322 Sentences With "insurances" | Random Sentence Generator

Both our health, dental, and vision insurances are covered by our employers.

I pay all utilities, cable, internet, the family cellphone bill, and insurances.

Quironsalud generates just above 50% of its revenues from private payers and health insurances.

But this additional insurance cost could be offset by the lowering of other insurances.

A lot of insurances cover 28 days, which is not going to make any difference whatsoever.

We need insurances that they will do everything they can to prevent such an occurrence again.

"Once I came out, all my insurances collapsed, my credit was destroyed," he told the affiliate.

Just put in your zip code and you can sort therapists by insurances accepted and specialty.

Among them are Tradeshift (world's largest network for businesses) and Simplesurance (leading online provider for product insurances).

Or maybe health insurances see a two-inch brain tumor in the paperwork and just approve everything.

He said that there is no need for consolidation between European insurances at this moment in time.

Many insurances cover naloxone, so you can ask to see what your share of the cost would be.

This left 50 million Americans uninsured and 85033 to 30 million with worthless insurances when facing major illnesses.

"They bring with them their own insurances and warranties that give us a sense of confidence," Attwood explained.

Bottom LineBoth cards come with similar welcome bonuses, similar introductory and general APRs, and similar insurances and protections.

"There are a lot of people that need services that do not get covered by insurances," she says.

Adding this to bad services and complex products that insurances provide, insurtech has an immense opportunity to grow.

Hisbusiness has run thanks to the law opening up young people's access to insurances that could cover drug rehabilitation.

Also, 85033 percent of the 181 million Americans who have employer-based private insurances are satisfied with their coverage.

The Department of Labor lists all 50 states' unemployment insurances offices with phone numbers and links to informational websites.

"We need insurances that they will do everything they can to prevent such an occurrence again," the senator said.

His advice to families who've just lost their homes: Understand that making insurances claims is exacting, slow, and requires patience.

This would mean that Swiss investors such as pension funds and insurances could be serviced under one roof, Meier said.

He now is chairman and CEO of the new company, an insurance distribution and insurances company called The Amynta Group.

Though the page promises that these are the insurances you can count on, they offer a lifetime warranty just in case.

Women who undergo mastectomies can choose to have their breasts reconstructed — a procedure that's often covered by health insurances — or go flat.

As few private insurances cover the costs of long-term care, this is becoming a leading cause of catastrophic expenses for families.

Further, it offers most of its insurances via brokers, so the claims journey was the most impactful option to explore, per Million.

But I think if they go to these cockamamie systems taking care of all the insurances, it just gets more and more complicated.

Most recently, Trump rolled back an Obamacare rule that required employers to provide birth control coverage as part of their health insurances packages.

This is one of the best trip delay insurances on the market and it&aposs pretty easy to cash in on this perk.

If patients have high out-of-pocket costs, such as co-pays and co-insurances, makers of brand-name H.I.V. drugs help patients.

EXCLUSIVE-FRANCE'S CNP ASSURANCES CLOSE TO REACHING $1.7 BLN DEAL WITH CAIXA ECONOMICA FEDERAL TO SELL INSURANCES IN JOINT VENTURE IN BRAZIL -SOURCES

Clinton was "wrong" to oppose his plan to reinstitute the Glass-Steagall Act, which would legally separate commercial banking, investment banking and insurances services.

As Number26 becomes a full-fledged bank, the startup also plans to introduce premium features, such as higher limits, insurances, extra services and more.

Starting in the 19th century, to prevent wage loss due to illness, European nations developed national insurances similar to the current American Social Security.

Do you feel assured or what insurances do you have that on the trade front on your part on your mandate that they're cooperating.

"It pays for my housing, my insurances, food and most of the costs that I have," Eriksson said, considering her project a financial success.

Stock purchases by fund managers and insurances, which are invested in the ATX and therefore need BAWAG shares, are expected to support the share price.

The company and its subsidiaries invest around $2.9 billion in fossil fuel companies, according to the California Department of Insurances Climate Risk Carbon Initiative database.

I have a lot of health and pain issues, and despite having two insurances, the bills just pile up and I have trouble keeping track.

A young man tells Joe Biden that his father lost his health insurance plan and the cost doubled, even though Obama promised insurances will be cheaper.

But Monday, the Congressional Budget Office is set to deliver its report, which is likely to show the bill will cut health insurances from millions of people.

Going forward, JD Logistics will continue to pay social insurances on behalf of its couriers, whose income is now based on the number of packages they handle.

Read more: Blue Cash Preferred Amex card reviewOther benefitsIn addition to bonuses and rewards, the Blue Cash Preferred card comes with a suite of insurances and protections.

Likewise, Careship handles billing and coordinating insurances, in addition to keeping families connected and therefore remains a central point of contact and is arguably not prone to disintermediation.

The DIA would require that Medicaid and private insurances offer equal opportunities to receive LTSS in a person's home similar to what they would provide within an institution.

Unlike many of the other new HR startups, which offer their wares for free but make money selling benefits and insurances, Personio is employing a classic SaaS-subscription model.

That decision, however, is sometimes hindered by federal and state insurances, including Medicaid, TriCare, The Indian Health Service, and the grant program Title X, which mandate a waiting period.

Of the umbrella of insurances Hertz tries to sell you, the one you need to pay attention to is the loss damage waiver, which covers damage to the vehicle.

OS: At this stage we are discussing about regulation and we have a lot of regulation about how to use the street, about insurances, about all the fields of life.

"There is some pressure (in ASEAN) for diversification of security relationships, taking insurances," said C. Raja Mohan, director of the Institute of South Asian Studies at the National University of Singapore.

Under the legislation — which placed obligations on companies or organizations with more than 50 staff members to provide health insurances for them — churches receive automatic exemptions from providing birth control to employees.

Those insurtechs worked together with the insurance companies and operating as online broker, but now, we're starting to see startups providing new insurance products, as well as traditional insurances in different models.

During the on-boarding process, FinanceFox will contact each of your insurances in order to digitise your current policies, from which it can monitor coverage and suggest better, cheaper or more appropriate insurance.

When only half the number of people signed up compared to expectations, and prices pushing the young and healthy to forego insurances, the market has already been a loss maker for many insurers.

The measure, which received substantial financial support from those companies, seeks to enable drivers and couriers to continue to be independent contractors while guaranteeing benefits like a minimum wage, expenses, healthcare and insurances.

For example, public and private insurances have to pay for gender-affirming hormone therapy and gender-affirming surgery, and I've seen that have an incredibly positive effect on the lives of my patients.

You can be public of course, or you can be an alias or choose between those things — and that's where one of the sweet spots are, is that we can help them with insurances.

In addition, it established minimum acceptable coverage standards for policies (to protect against worthless insurances in the event of serious illness) and did away with annual or lifetime caps on the amount of care.

First, they figured out how much you'd need in an emergency fund that could cover six months of expenses, using the cost of necessities like mortgage payments, groceries and various insurances among other expenses.

Airbnb recommends hosts cover supplies like linens, towels and toiletries for guests, and the service comes with other potential costs like cleanup, insurances and taxes, so whatever share is left over would be somewhat less.

"Justin's car was almost repossessed after we had missed two payments in the fall, and I had a health scare that, despite both our insurances, drove us a couple thousand into medical debt," McIntosh said.

Another approach I favor would be to place export taxes on drugs manufactured here to make sure that negotiated prices by foreign governments are in keeping with what my patients or their insurances are paying.

Former Trump campaign manager Paul Manafort offered to limit travel to New York, Washington, and Florida, as well as $12 million in real estate and life insurances assets, in order to avoid house arrest, per Reuters.

And while coverage varies widely by company and by country, "most insurances cover household effects, and include coverage of jewelry and watches" up to a certain value, said Robert-Jan Broer, founder of the blog FratelloWatches.com.

Gov. Andrew M. Cuomo, responding to the massive security breach at Equifax, will propose regulations on Monday that subject credit reporting agencies to the same rules as banks and insurances companies in order to protect consumers.

"I was pretty angry about that and I didn't feel like getting screwed over any more," the man said, adding that he asked the insurers to change his gender on the insurances police, a request they refused.

This year's Labor-HHS bill does include a policy rider prohibiting the administration from using its appropriated funds to pay for ObamaCare's risk corridor program, which reimburses insurances companies that suffer higher costs because of the healthcare law.

A typical retired couple today receives around 220,000 yen a month, and over 80 percent of the population thinks state retirement benefits already are not enough to live on, according to a survey by Japan Institute of Life Insurances.

Endurance, which focuses on agriculture and speciality insurances, such as directors and officers liability insurance, cyber insurance and professional lines, will help SOMPO diversify its risk profile and raise overseas earnings as a share of the Japanese group's revenue.

Freeing workers' choices for insurance would also bring pressures on insurers to create new products that control costs, such as bundling of homeowners, auto and health insurances, or enabling people between 55 and 64 years old to access Medicare.

"I would expect that if a comparison was made between whites and blacks within the same income bracket and equivalent insurances, the findings may not have been as significantly different," Chapin, who wasn't involved in the study, said by email.

Didi has since morphed into a one-stop app for hiring cabs and private cars, in addition to a slew of mobility services like rental bikes and scooters, car insurances and next-gen technologies like autonomous driving that are still in the lab.

It turns out there's a correlation between low scores and the likelihood of filing a claim, so it's a factor in setting your premium rate for auto and homeowner's insurances (except in California, Hawaii and Massachusetts, where state law prohibits the practice).

They vary by country, ranging from mostly government-based single-payer systems (Sweden, Norway, Australia), to health-care systems offering government-sponsored options and different degrees of private insurances (Canada, United Kingdom, France), to private insurance plans under government supervision (Germany, Netherland).

"People of all races, education levels, incomes, citizenship statuses, health insurances and sites of health care use report similar rates of having infertility," said Dr. James Dupree, an assistant professor of urology and obstetrics and gynecology at the University of Michigan in Ann Arbor.

Allowing broader government-sponsored programs to run in parallel with private insurances represents the spirit of American ideals (capitalism, free market forces, freedom of choice) and will, through incremental remedial steps, gradually and ultimately reveal the best health-care system applicable to the United States.

So, what is crucial, I think, to understand, is that the system is functioning, the economy is going, we have a private debt, the lowest private debt in the rich world, so we have a lot of savings in the families, in the life insurances.

" — Taylor Bryant, beauty news editor The Foot FacialWe tried: The Foot Facial Treatment by Suzanne Levine, DPMPrice: Some insurances accepted; $275 and up if paying out of pocketLocation: Institute Beauté, New York City"It was unusual to arrive at a doctor's office for a pedicure-like treatment.

The Senate's Health, Education, Labor, and Pensions Committee is holding a series of health care hearings over the next few weeks with the goal of putting together a narrow, bipartisan bill by the end of the month, when insurances companies sign new contracts with the federal government.

Price comparison sites, which remove the broker altogether, were the first to eat into the broken broker market, but a knock on effect is that a customer's insurances are more fragmented than ever, making it a nightmare to track all of your coverage and deal with multiple insurance providers.

On the road toward universal health care in the United States, and accounting for the sensibilities and preferences of Americans over decades (American exceptionalism, freedom of choice, anti-socialism), offering a government-based single-payer public option that excludes private insurances (as proposed by some Democratic presidential candidates) is a "dead-on-arrival" proposition.

"What the Artemis analytical model tries to do is provide that trigger in as unambiguous a way as possible, activating insurances markets or disaster bonds on the basis of something concrete," says Daniel G. Maxwell, the Henry J. Leir Professor in Food Security at Tufts University, referring to the name of the predictive tool developed by the Silicon Valley side of the partnership.

I assume I'll need to upgrade my iPhone 5S relatively soon, and at that point I'll get my own plan.)Netflix, Hulu, & Amazon Prime: $53 (My parents pay and I am grateful.)Work Parking: $54.80 (taken pretax)Health, Dental & Vision Insurances: $48.80 (taken pretax)Short-term Disability Insurance: $17.10 (taken post-tax)Retirement: I contribute 7% to a 401(a), which is about $307/month (pretax).

Most of the tests identify a patient's infection 214 to 24 percent of the time — regulators would like that figure to be closer to 2000 percent — and many of them are still awaiting a green light from the F.D.A. But health experts say a larger impediment to their widespread use is economics: Most of the tests run $500 to $3,000 (the test used to diagnose Mr. Springer was $2,000) and because few private insurances companies cover them, the costs are largely borne by hospitals or patients.

Crop insurance is purchased by agricultural producers to protect themselves against either the loss of their crops due to natural disasters. Two type of insurances are available: claim-based insurances and index-based insurances. In particular, in poor countries facing food security problems, index-based insurances offer some advantages, including indices that can be derived from globally available satellite images that correlate well with what is insured. These indices can be delivered at low cost, and the insurance products open up new markets that are not served by claim-based insurances.

Poste Vita S.p.A. is an Italian life insurances company. It is a subsidiary of Poste italiane and acted as an intermediate holding company for Poste Assicura S.p.A., another insurances company of the group.

Search and Rescue operations are not covered by common health insurances.

38 of the Italian Constitution and the special laws about the mandatory social insurances.

The UIL Credito Esattorie e Assicurazioni or UILCAThe native name could be translated in english as Italian Labour Union Banks Collector's offices and Insurances. is an Italian banks insurances and tax collectors workers' trade union affiliated to the Italian Labour Union (UIL).

Outside of cricket he is the CEO of NAGICO Insurances, which sponsors the West Indian domestic Regional Super50.

Zucchetti () is an Italian company that produces software, hardware and services for companies, banks, insurances, professionals and trade associations.

Chapp's contract includes: a 3.5% annual increase, taxpayer funded health dental insurances, taxpayers provide these insurances in retirement, 2 life insurance policies of $150,000 and $200,000, and much more. Dr. Chapp has a personal tax lien that dates back to 2002 which is still unpaid as of 2012. The contract expires May 9, 2012Benefits of Learning.

An evaluation may include one or more other analysts' independent opinions and will include discussion of the patient's financial situation and insurances.

