121 Sentences With "owner occupiers" | Random Sentence Generator

About 40% of new mortgages go to investors, rather than owner-occupiers.

Buy-to-let landlords are also more likely to default than owner-occupiers.

Surveys indicate that about one-fifth of buyers are investors rather than owner-occupiers.

Variable interest rates for owner-occupiers who repay both principal and interest remain unchanged at 5.25 percent.

After land costs spiralled, the prices of new homes in central London are out of reach of most owner-occupiers.

Fitch expects purchase restrictions to continue in these cities to control demand from investors and give priority to owner-occupiers.

Loans to owner-occupiers rose 3.4 percent in value terms, the first rise since October and the largest since August 1.503.

In March the Office for National Statistics (ONS) introduced a new headline measure, "consumer-prices index including owner-occupiers' housing costs" (CPIH).

Britons over the age of 65, a fifth of the population, own over 40% of the housing wealth held by owner-occupiers.

Surveys suggest that, of those buying homes in China these days, perhaps one-fifth are doing so as investors rather than owner-occupiers.

"The majority of buyers are owner-occupiers, but sales for investment are also prevalent, particularly in the upmarket condo sector," Mr. Boyd said.

One of Australia's "Big Four" banks, National Australia Bank, said it would raise rates on variable home loans for owner occupiers and investment properties.

"The underlying demand from owner occupiers will still be there and this will contribute to a healthy market," City Developments' CEO-designate Sherman Kwek said.

Most of its crammed-in residents are tenants; nationwide, less than one-quarter of Africans are owner-occupiers, compared with nearly one-half of Caribbeans.

It lifted rates on interest-only loans by 12.73 basis points to 5.85 percent for investors and by 20 bps to 5.25 percent for owner-occupiers.

During that time, standard home loan rates for owner occupiers were around record highs of 17 percent, data from the Reserve Bank of Australia (RBA) shows.

China, which replaced separate rural and urban surveys with an integrated survey in 2013, also started including as income the implicit household rent owner-occupiers pay themselves.

The bank lifted its variable rate for owner occupiers to 5.32 percent, from 5.25 percent, and rates on residential investment home loans to 5.80 percent, from 5.55 percent.

The Bank of England's stress tests last month showed that the rate at which landlords' loans turn sour could be four times greater than the rate for owner-occupiers.

The BoE and Britain's finance ministry have sought to control growth in the country's buy-to-let market which has added to a scarcity of homes for owner-occupiers.

SYDNEY, March 16 (Reuters) - National Australia Bank on Thursday said it was raising rates on variable home loans for owner occupiers and investment properties, blaming rising costs and intense competition.

It has concentrated on non-prime locations across London and forward selling to customers including individual investors, owner-occupiers, housing associations and, increasingly, institutional investors in the build to rent sector.

"There is no doubt that at the moment there are more investors able to afford houses than owner-occupiers," CBA Chief Financial Officer David Craig said in a phone interview with Reuters.

Preferably, that will be an area popular with owner-occupiers, rather than other investors, as those tend to see the greatest appreciation and are better able to withstand economic downturns, said Butchovich.

At the same time, the bank said it will lower variable interest rates by 5 basis points on principal and interest home loans to 5.20 for owner-occupiers and 5.80 percent for investors.

Building such houses may breed Tories: the party boasted a huge lead among owner-occupiers and a slimmer one among voters with mortgages at the last election, according to Ipsos MORI, a pollster.

Figures from the 2011 census showed that the proportion of British households that were owner-occupiers had fallen to 64% from 69% in 2001—the first decline in that figure in a century.

Sutcliffe said Countryside sold almost exclusively to owner-occupiers, and so had not been hit by new taxes on second homes, and that none of its properties were in London's most expensive central areas.

As a rough rule, people who own their homes are more likely to be Conservative (in the general election of 2017, 55% of owner-occupiers voted Tory, while 54% of private renters voted Labour).

ANZ Banking Group lowered its mortgage rates only by 18 basis points while Westpac announced 20 basis point cut for owner occupiers and a fatter 35 basis point reduction for investors with interest-only payments.

He noted that the number of housing finance commitments to owner occupiers in January fell 3.9 percent on-month, while the annual growth rate of the value of loans to investors fell 14.8 percent in January.

Variable interest rates on investor loans from Commonwealth Bank of Australia - the country's top mortgage lender - are as high as 5.94 percent, compared with 5.25 percent for owner occupiers and an official cash rate of 1.5 percent.

The BoE had success in analyzing the housing market with agent-based models involving tenants, landlords and owner-occupiers, and had taken a similar approach to looking at the corporate bond and commercial property market, Haldane said.

As part of the changes, the RBNZ will allow banks to make up to 15 percent of new loans to owner occupiers with LVRs of more than 80 percent, up from the current cap of 10 percent.

Lots of countries show off their public-housing projects, but few are quite as devoted to them as Singapore, where four-fifths of the permanent population live in subsidised units built by the government, most of them as owner-occupiers.

Most recently, in March 2017 Britain's statistics office introduced a new headline measure of inflation, the "consumer-prices index including owner-occupiers' housing costs" (CPIH), which includes the specific costs of owning a home, such as mortgages and estate agents' fees.

Australia's "Big Four" banks have all raised interest rates on home loans for owner-occupiers and investors over the last two weeks, even though the Reserve Bank of Australia has kept the cash rate on hold at a record-low level.

National Australia Bank raised interest rates on residential investment loans by 0.93 basis points to 5.80 percent on Thursday, while Westpac Banking said on Friday it would increase its variable home loan rate for owner occupiers by 3-8 basis points.

