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882 Sentences With "ifs"

How to use ifs in a sentence? Find typical usage patterns (collocations)/phrases/context for "ifs" and check conjugation/comparative form for "ifs". Mastering all the usages of "ifs" from sentence examples published by news publications.

Fitch assesses SIAT's standalone IFS at 'BBB+' but the rating is capped by the IFS rating of parent company UnipolSai Assicurazioni SpA (IFS: BBB/Stable).
The company's earnings from leasing operations in China are likely to improve further as Chengdu IFS mall matures and the Chongqing IFS and Changsha IFS malls open in 2017.
Fitch currently rates both MYL's IDR and IFS at 'A', with its IFS constrained due to Japan's sovereign rating.
So I can't concentrate on all these what-ifs because these what-ifs might never happen, and then I've wasted my time.
Sumitomo's IFS rating of 'A' remains constrained by the Japanese sovereign and is one notch below its unadjusted IFS rating of 'A+'.
RATING SENSITIVITIES Symetra Life's IFS rating could be upgraded one notch above Sumitomo's IFS rating if its standalone credit profile improved to 'A+'.
Private equity firm EQT, which became IFS' biggest owner last year and has 87 percent of votes, wants IFS to focus more on acquisitions.
FULL LIST OF RATING ACTIONS Aviva Assurances --IFS Rating affirmed at 'AA-'; Outlook Stable Aviva Insurance Company of Canada --IFS Rating affirmed at 'AA-'; Outlook Stable Aviva Insurance Ltd --IFS Rating affirmed at 'AA-'; Outlook Stable; --Long-Term IDR affirmed at 'A+'; Outlook Stable.
KEY RATING DRIVERS Nippon Life's IFS is constrained by Japan's sovereign IDR of 'A' and rated one notch below the insurer's unconstrained IFS rating of 'A+'.
M&F's IFS rating, as well as the implied international IFS rating for OMEM's South African operations, is constrained by the South African sovereign local currency rating.
Sumitomo's IFS rating is currently constrained by Japan's Long-Term Local Currency IDR ('A'/Outlook Negative), and is one notch below its unadjusted IFS rating of 'A+'.
In addition, Fitch has affirmed the 'A+' Insurer Financial Strength (IFS) rating for Transatlantic's property/casualty reinsurance subsidiaries and the 'A' IFS rating for RSUI Group, Inc.
In the event of a one notch downgrade of the parent's IFS rating to 'A-', Symetra Life could maintain its current 'A' IFS rating per Fitch's criteria.
RATING SENSITIVITIES The key rating trigger that could result in a downgrade of Amlin AG's and Amlin Insurance SE' IFS ratings would be a downgrade of MSI's IFS rating.
This along with its standalone credit profile, which Fitch views as in line with an 'A' IFS rating, results in Symetra Life carrying the same IFS rating as Sumitomo.
MYL's IFS rating ('A'/Outlook Negative) is capped by Japan's Long-Term Local-Currency IDR ('A'/Outlook Negative) and is one notch below its unconstrained IFS rating of 'A+'.
MYL's IFS rating (A/Outlook Stable) is capped by Japan's Long-Term Local-Currency IDR (A/Outlook Stable) and is one notch below its unconstrained IFS rating of 'A+'.
Every fictional story is a "What if?" and some of those what-ifs naturally play off earlier what-ifs, and take them in different directions or to different conclusions.
This, along with its standalone credit profile, which Fitch views as in line with an 'A' IFS rating, results in Symetra Life carrying the same IFS rating as Sumitomo.
RATING SENSITIVITIES If the sovereign ratings are upgraded in the future, and the constraints on SLIC's IFS rating are relieved, Fitch would take similar rating action on SLIC's IFS rating.
As a 'Very Important' subsidiary of Sumitomo, Symetra Life's IFS rating could be downgraded below the parent's IFS rating if its standalone assessment is downgraded by three or more notches.
LMI for the RMBS transactions is provided by Genworth Financial Mortgage Insurance Pty Limited (Insurer Financial Strength (IFS) Rating: A+/Stable) and QBE Lenders' Mortgage Insurance Limited (IFS Rating: AA-/Stable).
John Hancock Life & Health Insurance Company --IFS at 'AA-'.
" However, Brown admits "that's a lot of ifs there.
At the same time, the agency has affirmed DEVK P&C's main subsidiaries' IFS ratings at 'A+' and the Switzerland-based reinsurance subsidiary Echo Rueckversicherungs-AG's (Echo Re) IFS rating at 'A-'.
In the event of a one-notch downgrade of the parent's IFS rating or SFG's standalone credit profile to 'A-', The Standard could maintain its current 'A' IFS rating per Fitch's criteria.
SFG's holding company ratings are notched based on MYL's unconstrained IFS rating of 'A+', implying a two-notch upgrade of MYL's IFS rating would be needed to upgrade SFG's holding company ratings.
KEY RATING DRIVERS Nippon Life's IFS rating is currently capped by Japan's Long-Term Local-Currency IDR of 'A' with Negative Outlook and is one notch below its unadjusted IFS rating of 'A+'.
KEY RATING DRIVERS The IFS ratings of Amlin AG and Amlin Insurance SE are capped by the rating of MSI (IFS: A/Negative), a subsidiary of MS&AD Insurance Group (MS&AD Group).
The downgrade of M&F's IFS rating, as well as the implied international IFS rating for OMEM's South African operations, reflects the constraint of the South African sovereign local currency rating on OMEM.
"If you sit and you park in those kind of thoughts -- of the ifs and the what-ifs -- I think that we're staying in the valley of the shadow of death," he said.
No ifs, ands, or buts: QD games are visually stunning.
New York Life Insurance and Annuity Corporation --IFS at 'AAA'.
Standard Life Insurance Co. of New York --IFS at 'A'.
There will be no ifs, ands or buts about it.
My goal was to make these 'what ifs' my reality.
The Outlooks on the IFS rating and IDRs are Stable.
To silence the what ifs that continue to haunt me.
The following seven entities have been affirmed at IFS 'A+'.
TLI's National IFS is already at the highest possible level.
There are a lot of "ifs" for that to happen.
There are many big "ifs" involved in a Bloomberg candidacy.
We are leaving on 31 October, no ifs or buts.
"There are no ifs and buts about it," he said.
But all that is, of course, based on several ifs.
The problem is that both of those are enormous ifs.
The Outlooks on the IDR and IFS ratings are Stable.
"But there are a lot of 'ifs' there," Madonna added.
KEY RATING DRIVERS Meiji Yasuda Life's IFS rating is currently capped by Japan's Long-Term Local-Currency IDR of 'A' with Negative Outlook and is one notch below its unadjusted IFS rating of 'A+'.
MTL's National IFS rating is already at the highest possible level.
"No ifs or buts," Johnson said, outside No. 29 Downing Street.
Sometimes people stay in the past, ruminating about the what ifs.
There was no prevaricating; no ifs, ands, or buts; no maybes.
RATING SENSITIVITIES Northwestern's IFS ratings are currently at Fitch's highest level.
Standard Life Insurance Co. of New York --IFS rating at 'A'.
Fitch has also affirmed RMBSI's National IFS rating at 'A+(zaf)'.
Instead, I was a mess of thought, guilt, and what-ifs.
We Are leaving on the 31st October, no ifs or buts.
Well, my life was simply a bundle of "ifs" and nerves.
Even as Caboclo enters his fourth season, the "what ifs" remain.
Are you afflicted with your own case of the what ifs?
"There's no ifs, ands or buts about it," Ms. Thompson said.
The John Hancock Life Insurance Company of New York --IFS 'AA-'.
There are so many emotions and 'what ifs' in your head.
It is an argument based on narratives, suppositions, and what ifs.
Allianz Russia's IFS rating is based on its 100% ownership by Allianz SE (IFS AA/Stable), one of the world's largest insurance groups, and takes into account Allianz Russia's weak standalone capital position and operating performance.
FULL LIST OF RATING ACTIONS Munich Reinsurance Company: IFS rating: affirmed at 'AA'; Outlook Stable Long-Term IDR: affirmed at 'AA-'; Outlook Stable Subordinated debt: affirmed at 'A' GBP21549m subordinated debt (XS20163): affirmed at 'A+' DKV Deutsche Krankenversicherung IFS rating: affirmed at 'AA'; Outlook Stable ERGO Group AG Long-Term IDR: affirmed at 'AA-'; Outlook Stable Europaeische Reiseversicherung AG IFS rating: affirmed at 'AA'; Outlook Stable Munich Reinsurance America Corporation Long-Term IDR: affirmed at 'AA-'; Outlook Stable Senior unsecured debt: affirmed at 'AA-' VORSORGE Lebensversicherung AG IFS rating: affirmed at 'AA'; Outlook Stable The following Munich Re entities' IFS ratings have been affirmed at 'AA' with Stable Outlook: Munich Reinsurance America, Inc.
A baseline recovery assumption of Good applies to the IFS rating, and a standard one-notch uplift was applied to the IFS "anchor" rating from the implied IDR of MARAC, which follows closely that of its parent.
You're absolutely swamped—there are no ifs, ands, or buts about it.
Their IFS ratings are constrained by Italy's Long-Term IDR (BBB/Stable).
Fitch also affirmed the 'A' IFS rating of MTL Insurance Co. (MTL).
Waymo uses its closed course to test a variety of what ifs.
Fitch rates Sumitomo's IFS and IDR at 'A' with a Negative Outlook.
Fitch Ratings has also affirmed the company's international IFS Rating of 'BB'.
Kane Brown, left, and Lauren Alaina, won an award for "What Ifs."
Their IFS ratings are constrained by Italy's Long-Term IDR (BBB+/Negative).
The John Hancock Life Insurance Company of New York --IFS at 'AA-'.
Transatlantic Reinsurance Company Fair American Insurance and Reinsurance Company --IFS at 'A+'.
We could have said a lot what-ifs throughout the whole playoffs.
The Hanover Insurance Company Citizens Insurance Company of America --IFS at 'A'.
"Unfortunately, in this society, there are too many what-ifs," it said.
A (IFS BBB/Stable) are not affected by the Italian sovereign downgrade.
" At first it was just good entertainment, a lot of "what-ifs.
The Outlooks on the Long-Term IDR and IFS Ratings are Stable.
First Symetra National Life Insurance Company of New York --IFS at 'A'.
There are plenty of what ifs that could derail your travel plans.
Fitch assigns a one-notch benefit to the IFS ratings for ownership.
Immense grief meets soul searching, "what-ifs," and, in some cases, lawsuits.
Among fans, the appeal is the what ifs from an inherited past.
Sisa Vida S.A., Seguros de Personas : --National scale IFS rating to 'AA(slv)' from 'AAA(slv)'; removed from Rating Watch Negative --International scale IFS rating to 'BB-' from 'BB'; removed from Rating Watch Negative --Assigned a Stable Outlook.
The typical extra notch between the IFS rating and typical RT217 rating is due to Fitch's practice of notching up the IFS rating by one from the IDR for an expectation of good recoveries for policyholders in most jurisdictions.
Pro Re's IFS rating could be upgraded if Venezuela's sovereign rating was upgraded.
We can guarantee there'll be no ifs, ands, or lacing up about it.
RATING SENSITIVITIES New York Life's IFS ratings are currently at Fitch's highest level.
TMHCC is owned by Tokio Marine Holdings, Inc's (IFS rated A+/Stable Outlook).
There's no ifs and buts about it and we cannot use alternatives either.
Ultimately, the 'what ifs' are what motivate us and eventually create our destiny.
The Outlooks on the group's IFS rating and Long-Term IDR are Stable.
Fitch has simultaneously affirmed these entities' Insurer Financial Strength (IFS) Ratings at 'BBB-'.
"These are huge 'ifs'," said Fuss, who helps manage more than $268 billion.
There are a number of what-ifs in the history of the GIF.
The Outlooks on the IFS rating and the Long-Term IDRs are Stable.
C.M. Life Insurance Company MML Bay State Life Insurance Company --IFS at 'AA+'.
Fitch views SFG's standalone profile as in line with an 'A' IFS rating.
"Neither is being really honest with the public," IFS director Paul Johnson said.
"The Only Plane in the Sky" gives us a litany of What Ifs.
Robert Kennedy is one of the great what-ifs of American political history.
Those are very big ifs that, by all indications, are not being met.
The Outlooks on the group's Long-Term IDRs and IFS ratings are Stable.
There are plenty of what-ifs that could derail your summer travel plans.
Most of its lead reinsurers carry an IFS Rating of at least 'A-'.
"They kind of brought to light real quick the what-ifs," Dozier said.
Because if I didn't believe that, then I would do the what-ifs.
"We've got a lot of 'ifs' we've got to worry about," Gruden said.
She told me she is haunted by the what-ifs of Hilleman's biography.
" After a pause, Kaasjager continues: "But you shouldn't see life in 'what ifs.
But the Sanders campaign is relying on a lot of ifs right now.
Fitch has also placed AXF's IDR and IFS ratings on Rating Watch Negative.
The standalone IFS rating of KBC Verzekeringen is two notches higher at 'A+'.
"We are having discussions but there are two big 'ifs' there," Loeffler said.
Fitch has taken the following rating actions on Seguros e Inversiones y Filial and Sisa Vida: --Fitch National scale IFS rating of 'AAA(slv)' maintained on Rating Watch Negative; --Fitch International scale IFS rating of 'BB' maintained on Rating Watch Negative.
FULL LIST OF RATING ACTIONS PT (Persero) Asuransi Kredit Indonesia - IFS Rating upgraded to 'BBB-' from 'BB+'; Outlook Stable PT Maskapai Reasuransi Indonesia Tbk - IFS Rating upgraded to 'BB' from 'BB-'; Outlook Stable PT Reasuransi Nasional Indonesia - IFS Rating upgraded to 'BB' from 'BB-'; Outlook Stable LIMITATIONS The portfolio review was limited in scope, only including an assessment of updated criteria for Country-Specific Treatment of Recovery Ratings.