Gmür initially held various roles before he started to work for Helvetia Insurances Switzerland in 1993. After assuming responsibility for the Lucerne general agency in 1995, a variety of management positions at Helvetia Insurances Switzerland in Basel followed. For instance, from 2000 to 2002, he oversaw Sales Management as member of the Management Board and from 2003 until 2016 he served as CEO of Helvetia Insurances Switzerland and was on the board of directors of the Helvetia Group. In September 2016 Gmür became CEO of the Helvetia Holding AG. He was responsible for the business strategy Helvetia 20.20.

In 2005, Sullivan joined Marsh, Inc., a global risk and insurances firm, as deputy general counsel for litigation. He was named general counsel of Marsh in June 2006.

His predecessor Jean-François Mattéi was discredited due to his behaviour during the Summer 2003 heatwave crisis. He was the instigator of a new reform of medical insurances.

Breast prostheses or mastectomy bras are covered by most insurances. To get these covered one should obtain a prescription from their physician with the diagnosis and a documentation of need. External breast prostheses are covered under Medicare part B following mastectomy; surgeries in the outpatient setting are also covered under Part B while part A covers mastectomy surgeries in the in patient setting. Custom-made prostheses are not usually covered by insurances due to their high costs.

Standards and regulations for medical malpractice vary by country and jurisdiction within countries. Medical professionals may obtain professional liability insurances to offset the risk and costs of lawsuits based on medical malpractice.

Such testing is very expensive and time-consuming, and in the U.S. is unlikely to be covered by insurance. In other countries, such as Germany, the testing is covered by all insurances.

Insurances , Fraser Brown solicitors. A person is considered to have an unlimited interest in their own lifeGriffiths v. Fleming [1909] 1 KB 805; M'Farlane v. Royal London Friendly Society (1886) 2 TLR 755.

The survey covers health insurance premiums for the basic and supplementary insurance areas. The annual premium for new basic insurance policies and the supplementary hospital insurances are covered by canton and age category.

The Edekabank services include payment transactions, cash supply and disposal, business accounts, investment loans, working fund loans and entrepreneur loans as well as financial consulting and intermediation of public funds. The Edekabank brokers industry insurances and company legal costs insurances as well as private risk coverage for entrepreneurs via its subsidiary Edeka Versicherungsdienst Vermittlungs-GmbH. Via the Edeka Leasing GmbH the Edekabank offered leading models for trade specific goods such as cash systems or cooling systems right up to complete store fittings.

When Garvan married his wife Mary Martin, he married into a notable Irish footballing family. His father-in-law, Con Martin, was an international during the 1940s and 1950s and captained both Ireland teams – the FAI XI and the IFA XI. Garvan subsequently worked as an insurance broker and formed a company, Martin & Garvan Insurances Ltd. Martin & Garvan Insurances Ltd His brother-in-law Mick Martin played for both the Republic of Ireland and Manchester United while his son, Owen Garvan, currently plays for Crystal Palace F.C..

250px MLP AG (formerly Marschollek, Lautenschläger und Partner AG) is a German corporation providing financial services, especially personal financial planning advisory. It is based in Wiesloch, Baden-Württemberg and was founded on 1 January 1971 in Heidelberg by Eicke Marschollek and Manfred Lautenschläger. MLP focuses on providing financial services consulting in the domains of pension provision, asset management and risk management to an upscale group of university graduates and wealthy clients. Most of the mediated insurances consist in life, disability, health and annuity insurances.

From 1959 to 1962, he was the chief of staff for prime minister Valéry Giscard d'Estaing, then chargé de mission (1962–65), and finally director of Insurances at the Minister of Finance from 1963 to 1967.

Shift employees in China don't work more than 50 hours a week when it is common for people to work up to 90. Compared to the average Chinese worker in production business, staff is provided with insurances.

From 2012 to 2017 she was appointed again as State Secretary for Social Affairs and Employment, dealing with unemployment insurances, pay equality, long-term unemployment, poverty, and health and safety at work in the Second Rutte cabinet.

He was also a director of the Pennsylvania Company for Insurances on Lives and Granting Annuities. Thomas Sully. The Vanderkemp Children (L-R John Jacob, Bertha Frances and Pauline), 1838. Collection of National Gallery of Art, Washington D.C.

" The prosecution's case included secretly recorded conversations between Golay and Rutterschmidt when they were in jail. Rutterschmidt told Golay in one conversation "You did all these insurances extra. That's what raised the suspicion. You can't do that. Stupidity.

Indoor cricket causes more sporting injuries than casual outdoor cricket, due to the proximity of the ball and fielders. Therefore, a sports/team insurance is important. Some indoor sports facilities provide these insurances as part of the indoor tournaments.

Facilities include railways and roads, electricity network, irrigation and water distribution network, gas distribution network, communication network, branches of all major banks and insurances, border terminals, customs warehouses, airport (Tabriz), government offices and ministerial branches, hotel, motel and restaurants.

In 2001, Sweaty Betty was named Sports Industries Federation Sports Retailer of the yearCASE STUDY: Sweaty Betty locates success In 2015, Sweaty Betty won the award for 'Healthiest Employees' as part of Vitality Health Insurances' Britain's Healthiest Workplace Awards.

Insurance companies usually offer all-in/combined single limit insurances of €50,000,000 or €100,000,000 (about €141,000,000) for bodily injury, property damage and other financial/fortune loss (usually with a bodily injury coverage limitation of €8-15,000,000 for each bodily injured person).

Wayne Security specializes in customized homes and business security—from armoured vehicles to enterprise security software—with emphasis providing affordable access to insurances, private security, identity theft protection, medical emergency services, monitoring systems, and personal safety products for ordinary people.

Only citizens of the Czech Republic are not required to pay for their rescue, other persons have to pay specific fees for treatment and transportation costs. Several insurances cover the Mountain Rescue Service's operations, foreign visitors can locally obtain additional insurance.

Its UK subsidiary Groupama Insurances was created by the merger of Lombard Insurance Company Limited and Gan Insurance Company Limited, when the parent companies, namely Groupama (who owned Lombard) and Gan in France, were brought together in 1999. The group's Groupama Insurances United Kingdom division is one of the major insurance companies in the UK, with a head office in London. It has branches in Croydon, Manchester, Portsmouth, Borehamwood, and Letchworth, following its acquisition of Clinicare Insurance in 2005. The UK group offers motor, home and health insurance and also provides insurance protection to a growing number of smaller UK businesses.

Vilma Cecilia Morales Montalván (born 15 October 1954 in Puerto Cortés) is a Honduran lawyer. She was designated President of the Supreme Court of Honduras from 2002 to 2009. In 2010, she was appointed president of the National Commission of Banks and Insurances.

Payments and charges on the deterioration of environmental goods can be substituted by mechanisms where environmental degradation leads to financial payment that is allocated to alternative actions to compensate for the degradation. Compensation can also be provided by third parties, for instance insurances.

Portrait (1874) of Sir Samuel Bignold (1791–1895), by Frederick Sandys (1829–1904) Sir Samuel Bignold DL (13 October 1791Norfolk, England, Church of England Baptism, Marriages, and Burials, 1535-1812 – 2 January 1875) was a British businessman with insurances and Conservative politician.

Gard's third business unit provides insurance for companies in the upstream oil and gas markets, these include large oil producers, as well as contractors operating mobile offshore units, such as accommodation units and FPSOs. Cover ranges from traditional property and casualty to liability insurances.

Kjøbenhavns Brandforsikring, founded in 1731, was the first Danish provider of fire insurances in Denmark. It existed as an independent enterprise until 1976 and is now part of Tryg. The company's last headquarters was the Gustmeyer House at Ved Stranden 14 in central Copenhagen.

Naturopath practitioners can generally be categorized into three groups: 1) those with a government issued license; 2) those who practice outside of an official status ("traditional naturopaths"); 3) those who are primarily another kind of health professional who also practices naturopathy. The Platform of the American Naturopathic Association as drawn up by the Golden Jubilee Congress. July 27th – August 2nd, 1947 In Switzerland, these divisions fall between those with a federal diploma, those recognized by health insurances, and those with neither federal diploma nor recognition by health insurances. Naturopaths with federal diploma can be divided into four categories: European traditional medicine, Chinese traditional medicine, ayurvedic medicine and homeopathy.

Long title: An Act for regulating Insurances upon Lives, and for prohibiting all such Insurances except in cases where the Persons insuring shall have an Interest in the Life or Death of the Persons insured; short title given by the Short Titles Act 1896.) was an Act of Parliament of the Parliament of Great Britain, which received the Royal Assent on 20 April 1774.Annual Register for the year 1774, p.212-3 The Act prevented the abuse of the life insurance system to evade gambling laws. It was extended to Ireland by the Life Insurance (Ireland) Act 1866, and is still in force.

Most commercial health insurances and Medicaid have a hospice benefit as well. These typically are similar to the Medicare benefit. There may be a co-pay required by commercial health insurance providers depending on individual plans. According to a 2008 article by Lauren Tara LaCapra on TheStreet.

Otezla is available in the U.S., but is dispensed only through a network of specialty pharmacies. The estimated wholesale price is $22,500 for a year of treatment. In Austria, the drug is available in all pharmacies, and a year of treatment costs health insurances about €11,000.

ABN AMRO Verzekeringen is a joint venture between ABN AMRO and Delta Lloyd, giving Delta Lloyd the exclusive right to sell insurance through ABN AMRO offices. It had a revenue of €900 million in 2006. For Delta Lloyd this joint venture represented a vital means of selling insurances.

In most cases, the FSA administering firm will prefer actual insurance Explanations of Benefits (EOBs) clearly representing the patient portion of any medical expense, over other, more vague documentation. This requirement is becoming less cumbersome as more insurances allow patients to search for past EOBs on their websites.

The chairman of the board is Hallgeir Kleppe. Elin Schei Stuhaug is chairwoman of the new executive committee, consisting of 45 members. The Bank has entered into a strategic alliance with Frende Forsikring ASA. This means that all customers in the bank also can buy their insurances there.

The level of unemployment in Zürich was 3.2% in July 2012. In 2008, the average monthly income was about CHF 7000 before any deductions for social insurances and taxes. In 2010, there were 12,994 cases (on average per month) of direct or indirect welfare payments from the state.

In the light of the oil find along the western coast of Ghana, SIC Insurance positioned itself to underwrite oil and gas and other ancillary business in Ghana. Further to this, Ghana Insurers Association (GIA) as a way of building capacity and positioning itself to adequately handle all related insurances on oil and energy risks, and form a pool. All insurances relating to exploration, drilling, through to the production of oil and gas are placed in the pool and the core responsibility of the entire portfolio is managed by the appointed Manager. SIC Insurance was appointed as the pool manager based on their capital base, human resource capacity, and track record among other things.

A. bilancio (financial report and accounts) on 31 December 1996, PDF purchased from Italian C.C.I.A.A. By only counting direct ownership of CAER and Caribso, CAER Group had a minority ownership of 19.99% on Banec. At that time CAER was one of the banks network that Unipol sold their insurances through it.

CETAC is only open for students studying Computer Science & Engineering, Electrical Engineering, Engineering Physics, Engineering Mathematics or Software Engineering. CETAC helps their members with practical details such as insurances, visas, etc. with the support by the American- Scandinavian Foundation. Since May 1, 2006, CETAC has an alumni organization called CETAC Alumni.

The consumer loan sales work via direct cooperation with trading partners which use the financing products as an instrument of merchandising. Banks, insurances, organizations and institutions can also handle their consumer loan business via Consors Finanz as outsourcing partner. The business is a member of the Association of German Banks.

Medicare is an ACO's primary payer. Other payers include private insurances and employer- purchased insurance. Payers may play several roles in helping ACOs achieve higher quality care and lower expenditures. Payers may collaborate with one another to align incentives for ACOs and create financial incentives for providers to improve healthcare quality.

Other services are offered to the Auto Train service : a jockey to pick your car up at home, complementary insurances, free bus to leave the arrival station (Bercy, Avignon, Fréjus...), free parking... Since 2012, connections between other cities than Paris have been created, for instance, Bordeaux-Biarritz or Bordeaux-Nice.

Umbrella companies normally keep a part of the income or charge a margin for processing contractors' payroll and for some umbrella companies it will go towards contractors insurances. In France, Belgium and Sweden, it is usually a percentage of the invoiced amount. In the UK, it is mostly a fixed weekly amount.

They carried Baltic grain and timber to Spain. Ships with leather, wax, fur and caviar from Archangelsk often were destined for Venice and Livorno. They also traded in bills of exchange, chartering and marine insurances. Between 1594 and 1598 he had a major position in the fish trade between British ports and Spain.

Bao Viet Life (100%) was separated from Bao Viet Insurance in 2004. Bao Viet has been offering life insurances since 1996. 2012 revenues were 7,090bn VND ($340m) and profits 688bn ($33m). According to the Ministry of Finance, it is the leading life insurer in Vietnam with a market share of 23.9% in 2012.

All foreign capital was exonerated of taxes while the luxury tax was also repealed. Mussolini also opposed municipalization of enterprises. The 19 April 1923 law transferred life insurance to private enterprise, repealing a 1912 law that created a State Institute for insurances, which had envisioned construction of state monopoly ten years later.

Torres Ramírez worked as a retailer. He was president of the Retailers Association of Coamo and president of the Employers Board of the South, and president of the Board of Directors of the San Blas Savings and Credit Cooperative. He also served as Vicepresident of the Board of the Puerto Rico Multiple Insurances Cooperative.

The Ministry of Labour, Invalids and Social Affairs (MOLISA, ) is a government ministry in Vietnam responsible for state administration on labour, employment, occupational safety, social insurances and vocational training; policies for war invalids, martyrs and people with special contribution to the country; social protection and prevention of social evils; child care and gender equality.

He was educated at CBS Dún Laoghaire, C.B.C. Monkstown and Presentation Brothers College in Glasthule, County Dublin. Before Barrett entered politics he was a partner in a successful Dublin-based insurance brokerage firm (Barrett, Hegarty Moloney, established in 1980). A keen fan of horse-racing, in 1987, he also established Seán Barrett Bloodstock Insurances Ltd.

