasting his own death, to pushing messages of self-love, to weaponizing his fanbase against anyone who dared to think differently from him will likely help XXXtentacion evade negativity in his death amongst his peer group and followers.
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Its peer group includes Russian fixed-line incumbent Rostelecom PJSC (BBB-/Stable), mobile operators PJSC Mobile TeleSystems (BB+/Rating Watch Negative) and PJSC Megafon (BB+/Stable), and PJSC Tattelecom (BB/Stable), a regional incumbent in the Republic of Tatarstan.
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"The thing that I always try and say to young people starting out is your peer group is really the most important influence on your life because you are going to rise and fall together," she told Business Insider.
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Furthermore, American drivers are no more likely to be distracted than drivers in our peer group of developed countries, and yet in those countries traffic fatality rates have been plummeting over the past 45 years — and continue to drop.
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With a reputation and clear emphasis on quality M&S generated GBP10.6 billion of revenue in 2016, and is the largest retailer in its peer group with over 32 million customers, of which 7 million are registered with M&S.com.
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"We had the best time and now we're back to reality – and it's still great," Johnson told PEOPLE at the Stars Usher In the 68th Emmy Awards Season at Television Academy's Performers Peer Group Celebration event in Beverly Hills on Monday.
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The results, published today in Science Robotics, shows that adults are largely immune to robotic influence, but the same cannot be said of children, who conformed to the opinions of a robotic peer group, even when those opinions were clearly wrong.
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Even though cruise companies are actively trying to capture the millennial dollar, which is sort of working, cruises still aren't exactly a popular travel option for my peer group; we tend to favor more "authentic" travel experiences (whatever that means).
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DERIVATION SUMMARY Sky's broader peer group includes telcos such as BT Group (BBB+/Stable), KPN (BBB/Stable) and TDC (BBB-/Stable); sub-investment grade cable operators such as Virgin Media and Telenet; both 'BB-'/Stable and media conglomerate, Vivendi (BBB/Stable).
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FCF Persistently Weak: Improved profitability and lower cash interest expense following the refinancing of high-cost debt are contributing to slightly improving FCF, but the level remains weak, both on an absolute basis and compared with the company's peer group.
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"I realized pretty early on in my career, that probably within my peer group, I was somebody that might be lucky enough and ambitious enough and connected enough and good enough at a job to get a building," he says.
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Apollo distributed approximately 96% of its distributable earnings year-to-date in 2016, which is at the high end of the peer group, but Fitch believes the firm could reduce its payout ratio to boost its liquidity profile, as necessary.
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Although showing an improving trend, this ratio remains at the high end for the peer group as accruing TDRs stemming from the legacy consumer real estate portfolio and to a lesser extent the commercial business continues to weigh on the ratio.
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"The rewards of giving to a larger, established institution are readily apparent — the admiration and respect of your peer group, and the certainty that it's a professional and well-run institution that will use the money well," Mr. Foster said.
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And like most women in my liberal, feminist-leaning, highly educated peer group (I'm president of Barnard College in New York City), I am ideologically opposed to intervening in such a natural and inevitable process as simply getting on in years.
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" - Melanie Ensign, DEF CON press goon department lead "Anyone with the power to make decisions on what authentication technologies the rest of humanity gets saddled with, need to watch people outside their peer group try to use what they build.
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While Vanguard and BlackRock have been the two main choices for registered investment advisers, Schwab has introduced its own branded fleet of tracking funds, which it prices well below the peer group and in some cases offers free to clients.
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Such a spinoff, Third Point argues, would result in a "sustained increase in shareholder value" of more than $20 billion and would prevent Honeywell from trading at a "substantial discount" to its peer group of companies, as it does now.
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DB's 10.7% end-March 2016 fully-loaded CET1 is at the lower end of the GTUB peer group, after having declined for two consecutive quarters, due to capital erosion and risk-weighted asset (RWA) inflation, primarily through the operational risk component.
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Fortunately, my children were in day care, so I had a peer group of parents who were dealing with children at more or less the same developmental stage, and we could find each other at brunches and potlucks and obsess together.