Great-West Life Assurance Company --Insurer Financial Strength (IFS) 'AA'; --Long-term IDR 'AA-'.
"There are a lot of what-ifs," Citizens for Cal21965 spokeswoman Peggy Grande acknowledged.
Fitch has also affirmed RMBSI's National IFS Rating at 'AA(zaf)' with Stable Outlook.
These what-ifs constitute the real policy landscape that will confront the next president.
That's a lot of ifs, but that's exactly what the World Cup calls for.
"Increasing borrowing is clearly the line of least resistance," IFS director Paul Johnson said.
Fitch has assigned the following ratings: F&G Re Ltd --IFS rating at 'BBB'.
The IFS report also warned that rising inequality threatens to destabilize the political system.
Those are big ifs, since Trump appears strong in recent polling in both states.
Prudential Retirement Insurance & Annuity Company PRUCO Life Insurance Company of New Jersey --IFS 'AA-'.
The Rating Outlook on Bradesco Seguros' IFS and SASA's long-term IDRs is Negative.
RSUI Indemnity Company Covington Specialty Insurance Company Landmark American Insurance Company --IFS at 'A'.
There are a lot of ifs and buts, in these games it's small margins.
Sompo Japan Nipponkoa's IFS Rating is constrained by Japan's sovereign rating of 'A'/Negative.
He recalls Psalm 23 as he tries not to dwell on the what-ifs.
But that's surrounded by so many ifs and buts, market conditions and so-forth.
Fitch has affirmed the IFS ratings for the following subsidiaries: Intact Assurances Agricoles Inc.
"I don't even want to get into the what-ifs on that," Lankford said.
Fitch has simultaneously upgraded RMBSI's National IFS rating to 'AA-(zaf)' from 'A+(zaf)'.
We weren't thinking about being professional athletes or the "what ifs" of the future.
Insurance subsidiaries: Principal Life Insurance Company Principal National Life Insurance Company --IFS at 'AA-'.
For Mr. Jenkins, the story of "Cane River" is a torrent of what-ifs.
"There are so many ifs and buts in the next few days," said one.
There are no "buts" to be inserted here, no "maybe ifs" to speculate on.
Kemper has a strong business profile that is consistent with the company's IFS rating.
Hard to resist what-ifs in the desert tonight This newsletter is OUR newsletter.
Jamie Margolin, 16, Seattle "I've always planned my future in ifs," Ms. Margolin said.
FULL LIST OF RATING ACTIONS Munich Reinsurance Company: IFS Rating: affirmed at 'AA'; Outlook Stable Long-Term IDR: affirmed at 'AA-'; Outlook Stable GBP300 million subordinated debt (XS0167260529): affirmed at 'A+' All other subordinated debt: affirmed at 'A' DKV Deutsche Krankenversicherung IFS Rating: affirmed at 'AA'; Outlook Stable ERGO Group AG Long-Term IDR: affirmed at 'AA-'; Outlook Stable Europaeische Reiseversicherung AG IFS Rating: affirmed at 'AA'; Outlook Stable Munich Reinsurance America Corporation Long-Term IDR: affirmed at 'AA-'; Outlook Stable Senior unsecured debt: affirmed at 'AA-' VORSORGE Lebensversicherung AG IFS Rating: affirmed at 'AA'; Outlook Stable Munich Reinsurance America, Inc.
Fitch has, at the same time, affirmed and withdrawn Taikang Group's 'A'/Stable IFS Rating.
Conversely, a downgrade of Sri Lanka's ratings will lead to downgrade of SLIC's IFS rating.
Canada Life Assurance Company --IFS 'AA'; --Long-term IDR 'AA-'; --6.4% subordinated debentures due Dec.
RMBSI group's IFS Ratings are constrained by South Africa's Local Currency IDR of 'BBB-'/Negative.
You may have noticed a bunch of "in theory" and "ifs" in the preceding paragraphs.
At the same time, the agency has affirmed Allianz's main subsidiaries' IFS Ratings at 'AA'.
G. Betriebliche Sozialeinrichtung der Deutschen Bahn's (DEVK Life) Insurer Financial Strength (IFS) ratings at 'A+'.
But what if at Luxe, I mean, you could do just what ifs everywhere, right?
Should the transaction be rejected by the approving authorities, RMBSI's National IFS could be downgraded.
"My philosophy as owner would be very simple: free-speech central, no ifs, no buts."
The "rules need to change" to stop working people from losing out, the IFS added.
AHLIC's 'standalone' IFS rating of 'A-' reflects an 'Important' strategic category within the Allstate enterprise.
Twenty years ago, fewer than half of young adults faced similar circumstances, the IFS said.
But what they deliver is a legal contract with lots of ifs, ands or buts.
Fitch has removed the IFS ratings from Rating Watch Evolving and assigned a Stable Outlook.
Consequently, Fitch applies compressed notching between the IFS Rating and IDR and subordinated debt rating.
The only arguments against such an expansion are baseless "What ifs" and fretful hand wringing.
" Later, Catelynn revealed what she had been feeling, saying, "It's just about the what-ifs.
At the same time, Fitch has affirmed AzInsurance's Insurer Financial Strength (IFS) Rating at 'B'.
Minutes after the game ended, the two stared into matching laptops, analyzing the what-ifs.
Life is full of regrets and what-ifs, especially when it's not just you anymore.
"Crazy Ex-Girlfriend" walked its audience and its protagonist through all the show's what-ifs.
Allstate Life Insurance Co. Allstate Life Insurance Co. of NY --IFS at 'A'/Negative Outlook.
The Manufacturers Life Insurance Company --Insurer Financial Strength (IFS) 'AA-'; --IDR 'A+'; --Subordinated notes 'A'.
Healthline backs this, stating that preparing for the "what ifs" can help relieve travel anxiety.
Per its criteria for holding company notching, Fitch establishes an IFS anchor rating for ACGL.
The IFS reckons the figure is closer to 15 billion pounds because of accounting changes.
Several major Japanese life insurers, such as The Dai-ichi Life Insurance Company Limited (IFS: A+/Negative) and Nippon Life Insurance Company (IFS: A/Negative), are strengthening their in-house foreign credit research departments to allow them to take advantage of foreign-credit investment opportunities.
Elsewhere in the region, Vietnam has not seen any movement of IFs from China since the latter banned the furnaces in 2017, said Chu Duc Khai, vice chairman of the Vietnam Steel Association, adding that the government is not allowing new investment in IFs.
Fitch has downgraded the following ratings: Seguros e Inversiones S.A. y Filial : --National scale IFS rating to 'AA(slv)' from 'AAA(slv)'; removed from Rating Watch Negative --International scale IFS rating to 'BB-' from 'BB'; removed from Rating Watch Negative --Assigned a Stable Outlook.
But the upsides and empowerment far outweigh the "what ifs" that threaten to keep you home.
It is plan full of "what ifs" and potential failures, but it is still a plan.
Things haven't turned out the way Holden expected, and he's still grappling with the what-ifs?
Great-West Life and Annuity Insurance Company --IFS 'AA'; --Short-term IDR 'F1+'; --Commercial paper 'F1+'.
London Life Insurance Company; Great-West Life and Annuity Insurance Company of New York --IFS 'AA'.
And there are lots of what ifs that might have led us to a different place.
Fitch has also affirmed the Insurer Financial Strength (IFS) ratings for HCC's operating subsidiaries at 'AA-'.
New funnel charts, 2D maps, and functions (CONCAT, TEXTJOIN, IFS, SWITCH) will be available in Excel.
Instead, the museum plays safe with the closing words: "There are no 'what ifs' in history."
This was a hard video to film but I think ifs important and helps the healing.
RMBSI's National IFS Rating receives a one-notch uplift from Fitch's standalone assessment of 'AA-(zaf)'.
In Indonesia, 30-40 percent of domestic rebar producers use IFs, said Karim of Krakatau Steel.
Additionally, Fitch has affirmed the Insurer Financial Strength (IFS) ratings of ACGL's various subsidiaries at 'A+'.
RATING SENSITIVITIES SGL's IDR is likely to move in line with AAI's IDR and IFS rating.
However, ALIC receives a four-notch uplift for parent support, elevating its IFS rating to 'A'.
Allianz Russia's IFS rating would be upgraded if Russia's Long-Term Local-Currency IDR was upgraded.
The insurer's IFS rating is capped by Russia's sovereign Long-Term Local Currency IDR of 'BBB-'.
Fitch affirms the following ratings with a Stable Outlook: Standard Insurance Company --IFS rating at 'A'.
In the quiet of the cemetery, she thinks about "the what ifs," as she calls them.
And the most appealing of these might be the fractal what-ifs: What got left behind?
Fitch has also affirmed the 'AA-' Insurer Financial Strength (IFS) ratings of PFG's U.S. operating subsidiaries.
Fitch has also affirmed Legal & General Reinsurance Company Limited's (L&G Re) IFS rating at 'A+.
To ease congestion—and raise some cash—the IFS recommends taxing drivers for entering busy areas.
Fitch affirms the following rating with a Stable Outlook: Navy Mutual Aid Association --IFS at 'A+'.
The ratings are equivalent to the IDR and IFS ratings of Intact and its operating subsidiaries.
The heartwarming image went viral after it was shared by IFS member Parveen Kaswan on Twitter.
Fitch has also affirmed the Insurer Financial Strength (IFS) ratings of Kemper's operating subsidiaries at 'A-'.
For me, there are no ifs or buts, it is obvious that these were suicide bombers.
I've found that even when people feel stuck in endless what ifs, it's possible to recalibrate.
I know this hypothetical depends on a big pile of ifs but it's worth thinking about.
No longer facing what was to come and free to no longer stress on the what ifs.
The IFS rating was affirmed as the rating remains constrained by Sri Lanka's sovereign rating (B+/Stable).
IFS said in a statement it expects a limited positive earnings impact from the acquisition in 2016.
G.'s (R+V Mutual) and Condor Lebensversicherungs-AG's (Condor) Insurer Financial Strength (IFS) Ratings at 'AA'.
Fitch has withdrawn the following rating: Chubb Insurance Company of Europe, S.E. --IFS at 'AA'/Stable Outlook.
Berkley's property/casualty operating subsidiaries' Insurer Financial Strength (IFS) ratings have been affirmed with a Stable Outlook.
The IFS report analyzes a scenario where the government holds a second referendum and Brexit is revoked.
The author of the poem 'The What Ifs,' artist Jill Scott, is a part of the 67%.
I just knew that if I unfriended and unfollowed, my mind would ponder over the what ifs.
"I'd rather have a life of 'oh wells' than a life of 'what ifs,'" reads a third.
In banning IFs, China was also addressing the overcapacity that has dogged its steel sector for years.
We will do everything in our power not let it be repealed — no ifs, ands or buts.
For the full rating action commentary, see 'Fitch Downgrades Genworth Life's IFS Ratings to 'BB+'; Outlook Negative'.
Since her stepson Kyron disappeared on June 4, 2010, Terri Horman has been haunted by what-ifs.
Coco's setting the record straight -- she started the butt movement -- no ifs, ands or butts about it.
Nordic Insurance Company of Canada Novex Insurance Company Trafalgar Insurance Company of Canada --IFS 'AA-'; Outlook Stable.
These are the tantalizing "what-ifs" of history that keep us all living on a knife edge.
I think we all need to be, so I'm not going to dwell on the 'what ifs.
More than half the EU's exports to Britain are similarly classed as intermediate inputs, the IFS says.
We therefore set L&G Re's IFS rating one notch lower than the core entities, at 'A+'.
"He is not to leave the apartment: no ifs, ands or buts about it," the judge said.
The IFS has said Labour's plans are too big to implement, at least in the short term.
AIA Thailand's National IFS Rating is already at the highest possible level and cannot be upgraded further.
The IFS has said Labour's plans are too big to implement, at least in the short term.
They involve lost loves and lessons learned, connections and separations, hopes and shortcomings, memories and what-ifs.
My worrying brain constantly barrages me with what-ifs: What if the stock market drops by 50%?
"That's a penalty every time — there's no ifs, ands or buts about it," defenseman Torey Krug said.
But as the IFS points out, the UK has less generous reliefs for capital expenditure than other countries.
Here are some popular "Can I get pregnant ifs..." Floating semen in a pool or hot tub: No!
Nordic Insurance Company of Canada Novex Insurance Company Trafalgar Insurance Company of Canada --IFS at 'AA-'; Outlook Stable.
Visualize the "what-ifs" in a concrete way and run through the changes in your day, he says.
Before the 2010 election, Prime Minister David Cameron pledged not to expand Heathrow, saying "no ifs, no buts".
Fitch simultaneously affirmed Old Mutual Wealth Life Assurance Company Limited's (OMWL) Insurer Financial Strength Rating (IFS) at 'A'.
There are a lot of "ifs" here, of course — along with plenty of potential pitfalls (like, say, privacy).
Financial leverage was 9% at FYE16, well below the median score of 20% for a 'AA' IFS Rating.
Fitch has affirmed the international IFS Rating as Marein's scale remains small relative to domestic and international peers.
IFS, a technology company, was brought in to help streamline ordering, stock levels and the like in 2014.
Herewith are some of the biggest, most enticing "what ifs" of a reconstituted Marvel Studios: Place your bets.
ITAS finalised in 2015 the acquisition of the Italian subsidiary of Royal & Sun Alliance (RSA, IFS: A/Stable).
KEY RATING DRIVERS The RMBSI group's IFS Ratings are constrained by South Africa's Local Currency IDR of 'BBB-'.
The Treasury has never published an overall strategy for the tax system, complains Paul Johnson of the IFS.
LARRY KUDLOW: Well, I don't want to do what ifs because I'm not predicting that we'll walk away.
Lauren Alaina for "What Ifs" CMT Performance of the Year: Backstreet Boys and Florida Georgia Line for "Everybody"
" All those ifs, all that noble guidance, falling down to the outro: "You'll be a Man, my son!