The Kraków Museum of Insurance () is a former museum in Kraków, Poland which was dedicated to insurances. It was established in 1987. It was the only such museum in existence devoted to all aspects of the history of insurance in Poland and in formerly Polish lands. The director of the museum was Marianna Halota.

Swedish National Export Credits Guarantee Board (, EKN) is a Swedish government agency that answers to the Ministry for Foreign Affairs. The agency is located in Stockholm. Its aim is to promote Swedish exports by issuing guarantees, functioning as insurances, by which the Government of Sweden assumes certain risks. The customers include export companies and banks.

Iran Daily, October 9, 2008. Insurance premiums accounted for just under 1% of GDP in 2008, a figure partly attributable to low average income per head. Five state-owned insurance firms dominate the market, four of which are active in commercial insurance. The leading player is the Iran Insurance Company, followed by Asia, Alborz and Dana insurances.

Following his degree in business and economics, earned at the Università Cattolica del Sacro Cuore in Milan, Ravanelli's career began when focusing his university studies on insurances and the utilities sector, with a special interest in regulatory matters. After this first step, he spent four years working as a macroeconomist and financial analyst at two Italian financial institutions.

The German law about the public health insurance (Fünftes Sozialgesetzbuch) sets the framework agreement for the committee. One of the most important tasks is to decide which treatments and performances the insurances have to pay for by law. The principle about these decisions is that every treatment and performance has to be required, economic, sufficient and appropriate.

Kenya Re is the oldest reinsurer in Eastern and Central Africa and serves over 265 insurances companies in 62 countries across Africa, the Middle East and Asia with over 50 percent of its revenue being generated from foreign markets. The firm provides reinsurance products to both life and general insurance. Kenya Re is listed on the Nairobi Securities Exchange.

He left the band mainly because he wanted to go back to university and finish his degree. Willetts rejoined as a session vocalist for the recording of Mercenary and left shortly thereafter because of financial reasons and lack of commitment. In the meantime, he got a job as a salesman of insurances besides other jobs. He resides in Solihull.

In 2004, the company officially listed on the Australian Stock Exchange. In 2008, it launched a diversified product offering, commencing with mortgage protection insurance; in 2011 that offering runs across commercial and personal loans, asset finance and risk and general insurances. In 2009, Mortgage Choice acquired mortgage aggregator LoanKit . This re-launched in 2010 as the company's aggregation arm.

The products and services Travelgenio offers are, mainly, flights, hotels and other services such as insurances, car rental, and transfers. Travelgenio operates through some reservation systems like Amadeus CRS or Galileo, marketing the products of airlines like Iberia (airline), Vueling, Air France or KLM, among other companies. In 2020 Travelgenio and Travelport signed a renewed partnership.

As the ageing population is rising, birth rates lowering and the interest rates also lowering the life and non-life insurances face tremendous challenges in the market of Japan. The life insurance market of Japan ranks the 3rd in the World in its size as 90% of the Japanese carry life insurance policies. It ranks after the U.S. and China.

A system of the law of marine insurances, 1800. Sir James Alan Park KC (6 April 17638 December 1838) was a British judge. He was the son of James Park, a surgeon from Edinburgh, and was brought up in Edinburgh until his father's practice moved to Surrey. He was educated first at Northampton Grammar School and then at Lincoln's Inn.

The BFS offers all services and products of a universal bank. However, it is a specialized commercial bank in regards to its limited range of customers. The consulting is focused on the traditional business and includes not only banking specific aspects but also financing terms and conditions of health and social management. Those are especially shaped by social insurances and social legislation.

Some of the affected buildings may have had cheap insurances which would not cover the risk of an explosion. Some cars trapped in an underground parking lot could not be retrieved. When the search for survivors ended, authorities closed Salta Street. Engineers began checking the buildings at ground zero, trying to restore the original layout of the street and demolishing unstable structures.

Social security in Sweden is one of the parts of the Swedish welfare system and consists of various social insurances handled by the National Agency for Social Insurance (Swedish; Försäkringskassan), and also welfare given out on a need basis by local municipalities. They are the main conduits for redistribution of approximately 48% of the Swedish GDP in the form of taxed income.

The American Buddhist Society and Fellowship, Inc. is a Buddhist organization founded by Robert Ernest Dickhoff in 1945 and incorporated in 1947. The organization has one location in New York City. The organizations main tenet was the conscientious objection to medical care and the belief that insurances were equivalent to gambling and therefore counter posed to the healing nature of positive energy.

Among the more than 80 members of GfK are banks, insurances, consultancy companies and industrial enterprises. The institute was the first research institute in Germany dedicated solely to capital market issues. 1996 the institute was given the additional name Center for Financial Studies to reflect the increasingly international orientation of its research activities. Since 2001 this has become its sole name.

On behalf of n-tv, the Deutsches Institut für Service-Qualität analyzed 31 automobile insurances in total. As one of the top two products, according to the cost-benefit ratio, approved the Komfort- Tarif of the direct insurer Asstel. In the end Asstel achieved the second rang in the overall results. In 2014 the Gothaer Group amalgamated Asstel and Gothar.

"Health Insurance Mandates: A Detailed Review of Federal and NJ State Mandates" (commercial website) (19 January 2011). Retrieved 9 February 2013. Under federal law, all group health insurances plans for private companies with more than 50 employees must offer insurance coverage for alcoholism that is equal to their insurance coverage for other medical conditions. United States Department of Labor, Employee Benefits Security Administration.

Canby Family Practice Clinic in Canby, California, United States is a not-for- profit medical and dental clinic. Established in 1987, the clinic moved to its current location in 2001. Medical, dental, behavioral health and related services are available. Medicaid (Medi-Cal) and Medicare insurances are accepted, and in addition, the clinic offers care on a sliding fee and charity basis.

In mathematics, the Schuette–Nesbitt formula is a generalization of the inclusion–exclusion principle. It is named after Donald R. Schuette and Cecil J. Nesbitt. The probabilistic version of the Schuette–Nesbitt formula has practical applications in actuarial science, where it is used to calculate the net single premium for life annuities and life insurances based on the general symmetric status.

1929 financial crisis & the FAVAG collapse The financial crisis of 1929 (i.e. “Black Thursday”) had a deep impact on several credit insurances companies. The FAVAG was part of it, and collapsed the same year, mainly due to the substantial losses from the acquisition of financial guarantees. This allowed Hermes to take over all of the export credit insurance contracts it had underwritten.

The federal withholding tax (Verrechnungssteuer / impôt anticipé / Imposta preventiva) is levied on certain forms of income, most notably dividend payments, interest on bank loans and bonds, liquidation proceeds, lottery winnings and payments by life insurances and private pension funds.Amonn, 86. The debtor of such payments is liable for the payment of the tax; they must pay the creditor only the net amount.Amonn, 89.

Kutxa holds shares of a wide variety of companies (investment funds, financial ones, insurances, industry, services, etc.).Data not updated Among the most significant shares are an 11% of the Construcciones y Auxiliar de Ferrocarriles (C.A.F.), 22.98% of Euskaltel, 9.98% of Banco Guipuzcoano, 3,01% of Zeltia, 5% of Grupo Recoletos, 3% of NH Hotels, 17% of Ingelectric, 41,73% of Ibermática, etc.

In the United States, a pharmacy benefit manager, a third-party organization, such as private insurances or government- run health insurances will implement cost containment programs, such as establishing a formulary, to contain the cost. In the United Kingdom, a government agency, the National Institute of Health and Care Excellence (NICE), will negotiate with pharmaceutical companies to contain cost of prescription drug. Prescription costs are a regular health care cost for the sick and may mean economic hardship for the underprivileged. With healthcare insurance, the patient in the U.S. pays a co-pay (the amount the patient must pay for each drug or medical visit), a deductible (the amount the patient has to pay before the insurance starts sharing the cost) and co-insurance (the amount the patient has to pay after deductible) for prescription costs.

There are numerous insurers and financial services companies working under the umbrella of Generali Deutschland AG, including Generali Versicherungen, AachenMünchener, CosmosDirekt, Central Krankenversicherung, Advocard Rechtsschutzversicherung, Deutsche Bausparkasse Badenia and Dialog. These companies cover the full spectrum of financial services, such as life, health, property and legal expense insurances, construction financing, as well as additional solutions like third-party asset management and real estate brokerage.

UILCA was born in January 1998 from the merge of two trade unions affiliated to UIL: Unione Italiana Bancari (UIB) The native name could be translated in english as Italian Union of bank clerks. and UIL Assicurazioni (UILASS).The native name could be translated in english as Italian Labour Union Insurances. In April 2000 also the Federazione Italiana Lavoratori Esattoriali (FILE) joined the union.

When a corporation loans out the services of an individual, the borrowing party pays a contractual amount for the services, and therefore pays a salary to the individual performing the services, via the corporation. The borrowing entity may pay a token dividend or provide additional fringe benefits to cover insurances, medical, or retirement plans. LaFrance, M. (1995). The Separate Tax Status of Loan-Out Corporations.

The next part of a paycheck is any pretax deductions that may be applicable. These could include insurances, such has health, dental, or life insurance, deductions for certain retirement accounts, or deductions for FSA or HSA accounts. A paycheck also includes taxes. Taxes taken out of the paycheck are collected by the employer and then paid to either the federal, state, or local governments.

Inside the prayer hall were 1,400 seats, illuminated by stained glass windows and covered by a structured wooden ceiling. In the following years the congregation lost many of its parishioners because its parish became commercialised and huge edifices of publishing houses and insurances gradually superseded the prior residential buildings. The number of parishioners shrunk to 10,000 (1933), then considered a small number for an urban congregation.

From 2005, the Gothaer Kunden-Service-Center GmbH (GKC) – with circa 100 employees – is trying to process the big hurry of applications. Apart from the Gothaer Group also other insurances outsourced some of their services. Gothaer acquires MLP Versicherung AG and renames the company Janitos Versicherung AG in 2005, with its head office in Heidelberg. In 2006 Janitos is established well on the insurance market.

Both facilities are large patient care centers that offer services in primary eye care, contact lenses, pediatric vision care, vision therapy, ocular disease, low vision and dry eyes. In addition to eye care services, there are also optical services departments where opticians assist in selecting and/or adjusting eyewear. They are open six days a week and accept major vision insurance as well as major medical insurances.

It was converted only in 1923 through a decree giving law force to the provision. The entity was renamed as Cassa nazionale per le assicurazioni sociali ('National Fund for Social Insurances). A "Personal Booklet" issued by the CNAS office of left The Mussolini Cabinet changed the National Fund into the Istituto nazionale fascista della previdenza sociale ('National Fascist Institute of Social Security') or INFPS.

Marine Policies stamps were issued in order to pay the tax on cargo insurances. A set of forty values ranging from 8c to $12 was issued, and the set included many 'obscure' values such as 37½c or $2.28 due to complicated rates resulting from conversion from pounds sterling. Most of these are very rare as they were withdrawn soon after they were issued.

Central hospital has the leading neurosurgery division in the private sector. All these units have well equipped intensive care units for post-operative care. Although medical tourism is not a major industry in Sri Lanka, there are quite a number of foreigners who have sought neurosurgery care in these private hospitals during emergency situations. The private neurosurgery units accept most international and local health insurances.

Future liabilities are dominated by the pension deficit. Unlike in Sweden, where pension savers can manage their investments, in Finland employers choose a pension fund for the employee. The pension funding rate is higher than in most Western European countries, but still only a portion of it is funded and pensions exclude health insurances and other unaccounted promises. Directly held public debt has been reduced to around 32 percent in 2007.

The National Approved Letting Scheme, NALS, is an accreditation scheme in the United Kingdom for lettings and management agents. It aims to offer peace of mind to landlords and tenants in knowing that they are dealing with a firm which agrees to meet defined standards of customer service, together with having in place the necessary insurances to protect clients' money plus a customer complaints procedure offering independent redress.

More than 6000 of these are on Claims Lead basis with NHC. In July 2019 Standard & Poor's Ratings Services confirmed its long-term counterparty credit and insurer financial strength ratings of Norwegian Hull Club. The rating remains an 'A' with a stable outlook. Norwegian Hull Club operates within Hull & Machinery, Loss of Hire, Total Loss, War, Offshore Energy, Construction All Risks, Yachts, P&I; and other related insurances.

A superbill is an itemized form, used by healthcare providers in the United States, which details services provided to a patient. It is the main data source for creation of a healthcare claim, which will be submitted to payers (insurances, funds, programs) for reimbursement. There is no standard format for a superbill but it usually covers certain key information about the provider, the patient, and the type of care.

Back at KTH in Stockholm he received his Ph.D. degree in 1973. During the following 10 years he continued working with similar issues as "docent" in Uppsala and Stockholm. In the 1980s he changed to insurance mathematics with the Folksam company including development of theories for controlling movements of insurances. From 1987 he has been working with theoretical and applied aspects of his assignment as professor with the Stockholm University.

In 1933 Ince was made Assistant Secretary to the Ministry as well as Chief Insurance Officer under the Unemployment Insurance Act. This latter role saw him spend over a year in Australia and New Zealand to advise their Social insurances. This work culminated in his authoring a report on Unemployment Insurance in Australia. Following his return to the UK he was made Principal Assistant Secretary to the Ministry in 1938.

No special group singing is allowed in worship services. Ministers are unsalaried and chosen from the congregation by nomination and the use of the lot. Life insurance is not permitted and generally members do not use auto, health, fire, or other insurances, but rather employ a unique method of brotherhood assistance (mutual aid) that is directed by the deacons of the congregations. Children of members do not attend public schools.

Notably, it does not include sport organizations. The 2015 governmental support was approximately 10 000 000 SEK. Half of this sum is used to cover administration costs, basic democratic functions, insurances for members while engaging in their hobby and so forth. The remainder – a stated target has traditionally been at least 50% – is paid directly to the member clubs, the sums varying in size according to the number of members.