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Compare that to Airbnb, where a peer group of online travel bookings stocks is easy to create — Expedia, Booking Holdings; or Slack, which can be compared to a group of enterprise software or cybersecurity stocks, such as Atlassian, ServiceNow and Palo Alto Networks.
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Compensation committees benchmark CEO pay against a self-selected peer group -- often 2.53 to 22.5 companies that may be of similar size and complexity, and have similar business models, according to Robin Ferracone, CEO of Farient Advisors, an executive compensation consulting firm.
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"[It's great] to have a cohort that's a sounding board and a critical peer group that can poke holes in my thinking," Pascoe said, noting that her group helps her see where she has blind spots but in a "very nonthreatening, noncompetitive" way.
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TD is currently at the high end of the peer group, in terms of mortgage insurance, with over 56% of its residential mortgage portfolio insured at fiscal year-end 49473 (FYE15) and uninsured mortgages had a loan-to-value ratio of 61%.
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TO THE EDITOR: Re "Monkeys, Like Humans, Grow Less Social" (Observatory, June 28): Perhaps the aging monkeys, like humans, have lost most of the members of their age-peer group, along with diminished vision, hearing, ability to smell, taste and to get around.
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This has provided the bank with a stable, low cost deposit base that allows the bank to benefit from a high net interest margin relative to peers due to funding costs below the mid-tier and large regional bank peer group averages.
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However, looking at the company's share price versus its net asset value — the fair market value of its assets minus liabilities — the bank found Exxon is at its cheapest relative position to its peer group since the oil price downturn began in 2014.
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So it's profound to me that my light-skinned son, who identifies as both mixed and black, was upset when he started sixth grade last fall at a new school where his new racially diverse peer group expressed confusion about his background.
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Net external debt to GDP at 0003% for 2016 is above the median 18.3% of its peer group, but the composition of debt is considered sustainable, accounted for mainly by the non-bank private sector, where just over half is inter-company lending.
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"Before WeWork collapsed, I was saying &aposit&aposd be crazy to invest in that thing,&apos" said Yacktman, whose stock picks placed his YCG Enhance Fund in the 98th percentile of its peer group in 2019 and on a five-year basis.
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Partially offsetting this, CFG's forecasted loan losses under the Dodd-Frank severely adverse scenario were the fourth lowest of the peer group, and Fitch sees limited credit risk in the securities portfolio, with over 90% of the portfolio in either Treasury or Agency securities.
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They all have a AAA rating, and they all boast returns that place them in the top 25 percent of the peer group for their particular investment discipline over that period, be that large U.S. stocks or bonds right through to emerging markets equities.
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So rather than me saying, 'I'm the voice of Generation Z or somebody who knows every single person in my peer group,' we actually got to talk to each other and figure out what we wanted and what we needed and take local approaches.
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Fitch's analysis of a peer group of publicly traded brokers reveals that on average profit margins have improved in 5003 despite pricing pressure and an increase in lower margin business, with just one of the five peers reporting reduced margins, partly from one-time items.
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"While Dover shares have started to appreciate since these announcements, we still see significant upside with shares trading at 14x 2019 estimated free cash flow versus the broader multi-industrial peer group that trades at 18x 2019 consensus free cash flow," the letter said.
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They say they examine a variety of financial and quality of care metrics, which are then used by one of the small network of compensation consulting firms that work for hospitals to recommend salaries by comparing the executive to his or her peer group.
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"While connectedness through school can set social norms among a peer group, for example a sports team (that) reinforces the importance of maintaining a healthy lifestyle for better performance, these social norms are solidified when families share those same values with their teens," Carnethon said.
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The Seattle-based retailer has long been considered the best of its peer group — for touting a healthier, slimmer real estate footprint, inking deals with popular apparel brands like Topshop for stores within its stores, and running a lucrative off-price business, Nordstrom Rack.
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His stylistic signature is unique even in his superhuman peer group of basketball geniuses; where his peers are known for crossovers or first steps or quick releases, Westbrook defines himself and is defined in turn by the wrathful fugue state in which he plays.