Prudential Insurance Company of America --IFS 'AA-'; --Long-term IDR 'A+; --Surplus notes 'A'; --Short-term IDR 'F1+'.
MAPFRE's unconstrained IFS assessment of 'A+' reflects the group's very strong and resilient earnings and strong capital position.
And there are still some considerable "ifs" in its official statement after we only access your microphone if.
Finally, Fitch affirmed American Heritage Life Insurance Co.'s (AHLIC) IFS rating at 'A' with a Stable Outlook.
ALIC's 'standalone' IFS rating of has been revised to 'BBB-' from 'BBB' reflecting the company's elevated investment risk.
The risks were still calculated risks, but I wasn't thinking about the ifs and buts or the dollars.
Imagine feeling confident as a parent when you're consumed by the worst what-ifs in any given moment.
An upgrade of TPL's IFS Rating is unlikely because the rating would be constrained by China's sovereign rating.
The agency assesses Sompo Japan Nipponkoa's unadjusted IFS Rating at 'A+' without the constraint from Japan's sovereign rating.
Fitch has also affirmed the Insurer Financial Strength (IFS) ratings of Intact's property/casualty insurance subsidiaries at 'AA-'.
At the same time, Fitch has affirmed the 'A+' Insurance Financial Strength (IFS) ratings of Aflac's insurance subsidiaries.
The Manufacturers Life Insurance Company --Insurer Financial Strength (IFS) at 'AA-'; --IDR at 'A+'; --Subordinated notes at 'A'.
" She later called his death "probably the hardest thing I've been through," and questioned the many "What ifs?
Clearly, that estimate is based on so many ifs that the precise number is not worth fretting over.
There are plenty of anxious if probable what-ifs: What if the new porn age databases get hacked?
"It's scary to think about the future and the 'what ifs,'" one wife of a current player wrote.
"I made an outright, straight, clean, no ifs-ands-or-buts denial," Issa told ABC News on Tuesday.
Under the Conservatives' plans, taxes will rise £2129 billion ($22023 billion) by fiscal year 255, according to IFS.
But there are too many "ifs" and "whens" to make investing in cannabis a safe bet anytime soon.
KBC Verzekeringen's IFS rating is now one notch higher than its IDR, in line with our standard notching.
The unconstrained IFS rating of Generali and its core subsidiaries is 'A', and its unconstrained IDR is 'A-'.
Therefore, a two notch upgrade of Sumitomo's IFS rating would be needed to upgrade Symetra's holding company ratings.
ISRAEL: Listen, ifs and buts and candy and nuts, O.J. Simpson would still be in the record books.
Suicide puts specific heavy emotional burdens on those left behind -- with unanswerable questions, what-ifs, guilt and shame.
"Our world is full of ifs," Margolin said, adding there is "this constant looming uncertainty" about their future.
But I'm not sure that it's worth giving up the heart of our farm system for ifs, either.
Statutory profitability declined in 1H13 from the prior-year period due to an increase in the employee benefits segment's benefit ratio, and elevated operating expenses, commissions and bonuses RATING SENSITIVITIES The Standard's IFS rating could be upgraded one notch above MYL's IFS rating if its standalone credit profile improved to 'A+'.
Fitch has also downgraded the IFS Rating of Mutual & Federal Insurance Company Limited (M&F) to 'BB+' from 'BBB-'.
Metropolitan Life Insurance Company --IFS at 'AA-'; --IDR at 'A+'; --Surplus notes at 'A'; --Short-term IDR at 'F20153+'.
This Year's NBA What-Ifs Are Pretty Great This season has been filled with a handful of shocking developments.
But weaker household consumption and declining investment growth would offset the increase in government spending, according to the IFS.
A.'s Insurer Financial Strength (IFS) Rating at 'BBB' (Good) and Long-Term Issuer Default Rating (IDR) at 'BBB'.
Fitch has also affirmed the 'A+' Insurer Financial Strength (IFS) ratings of Allied World's property/casualty and reinsurance subsidiaries.
The IFS points out that Britain has run a budget surplus only eight times in the past 60 years.
The IFS says, in understated tones, that it is "reasonable to wonder" whether Mr Osborne will miss his target.
For more details, see Fitch's press release "Fitch Affirms Protective Life's Ratings; Revises IFS Outlook to Stable" at www.fitchratings.com.
Sun Life Assurance Co. of Canada --IFS ratings 'AA-'; --Long-Term IDR 'A+'; --6.30% subordinated notes due 2028 'A'.
And no one briefed me on the "what ifs" of pregnancy, STDs, birth control, premature ejaculation and erectile dysfunction.
KEY RATING DRIVERS The IFS rating reflects Fitch's expectation that TMHD will maintain its solid capitalisation and robust franchise.
Mayor Everett has arrived in office and he is putting his paw down — no ifs, ands or puppy butts.
G.'s (R+V Mutual) and Condor Lebensversicherungs-AG's (Condor) Insurer Financial Strength (IFS) Ratings at 'AA' (Very Strong).
S.A.) --Insurer Financial Strength (IFS) at 'AA-'; --IDR at 'A+'; --USD13 million surplus notes 7.375% due 2024 at 'A'.
No ifs, ands or buts about it ... a judge has ruled Ron White and Margo Rey are officially married.
This approach results in a single-notch uplift to the IFS Rating from Fitch's assessment of SWG's standalone creditworthiness.
Suda: I don't feel like there's a big difference in terms of the what-ifs and the have-nots.
Fitch Ratings has affirmed China United Property Insurance Company Limited's (CUPI) Insurer Financial Strength Rating (IFS) at 'A-' (Strong).
The kind that wakes me in my sleep and then keeps me up for hours with the "what ifs"?
This has also been a year in which counterfactuals — that's social science for "what ifs" — cast a long shadow.
After months of beguiling what-ifs and maybes, this season settles on something more vague than it needs to.
He does not like hypotheticals, waving away what-ifs as though they were a child with too many questions.
The latter is much the biggest, accounting for 80% of motoring's total cost to society, according to the IFS.
"Abandoning it now would surely undermine any credibility attached to fiscal targets set by this government," the IFS said.
At the same time, Fitch Ratings Indonesia has affirmed the National IFS Rating at 'AA-(idn)' with Stable Outlook.
Taken together, the plans would shift 5% of total UK assets from private to public ownership, according to IFS.
RATING SENSITIVITIES AIA Thailand's National IFS Rating is already at the highest possible level and cannot be upgraded further.
Come on, who can resist entertaining some "what ifs" when the money at stake is over a billion dollars?
So for that reason, the IFS, in a lot of its work, will look at consumption rather than income.
Alexander Wang's adult abode is as stylish as the fashion designer himself — no ifs, ands, or horse butts about it.
FULL LIST OF RATING ACTIONS Fitch has taken the following actions: Provincial de Reaseguros -- IFS downgraded to 'C' from 'CC'.
RATING SENSITIVITIES RNRC's IFS Rating will likely be downgraded if Russia's Long-Term Local Currency Issuer Default Rating is downgraded.
Stoops gets 218 hours of private plane time every year, regardless of purpose or cost—no ifs, ands, or buts.
That, too, is a retreat from reality—those what-ifs can't come to much, no matter how beautifully they're related.
Conversely, if the rating on Japan is lowered, the IFS Rating on the insurer is also likely to be lowered.
This approach results in a single-notch uplift to the IFS Rating from Fitch's assessment of SWL's standalone credit profile.
So many what-ifs for the player who might just be crying into his "You like that?!" towel right now.
The IFS said each thousand-pound increase in the NI threshold would cost the government 3 billion pounds a year.
At the same time, Fitch has assigned AIA International Limited (AIA International) an IFS Rating of 'AA' with Stable Outlook.
And one of our if-onlys, or what-ifs, was: What if there hadn't been such stigma about mental illness?
There are obviously a lot of "ifs" in the scenario, including the type of challenge and where it was filed.
Fitch has also affirmed the Insurer Financial Strength (IFS) ratings for HCC's operating subsidiaries at 'AA-' with a Negative Outlook.
At the same time, Fitch has downgraded Mutual & Federal Insurance Company Limited's (M&F) IFS rating to 'BBB-' from 'BBB'.
Another big win went to former middle school classmates Kane Brown and Lauren Alaina for their hit duet "What Ifs."
Fitch has also affirmed the Insurer Financial Strength (IFS) ratings of PRA's primary insurance operating companies (listed below) at 'A'.
KEY RATING DRIVERS The IFS Ratings of 'A+' reflect the Nuernberger group's (NG) very strong capitalisation and well-diversified earnings.
At the same time, Fitch has affirmed the Insurer Financial Strength (IFS) ratings of its life insurance subsidiaries at 'A'.
Prudential has the joint-highest IFS rating among European insurance groups and an upgrade is unlikely in the near term.
SIAT's IFS rating is constrained by Italy's sovereign rating (BBB/Stable) due to its large exposure to Italian sovereign debt.
Tulchin's scenario for a Le Pen win requires a lot of "ifs" and breaks from historical convention in French elections.
Fitch also views Ageas Insurance Limited as "Core" to Ageas and, as such, it has an IFS rating of 'A+'.
Joshua Fruth is the Director of anti-money laundering advisory services at New Jersey based consultancy Matrix-IFS www.matrix-ifs.com/.
However, MSI's IFS rating is constrained by Japan's Long-Term Local-Currency Issuer Default Rating (IDR), which is 'A/Stable'.
In Britain, says the IFS, a think-tank, wage increases stop when a woman moves to a part-time role.
Pity them, because for at least the next month, theirs will be a world of what-ifs and if-thens.
"We will get Brexit done on time by the 19743st of January, no ifs, no buts, no maybes," he said.
Conversely, if the rating on Japan were lowered, the IFS Rating on the insurer is also likely to be lowered.
A persistent gap between hopes and reality, and the constant what-ifs that fill it, can exacerbate anxiety and depression.
"To try do the 'what ifs' — that's where you end up with what I call paralysis by analysis," he said.
Fitch Ratings has affirmed the National Insurer Financial Strength (IFS) Rating on AIA Company Limited, Thailand Branch at 'AAA(tha)'.
At the same time, Fitch has affirmed the 'A' Insurer Financial Strength (IFS) ratings of PL's primary life insurance subsidiaries.
There are so many "ifs" built into this thought experiment that it's difficult to imagine these scenarios not collapsing into chaos.
The IFS said it was a "dramatic rise," and a steady trend that pre-dated the 20 financial crisis and recession.
But the youth vote will be a major deciding factor in who becomes our next president: no ifs, ands, or buts.
Even if no one wanted to know the answer, it now exists in this morbidly amusing mashup of Pixar what-ifs.
And anxiety (and letting your mind wander to what ifs, and googling "cervical cancer") is a real thing with real consequences.
KEY RATING DRIVERS VIVAT's IDR is one notch below the IFS ratings of VIVAT Insurance, consistent with Fitch's standard notching practices.
Underwriting, investment and capital assessments are among the many fundamental building blocks of the agency's Insurance Financial Strength (IFS) rating approach.
Lincoln National Life Insurance Company Lincoln Life & Annuity Company of New York First Penn-Pacific Life Insurance Company --IFS at 'A+'.
Dealers will have to answer plenty of what-ifs and it's important to remember that Cadillac salespeople are not Cadillac employees.
The title is "The What Ifs," and it's been a mantra that's stuck with me since I was 16 years old.
The IFS' proposed tax system would generally target the punchiest products, in the hope of nudging problem drinkers onto softer tipples.
Metropolitan Life Insurance Company --IFS at 'AA-'; --Long-term IDR at 'A+'; --Surplus notes at 'A'; --Short-term IDR at 'F1+'.
Since most IFs in the two countries produce rebar, which is used in construction, rival steelmakers say that poses safety hazards.
Protective Life Insurance Company Protective Life and Annuity Insurance Company West Coast Life Insurance Company MONY Life Insurance Co. --IFS 'A+'.
That's a lot of 'ifs', especially with the Fed last week signaling its current tightening cycle might be at an end.
Fitch has maintained the 'BB' (Moderately Weak) IFS ratings of Genworth Life and Annuity Insurance Company (GLAIC) on Rating Watch Evolving.
Your mind might keep flashing with "what ifs," but they get canceled out by the very fact that you're demanding more.
Maybe amid some of those ifs, it spies on your microphone not even for ads, but for some other reason entirely.
Bankers Life and Casualty Company Bankers Conseco Life Insurance Company Colonial Penn Life Insurance Company Washington National Insurance Company --IFS 'BBB+'.
He told the paper he knows he could have done more that day and struggles with a torrent of what-ifs.
" In answer to many what-ifs, including "I know monsters don't exist but just what if one came and bit me?
We had tossed around the "what ifs" but had never seriously considered that a Trump presidency was even a remote possibility.
IF Susan Collins votes to confirm Kavanaugh, and IF she runs for re-election—two bigs ifs—she will be defeated.
Fitch affirms the following ratings: Seguros Inbursa, S.A., Grupo Financiero Inbursa --Insurer Financial Strength at 'BBB+'; --National IFS at 'AAA(mex)'.
The IFS ratings of the following ANTM subsidiaries are 'A+': Anthem Blue Cross Life & Health Insurance Company Anthem Health Plans, Inc.
"I play all the 'what ifs' -- going slower, going faster -- it could have been a different turnout," Meffert said, getting emotional.
KEY RATING DRIVERS Fitch has affirmed the RMBSI group's international scale IFS ratings despite the downgrade of South Africa's LTLC IDR.
However, a one-notch upgrade of South Africa's IDRs is unlikely to lead to a corresponding action on RMBSI's IFS ratings.
All the what-ifs we could face in our future together: dog-kids, human-kids, death, divorce, and/or re-marriage.
What are some of the most consequential "what-ifs" ahead of Monday night's showdown — the possibilities that make the campaigns sweat?
Nonetheless, its average combined ratio over the previous three years was 98.9%, stronger than the IFS 'A' rated insurer median guideline.
Never mind the ifs, ands, or buts of her irrational landscapes — logic just doesn't function in worlds made out of fragments.