32% of the total business volume originates from the Europe segment. In the non- life area, this figure is even 42%. In the Specialty Markets segment, Helvetia the special insurances of art, engineering and transport as well as active reinsurance solutions around the globe. To this end, Helvetia has branches in Istanbul, in Miami for the Latin American and in Kuala Lumpur and Singapore for the Asia markets.

Basis risk is a direct result of the strength of the relation between the index that estimates the average loss by the insured group and the loss of insured assets by an individual. The weaker this relation the higher the basis risk. High basis risk undermines the willingness of potential clients to purchase insurance. It thus challenges insurance companies to design insurances such as to minimize basis risk.

Matagorda County is served by the Matagorda Regional Medical Center, and the mission-aligned Matagorda Medical Group. The Matagorda Episcopal Health Outreach Program (MEHOP), the county's only federally qualified health center, offers Family Medical, OB/Gyn, Pediatrics, Behavior Health, and Dentistry services. MEHOP accepts most insurances and assures that no patient will be denied or unable to access health care services due to an individual's inability to pay.

Dockendorff "asked for a clearance [back to Richmond] because of difficulties in effecting insurances against injury"; and, at a special meeting, the Sandringham officials granted his request.Late Clearances: Dockendorff for Richmond, The Age, (Monday, 1 July 1935), p.7. However, the very next day after the VFL had registered the clearance from Sandringham to Richmond, Richmond cleared Dockendorff to Footscray.Dockendorff Cleared to Footscray,The Age, (Tuesday, 2 July 1935), p.5.

The first ship was launched in 1771. The shipyard survived a great fire in 1778 in spite of Bodenhoff's lack of insurances. It constructed a number of large ships for the Royal Navy to a design by Henrik Germer as well as ships for the merchant navy. In 1779, Bodenhoff was mentioned as the largest private shipowner in Copenhagen with 28 ships of which 17 were active in foreign trade.

The three different types of insurances in Japan's health-care system have medical services paid by employees, employers, non-employed, and the government. There is the Society-Managed Health Insurance (SMHI) which is for employees in large firms. This is mainly funded by the premium payments made by the employees and employers with rates between 3–10% of their wages. The Japan Health Insurance Association-Managed Health Insurance (JHIAHI) is for employees within small firms.

During his role as Chancellor, on November 10, 1922 he signed a treaty with Roy Tasco Davis of the United States the Coronado-Davis Treaty, whose ratifications were exchanged in April 1923. He represented Costa Rica in the Central American Conference of Washington D.C., on December 4 of 1922, but resigned just a days later. He later served as a civil servant of the Bank (later Institute) National of Insurances from its foundation in 1927.

The boost of the market however has to do with an increase in the adoption of companion animals. The Companion Animal Healthcare Market is driven by zoonotic and foodborne diseases among companion animals, increasing companion animal ownership, healthcare concerns of pets and a rising concern for improved nutrition. A big part of the Companion Animal Healthcare Market is the investment of insurances. The Pet Insurance market is estimated to account for $10 billion by 2025.

Borrowing is necessary to be able to finance deficits at times from those who can afford to supplement the debt in the belief that upon a time of surplus the debts would be paid back to those indebted to by the borrowers. Today, the Bureau of Public also make insurances and issues securities through the market.Cantor, Jefferey A. & Donald R. Stabile. A History of the Bureau of the Public Debt: 50th Anniversary.

Espoo tavoittelee hiilineutraaliutta 2030 – nyt tarvitaan rohkeutta ja satsauksia energiatehokkuuteen ja uusiutuvaan energiaan Coal-free Finland 18.9.2017 Carbon neutrality will have consequences in taxes: Finnish state collects significant taxes from fossil fuel traffic: State vehicle taxes in 2018 were in total €8,100 million including (millions round up or down): new vehicle 1,000, vehicle in traffic €1,200, fuels €2,700, VAT fuel €1,200, VAT new vehicle €900, VAT vehicle reparation €800 and tax insurances €400.

SILKSPAN is Thailand's first and leading online financial supermarket. It is a Thai price comparison website specializing in financial and insurance products. The website allows customers to compare prices on a range of products such as credit cards, revolving loans, car loans, travel assurances, car and home insurances. It has partnered up with 9 banks and 30 Insurers operating in Thailand as an official re-seller of loan and insurance products to consumers.

The OCH health provides patients accredited Patient-Centered Medical Homes through a dozen rural health clinics and as part of a broader range of specialty services located in its two provider-based clinics in Gravette, Arkansas and Springfield, Missouri. Specialty clinic services include Pediatrics, Women’s Health, Diabetes Care, Hepatitis C, Urology, Geriatrics, Pain Management, and the FLAG (Fatty Liver and Goals) Clinic. OCH locations can accept Medicaid, Medicare, TriCare and most commercial insurances.

On February 19, 1918, the company was registered in the Berlin trade registry. In 1926, the German Ministry of Economy entered into an agreement for export credit insurances with Hermes and Frankfurter Allgemeinen Versicherungs-AG, also called the FAVAG. Both companies were supposed to issue credit insurance contracts for export transactions with private sector companies, with the German Reich acting as a reinsurer and assuming 100% of the political and catastrophic risk.

In China, the payroll tax is a specific tax which is paid to provinces and territories by employers, not by employees. The tax is deducted from the worker's pay. The Chinese Government itself requires only one tax to be withheld from paychecks: the PAYG (or pay-as-you-go) tax, which includes medicare levies and insurances. Tax calculations and contributions are differ from city to city in China, and each city's data will be updated yearly.

Main task of the Club is the maintenance of mountain huts. The sections currently provide 321 alpine club huts DAV in Zahlen to hikers and mountaineers, as well as 207 indoor climbing gyms DAV in Zahlen . The DAV publishes Alpine Club maps and the Alpine Club Guides in cooperation with Bergverlag Rother, organises hillwalks and alpine style tours, has mountaineering equipment available and arranges collective insurances. It also runs the Alpine Museum on Prater Island in Munich.

VAT is levied at a standard rate of 24% (January 2013), and two reduced rates of 14% on food, restaurant services, catering services and animal feed, and 10% on books, pharmaceutical products, services creating opportunities for physical exercise, passenger transportation and accommodation. Excise taxes are in place for alcohol, tobacco, sweets, lotteries, insurances, transport fuels and automobiles (2011). The motor vehicle tax is substantial. As a rule, permanent residents cannot drive foreign-registered cars in Finland.

With the creation of the Financial Services Unit in 2008, supervision of the non-Commercial bank financial sector; to include Offshore Banking, Money Services Businesses, Insurances, Credit Unions etc. was significantly strengthened, an essential element in ensuring the safety and soundness of this sector. The FSU has developed an effective supervisory regime, where customer's confidence will increase accordingly to the benefit of all concerned. In 2011, the FSU under section 7 of the Money Laundering Prevention Act.

Norwegian Hull Club (NHC) is a mutual insurance company based in Norway. The company operates within the marine and offshore energy segments offering Hull & Machinery, Loss of Hire, Total Loss, War, Offshore Energy, Construction All Risks, Yachts, P&I; and other related insurances. The Head Office is in Bergen, with additional national offices in Oslo, Kristiansand and London. NHC is a member of the Central Union of Marine Underwriters (CEFOR) and the International Underwriting Association (IUA).

It is possible to insure the same interest against the same risk with two or more insurers. Double insurance does not amount to over-insurance, unless the total of all the insurances is more than the total value of the interest. If loss occurs, the insured may choose to recover his entire loss from one insurer, or a proportionate share from each insurer, as long as the total amount claimed is not greater than the loss actually suffered.

138 On the other hand, organized labour supported the FAP as it could contribute to an increase in the minimum wage and ameliorate social insurances for labourers. From the perspective of organized labour, the program was considered as an opportunity to reinforce labour unions through increasing labour supply. Organized labour groups were more inclined to support the FAP because those in skilled labour positions, often white males, did not feel threatened by increasing amounts of unskilled labour.Quadagno, Jill (1990).

ASN Bank is a former Dutch bank, now a brand name for some consumer banking operations by de Volksbank. ASN focusses on socially responsible and sustainable investments. ASN Bank was founded on May 1, 1960, by the union of Federatie Nederlandse Vakbeweging (Federation Dutch Labour Union) (FNV) and the insurance company de Centrale (now Reaal insurances). Until the 1990s it was possible to open an ASN savings account through the Postbank, which were known as 'vakbondsspaarrekeningen' (union savings accounts).

The fund would eventually joined a single deposit guarantee scheme of the EU. However, in a near future, the fund would only re-insurances by European Deposit Insurance Scheme. From 1987 to 2015, 43 member banks were under special administration by the Italian government, with the Bank of Italy as the actual administrator. The fund carried 11 interventions, which 2 out of 11 banks returned to normal operation: Cassa di Risparmio di Prato and Banca Tercas.

Succeeding that, he proceeded to design and analyze some buildings in a computational team from SANO Structural Engineers. Some of these buildings which were engineered in one and a half year consist of Philips Structure located in Enghelab Street near the Ferdowsi Square and several clinics of Social Insurances in Tehran. Philips building is the first concrete structure designed based on seismic methods in Iran. Mahdi Ghalibafian has been considered as the father of Iranian concrete science.

Posta Vita also had a minority interests in Europa Gestioni Immobiliari (45%), which the parent company hold another 55%. According to a research of Ricerche e Studi (a subsidiary of Mediobanca), Poste Vita Group was the 4th largest insurances company in Italy by gross premiums, according to 2014 data. Another research by PricewaterhouseCoopers, shown the insurer was ranked 2nd by market share in life insurance (14.0%), but not in the top 5 in non-life insurance.

The Deptford Poisoning Cases of 1889 dealt with the murder by poisoning of three people by Mrs Amelia Winters (30 January 1827 – 14 July 1889), together with her daughter, Elizabeth Frost (b 1860) and of setting up multiple insurance policies so that they could claim the insurances. They had insured over twenty people, five of whom had died. Mrs Winters died before her trial. Her daughter, Elizabeth Frost (30), was only convicted of forgery for falsifying insurance documents.

Prominent participants in the company included I. Erichsen, Niels Brock, Frédéric de Coninck, Joseph Hambro, Andreas Nicolai Hansen and C. F. Tietgen. Lauritz Nicolai Hvidt was part of the management. His son, Eduard Julius Hvist, joined the management in 1831 (alongside J. F. Wessely) and members of the Hvidt family would play central roles in the company for more than a hundred years. From 1924, De private Assurandeurer was also active in the market for fire insurances.

Mary never married. She was president of St. Kessog's Home, Edinburgh which was devoted to the treatment of women's diseases. By his will, her father gave her the use and possession of the family home, 1 Royal Terrace, Edinburgh, so long as she remained unmarried. In 1916 she unsuccessfully bought a claim against the trustees appointed under her father's will to recover costs on repairs, insurances and fues she had spent in respect of the house.

A stalwart half- back Ao was also the first star footballer to emerge from North Eastern India. 1943 also saw Mohun Bagan take a revolutionary step off the field, when they implemented medical insurances to help injured footballers. By mid 1940s Mohun Bagan had a truly great team, with strong players in almost every department. They would improve on their record from 1943, winning the league title yet again by scooping 40 out of 48 points.

Having worked at Quelle AG for quite a while, Schmidt was elected to the company's works council in 1972; she was not required to work from 1973 to 1980, because of this. From 1980 to 1988, she was the Bavarian state chairman of the labor union HBV (Gewerkschaft Handel, Banken und Versicherungen; En: Labor Union Trade, Banks and Insurances). Schmidt joined the SPD in 1972. In 1973, she and her husband founded a local chapter of the SPD youth organization.

The main argument is that in its role of lender of last resort and provider of deposit insurance, the government alters the incentives of banks to undertake risks. This is a manifestation of the principal-agent problem known as moral hazard. More concretely, the coexistence of deposit insurances and insufficiently regulated bank portfolios induces financial institutions to take excessive risks.See Kareken, J. and Wallace, N. (1978). Deposit insurance and bank regulation: A partial-equilibrium exposition, Journal of Business, 51: 413-438.

Old Brethren German Baptists differ from their predecessor groups by stricter adherence to traditions, such as the use of horse and buggy, instead of automobiles, as a means of transportation. They also use neither electricity nor telephones. Production and use of tobacco, acceptance of pensions, and insurances on life and property are also ruled out. They are distinct from the Old Order German Baptist Brethren, another group with similar traditions that split off from the Old German Baptist Brethren in 1921.

Certain non-British nationals are restricted as to the work they may undertake in the UK, depending upon their visas, work permits, national insurance payments center location and tax details, training, English language and professional indemnity insurances. As of October 2008 (Companies Act 2006), it is no longer necessary to obtain a court order to withhold a director's address, as a "service address" can be supplied as well, with the residential address being held as protected information at Companies House.

The Social Security Act that came into force in 2017 set minimum monthly wage for industrial workers at Rs 13,450, a daily minimum wage at Rs 517, and an hourly minimum at Rs 69. Minimum additional entitlements include provident fund and gratuity contributions worth 18.33 per cent of basic wage, festival allowances worth 8.33 per cent of basic wage, as well as planned increases to maternity support, health and accident insurances, taking the total minimum additional entitlements to around Rs 2,500.

StattAuto is a member of Bundesverband CarSharing (also known as the national German Association of CarSharing) which has its headquarters in Hanover. BCS is the lobbying network of nearly all German carsharing companies, tries to improve the political conditions under which carsharing takes place in Germany and offers car services and insurances for its members. In the year 2005 there were about 85,000 car-sharers in more than 250 towns and communities in Germany using 2500 cars at 1500 locations.

SMEs, which have particular difficulties in integrating the financial markets but which represent a good share in the created value of the European firms, largely contribute to this tendency. The second characteristic is part of the bank-based nature of the EU economy : it is the European saving patterns. Whereas the United States population choose to invest in long-maturity-assets through pension funds or life insurances, European savers prefer easily accessible financial instruments, such as deposits or short-maturity-assets.