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Having worked in printmaking and sculpture before turning to paint and canvas, he resisted the Neo-Expressionist indulgences that held sway among his peer group, engaging instead in a measured approach that had more in common with Beuys's minimalist protégés, Blinky Palermo and Imi Knoebel.
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While FULT's earnings volume and capital levels are at the low end of the peer group, we consider this to be offset by qualitative factors such as FULT's low levels of growth, strong credit track record and what we consider to be a more conservative risk appetite.
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This compares to other large / megacap U.S. or global eCommerce and digital advertising peers trading at an average of 12x on forward- two year EBITDA, while Alibaba expects to maintain an organic growth rate in the mid-30% range in F2020, significantly above the peer-group.
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According to media reports here, Hudbay is in talks to buy Chilean miner Mantos Copper SA. "Hudbay's recent market performance has been atrocious, as the company currently trades at a material discount to its peer group on multiple key valuation metrics," Waterton said in a statement.
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The only comparable peer group for Tom Cruise's Mission: Impossible movies would be the old-school movie franchises that were built around a central star—the Rocky series with Sylvester Stallone, the Indiana Jones movies with Harrison Ford, and the the Die Hard movies with Bruce Willis.
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Over the longer term, UMPQ's ratings could gain positive momentum if the bank builds a more diverse fee income base and achieves a level of earnings more in line with higher rated peers while maintaining capital levels and credit metrics ahead of the peer group average.
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"In the equities business, the fact is, you were flat year over year in the second quarter, at a time when your peer group that has reported so far were up on average 13 percent," said Guy Moszkowski, analyst at Autonomous Research, during a conference call.
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While Fitch would expect some deterioration in credit metrics for USB (as well as the rest of the industry) given today's benign credit environment, should USB's credit results deteriorate at a rate faster than peer group averages this could negatively impact ratings or the Rating Outlook.
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Of the 243 aircraft owned as of March 7503, 2017, approximately 78.2% by aircraft count were narrowbody, 21.4% were widebody and 0.4% were regional jets and the weighted average fleet age was 3.7 years, which was at the low-end of the rated aircraft lessor peer group.
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"The fund is in the top quartile of its Lipper peer group in the past year, but it continues to struggle to gather assets despite the strong brand name of its visible portfolio manager," said Todd Rosenbluth, Director of ETF & Mutual Fund Research at S&P Global Market Intelligence.
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This rating action follows Fitch's periodic review of the Canadian Banks Peer Group, which includes: Bank of Montreal (BMO), Bank of Nova Scotia (BNS), Canadian Imperial Bank of Commerce (CIBC), Caisse Centrale Desjardins (CCD), National Bank of Canada (NBC), Royal Bank of Canada (RBC) and Toronto-Dominion Bank (TD).
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With the sale of MS's physical oil business in 203Q15 as well as the continued reduction of risk-weighted assets (RWA) in the FICC business, MS's fully phased-in Basel III Common Equity Tier 1 (CET1) ratio improved to 14.6% as of 1Q16, well above peer-group averages.
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You need that environment, that forum, to create change," said Wo. "I think having that peer group where they all feel there's a need to drive change, they all feel there's a need to bring about change in the organization helps to enhance that creativity mindset and culture.
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This rating action follows Fitch's periodic review of the Canadian Banks Peer Group, which includes Bank of Montreal (BMO), Bank of Nova Scotia (BNS), Canadian Imperial Bank of Commerce (CIBC), Caisse Centrale DesJardins (CCD), National Bank of Canada (NBC), Royal Bank of Canada (RBC) and Toronto-Dominion Bank (TD).
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This rating action follows Fitch's periodic review of the Canadian Banks Peer Group, which includes Canadian Imperial Bank of Commerce (CIBC), Bank of Montreal (CIBC), Bank of Nova Scotia (BNS), Caisse Centrale DesJardins (CCD), National Bank of Canada (NBC), Royal Bank of Canada (RBC) and Toronto-Dominion Bank (TD).
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In a survey from the International Coach Federation and Human Capital Institute, 51 percent of respondents from organizations with what they believed were strong coaching cultures reported revenue above that of their industry peer group, and 62 percent of employees in those organizations rated themselves as highly engaged.