"Whilst we will continue to target owner-occupiers on specific developments and particularly at prices up to 600,000 pounds, sales to individual investors no longer represent a significant part of our future pipeline," Chief Executive Officer Jon Di-Stefano said.

"The vast majority of multiples are being sold to investors, that's just the way market works," he said, pointing out that few owner-occupiers have the patience to buy from a floor plan and wait years for the unit to be ready to move in.

There are now four owner-occupiers of the street's 13 houses, as well as four institutions: the Honorable Society of the King's Inns, where lawyers are trained; the Daughters of Charity of St. Vincent de Paul, where nuns live; Na Píobairí Uilleann, a pipers' club, where a valuable collection of Irish bagpipes is held; and now the tenement museum.

Subsequently the building became a mix of owner-occupiers, corporate guests and permanent rentals.

At the same time, value-added includes the imputed rental value of owner-occupied housing. This is the average market rent owner- occupiers would receive if the housing they occupy is rented. But this addition to GDP is largely fictitious, because the huge majority of owner- occupiers do not rent out their dwellings. The imputation is based on a value theory according to which owner-occupiers receive a "service" provided by dwellings.

The area is affluent and has one of the highest proportions of owner-occupiers in the country. Portington Hall is a Grade II listed building.

The Act enabled those who had effectively been landowners' serfs to become owner- occupiers of their own small farms."A History of Shetland" Visit.Shetland.orgMcLean, Duncan (20 September 1998) "Getting on the Map". London.

Semidetached council houses. 3 Beds, front/back garden. built 1950s, cost to council £(2012) 55,000 . Some commentators believe that where there is limited social interaction between owner occupiers and council tenants there is much scope for misunderstanding.

At the 2001 census Southwark had a population of 244,866. Southwark was ethnically 63% white, 16% black African and 8% black Caribbean. By 2018 the population was 317,256, with 53% white, 16% black African and 6% black Caribbean. 31% of householders were owner–occupiers.

The aim of this change was to allow local authorities to develop mixed estates of houses of more varied types and sizes, thereby attracting all income groups.Denis Nowell Pritt, The Labour Government 1945-51 (1963) In addition, housing improvement grants for private landlords and owner occupiers were introduced under the Act. According to Norman Ginsburg, this piece of legislation was the first example of a "welfarist" policy in respect of owner occupiers, as local authorities were to direct these grants towards bringing properties up to a sixteen-point standard.N Ginsburg, "Housing" in Robert M. Page and Richard Silburn (eds), British Social Welfare in the Twentieth Century, Macmillan, London, 1999 .

He was followed by Clement Taylor as occupier from 1776–1791 and by 1794 a Mr Calcraft had acquired the freehold. In 1795, Messrs Balston, Finch, Hollingworth & Co were owner occupiers. In 1824, Messrs Hollingworth, Finch and Thomas were the occupiers. In 1843, John Hollingworth, papermaker, was the occupier.

In some areas, 30% of former ratepayers defaulted. While owner-occupiers were easy to tax, nonpayers who regularly changed accommodation were almost impossible to trace. The cost of collecting the tax rose steeply, and its returns fell. Unrest grew and resulted in a number of poll tax riots.

Retrieved 25 February 2008. aimed at "expansion without inflation". Following a period of economic difficulty, with a growth target of 4%, Maudling was able to remove income tax from owner-occupiers' residential premises. He also abolished the rate of duty on home-brewed beer which in effect legalised it.

He was followed by Clement Taylor as occupier from 1776–1791 and by 1794 a Mr Calcraft had acquired the freehold. In 1795, Messrs Balston, Finch, Hollingworth & Co were owner occupiers. In 1824, Messrs Hollingworth, Finch and Thomas were the occupiers. In 1843, John Hollingworth, papermaker, was the occupier.

According to the 2011 census, Lewisham has a population of 275,885, is 53% white and 47% , and 43% of households are owner-occupiers. A 2017 report by Trust for London and the New Policy Institute found that Lewisham has a poverty rate of 26%, close to the London-wide figure of 27%.

This scheme had the effect of reducing housing costs for buyers on low incomesCapitalism and public policy in the UK by Tom Burden and Mike Campbell. and enabling more people to become owner occupiers. In addition, house owners were exempted from capital gains tax. Together with the Option Mortgage Scheme, this measure stimulated the private housing market.

Since then, the house has had a number of different owners. Since 1984 it has been owned by Dr H. H. J. Carter & Miss T. Silkstone, who are the longest continuous owner-occupiers of the house since the 1760s. The house is not open to the public, though it has welcomed visitors from bodies such as the Georgian Group.

His immediate family are owner-occupiers of Chatsworth House and are worth an estimated £800 million.Duke of Devonshire , Derby Evening Telegraph, Retrieved August 2015 Estates landscaped before 1900 by the family (who maintain a luxury hotels business) are parts of Derbyshire and North Yorkshire. Other capital managed by the Duke includes fine and contemporary art, forestry and farming.

Owner/occupiers are required to provide a certain level of care. The duty of care is not the same for all people. It is dependent on a number of issues. To assist in establishing the duty of care required it is more clear to divide into groups the individuals who use premises and for what reasons.