An electrical contractor is a business person or firm that performs specialized construction work related to the design, installation, and maintenance of electrical systems. An electrical contractor is different from an electrician; an electrician is an individual tradesman and an electrical contractor is a business person or company that employs electricians. Both usually hold licenses and insurances to properly and safely operate a business, protecting the employees and home owners/business owners from insurance liabilities. These requirements vary from state to state.

Dentists are private contractors to the NHS, which means the dentists buy the building and equip the surgery, hire all the staff and pay all of the running costs including wages, materials and insurances, to provide an NHS dental service. The contract between the NHS and dentists determines what work is provided for under the NHS, payments to dentists, and charges to patients. The contract is regularly revised. From 1947 dentists were paid for each filling, extraction or other work.

In July 2019, he delivered a report of his recommendations, outlining the basics of a bill to be proposed to the National Assembly for pension reform. He resigned on 16 December after the press revealed he forgot to disclose 13 volunteer activities including a remunerated one for the French Federation of Insurances. Jean-Paul Delevoye was replaced by Laurent Pietraszewski, former employee of the French multinational retail group Auchan. If the bill becomes law, it will only come into force in 2025.

Consors Finanz is a German brand of the worldwide active major bank BNP Paribas. The focus of the business is the allocation of consumer loans, especially sales financing for retail and online trade as well as for car, caravan and motorbike dealers. Products include installment credits, card products with drawing limit and bullet loans as well as additional insurance and accessory products in co-operation with partners. Business partners are trading companies of all sizes as well as banks and insurances.

The original ASR insurance company was formed in 1997 after the merger of Stad Rotterdam Verzekeringen (which dates back to 1720) and ETI Amersfoortse insurance companies. The new name ASR was based on a combination of initials of Amersfoort and Stad Rotterdam. In 2000, Fortis acquired ASR insurance and merged it with its other insurance business to form Fortis ASR. At that time the other insurances business included the insurers Amev, Ardanta and Falcon (which included Interlloyd en VSB-leven).

Each country has laws as to what must be included on a payslip, but this typically includes details of the gross wages for the pay period and the taxes and any other deductions the employer is required to make by law as well as other personal deductions such as retirement plan or pension contributions, insurances, garnishments, or charitable contributions taken out of the gross amount to arrive at the final net amount of the pay, also including the year to date totals in some circumstances.

The Project achieved commercial operation date on March 23, 2013 which was two months ahead of the required commercial operations date under the PPA. The Operation and Maintenance of the Project is being carried out by TNB REMACO Pakistan (Private) Limited, a wholly owned subsidiary of TNB Repair and Maintenance SDN BHD which is ultimately owned by Tenaga Nasional Berhad, Malaysia. The Project insurances have been placed offshore with leading insurance companies through Marsh, who are the Insurance Advisor and Broker of Record for the Project.

In the year ending 31 December 2018, the charity's income was £5.7million and expenditure was £4.3M, of which £2.5M was charitable spending. Operational costs included the aircraft lease (not relevant for latest aircraft, which is owned), pilots, service engineers, and insurances; as well as per-hour flying costs including fuel, spares, and servicing. The cost of the critical care paramedics is shared with their employer SWASFT. Cornwall Air Ambulance is a charitable organisation solely maintained by donations as it receives no form of official funding.

They also found traces of chloroform in his system. Beishline was also suspected of murdering Irene Miller on December 17, 1992. On September 3, 1992, Miller purchased insurance from Beishline for just over $1,300, but when the old lady was injured in November and made a claim, she was told that no such insurance policy exists. Confronted by another agent, Beishline paid the agency, but on December 16, he received a letter from the vice president of Standard Life Insurances who wanted an explanation for the incident.

She then continues to receive donations and other insurances that Doc Daneeka paid for. As the proceedings continue to accumulate, she later appears to be pleased that her husband is dead. Doc Daneeka, enraged with the thickheadedness of the military, writes home two letters to his wife, Mrs Daneeka, addressed by himself. His wife feels uncertain after acquiring the first and asks if it is possible the military made a mistake, but is assured that the letter is simply the work of a "sadistic and psychotic forger".

To provide safety and efficiency, specialized training courses, pilot exams (type of UAV and flying conditions) as well as liability management measures regarding insurances have to be developed. There is a sense of urgency that breathes from this innovation as competition is high and companies lobby to integrate them rapidly in their products and services offerings. Since June 2017, the US Senate legislation reauthorized the Federal Aviation Administration and the Department of Transportation to create a carrier certificate allowing for package deliveries by drones.

No approval, no event. The first priority must be to arrange insurance cover and details can be obtained from your local authority. An added complication is a whole new raft of legislation concerning Health & Safety in particular Corporate Manslaughter, which can involve the event organiser being charged with a criminal offence if any of the insurances and risk assessments are not fully completed well in advance of the event. If this very basic step isn't completed then any further activity should be halted until it is.

William Flavelle Monypenny and George Earle Buckle, The Life of Benjamin Disraeli, Earl of Beaconsfield. Volume II. 1860-1881 (London: John Murray, 1929), pp. 704-5. In 1889 Mr Braxton Hicks, the London coroner, wrote a letter to the Times about the dangers of child life insurance. He wrote that the insurances act as a temptation to the parents to neglect them, or feed them with improper food, and sometimes even to kill them, as in the excessively numerous cases of "over-laying" or suffocating in bed.

The Dr. Peters Group, registered in Dortmund, conceives, places and manages tangible assets since 1975 in the legal form of a limited partnership. The investment targets are mobile and immobile goods of the real economy such as ships, real estate and aircraft; Dr. Peters is no longer active on the secondary market for life insurances. The funds are offered to investors in Germany and Austria via banks and free agents. Since 2013, the Dr. Peters Group has been designing funds for national and international institutional investors.

After World War II, Italy (re-) established its social security system including a social health insurance administered by sickness funds and private insurances. In the 1970s the social health insurance faced severe equity problems as coverage differed between the sickness funds, around 7% of the population remained uninsured, especially in the South. Moreover, sickness funds went practically bankrupt by the mid-1970s. Due to growing public dissatisfaction with the existing healthcare system, Italian policymakers led by the Center-right party Christian- Democrats, instituted structural reform.

The Health insurance premium index collects data on the evolution of premiums for compulsory and complementary health insurance and is the weighted average of the two sub-indices. By means of the Health insurance premium index, the effects of the evolution of premiums on the growth of households' disposable income can be calculated. In Switzerland, the Health insurance premium index is compiled by the Federal Social Insurance Office (for the basic health insurance) and by the Federal Statistical Office (for the field of supplementary insurances).

On October 3, 2008, an announcement was made that the Dutch government had agreed with the Belgian government to buy Fortis Bank Nederland, Fortis Verzekeringen Nederland, and Fortis Corporate Insurance. On October 5, 2008, the Belgian government announced it had bought Fortis Bank Belgium, and re-sold 75% of it to BNP Paribas, which also bought Fortis Insurance Belgium. The Government of Luxembourg holds a third part of Fortis Banque Luxembourg. The actual Fortis Group itself remained as a virtual empty shell, holding only Fortis Insurance International, which holds insurances in Europe and Asia.

The client often elects to use contractors as it affords them the ability to temporarily augment their staff or capability without the burden of the legal requirements associated with permanent employees (PAYE, NI, sick pay, insurances etc.). Using contractors also facilitates special skills and typically provides the advantage of a broader skill set, as the contractor has typically worked many companies and organizations during prior contracts. The agency, if involved, performs the recruitment process on behalf of the client. Some agencies will provide a PAYE scheme as part of their offer.

Aerosport is an air show that takes place at the Igualada-Òdena aerodrome (Barcelona Province in Spain) every year since 1993. It is the only Spanish air show fully dedicated to corporate and sport aircraft.El Periódico, 27/4/2008, La aviación se cita en Igualada The show includes displays, demonstrations and flights of ultralight aircraft, autogyros, gliders, acrobatic aircraft, paramotors, helicopters, amateur aircraft, aeronautical accessories, flight training schools, clubs and a secondhand market. The show includes technical conferences regarding topics such as cartography and air space, aircraft engines, insurances and the history or aircraft.

London: Duckworth & Co., 1898, p. 81. However, coverage of the Faro ladies was ubiquitous enough such that all voices on the matter could be heard. A brief note in the “Fashion” section of World from 1791 reads: “Dear Ladies of the METROPOLIS, study this PORTRAIT! With the Ladies of PARIS—the moments of improving dissipation are gone by, and a more solid and reasoning character has succeeded to them: but you are in the meridian of what is Ton, Taste, high Play, strict Honor, Faro Tables, Parental Affection, Lottery Insurances, and EXQUISITE SENSIBILITY.

In 2012, Harney joined the board of a new healthcare company, Cara. In her first interview since leaving office, Harney said she joined the board of two Irish 'high-potential' start-ups, Cara Health and Ward Biotech. She was also employed in speaking engagements, saying: "I spoke at a recent surgeons' conference in New York on my experience as a health minister and in Berlin on the Irish pharma sector." In April 2012 Harney joined the board of car fleet insurer Euro Insurances, an Irish subsidiary of Dutch leasing giant Leaseplan.

A clarification by the insurer indicated that this would only apply to a farmer that permitted this on their land. Surrounding farms would be covered. In March 2017, the Chartered Insurance Institute (CII) released a report by the CII Claims Faculty New Generation Group, which explored the Insurance implications of fracking. The authors examined the "key perils associated with fracking such as earthquakes, explosions and fire, pollution, injury and death", and found that while "most insurances policies" provided "cover for these risks", "fracking will pose additional complications around liability".

William John Sandwith (29 October 1922 - 8 July 1999) was an Australian politician. He was a Liberal member of the New South Wales Legislative Council from 1976 to 1984. Sandwith was born in Sydney, and worked as an engineer and company director before entering politics. He was a director of the New South Wales Permanent Building Society, the New South Wales Group of Terminating Building Societies, the World Permanent Building Society, Home Owners Insurance Pty Ltd, Residential Insurances Pty Ltd, Management and Financial Services Pty Ltd, and St George District Hospital.

During the Nazi dictatorship Munich Re benefited from anti-Semitic persecution. Jewish customers had to cancel their life insurances prematurely leading to huge profits for the insurance companies. At the same time Munich Re could acquire several properties owned by Jews at prices below the market rate. Starting from 1940 the company was involved in Allianz' insurance business with the SS: Munich Re served as reinsurance company for contracts insuring the barracks and operations in the concentration and extermination camps Auschwitz, Buchenwald, Dachau, Neuengamme, Ravensbrück, Sachsenhausen and Stutthof.

During the military dictatorship, Noemí worked as a full-time lawyer, defending individual workers as well as unions. Soon after democracy returned to Argentina, Noemí resumed teaching at the Department of Labor and Social Security of the University of Buenos Aires Law School, where she has been working for the last twenty years. Since then, she has also taught at different post-graduate schools, not only in Argentina, but also in foreign countries. From 1991 to 1993 Noemí Rial was appointed head of the Legal Department of the Argentine National Administration of Health Insurances (ANSAL).

In her KDA time, Dieck can note some considerable achievements: She is engaged in a survey report on the stationary treatment of aging illnesses and on cost absorption by statutory health insurances, published in 1974. This survey is a directory for experts then and now, and 1995/96 – 20 years later – becomes the basis for the rearrangement of covering in case of care dependency. Furthermore, she contributes to a DGB (“Deutscher Gewerkschaftsbund” – German Trade Union Federation) survey on the “Lebenslage älterer Menschen von 1975” (living situation of the elderly, published in 1975).

The German healthcare system is regulated by the Federal Joint Committee (Gemeinsamer Bundesausschuss), a public health organization authorized to make binding regulations growing out of health reform bills passed by lawmakers, along with routine decisions regarding healthcare in Germany. The Federal Joint Committee consists of 13 members, who are entitled to vote on these binding regulations. The members composed of legal representatives of the public health insurances, the hospitals, the doctors and dentists and three impartial members. Also, there are five representatives of the patients with an advisory role who are not allowed to vote.

With the requirement for all new policies to use the latest mortality table (CSO 2001) beginning January 1, 2004, many GUL policies have been repriced, and the general trend is toward slight premium increases compared to the policies from 2008. Another major difference between universal life and whole life insurances: the administrative expenses and cost of insurance within a universal life contract are transparent to the policy owner, whereas the assumptions the insurance company uses to determine the premium for a whole life insurance policy are not transparent.

Brinkhaus was elected member of the city council of Gütersloh in 2004, a position he held until 2012. From 2004 to 2009 he was the party group leader. In 2004 he became a member of the executive committee of the CDU at district level. Brinkhaus has been a member of the German Bundestag since the 2009 elections, succeeding Hubert Deittert. From 2009 until 2013, he served on the Finance Committee, where he was his parliamentary group’s rapporteur on banks and insurances. From 2014, he was part of the group’s leadership under chairman Volker Kauder.

Rodney Stephen Adler (born 19 August 1959) is an Australian whose family founded the FAI Insurances group, of which he became chief executive in 1989, and which was at one stage Australia's third largest general insurer. Adler became a director of HIH Insurance after the acquisition of that company, and resigned in January 2001, two months before HIH collapsed. He was jailed in 2005 for his conduct related to the collapse of HIH, where Adler obtained 2 million from HIH by false or misleading statements and being dishonest as a director.

At the time, hospital CEO Deborah Stebbins said the hospital "would not be sustainable even in the near term without entering into an affiliation." In 2016, some Alameda residents began calling for the repeal of the parcel tax, as the hospital, beginning January 1 of that year, had stopped accepting major insurance carriers. One resident said, "All of us have paid to keep the hospital doors open, and now most Alamedans can't use their facilities because they're out of network." This dispute was resolved in 2018; most commercial insurances are now accepted.

A hospital is an institution for healthcare typically providing specialized treatment for inpatient (or overnight) stays. Some hospitals primarily admit patients suffering from a specific disease or affliction, or are reserved for the diagnosis and treatment of conditions affecting a specific age group. Others have a mandate that expands beyond offering dominantly curative and rehabilitative care services to include promotional, preventive and educational roles as part of a primary healthcare approach. Today, hospitals are usually funded by the state, health organizations (for profit or non- profit), by health insurances or by charities and by donations.