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Children who are younger in their peer group, such as those with an August birthday in a school with a September 1 cutoff date, could be more likely to be diagnosed with ADHD, Layton said, as certain childhood behaviors may be consistent with those that are used for diagnosis.
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"When you see that your child is playing with a peer group and you hear about all the other things they are doing on the side, it's easy to feel, 'If I don't do the same, my child is not going to continue in the next level,'" Compton said.
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Critic's Pick With his 2017 debut, "American Teen," Khalid (whose last name is Robinson) arrived as a teenager from El Paso, speaking for fellow teens, with a peer group of "young dumb broke high school kids" — a little proud, a little humble and mostly just dazedly matter-of-fact.
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This rating action follows Fitch's periodic review of the Canadian Banks Peer Group, which includes Bank of Montreal (BMO), Bank of Nova Scotia (BNS), Canadian Imperial Bank of Commerce (CIBC), Federation des caisses Desjardins Quebec's (FCDQ), National Bank of Canada (NBC), Royal Bank of Canada (RBC) and Toronto-Dominion Bank (TD).
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A poignant portrait of one middle schooler's struggle to tame a group of menacing bullies, this Shatterbox Anthology short feature captures the dilemma too often faced by adolescents — the desire to hang on to the creativity and energy that make them unique, while still fitting in with a judgmental peer group.
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Prior to Friday's ArgoAI-VW announcement, the startup's value had been pegged at around $4 billion, but the VW investment indicated that number was too low — and further indicates that a peer-group of well-funded autonomous companies has emerged to compete with each other as the incipient market takes shape.
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AND THIS IS A LONG-TERM STORY THAT PROBABLY IF YOU LOOK AT OUR PEER GROUP NOT ONLY WITHIN THE RESTAURANT AND RETAIL SECTOR BUT ANY BRICKS AND MORTAR RETAILER AROUND THE WORLD, WHOS PUTTING UP 73% GLOBAL TRAFFIC, 8% GLOBALLY, 9% IN THE U.S. AND 5% IN ASIA-PAC.
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AGAIN WE DON'T KNOW EXACTLY WHAT ACKMAN IS GOING TO ADVOCATE WHEN HE STARTS PUSHING HIS SLATE OF CANDIDATES NEXT THURSDAY AS WE KNOW HE'S GOING TO. BUT CERTAINLY ONE PART OF HIS ARGUMENT IS GOING TO BE THAT AMONGST YOUR PEER GROUP BROADLY DEFINED YOU HAVE THE LARGEST MARGINS.
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Fitch also highlighted capital erosion stemming from an acquisition as a rating sensitivity, though Fitch expects BNS to rebuild its CET ratio back to peer averages through retained earnings and/or risk weighted asset optimization, as the transaction will put BNS's pro forma CET1 ratios at the lower end of its peer group.
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"The company's unique ability to produce 2600-223% secular EBITDA growth while still generating $21.16-220 million of annual free cash flow over the next three to five years, by our estimates, merits a premium valuation to its growth-oriented peer group," Guggenheim analyst John Heinbockel said in the October 313 note.
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This rating action follows Fitch's periodic review of the Canadian Banks Peer Group, which includes Bank of Montreal (BMO), Bank of Nova Scotia (BNS), Canadian Imperial Bank of Commerce (CIBC), Federation des caisses Desjardins du Quebec (FCDQ), National Bank of Canada (NBC), Royal Bank of Canada (RBC) and Toronto-Dominion Bank (TD).
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Over the longer term, UMPQ's ratings could gain positive momentum if the bank succeeds in building a more diverse fee income base and achieves a higher level of earnings more in line with higher rated peers while maintaining stable or higher capital levels and solid credit metrics ahead of the peer group average.
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" Based on its increasing market penetration, end-user growth and improving margin profile, driven by SG&A leverage and an increasing margin contribution from other services, Foresi tells investors, "We value SQ at a premium to its peer group for its well-above industry growth rates and potential for further margin expansion.