A National Dwelling and Housing Survey carried out in 1977 also found higher levels of housing satisfaction amongst owner occupiers than council housing tenants. The survey found that 90% of owner occupiers were "satisfied" or "very satisfied" with their accommodation and only 4% "dissatisfied" or "very dissatisfied", while for council tenants the equivalent figures were 74% and 14%, respectively.Labour and Inequality: A Fabian Study of Labour in Power, 1974-79 edited by Nick Bosanquet and Peter Townsend Subsequent research at the London School of Economics has tried to cast doubt on claims that only high rise developments could accommodate the population density required for these policies.R. Burdett, T. Travers, D. Czischke, P. Rode and B. Moser, Density and Urban Neighbourhoods in London: Summary Report (Enterprise LSE Cities, 2004), pp. 13–14.

In Saint-Genis-Pouilly, by contrast, the majority of the population live in rented accommodation (only 46.3% of individual residences are owner-occupied). Within the Pays de Gex, only Ferney-Voltaire has a lower proportion of owner occupiers (39.1%). It is possible that this peculiarity is explained by the large number of employees living in the two communities who work for international organisations.

Newland lies within the Parliamentary constituency of Haltemprice and Howden an area that mainly consists of middle class suburbs, towns and villages. The area is affluent and has one of the highest proportions of owner-occupiers in the country. In 1823 Newland (then New Land), was in the parishes of Eastrington and Howden, and the Wapentake and Liberty of Howdenshire.

Bertine Block - 136th Street Mott Haven is dominated by tenement-style apartment buildings and large public housing complexes. There are three historical districts consisting of brownstone-style rowhouses. In the last two decades, construction of modern 2- and 3-unit rowhouses and apartment buildings has increased the percentage of owner-occupiers. The neighborhood contains one of the highest concentrations of NYCHA projects in the Bronx.

North Cave lies within the Parliamentary constituency of Haltemprice and Howden an area that mainly consists of middle class suburbs, towns and villages. The area is affluent and has one of the highest proportions of owner-occupiers in the country. Baines' History, Directory and Gazetteer of the County of York, stated that William the Conqueror gave the Lordship of both North and South Cave to Jordayne, who took the surname 'Cave'.

Local shops on Longhill Longhill is in the north-east of Kingston upon Hull, in the East Riding of Yorkshire, England. It was mainly built during the 1950s, with more than half of the homes now belonging to private owner occupiers. On Longhill, there are plenty of facilities for all ages, including a recreational centre known as Eastmount. The local primary schools on Longhill are: Longhill Primary School and Wansbeck Primary School.

All 72 flats were initially rented out rather than sold to owner-occupiers. Rents varied between £150 and £500 per year—expensive for that time, and similar to the cost of a house in Brighton. The ground-floor bank branch lasted until February 1948, when it was converted into a restaurant; this was only in use for five years. Major renovations were then carried out in the 1960s: new doors, windows and lifts were installed.

In the 2011 UK Census, the borough had a population of 309,392. All major religions are represented, but of those stating a choice, 60.07% described themselves as Christian. In 2001, of the population, 43.47% were in full-time employment and 11.06% in part-time employment - compared to a London average of 42.64% and 8.62%, respectively. Residents were predominantly owner- occupiers, with 32.53% owning their house outright, and a further 42.73% owning with a mortgage.

The house was bought by the minor royals, the Duke and Duchess of Kent in December 1989 who occupied from February of the following year, having left Anmer Hall, their Norfolk home of eighteen years. The Duke and Duchess, with their family, used the house as their country retreat and in the early 21st century moved and sold the estate. Former owner-occupiers are Lord Campbell of Eskan and the Earl of Arran.

In 2016 the restrictions tightened further on Auckland investors, to 5% over 60% LVR. Since 2018, LVR restrictions gradually reduced to 20% over 80% for owner-occupiers, and 5% over 70% for investors. In April 2020 the Reserve Bank lifted restrictions on mortgage borrowing in response to the COVID-19 pandemic, to ensure that the LVR rules did not unduly affect lenders or borrowers as part of the mortgage deferral scheme introduced in response to the pandemic.

The area is affluent, placed as the 10th most affluent in the country in a 2003 Barclays Private Clients survey, and has one of the highest proportions of owner-occupiers in the country. The civil parish of Blacktoft consists of the village of Blacktoft, Bellasize, Faxfleet and Yokefleet. According to the 2011 UK Census the parish had a population of 322, an increase of one on the 2001 UK census figure. Blacktoft Sands RSPB reserve lies across the Ouse.

Residents continued to be organised and active after the sale to the council. They successfully resisted a comprehensive modernisation that would have destroyed the community, by moving all residents out for a number of years, and changed the appearance of the estate. Instead a much more sensitive programme of work was carried out, managed jointly by the council and residents. Lissenden Gardens today is a diverse community made up of council tenants, owner occupiers and private renters.

Ordnance Survey. 1:25,000. 2006 Spaldington lies within the Parliamentary constituency of Haltemprice and Howden an area that mainly consists of middle class suburbs, towns and villages. The area is affluent, placed as the 10th most affluent in the country in a Barclays Private Clients survey, and has one of the highest proportions of owner-occupiers in the country. According to the 2011 UK Census, Spaldington parish had a population of 185, an increase on the 2001 UK census figure of 171.

The houses in the road only had a rateable value of £22! The advertising must have worked as the houses up to numbers 62 -27 that were under construction that year had all been sold the following year. Mr Jewitt had bought nine houses, Mr Fluck bought eight, Mr Prior and Mrs Jane Turnham had both bought three each. There were ten owner occupiers in the road and Mr Gurr still owned six other houses in the road and rented five of them.

The original registration had to be at least two years old. The landlord alone could make an application if the premises were no longer let on a regulated tenancy. A new mandatory ground for possession (Case 20) was introduced for lettings by servicemen. Changes were made to the mandatory grounds for possession for lettings by former owner occupiers and those who own homes intended for retirement, which covered circumstances that could not have been foreseen at the time of the letting.