Harte was educated at St Eunan's College in Letterkenny, and obtained a B.A. in Psychology from University College Dublin. He set up his own insurance broker business, Harte Insurances, at the age of 24. The son of former Fine Gael TD Paddy Harte, he was elected as a Fine Gael candidate to Letterkenny Town Council in 1994 and subsequently to Donegal County Council in 1999. In 2006 he resigned from Fine Gael after failing to secure a nomination from the party to contest the Donegal North-East constituency for the 2007 general election.

In order to provide a meeting and social outlet for the camp's participants, a clubhouse located at Albert Park Lake in Melbourne was built in 1932. Called "Power House", the activities expanded into sporting clubs, including rowing, rugby, athletics, hockey and Australian rules football. Whilst the clubs were originally set up solely for the use of Lord Somers Camp members, gradually the clubs forged their own identity and separated into their own legal entities due to public liability insurances issues in the 1980s. Today, they operate completely independently.

However doing so does not absolve the repossession agent's requirement to be covered under an active insurance policy for the vehicle under the applicable criminal traffic laws. Thus, an agent who elects to do this may be subject to arrest for the violation of criminal traffic laws which apply to insurance requirements. The repo agents also cannot legally cross locked and enclosed storage spaces such as gates and garages. Repo agents also carry a massive amount of liability, so if they do not have all the proper insurances, the debtor will win a lawsuit.

In 2002 a large production and logistics centre was opened in Rathenow, Brandenburg, where 5 million spectacle frames are being shipped per year. After the cancellation of eyewear products from the catalogue of Germany's mandatory health insurances, Fielmann together with HanseMerkur insurance company offers a Zero-Cost Insurance provision. On 6 January 2009 Fielmann's stock indexing advanced from SDAX to MDAX. Since Marc Fielmann became CEO in 2018, the company has announced plans to dedicate more than 200 million to the international expansion and digitization of the group, abedblatt.

Established with royal decree n. 264 of 23 March 1933 n. 264, the Istituto nazionale fascista per l'assicurazione contro gli infortuni sul lavoro or INFAIL ('National Fascist Institute for Insurance against Workplace Accidents') had the purpose to defend victims of workplace accidents via mandatory insurances. INFAIL, a merger of Cassa nazionale infortuni ('National Fund for Accidents') and Casse private di assicurazione ('Private Funds of Insurance'), expanded the number of insured events during the years and adsorbed minor entities which managed the accidents insurance for specific categories of workers.

Losardo worked alongside Alberto Fernández in the insurances superintendency from 1989 to 1996; from then on she worked in his staff during his term in the Buenos Aires City Legislature from 2003 to 2005. In 2005 she was appointed Secretary of Justice, working under the successive administrations of justice ministers Horacio Rosatti, Alberto Iribarne, Aníbal Fernández and Julio Alak. In 2006 she served as the Executive Power's representative to the Council of Magistracy. She left the secretariat in 2009 at the behest of Alak; her successor was Héctor Masquelet.

A purpose-built Safeway (UK) opened in 1992 and started operating as a Morrisons from 2004. B & M took over the former Focus DIY in Coppice Lane and opened its doors for the first time on 1 August 2015. One of the oldest traders in Aldridge is R.H.N. Riley Insurances on Anchor Rd, they have been trading since 1957 and in Aldridge since about 1970. Also in the area is the relatively newly opened Wetherspoons Public House - it has refurbished the former Avion cinema, latterly a bingo hall before the transition to pub.

Late in 2006, Bankwest announced it would be leaving their landmark tower, in favour of a new complex at Raine Square. In early June 2008, reports began to circulate that HBOS intended to sell Bankwest. In September 2008, Lloyds TSB bought HBOS in a deal worth over £12.2 billion. This was followed in October 2008 when, with significant problems of their own, HBOS/Lloyds TSB agreed to the sale of Bankwest and St Andrews Insurances to Commonwealth Bank of Australia (CBA) for an initial purchase price of 2.1 billion.

Safer driving is expected to reduce the costs of vehicle insurance. The automobile insurance industry might suffer as the technology makes certain aspects of these occupations obsolete. As fewer collisions implicate less money spent on repair costs, the role of the insurance industry is likely to be altered as well. It can be expected that the increased safety of transport due to autonomous vehicles will lead to a decrease in payouts for the insurers, which is positive for the industry, but fewer payouts may imply a demand drop for insurances in general.

The first building was insured on 21 December 1731 by Otto Blome at Amagertorv 4. Kjøbenhavns Brandforsikring was originally only active in the market for fire insurance of buildings located inside the City Walls but from 1889 it gradually opened up for fire insurances of buildings in Frederiksberg and a number of surrounding districts. The company was based in the Gustmeyer House at Ved Stranden 14 and its last CEO was Frits Pedersen. The company merged with Danmark/Tryg/Fremtiden G/S under the name Tryg Forsikring in 1976.

The destruction of crops eliminated the need for truck drivers to transport the goods and harvesters to harvest the crops. Other jobs were also affected such as those in tourism, as holiday-makers avoided the area until the wreckages had been cleaned up. On the other hand, the building industry and manufacturers flourished as the need to repair to replace goods/buildings, which had been destroyed or damaged by Cyclone Justin, was tremendously high. With damage to many buildings, vehicles, produce and other items, thousands of insurances claims were made.

Those whose employers do not provide benefits, and self-employed individuals who desire disability coverage, may purchase policies. Premiums and available benefits for individual coverage vary considerably between companies, occupations, states and countries. In general, premiums are higher for policies that provide more monthly benefits, offer benefits for longer periods of time, and start payments of benefits more quickly following a disability claim. Premiums also tend to be higher for policies that define disability in broader terms, meaning the policy would pay benefits in a wider variety of circumstances thus covering more insurances that the individual was going to purchase.

This volume is devoted to problems relating to annuities, reversions, insurances, leases on lives, etc.. His Accountant, or a Method of Book-keeping, was published 1750, with a dedication to Macclesfield. In 1751 he edited Edmund Wingate's Arithmetic, which had previously been edited by John Kersey and then by George Shelley. Another work, An Account of the Methods used to describe Lines on Dr. Halley's Chart of the terraqueous Globe, showing the variation of the magnetic needle about the year 1756 in all the known seas, &c.; By Wm. Mountaine and James Dodson, about isogons, was published in 1758, after Dodson's death.

Medical malpractice is professional negligence by act or omission by a health care provider in which the treatment provided falls below the accepted standard of practice in the medical community and causes injury or death to the patient, with most cases involving medical error. Claims of medical malpractice, when pursued in US courts, are processed as civil torts. Sometimes an act of medical malpractice will also constitute a criminal act, as in the case of the death of Michael Jackson. Medical professionals may obtain professional liability insurances to offset the costs of lawsuits based on medical malpractice.

President Park Chung-Hee also mandated employee medical insurance in firms of 500 or more employees and introduced the Medical Aid Program which provides medical services for low-income citizens. Insurance would then proceed to be provided for government workers in 1979 and self- employed individuals in 1981. Coverage would continue to expand, and in a mere 12 years, national health insurance (NHI) extended to the entire country, providing universal health care for all citizens. In 2000, the National Health Insurance Service (NHIS; ), was founded to combine all health insurances into a single national health insurer.

After the 1995 Protest, the state acknowledged the systematic issues stemming from the Industrial Trainee System. They changed the Labor Standards Law to include migrant workers and industrial trainees contracted by the ITS in legislation regarding industrial accidents, medical insurances, and minimum wage arrangements. Although the Protest is viewed as successful due to this relatively quick government response, it still did not address the issues of toxic and inhumane working conditions and the production cycle of unauthorized workers. This realization eventually led to the creation of the Migrant Workers’ Support Movement (MWSM) and Joint Committee for Migrant Workers in Korea (JCMK).

In 2006, a user pays pricing policy was appointed by law, under which mountaingoers (both domestic and foreigners) are required to pay for the cost of their rescue. This effectively forced mountaingoers to take out a special kind of insurance, which covers the costs for the rescue in case of an emergency. The costs of a rescue need to be covered even if visitors get into an emergency situation staying on marked official paths. Exception of this policy are EMS and medical transports (including by helicopter) resulting from accidents on marked ski slopes in skiing resorts, which are covered by common health insurances.

Over the years, CRAB has carried out rating assignments across a wide spectrum of industries, including, agro inputs, automotive, cement, cold storage, textile, garments, engineering, rice mill, food and allied, pharmaceuticals, telecom, steel, trading, banks, FIs, MFIs, insurances and utilities (power, oil & gas, and transportation). CRAB's extensive and in-depth sector specialisation ensures not only rating consistency but also quicker turnaround. CRAB's highly specialized analyst teams servicing clients across the country and thereby ensuring comprehensive geographic coverage. CRAB's ratings are used extensively by all kinds of investors and lenders to assess risks associated with credit or investment decisions.

In 2012, the Federal Court of Justice of Germany ruled that physicians with a licence to bill the public health insurances in Germany cannot be prosecuted for bribery. Montgomery commented that the court had chosen the right path, but then also stated that no physician in Germany was allowed to accept gifts from pharmaceutical companies. According to article 34 of the professional responsibility code of German physicians, it is prohibited to ask for or accept compensations for prescribing medicine. In January 2013, he rejected political demands of turning the bribing of physicians into a criminal offence.

INPS gives pensions and other social security services with taxes derived for about the 70% from mandatory contributions for obligatory insurances and for the remaining 30% through direct transfers by the State. The law decree n. 201 of 6 December 2011, known as "Salva Italia" (Saving Italy), ordered the incorporation of INPDAP and ENPALS into the INPS, transferring to it the related functions and increasing the number of subscribers on INPS funds to the 95% of Italian workers. With this new law, the transition from the corporative social security model to the universal one started with the Dini reform has been confirmed.

Banorte expanded their business to leasing services (Arrendadora Banorte) in 1990, to warehousing and factoring services (Almacenadora Banorte and Factor Banorte) in 1991. In 1997, Banorte established an alliance with the Italian group Generali, a main European insurance company, to offer insurances, pension funds and Afore's services through their subsidiaries Afore Banorte-Generalli, Seguros Banorte-Generalli and Pensiones Banorte-Generalli. Also, Banorte has operations in New York (Banorte Securities) and Grand Cayman (Banorte Grand Cayman Branch). In less than 10 years, Banorte transformed itself from a regional bank, based mainly in the northern Mexico, to one with nationwide coverage.

Jean-Paul Delevoye, the High Commissioner for Pension Reforms, was revealed to be funded by the French Federation of Insurances, which has a direct interest in the pension reform. Moreover, being funded by a private company while being a member of the government is illegal according to the French constitution. Articles have also pointed out the proximity between Emmanuel Macron and BlackRock, one of the world's largest asset management funds, which is interested in having the billions of euros of the French pension fund enter the financial market. Multiple meetings between the French government and the firm's representatives have been reported.

A 2016 study on refugee insurance access stated that financial barriers for refugees made healthcare less accessible and affordable and could include differing state health insurance coverage policies, inadequate income, and insurance restrictions by employers. For the first eight months, most refugees have access to a health insurance called Refugee Medical Assistance (RMA). Other refugees may be eligible for more long term coverage through health insurance plans like Medicaid or the Children's Health Insurance Program, which last for several years. To allow refugees to look for cheaper health insurances, The Affordable Care Act created the Marketplace.

Richardson was born on 11 May 1950 on Aruba to Josier A. Richardson and Barbara Richardson (née Alexander). As a child Richardson attended Irene Primary school in San Nicholas, Aruba. He received his associate degree in Liberal Arts at the University of the Southern Caribbean in Maracas Valley, Trinidad, his Bachelor of Science degree in chemistry at Andrews University in Berrien Springs, Michigan and his M.D. degree from the Universidad Autónoma de Guadalajara, in 1979. In 1981, Richardson moved to Sint Maarten, and began working for Sint Maarten's leading healthcare provider SZV Social & Health Insurances as the first control physician.

The business was sold to AMP Society in 1989 and operated as AMP United Insurances Ltd. In 1957 the Bank of New South Wales (later called the Wales, the forerunner of today's Westpac) bought 40% of AGC and over the years progressively increased its interest to a majority stake of 76% and then acquired all remaining shares in 1988. Banking regulations at the time prevented banks from doing the sort of lending finance companies like AGC did, but buying a finance company let the banks get around that. All the major Australian banks ended up with finance company subsidiaries doing riskier lending than the banks themselves would.

Cornish Mutual celebrated 110 years of protecting what matters most to people in 2013 and has many members who have been insuring with the organisation for generations. The company offers a range of insurances including: farm, small business, home, let property, agricultural motor vehicle, agricultural motor fleet, motor trade, special events and personal accident. In 2012 Cornish Mutual gained ‘Chartered Insurer’ status. They are the first mutual insurance company in the UK and the first insurer in the South West to achieve this level of recognition from the Chartered Insurance Institute (CII). Cornish Mutual’s motor trade insurance is provided by Cornish Mutual subsidiary company, Cornish Mutual Insurance Services Ltd (CMIS).

Montepio (), formerly Montepio Geral, is a Portuguese mutual savings organization, better known for its banking activity. Banco Montepio was established in 1844, with its headquarters in Lisbon. The Montepio group is headed by the Montepio Geral - Associação Mutualista and includes the Banco Montepio (banking holding), the Lusitania (insurance company), the Lusitania Vida (life insurances), the Fundação Montepio (social solidarity foundation), the Futuro (pension fund management), the Montepio Gestão de Activos (investment fund management), the Residências Montepio (Senior residences management) and the Leacock (insurance broker company). It served as the official jersey sponsor of the Portuguese national basketball team at the 2011 EuroBasket in Lithuania.