"Unmasked" is full of what-ifs like this that offer a glimpse into a parallel universe of Mr. Lloyd Webber's musicals.
I tried my best to ignore the itchiness of the grass, the itch to explore the what ifs of someone else.
Additionally, Fitch has affirmed the Insurer Financial Strength (IFS) ratings of ACGL's various primary insurance and reinsurance subsidiaries at 'A+' (Strong).
The agency has also affirmed the National IFS rating and National Long-Term Rating at 'AA(lka)' with a Stable Outlook.
Obama's Syrian agonizing, his constant what-ifs and recurrent "what then?" have also led to the slaughter in Paris and San Bernardino.
If Thailand's Long-Term Local-Currency IDR of 'BBB+' with a Stable Outlook were downgraded, MTL's IFS rating would likely be lowered.
People get released on their good time, then they violate and have to serve the remainders without any ifs, ands, or buts.
The IFS Rating affirmation is underpinned by GMA's robust standalone credit profile, solid operating performance, strong capital ratios and conservative investment approach.
RATING SENSITIVITIES An upgrade of the IFS Rating is unlikely in the near term as it is constrained by the sovereign rating.
" Luy told the newspaper the emergency landing was "exactly what training is for, 90 percent is for emergency procedures, the 'what ifs.
Liberty National Life Insurance Company United American Insurance Company Globe Life & Accident Insurance Company American Income Life Insurance Company --IFS at 'A+'.
But Stephens, who still drums with the same thoughtful rage he possessed in the 70s, isn't in the mood for what-ifs.
AXIS Specialty Limited (Bermuda) AXIS Reinsurance Company AXIS Insurance Company AXIS Surplus Insurance Company AXIS Specialty Insurance Company --IFS ratings at 'A+'.
"Once I got to high school and hit my growth spurt, nobody really messed with me anymore," the "What Ifs" singer reveals.
If you can't imagine the what ifs, then Elcott suggests that it's probably not best to go out into the streets yet.
As Munich Re has the joint-highest IFS Rating among European (re)insurance groups an upgrade is unlikely in the near term.
And Kidd, a surefire Hall of Famer who now coaches the Milwaukee Bucks, reflected on one of the NBA's greatest what-ifs.
Unlike "what ifs" about us losing a war, in reality can a singular pivotal event really radically change the course of history?
NEW YORK (Reuters) - Add the juggernaut that is Donald J. Trump to the list of what-ifs that is worrying Wall Street.
Fitch has also affirmed UnipolSai's (Unipol's primary insurance subsidiary) Insurer Financial Strength (IFS) rating at 'BBB' and Long-Term IDR at 'BBB-'.
If Thailand's Long-Term Local-Currency IDR of 'A-' with a Stable Outlook were downgraded, MTL's IFS rating would likely be lowered.
Fitch has also affirmed ISV's and Poste Vita's Insurer Financial Strength (IFS) Ratings and Long-Term Issuer Default Ratings (IDR) at 'BBB+'.
FULL LIST OF RATING ACTIONS Fitch has taken the following rating actions: Bradesco Seguros --IFS downgraded to 'BB+' from 'BBB-', Outlook Negative.
American Equity Investment Life Insurance Company American Equity Investment Life Insurance Company of New York Eagle Life Insurance Company --IFS at 'BBB+'.
The dark questions kept coming, along with the doubt; the paranoia; the looping, seasick circles of what-ifs and Who is responsible?
TLI has a strategic partnership with Meiji Yasuda Life Insurance Company (MYL; IFS: A/Stable), which includes MYL owning 15% of TLI.
The IFS found that raising the higher-rate threshold to £210,220 would cost about £8 billion a year in lost tax revenue.
An upgrade of South Africa's Long-term foreign or local currency IDRs could trigger a similar rating action on RMBSI's IFS ratings.
Instead of being overwhelmed by what-ifs as she watched her fellow hurdlers, Harrison was overcome with joy, and she said yes.
At the same time, Fitch has affirmed Aegon's IDR at 'A', IFS ratings at 'AA-' and senior unsecured debt rating at 'A-'.
And since players with two passports have to make a major choice one day, it's also an issue rife with what-ifs.
Taiwan Life's Insurer Financial Strength (IFS) ratings reflect the progress in strengthening its business franchise, and the company's adequate profitability and capitalisation.
The scenario hinges on a number of "ifs," involving Democrats splitting their votes in November and tipping the election to Mr. Molinaro.
You potentially face a lot of what-ifs: What if the weather changes, you run low on cash or you need insurance?
Rumored in 2008 and officially canceled two years later, Courier is one of the great "what ifs" of the consumer hardware space.
Jeremy Corbyn's Labour Party Taxes: Labour is proposing £78 billion ($103 billion) in tax rises by fiscal year 2023, according to IFS.
Trinity Universal Insurance Co. United Insurance Co. of America Union National Life Insurance Co. Reliable Life Insurance Co. --IFS rating at 'A-'.
On the other hand, the incumbents and pro-business Conservative Party has put forward a somewhat "modest" manifesto, according to the IFS.
We will go through pain in this process, but at least we can go through knowing what's happened and without 'what ifs.
Protective Life Insurance Company Protective Life and Annuity Insurance Company West Coast Life Insurance Company MONY Life Insurance Co. --IFS at 'A'.
Actually, there's no need for "what ifs" because that scenario is actually happening, and has been happening for more than 80 years.
Partnering with Bryson Tiller on "Could've Been," and the two journey through the "what ifs" that went on in their fictional relationship.
If, however, ZTE can find decent leadership and stay out of trouble – big ifs, for sure – a 5G rollout holds real promise.
At the same time, Fitch has withdrawn AXA Insurance Singapore Pte Ltd's (AXA Insurance Singapore) IFS rating as the entity no longer exists.
International financial services (IFS) posted sound results and generated the largest share (45%) of the group's pre-tax profit excluding the corporate centre.
Thus, the note programs are dependent on New York Life's credit quality and are assigned a rating equal to the company's IFS rating.
" In the nearly three months since, Hayes and Laney have gone over and over what happened that day, anguishing over the "what ifs.
KEY RATING DRIVERS The National IFS Rating reflects the unlimited guarantee issued by the Moroccan State (BBB-/Stable) on the operations of SCR.
Castelo, the Philippine trade official, said she visited three steel plants using IFs and found them either lacking or without anti-pollution devices.
These results are in line with or better than peer averages and align with Fitch's median 'AA' IFS (re)insurance sector credit factors.
If Thailand's Long-Term Local Currency IDR of 'BBB+' with a Stable Outlook were downgraded, Fitch is likely to lower TLI's IFS rating.
FULL LIST OF RATING ACTIONS Fitch maintains the following rating on Rating Watch Evolving: Genworth Life and Annuity Insurance Company; --IFS at 'BB'.
With her husband, Dan, by her side, her thoughts soon turned to their son Lorenzo, 3, and a long list of what-ifs.
As a 'Very Important' subsidiary of MYL, The Standard's IFS rating could also be upgraded in conjunction with an upgrade of the parent.
So far the OTS has not even been involved in pre-budget discussions about new tax measures, says Tracey Bowler of the IFS.
The IFS forecasts that in 2010-22 the income gap between a pensioner in the 90th percentile and the median one will double.
RATING SENSITIVITIES RNRC's IFS rating would be upgraded if Russia's Long-Term Local-Currency IDR was upgraded while RNRC's strategic role was maintained.
TLI's IFS rating is likely to be lowered if Thailand's Long-Term Local-Currency Issuer Default Rating (IDR) of 'A-'/Stable were downgraded.
Mr. Lockett, who is 26 and has a thin frame and square glasses, looks back at those six turbulent years with what-ifs.
Aflac's IFS rating is capped at one notch above Japan's sovereign rating of 'A', due to Aflac Japan's exposure to the Japanese economy.
That's a lot of ifs, but with Cruz and Kasich still in the race and peeling off delegates from Trump, it is possible.
The IFS calculates that a quarter of Britain's hourly gender pay gap can be explained by women's greater propensity to work part-time.
Those are a lot of big ifs at this point, especially considering that it's unclear if people even want to date through Facebook.
We are looking at everything - everything that helps in this crisis will be used, because we'll support our economy without ifs or buts.
Rather, he wanted to dramatize a series of what-ifs that never came to pass in America but were "somebody else's reality"—i.e.
Fitch has affirmed the following ratings: Fidelity & Guaranty Life Insurance Company Fidelity & Guaranty Life Insurance Company of New York --IFS rating at 'BBB'.
Avoiding cuts in day-to-day spending would likely force Sunak to either raise taxes or ditch the fiscal rules, the IFS said.
Instead, Buttigieg, 38, is left with a bunch of what-ifs: What if he had won a more decisive delegate lead in Iowa?
Sure, we readily admit that there are a lot of "ifs" in this scenario, but the potential is certainly there for a breakout.
Spending: The party would increase day-to-day spending on public services by £98 billion ($129 billion) by fiscal year 2023, per IFS.
Standard notching is applied between the insurance operating company's IFS Rating and Issuer Default Rating (IDR) when insurance regulations are viewed as effective.
The acquisition of UGC adds complexity to that analysis, since there are now two large operations with divergent actual and implied IFS ratings.
As a 'Very Important' subsidiary of Sumitomo, Symetra Life's IFS rating could also be upgraded in conjunction with an upgrade of the parent.
Their risky asset ratios (risky assets divided by shareholders' equity) are far in excess of Fitch's median guideline for an 'A' IFS rating.
FULL LIST OF RATING ACTIONS Swiss Reinsurance Company Ltd IFS rating: affirmed at 'AA-'; Outlook Stable Long-term IDR: affirmed at 'A+'; Outlook Stable Senior unsecured debt: affirmed at 'A+' Swiss Re Corporate Solutions Ltd IFS rating: affirmed at 'AA-'; Outlook Stable Long-term IDR: affirmed at 'A+'; Outlook Stable Subordinated debt affirmed at 'A-' Swiss Re Treasury (US) Corp.
FULL LIST OF RATING ACTIONS Swiss Reinsurance Company Ltd IFS Rating: affirmed at 'AA-'; Outlook Stable Long-Term IDR: affirmed at 'A+'; Outlook Stable Senior unsecured debt: affirmed at 'A+' Swiss Re Corporate Solutions Ltd IFS Rating: affirmed at 'AA-'; Outlook Stable Long-Term IDR: affirmed at 'A+'; Outlook Stable Subordinated debt affirmed at 'A-' Swiss Re Treasury (US) Corp.
Although there are lots of ifs, buts, and maybes, it is in fact possible to lose fat and gain muscle at the same time.
RATING SENSITIVITIES Munich Re has the joint-highest IFS rating among European (re)insurance groups and an upgrade is unlikely in the near term.
RATING SENSITIVITIES A change in Belarus's Long-Term Local Currency IDR is likely to lead to a corresponding change in the insurers' IFS Ratings.
We do not know why Ms Kendall has raised this again, but there are no ifs, buts or maybes here: this claim is ridiculous.
But if all those "ifs" lead you to that Wear OS, then my advice is to not get too attached to whatever you buy.
Key rating triggers that could result in widened notching between the holding company and IFS rating include: --Holding company financial leverage maintained above 35%.
"We didn't have a lot of time to think about what ifs," she added, noting the competitiveness of the payments market at that time.
So many "what ifs" to gamble on in this game… So it's time to go out and get drunk enough to tolerate my housemates.
When I first decided to move to New York and become a full-time model, I knew that I would face many 'what ifs.
RATING SENSITIVITIES A downgrade of South Africa's Long-Term Foreign or Local Currency IDR would trigger a similar rating action on RMBSI's IFS Ratings.
Unlike electric arc furnaces, IFs have limited or no capacity to remove impurities in the process of producing steel, resulting in inconsistent product quality.
"(But) we cannot just ban it without justification so we have to go through due process," she said, referring to the investigation into IFs.
To mark the launch, the IFS published a report showing that the United Kingdom has one of the highest levels of inequality in Europe.
Fitch has affirmed the 'A' IFS Rating of the following entities with a Stable Outlook: --First American Title Insurance Company; --First Title Insurance, PLC.
Over the past 20 years, average house prices have grown around seven times faster than the average incomes of young adults, the IFS said.
And then he went home, leaving one more overdue memory for the Greensboro crowd, a small reminder of one of pro wrestling's what-ifs.
Fitch proposes a typical rating range for mortgage insurance company Insurer Financial Strength (IFS) ratings that extends from the 'BBB' through the 'A' category.
A smaller economy would hit the public finances, which is why the IFS has said that Brexit would require two more years of austerity.
RNRC's IFS rating continues to reflect 100% ownership by the Central Bank of Russia, which has issued a capital support agreement in its favour.
Those are a lot of "ifs," and   as a nation we are not doing as well as we could at turning them into realities.
Ethias Droit Commun AAM has the same IFS rating as Ethias, based on Fitch's evaluation of the strength of the group as a whole.
RATING SENSITIVITIES A downgrade of South Africa's Long-Term Foreign or Local Currency IDRs would trigger a similar rating action on RMBSI's IFS ratings.
As Ageas' main operating subsidiary, Fitch views AG Insurance as "Core" to the group and, as such, it has an IFS rating of 'A+'.
RATING SENSITIVITIES Any change in Belarus's Local Currency Long-Term IDR is likely to lead to a corresponding change in Belarus Re's IFS rating.
RATING SENSITIVITIES Any change in Belarus's Local Currency Long-Term IDR is likely to lead to a corresponding change in the insurer's IFS rating.
Gail: A lot of ifs, and it still doesn't address what does seem to be a not-just-Democrats revulsion against the president himself.
"Loving Vincent" addresses its subject, the Dutch painter Vincent van Gogh, with two what-ifs — one marvelous and fantastical, the other empirical and pedestrian.
But if we look beyond the what-ifs and issues and ideology — if we really step back — maybe we can see something more illuminating.
Democratic politicians, aides, operatives, and voters want desperately to defeat Trump in 2020, and the persistent what ifs of 2016 heighten anxieties around that.