The area is affluent, placed as the 10th most affluent in the country in a Barclays Private Clients survey, and has one of the highest proportions of owner-occupiers in the country. According to the 2011 UK census, Kilpin parish had a population of 339, a decrease on the 2001 UK census figure of 357. In 1823 Kilpin was in the parish of Howden and the Wapentake and Liberty of Howdenshire. Population at the time was 318, and included four farmers and a yeoman.

Allowing for demolitions, 1.3 million new homes were built between 1965 and 1970, To encourage homeownership, the government introduced the Option Mortgage Scheme (1968), which made low-income housebuyers eligible for subsidies (equivalent to tax relief on mortgage interest payments).Housing policy: an introduction by Paul N. Balchin and Maureen Rhoden. This scheme had the effect of reducing housing costs for buyers on low incomesCapitalism and public policy in the UK by Tom Burden and Mike Campbell. and enabling more people to become owner- occupiers.

Sitting on top of the base, is a perfect cube element measuring in height, width and breadth. The cube consists of 16 floors, with retail distributed on the lower two storeys, office space on the above five floors, residential apartments on the above nine levels, with the top floor of the cube being shared with Hotel Indigo. The Cube residential apartments are separated into East and West Wing. East Wing is strictly limited to owner occupiers, according to contract it is not allowed to let.

Griffiths founded a 'terminating' Building Society to finance the construction of houses in the village so that his workforce could become freehold owner- occupiers, rather than constructing rental or leasehold housing as was the more usual practice in industrial South Wales and Monmouthshire. He lived in the substantial St. Dunstan's House (now demolished) on what is now Commercial Street and his memorial is in St Hilda's Church. Today the site is occupied by a nursing home and a modern house of the same name.

A residents' association, the Lonsdale Square Society annually agrees and collects the maintenance contribution to the garden. The rule of Halsall v Brizell means that freeholders using the infrastructure must contribute to it; the original positive covenant was maintained by mechanism of the owner-occupiers only being granted long leases, in the typical Central London style which provides no escape from most obligations; some owners have been able to gain and use the right to buy up, by a prescribed mechanism, the third-party (reversionary) interests to their homes and become the freeholders.

He contested Peterborough again at the January 1910 general election, but even before Parliament was dissolved on 10 January, The Times was pessimistic about his chances. The Liberal majority in 1906 was "decisive", and Greenwood had the support of most of Peterborough's railway and engineering workers made up a large proportion of the electorate. When the votes were counted, Greenwood had held the seat, although with a more modest majority of 43 votes (7%). In 1914, he supported calls by Unionist MP Jesse Collings for tenant farmers to become owner-occupiers of their lands.

Tenure has diversified with home ownership transferred from the City Council to local Housing Associations and owner-occupiers. The township centre at Castlemilk Arcade / Dougrie Drive was developed by Ravenseft Properties Ltd between 1961 and 1963The Builder, 10 February 1961, p295-296 on a site which was formerly the location of the large country houses at Castleton, west of Castlemilk House itself. The centre was designed to contain about sixty shops at an estimated cost of £3m to £4m.The Builder, 16 June 1961, p1176 The shops are still standing, with an 80% occupancy rate.

The site is known to have been occupied from the early years of the nineteenth century, although it was probably occupied in the first weeks after the arrival of the First Fleet. Lesueur's 1802 "Plan of the Town" shows the first St Philip's Church at the end of Gloucester Street and some buildings indicated in the vicinity of the subject site. The alignment of Gloucester and Cumberland Street was already established. The 1803-1807 field book of surveyor Charles Grime noted four owner/occupiers on two or three allotments on the site.

The Crosspool transmitter is a prominent landmark across Sheffield. Crosspool is a suburb with vague boundaries; it merges with the adjacent neighbourhoods of Crookes, Fulwood and Ranmoor and has sub- districts within it such as Tapton Hill, Sandygate and Hallam Head. It has a total population of 7,070 residents in a 2006/7 NHS Neighbourhood Profile, just 1.3% of the population of the City of Sheffield. Other statistics bear out Crosspool's status as a middle class area with almost 87% of residents being owner-occupiers of their houses compared to the Sheffield average of 60.2%.

According to the 2011 UK census, Laxton parish had a population of 314, a reduction on the 2001 UK census figure of 322. Laxton lies within the Parliamentary constituency of Haltemprice and Howden an area that mainly consists of middle class suburbs, towns and villages. The area is affluent, placed as the 10th most affluent in the country in a Barclays Private Clients survey, and has one of the highest proportions of owner-occupiers in the country. The village is served by Saltmarshe railway station on the Sheffield to Hull Line.

Eastrington lies within the Parliamentary constituency of Haltemprice and Howden an area that mainly consists of middle class suburbs, towns and villages. The area is affluent and has one of the highest proportions of owner-occupiers in the country. The village is served by Eastrington railway station (formerly "South Eastrington") on the Hull to Selby railway line, and was historically also served by North Eastrington railway station on the Hull and Barnsley Railway. Nearby Eastrington Ponds was designated a Local Nature Reserve in 2002 by the East Riding of Yorkshire Council.

The telephone was introduced in 1924 to connect Arumpo, Pan Ban and Mulurulu and removed a great deal of the sense of isolation in the region. A significant change after World War One was the working of owner-occupiers on smaller stations rather than managers for some large absentee lessee. Life was very hard for these new lessees as they strove to establish the necessary infrastructure. The lucky ones were Ewan and Nagus Cameron who took up Mungo Station because they acquired a homestead, a shearing shed and shearer's quarters, together with other buildings.