Green Card is a scheme introduced by the Government of Odisha with effect from 1983 to popularize permanent method of family planning for two children or fewer. Parents and children under Green Card Scheme are eligible for certain benefits all districts of the State. With a view to encourage people to accept sterilization operation voluntarily compensation for loss of wages is being paid to the beneficiaries as per pattern fixed by the Government of India from time to time. Government of India has started an Insurances scheme to cover the death, complication and failure cases of sterilization as well as indemnity cover of surgeons.

In 1982 she graduated from the Faculty of Law and Administration, Adam Mickiewicz University, Poznań. During her studies she was a member of the Independent Students' Association. From 1984 to 1998 she was a judge trainee and an associate judge at the Regional Court in Poznań. From 1988 to 1991 she served as a judge at a District Court in Poznań, in the Civil Department. From 1991 to 1998 she served as a delegated judge, then as a judge at the Regional Court in Poznań in the Social Insurances Department. From 1990 to 1992 she was the Head of Employees’ Council at the Regional Court in Poznań.

The Central Government of India's social programmes and welfare expenditures are a substantial portion of the official budget, and state and local governments play roles in developing and implementing social security policies. Additional welfare measure systems are also uniquely operated by various state governments. The government uses the unique identity number (Aadhar) that every Indian possesses to distribute welfare measures in India. As of 2020, the government's expenditure on social programme and welfare (direct cash transfers, financial inclusion, benefits, health and other insurances, subsidies, free school meals, rural employment guarantee), was approximately 14 lakh crore rupees ($ 192 billion), which was 7.3 % of gross domestic product (GDP).

The conglomerate provided asset management, banking, insurances services to customers in Italy, Spain (as Banco Mediolanum and Fibanc) and Germany (Bankhaus August Lenz & Co.) Despite being ranked sixth by market capitalization among financial services companies (behind Intesa Sanpaolo, UniCredit, Assicurazioni Generali, UnipolSai and Mediobanca in 2016), the conglomerate (Mediolanum S.p.A.) was ranked 13th by total assets among bank (2014 data), as well as much smaller in size by risk-weighed assets, thus the conglomerate (Mediolanum S.p.A nor Banca Mediolanum) was not included in the Single Supervisory Mechanism. However, after Banca Mediolanum reversed the merger with Mediolanum, the European Central Bank started a comprehensive assessment to assess the conglomerate and decided the conglomerate would not be included.

The state of Illinois includes vehicle, liability, worker's compensation, glass, livestock, legal expenses, and miscellaneous insurance under its class of casualty insurance.Illinois Insurance Code. In 1956, in the preface to the fourth edition of Casualty Insurance Clarence A. Kulp wrote: > Broadly speaking, it may be defined as a list of individual insurances, > usually written in a separate policy, in three broad categories: third party > or liability, disability or accident, and health, material damage. One of > the results of comprehensive policy-writing .... is to raise the question of > the usefulness of the traditional concept of casualty insurance ... some > insurance men predict that the casualty insurance of the future will include > liability and disability lines only.

In 1832 he issued a Sketch of the history of Van Diemen's Land, illustrated by a map of the island, and an account of the Van Diemen's Land Company, octavo, the map is by John Arrowsmith. In 1836 he published an essay on Marine Insurances, their Importance, their Rise, Progress, and Decline, and their Claim to Freedom from Taxation, (octavo, 34 pages). Bischoff's most important work was: A comprehensive History of the Woollen and Worsted Manufactures, and the Natural and Commercial History of Sheep, from the Earliest Records to the Present Period (Leeds, 1842, 2 vols. octavo). His last publication was a pamphlet on Foreign Tariffs; their Injurious Effects on British Manufactures, especially the Woollen Manufacture; with proposed remedies.

Rodolphe becomes partners with Hottinger & Cie on 1 April 1926. Three years later he became administrator of the Company for general insurances. Later he became President and occupied that position until the company's nationalization in 1947. It has long been a tradition of the Hottinguer family to play an active role in consideration of the major questions of national and international economics and finance, Baron Rodolphe Hottinguer continued his tradition, occupying, in addition to his role in the bank, important posts including Vice-Chairman of the Paris Chamber of Commerce, Chairman of the International Chamber of Commerce, Chairman of the European Banking Federation and, between 1943 and 1979, Chairman of the French Banking Association.

According to a study carried out by the Technical University of Denmark, it is estimated that an onboard crew member costs in the form of salaries, insurances and on-board provisions around 1 million DKK or $150,000 annually, with crew costs typically accounting for around 20–30% of the total cost for a cargo ships journey. Semi-autonomous or fully autonomous ships can potentially reduce and eliminate these costs, creating an incentive for shipping companies who strive for cost reduction in an increasingly competitive market. Autonomous ships may however increase onshore costs in the form of large upfront investments and upkeep of control and operations centers, sensors, data servers and communication assets such as high-bandwidth satellites.

This contract is legally binding and covers a very wide range of aspects including the insurances and commitments of all stakeholders, the status of the design documents, provisions for the architect's access, and procedures for the control of the works as they proceed. Depending on the type of contract utilized, provisions for further sub-contract tenders may be required. The architect may require that some elements are covered by a warranty which specifies the expected life and other aspects of the material, product or work. In most jurisdictions, prior notification to the relevant local authority must be given before commencement on site, thus giving the local authority notice to carry out independent inspections.

States such as Germany, Austria, Switzerland and Czech Republic have Bismarck healthcare, while States such as South KoreaRepublic of Korea health system review and the Netherlands,The Dutch Health Care System - The Commonwealth Fund while having a basic state insurance, have a much stronger private presence in the healthcare providers and insurances systems.Newsletter WYO In Europe, countries like France, Hungary and Slovakia, while theoretically Beveridge system, have some degree of Bismarck politics in their laws.How European nations run national health services Some in Italy argue that the Lombard socio-health system, which prescribe equality between the private and public sector and payment by performance, has some typical characteristic of a Bismarck system.

In the aftermath of a plane accident that killed Sloan and Lexie Grey (Chyler Leigh), Torres is forced to make the decision to have Alex Karev amputate Robbins's left leg to keep her alive, which puts strains on their relationship. The hospital is sued and eventually found guilty of negligence. Each victim, including Robbins, Derek Shepherd (Patrick Dempsey), Meredith Grey (Ellen Pompeo), and Cristina Yang (Sandra Oh) must receive $15 million of compensation, which leads the hospital to a near bankruptcy as the insurances refuse to pay. These doctors and Torres buy the hospital with the help of the Harper-Avery Foundation to prevent it from closing, and each become members of the new directing board.

In the 2006 Hong Kong Election Committee Subsector elections, he was elected through the Labour Subsector as the member of the HKFTU. The 800-member election committee was responsible for the 2007 Hong Kong Chief Executive election in which Beijing's favourite Donald Tsang won against Alan Leong from the pan-democracy camp. He was appointed by the Hong Kong government to many public positions such as the Employee's Compensation Insurances Levies Management Board from 2013, the Labour Advisory Board from 2011, the Mandatory Provident Fund Schemes Appeal Board from 2012 to 2014, the Standard Working Hours Committee since 2013. He had also been a part-time member of the government's Central Policy Unit.

Shortly after establishing this credit union, CUNA Mutual was formed to provide insurances and other services to credit unions and became one of its sponsor groups in addition to CUNA, Inc. The credit union expanded to other credit union entities as they were created, including World Council of Credit Unions (WOCCU), Credit Union Executive Society (CUES) and Filene and expanded to serve anyone, anywhere. In 2005, CUNA Credit Union changed its name to Great Wisconsin Credit Union (GWCU) and then, in 2008, changed its name to Summit Credit Union, merging in the former Summit Credit Union, formerly State Capitol Employees Credit Union, maintaining CUNA/Great Wisconsin’s original charter and field of membership.

Stéphane Tortajada is Group Head of Finance & Investments of Électricité de France (EDF), a position he has held since 2010.AGEFI "EDF Stéphane Tortajada Directeur financement et investissements" 2010-07-06 "" 2011-01-12 In this role, he is mainly responsible for Treasury, Investments of the Group, Structured/Project Financing and M&A; for the large deals, EDF Insurances as well as EDF’s Asset Management Division including the pension and the nuclear decommissioning funds with an AUM of c. €45Bn and rating agency relationship management. Having under his responsibility EDF’s treasury financing, Tortajada was in charge of issuing of more than 30 bn€ of bonds, including 10bn€ of hybrid securities and 2bn€ of Century bonds.

General elections were held in Sweden on 19 September 1948.Nohlen, D & Stöver, P (2010) Elections in Europe: A data handbook, p1858 Despite a campaign by a large part of the Swedish press against socializing insurances, controlled foreign trade and rationing regulations still in use since the war, freshman Prime Minister and Social Democratic leader Tage Erlander managed to defeat the People's Party-led opposition under Bertil Ohlin by a higher election turnout. He maintained his government with only minor losses and the Swedish Social Democratic Party remained the largest party, winning 112 of the 230 seats in the Second Chamber of the Riksdag. Erlander was later to stay on as Prime Minister until 1969, in 1951-1957 his government included the party Farmers' League.

The civic officials issued a notice to stop any work in the building. Though local residents alleged that clandestine work started in the building with the help of local MLA, Javen Khan, Khan himself blamed it rather on the police. In 2008, two more fire mishaps occurred in the leather industries in the area, one in the month of March and the other in June: a total of nine people got injured in these two incidents. Even though fire safety licenses and insurances for the workers of the leather factories were made mandatory after the fire incident of 2006, none of the authorities—the municipal corporation, the services department of the state government, and the police—ensured that these were actually followed by the factories.

Having a strong association with Ford Motor Company, which had just opened an Australian office and was establishing a dealer network, AGC incorporated Traders Finance Corporation Ltd ("TFC") on 10 July 1925 to provide financing exclusively for the Ford dealer sales network. TFC was wound down in the late-1970s although AGC continued to maintain a large percentage of Ford dealers business. Transport and General Insurance Insurance Company Ltd was formed in 1938 as a wholly owned subsidiary of AGC to provide insurance facilities for purchasers of vehicles from the motor dealer network, and for general insurance needs of the affiliated motor dealers. The name was changed to AGC (Insurances) Ltd in the mid 1970s to better identify with the AGC products.

Volunteering to move a vehicle, for example, where another motorist had been taken ill or been involved in an accident, could lead to the "assisting" driver being prosecuted for no insurance if the other car's insurance did not cover use by any driver. To alleviate this loophole, an extension to UK Car Insurances was introduced allowing a Policyholder to personally drive any other motor car not belonging to him/her and not hired to him/her under a hire purchase or leasing agreement. This extension of cover, known as "Driving Other Cars" (where it is granted) usually applies to the Policyholder only. The cover provided is for Third Party Risks only and there is absolutely no cover for loss of, or damage to the vehicle being driven.

Piero Sacerdoti was defined by the important French business magazine «L’Argus» «insurer of European spirit and world renown». Technical Bulletin of R.A.S. Group, issue dedicated to Piero Sacerdoti's memory, February 1967, page 88 He was one of the most influential members of the Italian Insurance Companies Association trade group(ANIA) and of the Consulting Commission for Insurances at the Ministry of Industry, Commerce e Craft. He was a strong supporter of insurance information and public relations, and was the promoter of the Insurance Study Center in Milan, called after him after his death (Centro Studi Assicurativi Piero Sacerdoti). He was among the initiators in 1953 and most qualified representatives of the Comité Européen des Assurances (CEA), which represents the global interests of the European industry.

On June 2007, the E-Land Group launched a mass-downsizing by dismissing around 570 irregularly-employed workers, mostly supermarket cashiers and sales assistants. The mass-downsizing and the restructuring was a legal pathway for the E-Land Group to avoid the Irregular Employment Protection Act. Irregular Employment Protection Act was a legislative bill that become effective in 2006 which guaranteed an irregularly-employed worker to be promoted as a regular worker after two years of continuous employment. This means, upon the fulfillment of the condition, any irregularly-employed worker becomes eligible to receive job benefits, work insurances (national pension, employment insurance, health insurance and workers’ compensation insurance) and job security that is fully protected by the labor rights law.

The Total Social Security Accounts are a synthesis statistic. They are compiled from numerous statistical sources (profit and loss accounts of social insurances, the Public Finance Statistics [EFS], the Swiss Social Insurance Statistics [SVS], etc.) and provide information on expenditures and their financing in the field of social security. On the expenditure side, the Total Social Security Accounts focus on social benefits and on the revenue side on employers' social security contributions, individual compulsory health insurance premiums, public funding and investment income. Figuratively speaking, the Total Social Security Accounts consist of a sub-structure and a superstructure, with the sub-structure comprising the absolute value of the revenues and expenditures and the superstructure the indicators into which the absolute values can be processed.

The drive remained relevant even after two decades, when Prime Minister Narendra Modi announced demonetisation last November, leaving the local vendors in the lurch: Some sold their wares for whatever they could, way below the market prices, some others gave away their ₹500 notes for a lower value. Mann Deshi officials collected coins from the State Bank of India and went from door-to-door and in the weekly markets to exchange them for old ₹500 notes. The Mann Deshi Foundation also runs financial literacy classes, where women are taught the ropes of savings, investing, insurances and loans through modules that comprise games like Monopoly. According to the Foundation, there has been an increase of ₹13,200 in the average annual income of rural women after they’ve taken business development classes at the school.

From 1982 to 1984, Cárdenas was the Administrative Director of the Research Institute SER. She became Head of the Planning for the Ministry of Finance and Public Credit's Economic and Fiscal Analysis Office in 1985 and from 1989 Advisor to Minister, Ministry of Finance and Public Credit. In 1996, Cárdenas became Commercial Director at Naturandina Ltda, International Trading Co. She then entered politics from 1998 to 2000 as a City Council Member of Bogota D.C. In 2001 she became President of the Banking and Financial Institutions Association of Colombia, ASOBANCARIA. Cárdenas has served on numerous boards as representative of the Minister of Finance including being the Joint Administrator of the Institute of Social Insurances, the Committee of Credit of the National Energy Finance, and the Plan of Integrated Rural Development.