Rather, I am just going to keep on living and take things day by day, instead of filling my head up with 'what ifs.
"There's also a lot of ifs about what kind of a campaign Sanders is going to run if he's actually the nominee," said Henson.
Singh&aposs colleague, IFS member Parveen Kaswan, shared his photo on Twitter, where it went viral with over 15,000 likes and over 3,000 retweets.
Again – ANDREW ROSS SORKIN: But if that proved to be true – STEVEN MNUCHIN: I'm not going to speculate on what ifs and everything else.
"We will get Brexit done on time by the 31st of January, no ifs, no buts, no maybes," Johnson told cheering supporters on Friday.
An upgrade is unlikely in the near term as MTL's International IFS rating is at the same level as Thailand's Long-Term Local-Currency IDR.
The paper is only dealing in what-ifs here, and doesn't get into the specifics of how this effect would manifest, aside from in experiments.
Fitch has affirmed the following ratings with a Stable Outlook: Pan-American Life Insurance Company Pan-American Assurance Company MTL Insurance Company --IFS at 'A'.
Any poll done ahead of that faces the challenge of finding likely caucusgoers and gathering enough data to assess the "what ifs?" of caucus night.
But that's a lot of ifs, which means most folks can safely ignore the big 5G spectre looming in the distance for one more year.
F&G Life's current Insurer Financial Strength (IFS) ratings largely reflect the company's standalone credit profile at 'BBB' as a subsidiary of HRG Group Inc.
They learned from the therapist that the "normal" responses to suicide include blame,  guilt, shock, anger, despair, feeling rejected, and being haunted by what-ifs.
The IFS suggests that it might make more sense to place higher levies on the tipples more in favour with heavy drinkers, such as spirits.
The IFS said geographical discrepancies could be caused by several factors, such as declining trade union membership, globalization and increased market power for certain firms.
"We want the whole law to be withdrawn, no ifs and no buts," said one of the organizers, Simone Pillon, sporting a red bow tie.
" Despite the situation, Geyser added that she tries to be optimistic, speaking to her daughter in terms of "when," but Morgan only responds in "ifs.
Companies with AXIS Capital's market position and size/scale typically have IFS ratings in the 'A' category but can reach into the lower 'AA' category.
Yet long-term projections are fairly uncertain, given all the what-ifs, and even current estimates can be off by millions, as Thursday's study showed.
KEY RATING DRIVERS Poste Vita's IFS rating is constrained by Italy's sovereign rating (BBB/Stable) due to the insurer's large exposure to Italian sovereign debt.
And, scary statistics and what-ifs aside, the simple fact Becca doesn't want Ross in her life is what makes the entire scene so deplorable.
All of which is to say that if you're looking to buy an Air, there are a lot of "ifs" and "depends" to think about.
I realized that no one had communicated the "do not drink if" warnings listed on the label, and that several of those "ifs" described me.
In the UK, the IFS report found that almost three-quarters of English college graduates will have at least some of their loan written off.
Fitch will likely compress holding company notching if any further downgrades to the IFS ratings occur therefore the outlook on the holding company is Stable.
The two Southeast Asian nations - big steel importers with fast-growing economies - are ideal markets for these induction furnaces, or IFs, that produce cheaper steel.
An upgrade is unlikely in the near term as TLI's International IFS rating is at the same level as Thailand's Long-Term Local-Currency IDR.
He begins the way every speaker at the conference does, with a series of what ifs, as he draws lines on a dry erase board.
Fitch downgrades the following ratings with Negative Rating Outlook: Genworth Life Insurance Company; Genworth Life Insurance Company of New York; --IFS to 'B+' from 'BB'.
They learned from the therapist that the "normal" responses to suicide include blame,  guilt, shock, anger, despair, feeling rejected, and being haunted by what-ifs.
Most of the what-ifs were culled by the authors, both of them architectural critics and historians, from 19th- and 20th-century and contemporary blueprints.
But the lightweight division—the richest and most exciting in mixed martial arts—continues to provide a bottomless buffet of what-ifs and yes-buts.
That left the Yankees with a trail of what-ifs after the next batter, Giancarlo Stanton, led off the ninth with a solo home run.
The 2008-09 recession is still on the minds o many novice and risk-averse investors, who have a lot of fear around what-ifs.
One of history's great what-ifs is whether the Watergate investigation would have gone forward if Hoover hadn't died six weeks before the break-in.
"We will have to live with what-ifs which will haunt us for the rest of our lives," she told the court, her voice breaking.
Complex ran an exploitative, highly speculative piece on West involving a clinical psychologist answering a series of "what ifs" based on his rumored psychiatric evaluation.
"At the 10th percentile, weekly earnings rose by 60% between 1994-95 and 2014-15; at the 90th percentile they rose by 29%," the IFS said.
In spite of all the "what-ifs" about the proposition to break up the state, they pale in comparison to all the "what is" in California.
You can heartbreakingly try to count the infinite, tiny what-ifs in regulation that could have led the Falcons to clinch their first ever Super Bowl.
Fitch has placed the following ratings on Rating Watch Evolving: Fidelity & Guaranty Life Insurance Co. Fidelity & Guaranty Life Insurance Co. of New York --IFS rating 'BBB'.
The agency has simultaneously affirmed VIVAT's insurance entities, SRLEV N.V.'s and REAAL Schadeverzekeringen N.V.'s (together, VIVAT Insurance), Insurer Financial Strength (IFS) ratings at 'BBB'.
" Outside the courtroom, Charlie's father, Chris, said: "We will have to live with the 'what-ifs,' which will haunt us for the rest of our lives.
This is one initial finding of a five-year review of inequality begun by the IFS, which will look at everything from income to political participation.
RATING SENSITIVITIES A change in Belarus's Local-Currency Long-Term IDR (B-/ Positive) is likely to lead to a corresponding change in the reinsurer's IFS Rating.
Fitch views TMK's Prism score of 'Strong' to be reasonable for the company's current 'A+' IFS rating given the stability of its earnings and cash flow.
But, but, but: There are many "ifs" in this study, from the possible flaws in climate models to assumptions about how solar geoengineering would be conducted.
According to the Institute for Fiscal Studies (IFS), a think-tank, some 70% of alcohol bought in British shops falls below the 50p-per-unit threshold.
"Doing that would mean having a tax burden that we haven't had for a sustained period since the late 1940s," IFS deputy director Carl Emmerson said.
Fitch has affirmed the following ratings with a Stable Outlook: Pan-American Life Insurance Company Pan-American Assurance Company Mutual Trust Insurance Company --IFS at 'A'.
Karim, in Indonesia, said he wrote to Jakarta's environment ministry last month to draw attention to companies using IFs, but has yet to receive a response.
The Insurer Financial Strength (IFS) rating on TMNF is 'A+', one notch higher than Japan's IDR, but Fitch has revised its Outlook to Negative from Stable.
Additionally, Fitch has affirmed the Insurer Financial Strength (IFS) ratings of AIG's rated property/casualty insurance subsidiaries at 'A' and U.S. life insurance subsidiaries at 'A+'.
But here's a game built around the what-ifs: what if Mario couldn't run or jump, but the general rules of the world were the same?
It is about thinking internally about the "what ifs" of bear markets and if one has the risk tolerance and time horizon to ride one out.
RATING SENSITIVITIES MutRe's rating sensitivities are aligned with those of SCOR (see 'Fitch Affirms SCOR at IFS 'AA-'; Outlook Stable' dated 17 July 2017 at www.fitchratings.com).
After subtracting housing costs, pensioners' incomes surpassed those of the non-retired in 2011, finds the Institute for Fiscal Studies (IFS), a think-tank (see chart).
Fitch affirmed the following ratings and revised the Outlook to Negative from Stable: Allstate Life Insurance Co. Allstate Life Insurance Co. of NY --IFS at 'A'.
The Manufacturers Life Insurance Company --Insurer Financial Strength (IFS) at 'AA-'; --IDR at 'A+'; --CAD550 million 4.21% fixed/floating subordinated debentures due 2021 (Manulife Financial Corp.
Fitch considers Bradesco Seguros a 'core subsidiary' of Bradesco, and therefore its IFS rating is equalized with the long-term local currency IDR of its parent.
"The trauma from gun violence lasts a lifetime and for many of us, the 'what-ifs' are all-consuming," she says in a statement to PEOPLE.
Fitch's upgrade of Dai-ichi Life's IFS rating reflects global diversification above the threshold at which it may be rated one-notch above the Japan sovereign.
Johnson, who succeeded Theresa May as Britain's prime minister last week, has vowed to take Britain out of the EU "no ifs or buts" on Oct.
Even if they have supportive family and friends, a financial cushion and plenty of time in therapy — all big "ifs" — they never entirely leave it behind.
The application of the sovereign constraint to Aflac's ratings has resulted in compressed notching of the holding company ratings relative to the operating company IFS ratings.
"With the tax thing, there's lots of 'ifs' and I'm not confident we're going to get through negotiations in any sort of timely fashion," said Wren.
To live fully, in the moment, and cease entertaining the "what ifs" that threatened to rob me of being alive — and thriving — alongside my littlest girl.
"Jim knew this — there's no ifs, ands or buts," Michael DiSabato, one of the former wrestlers named in the NBC account, said Tuesday in an interview.
One of the great what-ifs of experimental film involves the career of Mr. Rice, who died at 2727 in 28110 having completed only three films.
That is a lot of ifs, and I do not mean to suggest that Mr. Trump's fall is inevitable — nor that of his equivalents in Europe.
The IFS said there were stark geographical inequalities in Britain where average weekly earnings in London were 66% higher than in the north east of England.
KEY RATING DRIVERS Navy Mutual's IFS rating and Stable Outlook reflect the association's very strong capitalization, modest profitability, high-quality investment portfolio and unique market niche.
A life full of 'ifs' There's never been a time in my life when the scientific consensus was not that humans were changing the earth's climate.
The IFS said loosening or abandoning these rules would put underlying government debt on a rising path that would not be sustainable in the long run.
FULL LIST OF RATING ACTIONS Fitch has assigned the following ratings: Midland National Life Insurance Company North American Company for Life and Health Insurance --IFS 'A+'.
Here is the chart: While only 5% of top-earning men normally work part-time, 20% of the lowest paid now work part-time, the IFS said.
RATING SENSITIVITIES A further downgrade of the South African local currency sovereign rating could trigger a corresponding action on Old Mutual's IDR and M&F's IFS rating.
"The IOC had an opportunity to exercise leadership and they chose the easier path and pushed their responsibility over to the IFs (individual sports federations)," he said.
Fitch has maintained a Negative Outlook on Dai-ichi Life's IFS Rating to ensure the rating is capped at a maximum of one notch above Japan's rating.
RATING SENSITIVITIES An upgrade of the IFS Rating is unlikely in the near-term as it is constrained by the sovereign rating, which is on Negative Outlook.
Only when it comes to Israel, however, is terrorism — like the murder of a mother in front of her children last month — denounced with ifs and buts.
KEY RATING DRIVERS Expanding China Leasing Portfolio: Wharf's retail revenue from its Chengdu IFS mall in southwestern China has continued to rise, increasing 9% yoy in 1H16.
The Institute for Fiscal Studies (IFS), a think-tank, says that Labour's higher taxes on personal incomes may raise less than hoped—and perhaps nothing at all.
As SGI's IFS rating is at the same level as the South Korean sovereign (AA-/Stable), an upgrade would also require an upgrade of the sovereign rating.
The IFS has simulated the effects of such a policy across Britain, using tax and alcohol consumption data from 2011 (which have been adjusted to current prices).
Fitch affirmed the IFS and upgraded the IDR and senior debt ratings of FGLH following the company's announcement of the completion of the acquisition by CF Corporation.
RATING SENSITIVITIES A one-notch downgrade of the South African sovereign rating would trigger a corresponding action on M&F's IFS rating and Old Mutual plc's IDR.
In addition, the fall in equity prices since November could cost the government £2 billion in lost receipts from capital-gains tax by 2020, the IFS reckons.
The Pre-Games Anti-Doping Taskforce along with National Anti-Doping Organisations (NADOs) and International Olympic Winter Sports Federations (IFs) tested over 6,000 athletes from 61 countries.
Fitch views Symetra's standalone credit profile as in line with an 'A' IFS rating, which reflects the company's strong balance sheet, diversified earnings and moderate financial leverage.
In addition, the ratings of its subsidiary, RSUI, could be upgraded should Fitch consider the ratings core relative to Transatlantic and apply a single group IFS rating.
Fitch has affirmed the following ratings with a Stable Outlook: Fidelity & Guaranty Life Insurance Company Fidelity & Guaranty Life Insurance Company of New York --IFS rating at 'BBB'.
It asked patients things like the date, whether they could spell the word "world" backwards and whether they could repeat the phrase "No ifs, ands or buts".
We view RMBSI PCC and RMBFS as "Core" to the RMBSI group, as defined in our insurance rating methodology, and therefore align their IFS ratings with RMBSI.
According to research from Institute for Family Studies (IFS) a record 25.3 percent of husbands are now married to wives who have more education than they do.
Fitch affirms the IFS ratings of the following ANTM subsidiaries at 'A+', with a Negative Outlook: Anthem Blue Cross Life & Health Insurance Company Anthem Health Plans, Inc.
That's a lot of ifs, maybes and calculations, something that few people in any corner wish to have more of in a program that is already confounding.
Fitch views Navy Mutual as being at the upper end of its IFS range, due to its narrow focus and the long-term challenge of membership growth.
AXA Equitable Life Insurance Company AXA Equitable Life and Annuity Company MONY Life Insurance Company of America U.S. Financial Life Insurance Company --IFS to 'A+' from 'AA-'.
Fitch has maintained the Negative Outlook on Dai-ichi Life's IFS Rating to ensure the rating is capped at a maximum of one notch above Japan's rating.
The other question is what UK Prime Minister Boris Johnson does next to carry out his 'no ifs, no buts' pledge to deliver Brexit by Oct. 31.