Jones & Wimpey owned and rented out number 32, a few years later are they also listed as owning number 30. Over the next few years the occupiers changed frequently and so did the owners, by 1887 when the numbering was changed some of the houses had been owned by 3 different people. In 1887 there were only 4 owner occupiers, the other 40 houses were owned by 11 people. When Thorncroft House was demolished they used the grounds and also knocked down 18 of the houses to build the flats in Annandale Road.

Many of the flats date to after 2000. Non- mixed use terraces and private sector built apartments are the main housing types that attract high prices from private sector owner-occupiers unable to afford similar properties in nearby Kensal Green and Queen's Park. Starting in 1999, Harlesden and the nearby Stonebridge estate, witnessed a high number of murders and became a crime hotspot, because of several rival yardie gangs. During this time Harlesden turned into one of London's main crack cocaine trading centres, and one of the yardies' strongholds.

If A lives in B's property, and B lives in A's, two financial transactions take place: each pays rent to the other. But if A and B are both owner-occupiers, no money changes hands even though the same economic relationships exists; there are still two owners and two occupiers, but the transactions between them no longer go through the market. The amount that would have changed hands had the owner and occupier been different persons is the imputed rent. Imputed rents can alternatively be understood as returns to investments in assets.

Roman Catholic clerical establishments in Ireland had refused government offers of tithe-sharing with the established church, fearing that British government regulation and control would come with acceptance of such money. The tithe burden lay directly on the shoulders of farmers, whether tenants or owner-occupiers. More often than not, tithes were paid in kind, in the form of produce or livestock. In 1830, given the system of benefices in the Anglican system, almost half of the clergy were not resident in the parishes from which they drew their incomes.

The house is a fine example of early 19th century rural architecture with the original detached stone kitchen and separate brick and stone dairy. Horsley Homestead was listed on the New South Wales State Heritage Register on 4 August 2000 having satisfied the following criteria. The place is important in demonstrating the course, or pattern, of cultural or natural history in New South Wales. Horsley is associated with the Western Family who settled on the property in 1818, one of the first to owner occupiers in the district.

The council approved no further plans for back to back houses after the 1870 bylaw but the builders had a sufficient stock of approvals to continue building them well into the 1890s. Ripley was not convinced by the arguments of the speculative builders. In November 1865 he issued a prospectus for the construction of 300 "Working-men's dwellings" on his own land. They were four- bedroom through houses with rear yards and front gardens and equipped with an internal WC. The houses were intended for sale to small landlords and owner occupiers with a provision for rental purchase and some renting.

Yokefleet lies within the Parliamentary constituency of Haltemprice and Howden an area that mainly consists of middle class suburbs, towns and villages. The area is affluent, placed as the 10th most affluent in the country in a Barclays Private Clients survey, and has one of the highest proportions of owner-occupiers in the country. Yokefleet Hall is a Grade II listed mansion house of Victorian design by architect Cuthbert Brodrick. The hall is on the eastern edge of the hamlet and the current house was built between 1868 and 1874 according to the York Georgian Society.

Latimer Road was demolished to form the track which opened in 1864. Latimer Road tube station opened on Bramley Road in 1868, and Whitchurch targeted the lower middle classes and artisans, building the "railway streets": Manchester, Mersey, Martin, Lockton, Hurstway, Barandon, Blechynden and Testerton. The housing built along Lancaster Road (beneath the Lancaster West Estate) Walmer Road (now beneath Dufford Street) Canterbury Street (now Bomore Road) did not attract owner occupiers and were soon subdivided into rooms for rent. The railway streets remained respectable for a century- when their lack of interior plumbing condemned them to be classed as slums.

Susannah Place as educational value as a resource for the interpretation of the history and development of area and the people who lived here and living standards through the various phases of development. The place has a strong or special association with a person, or group of persons, of importance of cultural or natural history of New South Wales's history. Susannah Place is associated with a known progression of owners and tenants from the working and lower middle classes with owners ranging from owner-occupiers to the Church of England and a history of public housing under government bodies who administered the buildings.

Detailed information is published on the Office for National Statistics website. The RPI includes an element of housing costs, whereas the following items are not included in the CPI: Council tax, mortgage interest payments, house depreciation, buildings insurance, ground rent, solar PV feed in tariffs and other house purchase cost such as estate agents' and conveyancing fees. A further index, CPIH, has been published which includes housing costs but CPIH does not meet current international standards. The Office for National Statistics states that: > The Consumer Prices Index including owner occupiers' housing costs (CPIH) is > the most comprehensive measure of inflation.

As well-organized markets for rented housing exist in most countries, the output of own-account housing services can be valued using the prices of the same kinds of services sold on the market in line with the general valuation rules adopted for goods or services produced on own account. In other words, the output of the housing services produced by owner-occupiers is valued at the estimated rental that a tenant would pay for the same accommodation, taking into account factors such as location, neighbourhood amenities, etc. as well as the size and quality of the dwelling itself. The same figure is recorded under household final consumption expenditures.

Building Communities: the Co-operative Way, Routledge (London), 1988. Cited in Common Ground Because this form of co-operative ownership does not allow the residents to increase their share and become full owner- occupiers, the Conservative government of the day did not give support to the model. Nevertheless, it is now widely regarded as a model for home ownership co-operatives,Community Land Trusts & Mutual Housing Models , Greater London Authority 2004, pp14, 23, 24. as it provides equity stakes that allow members to benefit from gains in the housing market, while locking in the subsidy so that the homes remain affordable to new members.