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"Importantly, we believe these headwinds are largely behind the company, and, in our view, [Advanced Drainage Systems] now represents a compelling value idea with attractive free cash flow characteristics and outsized exposure to U.S.-based cyclical construction markets that is at an attractive discount to its peer group and our coverage list," Halloran said.
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High Sales at Risk Fitch's defined sales at risk from loss of patent protection for GSK is estimated at a high 103% of sales, which is the largest within the pharma European peer group and at the lower end of what we expect for the 'A' rating category, predominantly driven by the respiratory business.
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"The show has really put more fighting power in our corner," said Mandy Moore (not to be confused with the actress, and no relation to the contestant), a leader of the peer group, who started as an assistant on "So You Think," began choreographing on Season 3 and is now a producer on the show.
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Todd Rosenbluth, director of ETF and mutual fund research at CFRA, said total returns for Pimco Total Return are in the bottom quartile of its Lipper peer group on one-year and three-year bases, while Pimco Income is in the second quartile in the past year and the top quartile on a three-year basis.
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Since Aviation and Healthcare are the key value drivers of the stock, this is what matters rather than the downside at Power ... this is a token dividend and the cut is a little deeper than expected, but it is the right move and management is committed to restoring it to peer group payout ratio over time.
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Negative ratings actions would likely coincide with: --If the company does not present a credible deleveraging plan and leverage remains above 173x after an 18-24-month timeframe; --The company is unable to sustain FCF margins in the mid-single digits; --EBITDA margins remain weak compared to peer group or as a result of CVC's inability to realize synergies.
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Fitch's sovereign rating committee adjusted the output from the SRM to arrive at the final LT FC IDR by applying its QO, relative to rated peers, as follows: - Macro: -1 notch, to reflect weaker policy credibility resulting from a track record of unorthodox and unpredictable policy moves and low growth potential relative to the peer group.
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Fitch believes management has successfully implemented its customer experience-oriented culture at the company along with an innovative branch model, which have resulted in a strong franchise position in the company's core markets; UMPQ's solid deposit market share in its core markets support this view, along with the company's low funding costs relative to its peer group.
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These are counterbalanced by its relatively higher risk appetite as seen from its exposure to gold-backed lending (end-March 2016: 17.7% of gross loan book), which is unique in the licensed finance company peer group, and increasing liquidity risk given its high loan growth relative to its assets (gross loans to total assets: 88% at end-March 2016).
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However, positive rating momentum could develop over-time should JPM continue to outperform the peer group from an earnings and asset quality perspective, retain its enhanced risk management discipline, avoid sizeable fines and penalties which could yield reputational damage, and maintain its leading position in the league tables, an appropriate capital buffer to regulatory capital minimums, and a superior funding and liquidity profile.
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But while his peer group don't shy away from things quite like his parents and grandparents once did – "we don't walk around crying all the time, but all of my friends are quite happy to talk about their feelings" – he accepts that the younger generation's mindset is "very weird… very different" to the majority of his generation, and certainly those before him.
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RATING SENSITIVITIES IDRs, VIABILITY RATINGS, & SENIOR DEBT Upward rating momentum for JPM could develop over-time should JPM continue to outperform the peer group from an earnings and asset quality perspective, retain its enhanced risk management discipline, avoid sizeable fines and penalties which could yield reputational damage, and maintain its leading position in the league tables, an appropriate capital buffer to regulatory capital minimums, and a superior funding and liquidity profile.
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The Muse headband measures your brain activity to help give feedback on your meditation session The Muse headband measures your brain activity to help give feedback on your meditation session When onboarding, users receive a personal headband and a stress monitor, after which they're guided through the basics of mindfulness meditation, before engaging with a personal mindfulness coach and becoming connected to a peer-group consisting of colleagues.
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It's the record of a person who wants to be simultaneously above and within her peer group (would a person who assumed it was a given say "Lauryn is only human"?) In the video for "Doo Wop (That Thing)," where that line comes from, Hill establishes a picture of herself, one antithetical to "hair weaves like Europeans" and "fake nails done by Koreans" and undercuts it by rocking a '60s wig on one side of the video's split screen, visually representing the album's duality.
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