"Conservative plans if delivered would leave public service spending (excluding health services) still 14% lower in 2023-24 than it was in 2010-11," the IFS said.
Fitch currently rates the Northwestern entities as follows: Northwestern Mutual Life Insurance Company --Long-Term Issuer Default Rating 'AA+'; --6.063% surplus note due 2040 'AA'; --IFS 'AAA'.
KBC Verzekeringen's IFS rating and IDR were previously aligned because part of KBC Group's capital was in the form of hybrid capital provided by the Flemish region.
KEY RATING DRIVERS The upgrade of the National IFS reflects AMANAT's improved regulatory capital position after a capital injection and substantial strengthening of the net profit in 2015.
FULL LIST OF RATING ACTIONS Fitch places the following ratings on Rating Watch Negative: MetLife Insurance Company USA General American Life Insurance Company --Insurer Financial Strength (IFS) 'AA-'.
As a result, W&SFG's senior debt ratings are notched two rating levels below the insurance company IFS ratings, versus the typical three notches based on Fitch's criteria.
SWG's financial leverage at 25% and fixed-charge coverage of around 7x in 20160, both based on Fitch calculations, are in line with the IFS 'A' rating range.
That's a lot of ifs, but long term, the goal is to increase the amount of organic farmland, adding more supply to the market, to drive down prices.
No deal, no growth The UK economy would not grow at all in 103 and 2021 in the event of a no-deal Brexit, the IFS report finds.
The European Union is the United Kingdom's single biggest trading partner, accounting for 44% of total UK exports of goods and services in 2017, according to the IFS.
This is one of the initial findings of a five-year review of inequality begun by the IFS, which will look at everything from income to political participation.
If I've learned anything from my journey as a model, I know that the 'what ifs' are malleable, and we all deserve to be relentless with our goals.
"We are going to fulfill the repeated promises of parliament to the people and come out of the EU on October 31, no ifs or buts," he said.
"We are going to fulfil the repeated promises of parliament to the people and come out of the EU on October 31, no ifs or buts," he said.
RATING SENSITIVITIES Factors that could trigger a downgrade of SIAT's ratings include UnipolSai being downgraded, as the rating of UnipolSai acts as a cap on SIAT's IFS rating.
However, the ratings on the subordinated notes would remain at 'A-', if Sumitomo Life's IFS rating and IDR were downgraded to 'A-' due to downgrade of Japan's IDR.
Fitch has taken the following rating actions for Aseguradora de los Trabajadores: --National scale IFS Rating downgraded to 'BBB(gtm)' from 'A(gtm)', Placed on Rating Watch Negative.
They've gone through the "what ifs" in their head and they have played out how things might happen and how you want your role to look in that.
Sompo Japan Nipponkoa's unconstrained IFS Rating is 'A+' but the company's final ratings are constrained by Japan's Long-Term Local-Currency IDR of 'A' with a Stable Outlook.
Fitch's standalone assessment of SFG's operations results in an 'A' IFS rating with standard notching, and its strategic importance within the MYL enterprise is considered as 'Very Important.
More than a decade later, Mr. Khalilzad considers the failure to keep open a continuous channel to Iran one of the great what-ifs of the Iraq war.
The ratings of Unipol Gruppo Finanziario (Unipol: Long-Term IDR BBB-/Stable), UnipolSai (Unipol's primary insurance subsidiary: IFS BBB/Stable) and SIAT Societa Italiana Assicurazioni e Riassicurazioni p.
I picked a producer that best fit the project and we started to have blue sky meetings—we'd sit around the table and kick around magic what-ifs.
There will always be the what-ifs — as in, what if he had cleared his head early enough in these Olympics to skate like the real Nathan Chen?
The what-ifs the film offers are so painful: What if she had had her baby and made more films, perhaps with her husband, the director Roman Polanski?
Dr. Trawinski said parents and grandparents should protect themselves before taking out loans by doing the math beforehand, factoring in what-ifs, like the death of a spouse.
Just because a piece of technology has the potential for misuse, it's unprecedented and un-American to restrict capabilities at the hardware level based simply on what-ifs.
"Rarely can a starker choice have been placed before the U.K. electorate," Paul Johnson, director of the Institute for Fiscal Studies (IFS), said at event in London Thursday.
His decade has a few major what-ifs: What if the Clippers didn't blow a double-digit lead against the Rockets in 2015 and lose in the semifinals?
The tax companies pay on their profits would jump to 26% from 19%, raising more as a percentage of GDP than any other G7 country, per the IFS.
"We will have to live with what-ifs which will haunt us for the rest of our lives," said his mother, Connie Yates, at an emotional court hearing.
"We will have to live with what-ifs, which will haunt us for the rest of our lives," said his mother, Connie Yates, at an emotional court hearing.
Those are big "ifs," and there is still research to be done to nail down both the numbers of lives saved and the causal mechanisms that save them.
SLIC's National Long-Term Rating and National IFS rating may be further upgraded if it is able to maintain sizeable market share and significantly reduce its non-core investments.
Pre-tax profit in IFS rose 16% yoy to EUR1.2 billion, mostly helped by improved market conditions from a subdued 1Q16, which boosted insurance, wealth and asset management revenues.
If the government gave all public sector workers a 2.6 percent increase this year, the additional spending would rise to nearly 3 billion pounds, IFS analyst Jonathan Cribb said.
Fitch Ratings has published AIA Company Limited's (AIA Co.) Insurer Financial Strength (IFS) Rating of 'AA' and AIA Group Limited's (AIA) Long-Term Issuer Default Rating (IDR) of 'A+'.
The Tokio Marine operating company 'A+' IFS is constrained by the Japanese operations' exposure to country risks in Japan, which Fitch views as only indirectly impacting U.S.-based TMHCC.
American Contractors Indemnity Company Avemco Insurance Company HCC Life Insurance Company HCC Specialty Insurance Company Houston Casualty Company U.S. Specialty Insurance Company United States Surety Company --IFS at 'AA-'.
A new report published Tuesday by the independent Institute for Fiscal Studies (IFS), an economic research institute, in association with Citigroup, examines the economic consequences of both potential outcomes.
The first scenario, where Britain crashes out of the European Union without a deal that protects trade, would wipe out two years of economic growth, according to the IFS.
But there's a new crew in town — think: Paloma, Iskra, and Natalie — and they're just as super as any other model in the game, no ifs, ands, or plus.
The IFS reckons that it could get rid of most VAT carve-outs, compensate the poor (say, by boosting benefits) and still have a lot of money left over.
Becky G says that there were no "ifs or buts" when it came to bringing forward her culture in this release, and ColourPop supported her 100% on her decisions.
Fitch has also upgraded KBC Verzekeringen's and KBC Group Re's Insurer Financial Strength (IFS) ratings to 'A+' from 'A', and KBC Verzekeringen's Long-Term IDR to 'A' from 'A-'.
"We will all have to get used to the idea that steadily rising living standards may be a thing of the increasingly distant past," IFS director Paul Johnson said.
Prudential's strong credit profile and global diversification mean a further one-notch downgrade of the UK's ratings would not automatically trigger a downgrade of the group's 'AA' IFS ratings.
Authorities had to shut some plants using IFs in the Philippines for violating environmental laws, but allowed them to resume operations after they complied, Environment Undersecretary Benny Antiporda said.
The study by the Institute of Fiscal Studies (IFS) also found that those from richer backgrounds on average earned around 10 percent more than students fwith less wealthy parents.
The Institute for Fiscal Studies (IFS), a think-tank, reckons that receipts from income tax and national insurance in 2020 may be £5 billion lower than expected in November.
KEY RATING DRIVERS Nacion Retiro's IFS rating reflects Fitch's expectation that the company would receive support from its parent, Banco de la Nacion Argentina (BNA), should the need arise.
WOZNIAK: YOU'RE TALKING ABOUT IFS, TRYING TO SWAY AN EMOTIONAL FEELING OF SOMETHING THAT THERE – THAT TELLS US THERE IS ACTUALLY A CONNECTION THAT COULD BE STOPPED THAT WAY.
Fitch affirms the following ratings with a Stable Outlook: Northwestern Mutual Life Insurance Company --Long-Term IDR at 'AA+'; --20163% surplus note due 22016 at 'AA'; --IFS at 'AAA'.
RATING SENSITIVITIES An upgrade of Sumitomo Life is unlikely in the near future as the company's IFS rating is constrained by Japan's Long-Term Local-Currency IDR (A/Stable).
David Cameron, Britain's prime minister, will never live down his doomed vow in 2010 to reduce annual net immigration to his country to below 100,000 ("no ifs, no buts").
It's all ifs and buts for now, though, since Xiaomi isn't giving up details of what this product might become… or even whether it will become one at all.
With each kaleidoscopic twist of the story, characters who seem aloof or hostile in one telling are humanised in the light of a set of "what ifs" in another.
KEY RATING DRIVERS PL's IFS ratings were upgraded and the outlook revised to Negative to be aligned with the ratings of its parent, Dai-ichi Life Insurance Company, Ltd.
I think it's part of the human condition of constantly wobbling around, balancing our present with the what-ifs of our past and the wild unknowns of our future.
The affirmation of TPRe's IFS rating reflects the company's consistent underwriting profitability from its non-life reinsurance portfolio, ongoing expansion of its life reinsurance business and solid solvency position.
However, the median sector credit factor ratio guidelines included in the criteria for IFS ratings are assessed at one full rating category lower to reflect holding company level risk.
"In fact, regardless of how men's education compares to their wives,' husbands still end up having an edge on earnings," writes Wendy Wang, director of research at the IFS.
The IFS ratings of UnipolSai and SIAT are at the same level as Italy's IDR, and their concentrated exposure to Italian government debt is already factored into their ratings.
Three weeks shy of his 38th birthday, he will not want to get consumed by the "what ifs" that will no doubt play over and over in his mind.
But Mr. Vonnegut seems eventually to get where he wants, shining his multicolored lights and science fiction "what ifs" on the huge spiritual mistake that is the Western world.
But there's a lot of "ifs" in this plan, and it isn't clear that Afghanistan and Pakistan can work together — or that Pakistan actually wants to make this work.
On October 8th the Institute for Fiscal Studies (IFS), a think-tank, warned that over £203bn could all but disappear as cars become more fuel-efficient or go electric.
Any change to Taikang Life's IFS rating is also likely to result in a corresponding change in the Taikang Group's IDR and the rating of the proposed bond issue.
As a result, state spending as a share of national income would jump to a threshold not seen outside of the financial crisis since 323, according to the IFS.
Here&aposs what I&aposve been doing to get a head start on the what-ifs that could be caused by a recession in months or years to come.
It is one thing to argue, in the moot court of historical what-ifs, that Israel should not have come into being, at least not where it is now.
Acquisitions have been part of IFS' ambition to win market shares for several years and the Linkoping-based software firm has bought companies in seven of the past eight years.
On 23 August 2016 Santam Limited (Santam: National IFS AAA(zaf)/Stable) announced that it will acquire RMB-SI Investments Proprietary Limited (RMBSI Group) from Rand Merchant Investment Holdings Limited.
The Tokio Marine operating company 'A+' IFS rating is constrained by the Japanese operations' exposure to country risks in Japan, which Fitch views as only indirectly impacting U.S.-based HCC.
Another IFS study finds that, though Britain's new law will lower sales of fizzy drinks, it will have little effect on the behaviour of those who consume the most sugar.
It falls short of the 2003% a year that think-tanks like the Institute for Fiscal Studies (IFS) and the Health Foundation say is the minimum required to improve services.
KEY RATING DRIVERS The upgrade of the National IFS Rating follows Marein's diversification into the non-life reinsurance business, which is evident in its stronger non-life reinsurance market franchise.
The agency has also affirmed Prudential Plc's (Prudential) US subsidiaries Jackson National Life Insurance Company and Jackson National Life Insurance Company of New York's (collectively, JNL) IFS ratings at 'AA'.
" Outside the court, Charlie's father, Chris, said in an emotional statement: "We will have to live with the 'what-ifs,' which will haunt us for the rest of our lives.
The Institute for Fiscal Studies (IFS) - a leading think tank - said Britain's gender wage gap stood at about 20 percent - after falling from nearly 30 percent in the early 1990s.
Only one in six people thinks capitalism is working well in Britain today, and more young people have a favorable view of socialism than of capitalism, the IFS report said.
Additionally, Fitch affirmed the IFS ratings of Allstate Life Insurance Co. and its subsidiaries (collectively referred to as ALIC) at 'A' and revised the Rating Outlook to Negative from Stable.
RATING SENSITIVITIES Protective Life's IFS ratings will be downgraded if Dai-ichi Life's ratings are downgraded based on a negative rating action in Japan or deterioration in its credit profile.
At the same time, Fitch has affirmed Prudential's US subsidiaries Jackson National Life Insurance Company's and Jackson National Life Insurance Company of New York's (collectively, JNL) IFS ratings at 'AA'.
AGC Life Insurance Company American General Life Insurance Company The Variable Annuity Life Insurance Company United States Life Insurance Company in the City of New York --IFS rating at 'A+'.
Johnson has not specified how far he would lift the threshold for National Insurance contributions, but the IFS estimated that every £1,000 increase would cost £3 billion to £5 billion.
As a part of standing next to their product 100%, Bombas upholds a "no matter what, no questions asked, no holds barred, no ifs, no ands, no buts" happiness guarantee.
On the new scale, RMBSI's implied LTLC IDR of 'BB+' maps to an implied National Long-Term rating of 'A+(zaf)', resulting in a National scale IFS one notch higher.
Fitch has affirmed the following ratings with a Negative Outlook: American Family Life Assurance Co. of Columbus American Family Life Assurance Co. of New York Aflac Japan --IFS at 'A+'.
RATING SENSITIVITIES The primary factors preventing KFHP's IFS rating from reaching the 'AA' category are its geographic concentration in California and potential capital requirements and resulting high financial leverage targets.