In 1972 the Armstrong family decided to sell the estate through a sealed bid auction. The residents formed a tenants’ association and planned an expert campaign to save the estate. This was a period when many estates were being sold and tenants being persuaded to leave, so that new owners could refurbish them and then sell them to owner occupiers, making a significant profit. The Lissenden Gardens Tenants Association lost the battle to prevent the Armstrongs from selling privately, in spite of devising the Lissenden Formula, a creative proposal for the Camden Council to buy the estate, but to then allow tenants to buy the leases to their flats.

The number of adults owning shares rose from 7 per cent to 25 per cent during her tenure, and more than a million families bought their council houses, giving an increase from 55 per cent to 67 per cent in owner occupiers from 1979 to 1990. The houses were sold at a discount of 33–55 per cent, leading to large profits for some new owners. Personal wealth rose by 80 per cent in real terms during the 1980s, mainly due to rising house prices and increased earnings. Shares in the privatised utilities were sold below their market value to ensure quick and wide sales, rather than maximise national income.

This can make home ownership more constraining if the homeowner intends to move at a future date. Some home owners see their purchase as an investment and intend to either sell or rent the property after renovating or letting the house appreciate in value (known as flipping if done quickly). Compared to renters and absentee landlords, owner-occupiers are sometimes seen as more responsible toward property maintenance and community concerns, since they are more directly affected.The Advantages of Renting Traditionally home-ownership has been encouraged by governments in Western countries (especially English-speaking countries) because it was thought to help people acquire wealth, to encourage savings, and promote civic engagement.

The boundary changes also meant that Dudley Castle was finally transferred to the borough of Dudley after centuries in Sedgley. The foundation stone of the very first house, 9 Oak Road, was laid on 16 July 1929. The first houses were occupied in 1930 and by the end of the decade more than 2,000 houses had been built on the Priory and Wren's Nest estates. There were also private houses for owner-occupiers built mostly on the south side of the estate near Priory Park, around the southern section of Priory Road, Hazel Road, Woodland Avenue, Chesnut Avenue, Somery Road, Forest Road, Paganel Drive and Gervase Drive.

It extends the Consumer Prices > Index (CPI) to include a measure of the costs associated with owning, > maintaining and living in one's own home, known as owner occupiers'. CPI is usually lower, though this is due more to the differences in the calculation formulas for the indices than to the differences in coverage. The UK Government announced in the June 2010 budget that CPI would be used in place of RPI for uprating of some benefits with effect from April 2011. Regarding state pensions, the UK government confirmed in their autumn statement in 2011 that these would go up by the greater of the CPI, average earnings, or 2.5%.

More than 3 million people eventually attended.Michael Parkinson and James Duffy, "Government's Response to Inner-City Riots: The Minister for Merseyside and the Task Force," Parliamentary Affairs (1984) 37#1, pp. 76–96. Heseltine arranged for Liverpool to receive unused government grants for other cities (from the Urban Programme), although the money was less than had been clawed back from Liverpool through council spending cuts. He also played an important role in the redevelopment of Albert Dock, the development of Wavertree Technology Park (the land purchased by £10m of public money) and the development of Cantril Farm estate into Stockbridge Village, arranging for Barrat to build many new houses for owner occupiers.

A klushuis, which might be translated as 'chore house' ('klus' in Dutch meaning 'chore') is a house or flat that is sold cheaply, in return for which the buyer undertakes to renovate it within a certain time. The buyer must stay in the dwelling for at least two years after it has been refurbished and may not sell or let it. The houses are often sold by local authorities or housing associations which own property in disadvantaged neighbourhoods, as a way of improving or gentrifying the neighbourhood by attracting owner-occupiers from higher social classes. The idea behind klushuizen is that the buyer invests in his/her own property, and thus also in the neighbourhood.

According to the 2001 census Hammersmith and Fulham has a population of 165,242. 60% of the borough's population is White British, 20% white non-British (among which are large French, Polish, Portuguese and Irish communities), 5% black Caribbean, 8% black African with various other ethnicities (including Indian, Pakistani, Bangladeshi and Chinese) making up the remaining 11 percent. The borough has the second-highest proportion of single adults of any borough in England and Wales (55%), and a higher than average proportion for the London area of young adults aged 20–29 (24%). Around 50% of households are owner–occupiers, and 22% of households were listed as "other" – that is, not single persons living alone or families.

The 25% of dwellings which are rented by private landlords may be considered income-producing or investment properties, and the private landlords as investors, though some owner- occupiers may also view their dwellings as investments. The main difference is that the rent paid by a tenant is income of the landlord-investor, while an owner-occupier does not generally derive any income from the property. Similarly, the investor can claim expenses relating to the property, including property taxes, interest and depreciation, which the owner-occupier cannot. The rent paid by a tenant for private or domestic purposes is not generally an allowable deduction of the tenant, as are any expenses relating to the property.

He proved a generally loyal Conservative backbencher, although he at first abstained on, and then supported, a new clause in the Finance Bill moved by Gerald Nabarro which aimed at exempting owner-occupiers from Schedule A income tax to which the government was opposed. In December 1960 he was appointed Parliamentary Private Secretary to Reginald Bevins; in March 1961, he initiated a debate on housing for the elderly, and called for private housebuilders to build more suitable homes. In December 1962 he called for reform of the rating system so that the burden fell more evenly. He opposed the government's move to abolish resale price maintenance in 1964, but abstained rather than vote against.