In 1816, while president of the Pennsylvania Company for Insurances on Lives and Granting Annuities, Raguet read journals and pamphlets about the growth of savings banks in Great Britain. Interested in the idea, he communicated the concept to some other businessmen he knew, and together they created the Philadelphia Savings Fund Society.A History of the Philadelphia Savings Fund Society 1816 - 1916, page 12A History of the Philadelphia Savings Fund Society 1816 - 1916, pages 13–14 The first savings bank in the United States, the Philadelphia Savings Fund Society would eventually grow into a respected Philadelphia institution that would last until 1992. Raguet was active in the early workings of the Philadelphia Savings Fund Society, working on committees to set up company operations, drafting by-laws, and creating a charter.

These procedures are still expensive, but there are recently more ways to gets parts covered by health insurances. The criteria for medical intervention in contemporary society can be as simple as disliking the appearance of that part of the body; cosmetic surgery is the only medical specialty where the patient decides what is wrong with her and what the course of treatment will be. The prevalence of cosmetic surgery in the United States can make it feel less like a choice and more like a medical need; advertisements in everyday media, worship of celebrities who transform their bodies, and constant critique of the natural female form can suggest that there is something innately wrong or flawed about the way one looks, and surgical intervention is required to "fix" these issues.

Turner is best known for her work on the economics of education in the United States. Her research specializes in the economics of educational policy, and the economics of higher education. Much of Turner's work explores how higher educational opportunities - in colleges and universities - affects the labor market, including the behavioral effects of financial aid policies, such as student aid programs, social insurances, and social welfare programs. Some of her more recent papers include "Public Universities: The Supply Side of Building a Skilled Workforce", which investigates and analyses the correlation between the decline in state funding per student and educational and research outcomes of schools, and "The Right Way to Capture College 'Opportunity'", which suggests measurement challenges in identifying whether high educational institutions actually provide opportunities for low-income students.

It also proposed a wide range of social policies: raising taxes to higher incomes, increasing lowest-earning pensions, promotion of public companies, to increase control and monitoring of companies by workers, to expand unemployment insurances and to reduce social inequality through the social security. Regarding NATO, the PSOE was also a staunch advocate of Spain's exit from the organization, though eventually it would defend a 'Yes' vote in the 1986 referendum on NATO membership. Leading all opinion polls and fresh from its success in the May Andalusian regional election, the PSOE was widely expected to win the election; its victory being so assured that all other parties' efforts were directed towards avoiding a Socialist absolute majority so that it had to govern through coalitions or agreements, rather than in winning the election themselves.

Prodromos Bodosakis-Athanasiadis From 1934 the company was controlled by Prodromos Bodosakis-Athanasiadis, one of the most important figures in 20th century Greek industrial history. Pyrkal eventually became part of a huge industrial empire created by Bodosakis in Greece and Cyprus, involved in mining operations (several companies, holding dominant position in Greece), textiles, chemicals and fertilizers, beverages, glass manufacturing, engineering & constructions, as well as services (shipping, insurances etc.). EPK (Pyrkal) machine gun (1939) In 1936-37 during the Spanish Civil War German arms were supplied to the Spanish Republicans from Rheinmetall-Borsig, then controlled by Hermann Göring, even though German forces were fighting with the Spanish Nationalists. Arms shipped to Greece with a Greek end-user certificate were split by Bodosakis, with arms for the Republicans transferred to ships supposedly sailing to Mexico.

AA Insurance is an independently operated, New Zealand-based joint venture between the New Zealand Automobile Association (NZAA) and Suncorp Group. The company offers home, contents and car insurance. Launched in 1994, the company underwrites its own policies and sells direct to New Zealanders. The company employs over 650 staff and has nearly 350,000 customers with over 700,000 policies. AA Insurances supports youth charity Blue Light, partners with Eden Park, and has been recognised by: Reader’s Digest Most Trusted Brands (since 2011), NZ Insurance Industry Awards (since 2012), IBM Kenexa Best Workplaces Survey (since 2008), CANSTAR Blue Most Satisfied Customers (2011-2016), and the Colmar Brunton Corporate Reputation Index (since 2015) that recognises New Zealand’s most successful companies. AA Insurance has an A+ (Strong) Insurer Financial Strength Rating given by Standard and Poor’s (Australia) Pty Ltd.

Agriculture and trade were prominent in the economy of Treviglio from its beginning to today and, until the 20th century, there was a flourishing craft sector producing furniture and silk; then the swift industrial development and the relocation of that production made way to the mechanical (in particular the SDF, Bianchi bicycles), electrical and chemical industries which are still active. The flow of the necessary capital for the establishment of new local enterprises, promoted the growth of the local bank, BCC (Credit Union) and of insurances agencies. During the economic crisis many local enterprises were forced to close or were acquired by larger companies and their production transferred to Eastern Europe or Asia. The local bank undertook an expansion effort that weakened it and the local government focused on the development of services, tourism and trade.

After passing exams and obtaining relevant experience, its members can apply for a Certificates of Supervision, Certificate of Compliance and eventually Certificates in Practice status, depending on membership level and experience, and are then licensed and regulated by the IAB to provide practice book- keeping, accounting, tax and financial advisory services, although they are not entitled to undertake audit or insolvency work. As in the case of members of the RQBs, IAB practising members are required to hold adequate insurances and undertake regular CPD activities relevant to the services they offer. Although not sponsored by any other professional body, IAB qualifications are recognised by many of the bodies and members may, depending on the qualifications they hold apply for some exemptions to the other professional bodies. AIA also offers IAT with the London Chamber of Commerce & Industry.

SIGAL UNIQA Group AUSTRIA is a group of seven insurance companies and one private pension fund that operate in Albania, Kosovo and North Macedonia. The following companies are part of the SIGAL Group: SIGAL UNIQA Group AUSTRIA (Non-Life, Albania), SIGAL Life UNIQA Group AUSTRIA (Life, Albania), SIGAL UNIQA Group AUSTRIA Kosova (Non-Life, Kosova), SIGAL Life UNIQA Group AUSTRIA Kosova (Life, Kosova), UNIQA Skopje (Non-Life, North Macedonia), UNIQA Life Skopje (Life, North Macedonia), SIGAL UNIQA Group AUSTRIA Reinsurance and the Management Company of Private Pension Fund SIGAL Life UNIQA Group AUSTRIA. SIGAL UNIQA was founded in 1999 and leads the Albanian insurance market for both non-life and life insurances and well as for private pensions as it holds overall more than 30% of the market. SIGAL UNIQA was the first insurance company in Albania that attracted foreign investments.

In Grand Case bay, 90% of the houses were damaged or destroyed as a result of rough sea conditions and very strong winds. Extensive homes and vegetation damage was also common in other towns, such as the French Quarter and Marigot, as the hurricane affected and damaged at least 50% of houses on the French side which roughly 950 to 2,000 were left homeless. The Met office on the (Grand Case airport) estimated some wind gust over 130 mph (215 km/h) while an unofficial anenometer in Marigot's port recorded wind gusts at before the instrument been knocked. Luis killed one in the French side and due to the lack of insurances, the preliminary cost of the hurricane set as at least to 2 billions francs (€300 million) or $350 billion (1995 USD) worth of damage.

In October, as the wars in Europe made marine insurance increasingly unprofitable, INA director Alexander Henry proposed extending insurance to Lexington, Kentucky on the nation's frontier. The board of directors appointed Henry to head a committee "to consider as to the benefit and propriety of extending insurances against Fire generally to other Cities and Towns in other States beyond what is now customary to take." Henry's committee recommended in favor, and the board authorized INA President John Inskeep to appoint "suitable and trusty persons at such places as he shall think advisable to act as Surveyors and Agents of the Company whose duty it shall be to Survey and Certify the situation of all Buildings and property on which insurance is required, at the expense of the persons applying therefor ." On January 26, 1808, Inskeep appointed agents to Lexington, Frankfort, and Louisville, Kentucky; Washington, Pennsylvania, near the Ohio border; and Cincinnati.

Abelson, Reed (2013-01-05). “Health Insurers Raise Some Rates by Double Digits”. Retrieved 2014-02-23 Without a federally mandated provision giving the ability to deny excessive rate increases, some insurances companies are still raising rates as much as before.Abelson, Reed (2013-01-05). “Health Insurers Raise Some Rates by Double Digits”. Retrieved 2014-02-23 For example, California can review rate requests for technical errors, but cannot deny rate increases.Abelson, Reed (2013-01-05). “Health Insurers Raise Some Rates by Double Digits”. Retrieved 2014-02-23 Notably, an initiative measure, "Approval of Healthcare Insurance Rate Changes," will be on the November 2014 Statewide Ballot to require that health insurance rate changes be approved by the Insurance Commissioner before taking effect.“Information: Approval of Healthcare Insurance Rate Changes. Initiative Statute”. California Department of Insurance (2014). Retrieved 2014-02-23 Another criticism relates to the trigger for a rate review.

A policy shall be of no effect for the purposes of this Chapter unless and until there is issued by the insurer in favour of the person by whom the policy is effected, a certificate of insurance in the prescribed form and containing the prescribed particulars of any condition subject to which the policy is issued and of any other prescribed. 5\. A note in insurances issued before commencement of the Motor Vehicles (Amendment) Act, 2019, a policy of Insurance issued before the commencement of the Motor Vehicles (Amendment) Act, 2019 shall be continued on the existing terms under the contract and the provisions of Motor Vehicles (Amendment) Act, 2019 shall apply. 6\. About Cover Note validity period -: Where a cover note issued by the insurer, the insurer shall, within seven days of the expiry of the period of the validity of the cover note, notify the fact to the registering authority or to such other authority as the State Government may prescribe.

View of the east side of Piazza De Ferrari, towards Via XX Settembre and Via Dante Piazza De Ferrari is the main square of Genoa. Situated in the heart of the city between the historical and the modern center, Piazza De Ferrari is renowned for its fountain, which was restored in recent years along with a major restyling of the square. Today next to Piazza De Ferrari are numerous office buildings, headquarters of banks, insurances and other private companies, making of this district the financial and business centre of Genoa, so that the Genoese popularly refer to it as the "City" of Genoa. At the end of the 19th century Genoa was the main financial centre of Italy along with Milan, and Piazza De Ferrari was the place where many institutions were established, like the stock exchange, the Credito Italiano,Credito Italiano the branch offices of the Bank of Italy, founded in 1893.

The firm bought and sold stock and stations throughout Australia and were agents for a raft of insurances to suit rural property owners, including marine, livestock, fire and accident insurance, as well as being the agents for firms handling worker compensation claims. In addition the company was the agent for many specialist companies supplying oil engines, irrigation plants, gas plants, pumps and boilers, portable steam engines, traction engines, road rollers, centrifugal pumps, farm machinery and separators. The firm also merchandised a range of practical products for farmers and graziers, such as fencing wire, gates and steel droppers and was an agent for motor cars such as Daimler, Austin and Rover and Halley and Lacre commercial lorries. In the mid 1920s Dalgety & Co. were agents for two shipping lines - the Aberdeen and White Star - and at Townsville was the booking agent with these lines for domestic passages south to Brisbane and Sydney and overseas to England.

Mangano delivered his first ‘State of the County’ address on March 15, 2010. During the speech Mangano stated that, to solve Nassau County's woes, structural reforms would be needed to fix the property tax assessment system and rein in county spending. Mangano has reduced the public payroll, including highly paid managers, by $22 million in 2010. He also launched an effort to sell surplus property such as vehicles and equipment in an effort to reduce maintenance costs. He plans to also reduce the $150 million in annual waste caused by the county's assessment system. In 2011, Mangano faced a $310 million Nassau County deficit. In September 2011, Mangano released a proposed 2012 budget with a total cut of $62 million and planned layoffs of 1,010 out of 8,000 total employees (including those 300 already made prior to September 2011), with 5-15% cuts in every department, including the consolidation of police precincts (described below) and the closing of several museums. The budget would also require all employees to contribute 25% toward their health insurances.

The University Medical Center Freiburg Germany has a universal multi-payer health care system paid for by a combination of statutory health insurance (') and private health insurance (').The use of the term "Krankenkasse" for both public and private health insurances is so widespread that Duden doesn't even label this usage as colloquial. The turnover of the health sector was about US$368.78 billion (€287.3 billion) in 2010, equivalent to 11.6 percent of gross domestic product (GDP) and about US$4,505 (€3,510) per capita.A. J. W. Goldschmidt: Der 'Markt' Gesundheitswesen. In: M. Beck, A. J. W. Goldschmidt, A. Greulich, M. Kalbitzer, R. Schmidt, G. Thiele (Hrsg.): Management Handbuch DRGs, Hüthig / Economica, Heidelberg, 1. Auflage 2003 (): S. C3720/1-24, with 3 revisions / additional deliveries until 2012 According to the World Health Organization, Germany's health care system was 77% government-funded and 23% privately funded as of 2004.World Health Organization Statistical Information System: Core Health Indicators In 2004 Germany ranked thirtieth in the world in life expectancy (78 years for men). It was tied for eighth place in the number of practicing physicians, at 3.3 per 1,000 persons.

Only U.S. organizations regulated by the Federal Trade Commission or the Department of Transportation may participate in this voluntary program. This excludes many financial institutions (such as banks, investment houses, credit unions, and savings & loans institutions), telecommunication common carriers (including internet service providers), labor associations, non-profit organizations, agricultural co-operatives, and meat processors, journalists and most insurances,U.S. Department of Commerce Welcome to the U.S.-EU & U.S.-Swiss Safe Harbor Frameworks 9 October 2015, retrieved 30 October 2015 although it may include investment banks.U.S. Department of Commerce FAQ – Investment banking and audits 29 January 2009, retrieved 30 October 2015 After opting in, an organization must have appropriate employee training and an effective dispute mechanism in place, and self re-certify every 12 months in writing that it agrees to adhere to the U.S.–EU Safe Harbor Framework's principles, including notice, choice, access, and enforcement.U.S. Department of Commerce U.S.–EU Safe Harbor Overview, 18 December 2013, retrieved 30 October 2015 It can either perform a self- assessment to verify that it complies with the principles, or hire a third- party to perform the assessment.