Fitch views Aegon Americas and Scottish Equitable Plc, the main operating subsidiaries in Aegon, as "Core" to the Aegon group and, as such, they have an IFS rating of 'AA-'.
However, the ratings on the subordinated notes would remain at 'A-' even if Nippon Life's IFS rating and IDR were downgraded to 'A-' due to a downgrade of Japan's IDR.
These packages have been sent to the relevant IFs, which have commenced assessment of the evidence with a view to identifying those cases to take forward as Anti-Doping violations.
More what ifs: What if we followed the Brassicas with a nonedible cover crop like clover, which would keep the soil nicely blanketed and replenish it with nutrients like carbon?
Even so, IFS economists said they doubt that Labour can bring in as much tax revenue as promised over the long term, especially if the party's policies harm business confidence.
Fitch views PL's standalone credit profile as in line with an 'A' IFS rating, which reflects the company's strong operating performance, solid debt service capability and relatively low investment risk.
That is, if the work has nothing to do with Mr. Gulen's movement, and if it refrains from any sympathetic treatment of Kurdish issues — two big ifs in contemporary Turkey.
"Only three percent of millennials who followed all three steps, in sequence, are poor by the time they reach their late 20s or early 30s," the AEI and IFS report.
The Institute for Fiscal Studies (IFS) - a leading think tank - earlier this year said Britain's gender wage gap stood at about 20 percent, down from nearly 30 percent in the 1990s.
STOCKHOLM (Reuters) - Swedish enterprise software maker IFS said on Tuesday it had bought Finnish firm MainIoT Software with annual sales of 5 million euros ($5.4 million) from Finnish software company Solteq.
Risky assets, including stocks, property, and non-investment-grade and non-rated bonds, represented about 13% of adjusted equity, generally in line with Fitch's median ratio for an 'AA' IFS Rating.
"The acquisition of Loxo, along with last week's acquisition of Celgene, may represent the cream of the crop in biotech being harvested by big pharma," IFS Securities analyst David Bouchey said.
RATING SENSITIVITIES In the case of Venezuela's sovereign default, Fitch would review Pro Re's IFS rating and could affirm the current rating, as long as the reinsurer's credit profile remains stable.
Scientists say that if this natural process, called carbon mineralization, could be harnessed, accelerated and applied inexpensively on a huge scale — admittedly very big "ifs" — it could help fight climate change.
Give yourself one minute to think about everything that could go wrong, what ifs, worst-case scenarios, stuff like that, and then stop and move on no more thinking about it.
Risky assets, including stocks, property, and non-investment-grade and non-rated bonds, represented about 71% of adjusted equity, generally in line with Fitch's median ratio for a 'AA' IFS Rating.
Fitch aligns TMHCC's operating company IDR to that of its parent's core operating companies, but allows the IFS rating to be one notch above the core operating companies of Tokio Marine.
A report by the Institute for Fiscal Studies (IFS), a British think-tank, published on May 123th, suggests that something similar is taking place on the other side of the Atlantic.
This reflects Fitch's view that, upon acquisition by Santam Limited (Santam, IFS AAA(zaf)/Stable), the RMBSI group will be strategically "important" to Santam as defined under our insurance rating methodology.
It wasn't obvious at the time, but Jacobs would become one of the greatest pro wrestling minds of his generation and, in the process, become one of its biggest what ifs.
International financial services (IFS) reported an 11% yoy increase in pre-tax profit to EUR1.4 billion, helped by revenue growth in personal finance, insurance, wealth management and in international retail banking.
For the same period return on earnings (ROE) based on core earnings was 10%, below Fitch's median guideline of 13% for a company with an IFS rating in the 'AA' category.
For details on the key rating drivers and sensitivities for the rating on Sunshine Life, see "Fitch Publishes Sunshine Life at IFS 'A'; Outlook Stable" dated 231 April 2016 on www.fitchratings.com.
RATING SENSITIVITIES The IFS Rating on Sompo Japan Nipponkoa may be upgraded if SOMPO achieves sustainable international business diversification, specifically more than 20% of net premium income is sourced from abroad.
But if, as 2020 nears, Trump's reelection chances are slim and no Supreme Court justices retire or die—two very big ifs, admittedly—the number of conservative critics may well grow.
VARIATIONS FROM CRITERIA Fitch's global master criteria report Insurance Rating Methodology references the Insurer Financial Strength (IFS) as the typical initial anchor rating when assigning ratings to an insurance holding company.
Enstar's anchor rating is the unsecured senior debt rating because the company's core business of non-life runoff does not lend itself to establishing a consolidated IFS rating for notching purposes.
However, the Institute for Fiscal Studies (IFS) has estimated that abolishing the cap altogether and raising wages in line with inflation would cost the Treasury up to £4 billion a year.
Fitch has also affirmed Ageas Insurance International NV's (an intermediate holding company) Long-Term IDR at 'A' and AG Insurance's and Ageas Insurance Limited's Insurer Financial Strength (IFS) ratings at 'A+'.
"The time for you to plan for the 'what ifs' of life is when you are in a state of love," Orman says, and not when you're already drawing battle lines.
Given the absence of high leverage and more normalized financial flexibility of the company following completion of the transaction, FGLH's ratings were upgraded to reflect standard notching from the IFS ratings.
Capitalization at the P/C operating company level scored 'Strong' on Fitch's proprietary capital model, Prism, based on year-end 2015 data, which is considered consistent with Kemper's 'A-' IFS rating.
The company's IFS rating is primarily constrained by its thin capital buffer in terms of net premium leverage and the capital score calculated under Fitch's Prism factor-based capital model (FBM).
Fitch used the 'A+' IFS ratings of ACGL's primary insurance and reinsurance operations as the anchor, since these operations continue to be the majority of the company's operating earnings and capital.
Davis's comments reaffirm that - there was nothing new and there were a lot of ifs and buts ... but markets see less probability of a hard Brexit and that's keeping sterling supported.
KEY RATING DRIVERS SLIC's IFS rating is capped by Sri Lanka's Long-Term Local-Currency Issuer Default Rating (IDR) and the Negative Outlook reflects Fitch's Negative Outlook on Sri Lanka's IDR.
Fitch downgraded SLIC's IFS rating on 2 March 2016 following the downgrade of Sri Lanka's Long-Term Local-Currency IDR to 'B+' from 'BB-' and the assignment of a Negative Outlook.
"We know Kendrick was murdered, no ifs ands or buts about it," Jacquelyn Johnson, Kendrick's mother, told CNN moments before entering the courthouse to hear the final fate of her son's case.
"That 083 percent difference is equivalent to more than £5,000 a year," says the report penned by IFS research economists Andrew Hood and Tom Waters, in association with the Joseph Rowntree Foundation.
"It is not clear that spending such sums on tax cuts is compatible with both ending austerity in public spending and prudent management of the public finances," IFS economist Tom Waters said.
Analysis by the IFS and the Health Foundation suggests that, given England's ageing population, spending on such care will almost double, from £17.1bn ($25.7bn) in 2015-16 to £33.2bn in 2033-34.
Now a report by the Institute for Fiscal Studies (IFS), a British think-tank, published on May 14th, suggests that something similar is taking place on the other side of the Atlantic.
A new report from the Institute for Fiscal Studies (IFS), a think-tank, provides further clarity on this question by matching tax data with the academic records of university graduates in England.
Quite a few people seem to be thinking about spending and preparing for what-ifs — a positive turn, according to former FDIC chair Sheila Bair, member of CNBC Financial Wellness Advisory Council.
RATING SENSITIVITIES Protective Life's IFS ratings will be downgraded if Dai-ichi Life's ratings are downgraded based on a negative rating action on Japan's sovereign rating or deterioration in its credit profile.
Fitch has affirmed the following ratings with a Negative Outlook: Protective Life Insurance Company Protective Life and Annuity Insurance Company West Coast Life Insurance Company MONY Life Insurance Co. --IFS at 'A+'.
KEY RATING DRIVERS The IFS rating is constrained by Italy's sovereign rating (BBB+/Stable), given Poste Vita's large exposure to Italian sovereign debt (EUR74.5bn at end-2015 or around 23x shareholders' funds).
However the gap has not narrowed at all for the most educated women - partly because mothers spend more time than fathers doing part-time work - according to a study by the IFS.
The IFS said the lack of earnings growth in part-time work hit graduate women hardest, because they would have seen the biggest salary increases if they had kept working full-time.
Alterra America Insurance Company Essentia Insurance Company Evanston Insurance Company Markel American Insurance Company Markel Bermuda Limited Markel Global Reinsurance Company Markel Insurance Company Markel International Insurance Company Limited --IFS at 'A+'.
At the same time, Fitch has affirmed SGL's main non-life insurance operating subsidiary AAI Limited's (AAI) IDR at 'A+', Insurer Financial Strength (IFS) rating at 'AA-' and subordinated debt at 'A'.
Fitch has downgraded the IFS ratings of Genworth Life Insurance Company, Genworth Life and Annuity Insurance Company and Genworth Life Insurance Company of New York (collectively, Genworth Life) to 'BB+' from 'BBB'.
Fitch views PL's standalone credit profile as in line with an 'A' IFS rating, reflecting the company's strong operating profile, consistent financial performance, solid debt service capability and relatively low investment risk.
Prime Minister Boris Johnson, who took office last month with a pledge to deliver Brexit by the end of October "no ifs or buts", promoted the idea of freeports during his campaign.
Given the absence of high leverage and more normalized financial flexibility of the company under new ownership, FGLH's ratings will reflect standard notching from the IFS ratings once the transaction is completed.
Raising the National Insurance contribution threshold would only minimally benefit the lower earners it's designed to help, with only 3% of gains going to the poorest 20% of households, the IFS said.
Because when the lifeblood of an ultrasuccessful league is its loud and proud fans, even something proactive and potentially positive for the conference can devolve quickly into a series of what-ifs.
Fitch affirms the following ratings with a Stable Outlook: Teachers Insurance and Annuity Association of America --Insurer Financial Strength (IFS) at 'AAA'; --Issuer Default Rating (IDR) at 'AA+'; --Surplus notes at 'AA'.
While Fitch does not formally rate UGC, the typical IFS rating range for mortgage insurers is in the 'A' through 'BBB' category, with USMI companies more likely falling within the 'BBB' range.
While the people interviewed hold a range of views about the war, the filmmakers avoid what-ifs or might-have-beens, and don't engage continuing debates over whether the war was winnable.
Its capital score, measured using Fitch's Prism Factor-Based Capital Model (FBM), reached 'Adequate' at end-2015, with operating leverage of 13x (compared with the median of 15x for an 'A' IFS Rating).
Can we muster as much fury on behalf of the stark facts revealed by the Office of Management and Budget as for the titillating what-ifs being investigated by the Senate Intelligence Committee?
RATING SENSITIVITIES Fitch may take the negative action on the insurer's IFS Rating (A+/Negative) and IDR (A/Stable) if the rating on Japan (Long-Term Local-Currency IDR: A/Negative) were lowered.
However, the subordinated debts' ratings will remain at 'A-', even if Dai-ichi Life's IFS Rating and Long-Term IDR are downgraded to 'A-', because of the sovereign downgrade, according to Fitch's methodology.
However, the subordinated debt's rating will remain at 'A-', even if Dai-ichi Life's IFS Rating and Long-Term IDR are downgraded to 'A-' because of the sovereign downgrade, according to Fitch's methodology.
Cutting tax on these earnings to 20% from 40% would cost the public finances around 9 billion pounds a year, and benefit the highest-earning 10% of Britons, the IFS said on Tuesday.
AIA Co. and AIA International are considered core operating entities of AIA under Fitch's group rating methodology; their IFS ratings are based on Fitch's evaluation of the strength of AIA as a whole.
The report, from the Institute for Fiscal Studies (IFS), was published as the organization launched a wider review into inequality around Britain, which will be chaired by Nobel Prize-winning economist Angus Deaton.
If fully implemented, Labour's economic proposals — including widespread nationalizations and handing 10% of large companies' share capital to employees — would "likely do significant damage to the outlook for UK growth," says the IFS.
The IOC also reiterated guidelines for the International Federations (IFs) that an athlete is only permitted entry it it meets a certain list of criteria, which includes having a clean doping record.[Olympic.org]
Fitch views PL's standalone credit profile as in line with an 'A' IFS rating, which reflects the company's strong operating profile and financial performance, solid debt service capability and relatively low investment risk.
LONDON — The gender pay gap is "the same" as it was 203 years ago among the mid- and high-educated, according to new research published Tuesday by the Institute for Fiscal Studies (IFS).
If libra successfully gets off the ground and in wide use (there are a lot of ifs here), people could presumably use it to shop right on Instagram, or make purchases from ads.
RATING SENSITIVITIES The ability of AEL to achieve a higher IFS rating is somewhat constrained by the company's limited diversity of earnings and cash flow given a heavy focus on fixed indexed annuities.
The Institute for Fiscal Studies (IFS) said higher taxes need not hurt the economy but May's fragile hold on power, as she attempts to navigate Brexit, made significant increases unlikely in the Oct.
In Indonesia, after China banned IFs, the furnaces were imported by factories to reduce steelmaking costs at the expense of safety, said Silmy Karim, chief executive of top Indonesian steelmaker Krakatau Steel (KRAS.JK).
Fitch has affirmed the following ratings with a Stable Outlook: Teachers Insurance and Annuity Association of America --Insurer Financial Strength (IFS) at 'AAA'; --Issuer Default Rating (IDR) at 'AA+'; --Surplus note at 'AA'.
FULL LIST OF RATING ACTIONS Fitch has downgraded the following ratings: Genworth Life Insurance Company; Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company of New York; --IFS to 'BB+' from 'BBB'.
Here are some of the main factors that may affect Swiss stocks: Fitch Ratings affirmed Swiss Re's Insurer Financial Strength (IFS) Rating at 'AA-' and Long-Term Issuer Default Rating (IDR) at 'A+'.