Gannon House and Shop are prominent elements in the eastern section of Argyle Street primarily due to their modest scale and location surrounded by larger, more elaborately detailed buildings. They are the only survivors from 1840s development on the south eastern section of Argyle Street and make a positive contribution to varied character and historical nature of the precinct. The place has a strong or special association with a particular community or cultural group in New South Wales for social, cultural or spiritual reasons. Gannon House and Shop has been part of a busy and active precinct since 1840 and is associated with a number of owner-occupiers and tenants who were part of a closely knit working-class neighbourhood.

Ribsden Holt is a former royal residence at Windlesham, Surrey Heath, Surrey, England, for part of the 20th century used by minor royalty, built in the late 1870s. The building is set back behind a long drive and former outbuildings once for estate servants, The Gatehouse and The Coach House. It is accessed from road leading to Chertsey and also known today as Ribsden Hall, marked as Ribsden Holt on its gates. Its effective owner-occupiers (and their trustees or widows) were from construction until 1974: Henry Cadogan Rothery, Richard Copley Christie, Princess Louise, Duchess of Argyll and Princess Patricia of Connaught, with one period of uncertainty -- Princess Louise occupied for a time from its sale by auction in 1911 until 1939.

Housing Policies for the New UKChapter on Housing Trends in Ireland Canada and Australia have some of the most ownership rate in word (all above 65%) home ownership. Ireland has one of the highest proportions of owner-occupiers in the EU at around 80%. In the UK in the 1980s almost half of all mortgages were taken out by first-time buyers, but this has now declined to only about 15%.. In Ireland, FTB's represent 34% of the market. In recent years the number of new buyers purchasing property has declined.Decline in number of first-time buyers In the 2007 Scottish parliamentary election the Scottish National Party proposed a £2,000 grant for first-time buyers to help them get onto the property ladder.

Carroll became well known during the Celtic Tiger years of the late 1990s-2007 for residential and commercial property construction projects with a focus on large scale apartment developments in Dublin city centre. His apartments were notable for their high volume, low price point and small floor plan which appealed to younger owner occupiers and the less well-off sections of society. Carroll also tended to build on inner-city brownfield or derelict sites in what other developers considered "unfashionable areas". This reputation earned Carroll the sobriquet of the Shoebox King from his detractors, including most notably the Irish Times journalist Frank McDonald, while his supporters emphasised the affordability of the apartments, the rejuvenation of previously downtrodden areas and the effect of bringing young people back into the city centre.

The Act enabled those who had effectively been landowners' serfs to become owner-occupiers of their own small farms."A History of Shetland" Visit.Shetland.org The Orcadian experience was somewhat different. An influx of Scottish entrepreneurs helped to create a diverse and independent community that included farmers, fishermen and merchants that called themselves comunitatis Orcadie and who proved themselves increasingly able to defend their rights against their feudal overlords.Thompson (2008) p. 183Crawford, Barbara E. "Orkney in the Middle Ages" in Omand (2003) pp. 78–79 In the 17th century, Orcadians formed the overwhelming majority of employees of the Hudson's Bay Company in Canada. The harsh climate of Orkney and the Orcadian reputation for sobriety and their boat-handling skills made them ideal candidates for the rigours of the Canadian north.

To give two examples: A custom of mooring which might have been established in past times for over two hundred years by the fishing fleet of local inhabitants of a coastal community will not simply transfer so as to benefit present day recreational boat owners who may hail from much further afield. Whereas a group of houseboats on a mooring that has been in continuous use for the last 25 years with a mixture of owner occupiers and rented houseboats, may clearly continue to be used by houseboats, where the owners live in the same town or city. Both the purpose of the moorings and the class of persons benefited by the custom must have been clear and consistent. In Canada, customary aboriginal law has a constitutional foundation and for this reason has increasing influence.

An outer suburban part of the Glasgow conurbation and the rural hinterland to the south-west of the city, East Renfrewshire is predominantly an affluent, middle-class commuter area with a high proportion of owner-occupiers and professionals. East Renfrewshire has the largest Jewish population of any seat in Scotland, with almost half of Scotland's Jewish population living in that area. At the 2014 Scottish independence referendum, East Renfrewshire returned a significant majority against Scottish independence; with a voter turnout of 90.4%, 41,690 votes were cast for "No" (63.2%) and 24,287 for "Yes" (36.8%). At the 2016 European Union membership referendum, a substantial majority of votes were cast in favour of the United Kingdom remaining in the European Union in East Renfrewshire, with a turnout of 76.1% there were 39,345 "Remain" votes (74.3%) to 13,596 "Leave" votes (25.7%).

Whilst on the surface the new Potsdamer Platz appears so far to have lived up to its expectations as a futuristic centre of commerce at the heart of Europe's youngest capital city, there has been much debate as to just how successful it really is. Certainly its long-term success and viability have become much harder to judge since the recent worldwide economic downturn, a situation compounded by the actions of its two principal owner-occupiers. Daimler and Sony caused a major surprise on 2 October 2007 when both announced that they were putting their respective complexes at Potsdamer Platz on the market. Whilst neither intended to move out, both felt it preferable to rent the space from new owners rather than continue to be the owners themselves (and so be responsible for the buildings' upkeep and maintenance).

By comparing California over the period 1970 to 2000 with other states, (using data from the US Census Bureau, not state or county-level property records) Wasi and White (2005) estimated that Proposition 13 caused homeowners to increase the duration of time spent in a given home by 9% (1.04 years), and renters to increase their tenure by 18% (0.79 years). They also estimated that this effect was more pronounced in the coastal cities, with the increase in tenancy by owner-occupiers in the Bay Area being predicted at 28% (3.0 years), Los Angeles 21% (2.3 years), and Fresno 7% (0.77 years). They speculate that renters may have longer tenure due to less turnover of owner-occupied housing to move into. Other studies have found that increased tenure in renting can be attributed in part to rent control.

The current regime under the 1995 Act for regulating tenancies, commonly known as Farm Business Tenancies, permits the creation of a clearly and easily terminable interest, whether by a periodic tenancy or a fixed term. In the cycle of animal husbandry and land use and improvement, the long-term effect of the Farm Business Tenancy on the landscape of Britain is not yet proven. It was predicted by landowners and other industry spokesmen that the 1995 Act would create opportunities for new tenants by allowing large areas of new lettings but this has not happened in practice as most landowners have continued to favor share farming or management agreements over formal tenancies and the majority of new lettings under the Act have been to existing farmers, often owner-occupiers taking on extra land at significantly higher rents than could be afforded by a traditional tenant.

The knub of the case appealed centred on a monetary question affecting the land for the first time. It centred on the fact that the War Office had used the land during World War II, and compensation was due to be paid to the neighbours (if correctly alleging a proprietary interest to use the land, namely an easement) or the landowner, the trustees of the original owner if they were the sole person(s) with an owning interest (under the Compensation Defence Act 1939, section 2 (1)). The landowner (of the park), the beneficiaries of the trust of the original owners of the land, challenged the assertion of an "easement" from the immediate neighbours enjoying the expressed right to use the park in their deeds (title), which they in practice also regularly enjoyed. They stated these neighbouring owner-occupiers (and their tenants) had only a personal advantage (a licence, with no proprietary rights), and not an easement proper (which would include proprietary rights).

It is not clear if the proposed 1,000 new dwellings will provide a net increase in dwellings available in Lambeth at council rent levels. There are many people in council dwellings, in Brixton, Lambeth Walk, and Stockwell who do not trust the council, they fear that the council is engaged in a policy of gentrification, and the real aim of the redevelopment is to increase property values in the borough, to the benefit of owner occupiers in Herne Hill, West Dulwich, and Streatham. Those renting from the council fear that tenants who lose their homes in redevelopment projects will be relocated out of the borough, and building the new dwellings to allow them to return, will be delayed indefinitely. The families in Cressingham Gardens fear that when they are evicted from their house with a garden, the alternative accommodation offered will be an apartment in a tower block on a sink estate, a possibility not precluded by the Council's 'Tenants - Key guarantees' document.

In 1801, the civil parishes that form the modern borough had a total population of 6,404; and the area was characterised by farming and woodland -- with settlement principally around the Great North Road. By 1830, a new turnpike, the Finchley Road was constructed and horse-drawn omnibuses introduced. The population rose dramatically with the arrival of the trams and railways in the middle of 19th century, and new estates were built to house commuters. As industry relocated away from London during the 1960s, the population entered a decline, that has begun to reverse with new housing developments on brownfield sites. According to the 2001 census the borough then had a population of 314,564 though the most recent ONS projection for 2008 is 331,500. 67% of householders are owner-occupiers. 47.3% of people described themselves as Christian, with the second largest group being Jewish at 14.8%, the highest percentage in any local government area in the United Kingdom. The third largest was people who said they had no religion at 12.8%.

1 April 1974, Sengeløse municipality merged with Høje-Taastrup Municipality, and Store Magleby parish merged with Dragør parish to form the new Dragør Municipality. The voters of Sengeløse - which was created a municipality 1 April 1970 but only existed until 31 March 1974, being deemed too small in population - and Store Magleby parish were almost exclusively owner-occupiers, who voted center-rightwing in elections for the municipal council, whereas Høje-Taastrup Municipality and Dragør parish consisted of mainly tenants who rented their apartments and who voted center-leftwing, so heated debates took place before the mergers, because the center-rightwing voters in the merged municipalities would be in minority at the elections. (Since 1 January 1962 only two mayors of Høje-Taastrup have been Social Democrats, namely Per Søndergaard from 1978 until 1981 (four years), and Anders Bak (1948-2006) from 1986 until 2005 (20 years);Michael Ziegler, Conservative People's Party, has been mayor from 1 January 2006). Thus the number of municipalities was 277 from 1 April 1970 to 1 April 1974, from that date dropping to 275. Also on 1 April 1974, Avedøre, which was part of Glostrup Municipality, was conjoined with Hvidovre Municipality.

In the 2001 Census, the borough had a population of 218,307; of whom 105,148 were male, and 113,159 female. Of the population, 44.3% were in full-time employment and 11.6% in part-time employment – compared to a London average of 42.6% and 8.6%, respectively. Residents were predominantly owner-occupiers, with 31.7% owning their house outright, and a further 46.5% owning with a mortgage. Only 2.2% were in local authority housing, with a further 11.5% renting from a housing association, or other registered social landlord.Key Figures for 2001 Census: Census Area Statistics: Bexley accessed 25 February 2009 The distinctive spire of the ancient parish church of St Mary the Virgin in Bexley The greater part of the population are nominal Anglicans, but there are a number of Roman Catholic churches and nonconformist congregations. In the 2001 Census, 22.7% of the area's population described themselves as non- religious or chose not to state their faith.London Borough of Bexley, article 4528 Baptists, Plymouth Brethren, and Methodists are among the other congregations. In 2008 the former Crayford Methodist Church was purchased by the North West Kent Muslim Association to become a mosque serving Bexley and Dartford boroughs.