Fitch affirmed the following ratings with a Stable Outlook: Massachusetts Mutual Life Insurance Company --Insurer Financial Strength (IFS) at 'AA+'; --Issuer Default Rating (IDR) at 'AA'; --$250 million 7.625% surplus notes due Nov.
There are no what-ifs about Polanski's case, either, since it is public knowledge: Polanski was charged with statutory rape of a 13-year-old girl, Samantha Geimer, and pleaded guilty in 1977.
As the world marks the 20th anniversary of Princess Diana's death, tabloid magazines and celebrity culture publications are in full swing with commemorative retrospectives, salacious decades-old conspiracy theories, and bizarre 'what-ifs.
In the aftermath, as the rival Red Sox' division series victory began to settle in and the Yankees emptied the contents of their lockers into cardboard moving boxes, there were inevitable what-ifs.
The IFS said its review would aim to describe inequalities in income, wealth, health, social mobility, political participation and to understand what causes them and to offer concrete policy proposals to tackle them.
However, the subordinated debts' ratings will remain at 'A-', even if Dai-ichi Life's IFS Rating and Long-Term IDR are downgraded to 'A-' because of the sovereign downgrade, according to Fitch's methodology.
The 'AA' rating assigned to the surplus note reflects Fitch's standard notching from the company's 'AAA' Insurer Financial Strength (IFS) rating and considers the subordination of the surplus notes relative to policyholder obligations.
Fitch upgraded by one notch the Insurer Financial Strength (IFS) ratings of PT (Persero) Asuransi Kredit Indonesia (to 'BBB-'), PT Maskapai Reasuransi Indonesia Tbk (to 'BB') and PT Reasuransi Nasional Indonesia (to 'BB').
To the extent that the company shifts more of its business to the lower credit quality USMI operations, the 'A+' overall IFS anchor rating, and thus the holding company ratings, could be lowered.
I'd sit down at my computer or TV and before I even reached the main menu, I was dwelling on all "what ifs" and "what nows" that attend major work and life changes.
If we want to analyze all the misguided decisions and what-ifs of this election, yes, positioning Joseph R. Biden Jr. or Bernie Sanders for the ticket might have been the better strategy.
"No ifs, no buts, no public sector cuts," people chanted as they walked along in a march that started outside University College London on Gower Street and wound its way to Trafalgar Square.
Many of the Florida specialists reported favorable profitability and surplus growth in recent years due to the lack of catastrophe losses but are unlikely to achieve 'A' category Fitch Insurer Financial Strength (IFS) ratings.
Despite numerous professionals reassuring me that there were few symptoms to notice preceding the event, and little that could be done during, there is an insatiable guilt—the "what ifs," which cannot be avoided.
"We want to strengthen our position within enterprise asset and service management as well as within industrial internet of things in the Nordic region," IFS acquisitions and strategy chief Fredrik vom Hofe told Reuters.
"The fact that there are interested bidders will lead to some hopes for a resolution, but between now and then there are a lot of ifs and buts," said HDFC Securities analyst Deepak Jasani.
Fitch's rating action aligns HCC's operating company IDR to that of its new parent's core operating companies, but allows the IFS rating to be one notch above the core operating companies of Tokio Marine.
There's still an opportunity for someone to lead by asking, and answering, all of these "what ifs," but that time is quickly coming to an end, just like the last dinner party I ruined.
In addition to affirming the existing ratings on KFHP and its subsidiaries, Fitch has assigned 'A+' IFS ratings to Kaiser Foundation Health Plan of Washington and Kaiser Foundation Health Plan of Washington Options, Inc.
Fitch believes segregation exists between QBELMI and its ultimate parent QBE Insurance Group Limited (QBE, main subsidiaries' IFS: A+/Stable) due to regulatory ring-fencing, and QBELMI's limited reliance on QBE for financial support.
The non-partisan IFS said even a narrow interpretation of no more real-terms cuts for public services but a continued welfare squeeze would leave a 19 billion-pound hole in Hammond's budget plans.
The rating assigned to F&G Re is the same as the existing IFS for Fidelity & Guaranty Life Insurance Company (FGLIC) and Fidelity & Guaranty Life Insurance Company of New York (collectively F&G Life).
Arch Reinsurance Company Arch Reinsurance Europe Underwriting Designated Activity Company Arch Insurance Company Arch Excess and Surplus Insurance Company Arch Specialty Insurance Company Arch Indemnity Insurance Company Arch Insurance Company (Europe) Limited --IFS 'A+'.
FULL LIST OF RATING ACTIONS Fitch maintains the following ratings on Rating Watch Evolving: Genworth Life Insurance Company; Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company of New York; --IFS at 'BB'.
RATING SENSITIVITIES The notes' rating is subject to the same sensitivities that may affect Prudential's Long-Term IDR (for more details, see 'Fitch Affirms Prudential's IFS at 'A+' dated 21549 December 29 at www.fitchratings.com).
Fitch has upgraded the following ratings with a Negative Outlook: Protective Life Insurance Company Protective Life and Annuity Insurance Company West Coast Life Insurance Company MONY Life Insurance Co. --IFS to 'A+' from 'A'.
"Xiaowei Xu, a research economist at IFS and an author of the research, said that "given promised spending increases and growing demographic pressures, taxes are likely to have to rise over the next decade.
Shabazz wants to prove the guilt of those men "categorically, putting to bed all ifs, ands and a few butts," she says in her opening statement, aiming her contemptuous pun straight at the accused.
"We have already had 16 fiscal targets in a decade... Mr Sunak should resist the temptation to announce another and instead recognize that more spending must require more tax," IFS director Paul Johnson said.
This lively, intriguing and insistently humanistic flight of fancy — imagined conversations between hard-line conservative Pope Benedict XVI and his more progressive successor, Pope Francis — brims with wit, warmth and some tantalizing what-ifs.
"It's a tough game, and when things don't go your way, there's a lot of what ifs, there's a lot of could haves, and there's a lot of nonsense," Astros manager A.J. Hinch said.
But if the O'Bannon case winds up going before the Supreme Court, and if O'Bannon wins — two big ifs, to be sure — the former sneaker pimp will rank with the greatest reformers in sports history.
KEY RATING DRIVERS The 'AA-' IFS rating reflects Fitch's view of AXA Insurance's 'Core' status within the AXA group, notably supported by the latter's 0003% ownership, continued strategic commitment to Asia and intragroup reinsurance agreements.
However, the rating on the subordinated notes would remain at 'A-', even if Dai-ichi Life's IFS Rating and Long-Term IDR were downgraded to 'A-' because of the sovereign downgrade, according to Fitch's methodology.
It usually ends with us stopping at the gas station to get a few tickets, because even though the chances are slim (ridiculously so), it's fun to let your mind wander into the what-ifs.
Stopping Brexit is best for UK economy The IFS does not mince words about which scenario would be best for the UK economy: "Revoking Brexit would lead to the best economic outcome," its report says.
The result is that the tax take will be a lot lower than Labour thinks (according to the IFS, Labour is aiming for the highest tax take in 70 years) and growth will be slower.
That source added that Goldman Sachs had been selected to raise 100 million euros by selling a 10-15 percent stake in IFS to one or two limited partners, a strategy EQT has applied before.
First Dates is a good show because it gives people like me (and very much not like me) opportunities to set aside all those what-ifs and stop frantically swiping for the next best thing.
Arch Reinsurance Company Arch Reinsurance Europe Underwriting Designated Activity Company Arch Insurance Company Arch Excess and Surplus Insurance Company Arch Specialty Insurance Company Arch Indemnity Insurance Company Arch Insurance Company (Europe) Limited --IFS at 'A+'.
The plunge in homeownership is primarily due to a rapid rise in property prices relative to incomes, the IFS said, making buying a home more inaccessible to young adults than it was in the past.
Jacksonville's roster has so many questions with just one answer; if just one or two links in the chain of "ifs" fails, this team won't be ready to take the next step many are projecting.
KEY RATING DRIVERS Mitsui Life set up a new management structure in the financial year ending March 2017, after being acquired by Nippon Life Insurance Company's (Nippon Life, IFS Rating: A/Negative) in December 2015.
But if the Biennale des Antiquaires can internationalize, and Europe normalize — both are pretty big ifs — Paris might just be well placed to attract whatever buyers there are for objects from those preceding 5,000 years.
"We are asking that those IFs (international federations) work in close cooperation with ourselves so that we can maximise two great opportunities if it comes to that," said Grevemberg when asked about athletics and swimming.
"However, a 13-year period of no net growth in school spending per pupil, after inflation, still represents a significant squeeze on school budgets when considered in historical terms," IFS research fellow Luke Sibieta said.
The IOC has advised the IFs to reverse their typical presumption-of-innocence approach to anti-doping records, and will have to subject athletes to a higher burden of proof before permitting them to compete.
The IFS forecast for public finances in 2019/20 included expenditure savings from the end of British contributions to the EU budget and reduced debt servicing costs due to low yields on British government bonds.
However, it now seems that the possibility of this presence is being accompanied by ifs and buts which are in no way acceptable to me even if exceptions were to be made for my trip.
The group's consolidated capital score, as measured by Fitch's Prism Factor-Based Capital Model, reached "Very Strong" at FYE16, with operating leverage of 4x, well below the median score of 11x for an 'AA' IFS Rating.
"This is my first pregnancy, so needless to say, the shower was a nice break from the worries and 'what ifs' of the unknown that lies ahead," Tal, 33, tells PEOPLE exclusively of her special day.
RMBSI's National IFS Rating receives a one-notch uplift from Fitch's standalone assessment of 'AA-(zaf)', reflecting Fitch's view that the RMBSI group will be strategically "important" to Santam as defined under our insurance rating methodology.
A study published last year by the Institute for Fiscal Studies (IFS), a think-tank, found that Britons who bought only a few drinks a week were far more sensitive to price fluctuations than heavy drinkers.
The group's consolidated capital score, as measured by Fitch's Prism Factor-Based Capital Model, reached "Very Strong" at FYE13, with operating leverage of 4x, well below the median score of 11x for a 'AA' IFS Rating.
"It now seems that the possibility of this presence is being accompanied by ifs and buts which are in no way acceptable to me even if exceptions were to be made for my trip," he said.
If an AET or HUM appeal were to prove successful, upon the acquisition's close Fitch would expect to downgrade AET's senior notes one notch to 'BBB+' and various AET subsidiaries' IFS ratings one notch to 'A+'.
Additionally, upon the close of the acquisition, Fitch would expect to upgrade HUM's senior notes one notch to 'BBB+' and various HUM subsidiaries' IFS ratings one notch to 'A+', aligning HUM's and AET's then current ratings.
When the IFS forecasted the results of a nationwide 45p threshold from the 2011 data, it found an increase in social welfare of £830m per year, caused largely by the reduced social costs of excessive drinking.
The total capacity of IFs in the Philippines has surged to 400,000-500,000 tonnes from 150,000-200,000 tonnes two years ago, said Cola, who is also vice president of leading Philippine steelmaker Steel Asia Manufacturing Corp.
Alterra America Insurance Company Associated International Insurance Co. Essentia Insurance Company Evanston Insurance Company Markel American Insurance Company Markel Bermuda Limited Markel Global Reinsurance Company Markel Insurance Company Markel International Insurance Company Limited --IFS at 'A+'.
With every day that I pick up a phone, conduct an interview, speak to a room of more than five people, comes the nerve-crippling sensation of what-ifs: What if I say the wrong thing?
You're not answering these "what ifs" in order to come up with a plan of avoidance; you're answering them so that they don't spark more anxiety and trap you into an ever-increasing cycle of fear.
This writer has had Cannonier saved away for a future "biggest what ifs of MMA" article, as the Alaskan continued to look sharp on the feet but gas out early against the big names he met.
I had no faith, but I knew my life was never going to be the same again regardless of my choice, and I knew I would be haunted by the "what ifs" of a rash decision.
"The stereotype of African-Americans in this country was that we weren't thinkers, but Hansberry was thinking, batting around ideas, putting forth 'what ifs' and challenging suppositions that everyone else took for granted," Ms. Jackson said.
That budget overshoot meant debt as a share of gross domestic product would hover around its current, historically high level of 84 percent until 2019/20 when it would start to fall again, the IFS said.
"If a trilateral deal is meant as a substitute or prerequisite for extending New Start, it is a poison pill, no ifs, ands or buts," said Daryl G. Kimball, executive director of the Arms Control Association.
FULL LIST OF RATING ACTIONS Aegon N.V.: Long-Term IDR affirmed at 'A-'; Outlook Stable Senior unsecured debt affirmed at 'BBB+' Short-Term IDR and commercial paper programme affirmed at 'F2' Perpetual cumulative subordinated bonds affirmed at 'BBB' Dated subordinated bonds affirmed at 'BBB-' Scottish Equitable Plc Long-Term IFS Rating affirmed at 'A+'; Outlook Stable The following Aegon North American life insurance subsidiary companies' Long-Term IFS Ratings have been affirmed at 'A+' with Stable Outlooks: Transamerica Advisors Life Insurance Company Transamerica Financial Life Insurance Company Transamerica Life Insurance Company Transamerica Premier Life Insurance Company Transamerica Life International (Bermuda) Ltd Long-Term IFS rating affirmed and withdrawn at 'A+'; Outlook Stable The following Aegon subsidiary companies' Short-Term IFS Ratings have been affirmed at 'F1': Transamerica Life Insurance Company Transamerica Premier Life Insurance Company Aegon Funding Company LLC: Senior debt affirmed at 'BBB+' Subordinated debt programme affirmed at 'BBB-' Contact: Primary Analysts Willem Loots (all entities except US subsidiaries) Senior Director +44 20 3530 13 Fitch Ratings Limited 30 North Colonnade London E14 5GN Jamie Tucker, CPA (US subsidiaries) Associate Director +1 212 612 7856 Fitch Ratings, Inc.
"The only thing we expect from our U.S. ally is to support Turkey with no ifs or buts," Davutoglu told a news conference following a five-hour security meeting with members of his cabinet and other officials.
RATING SENSITIVITIES An upgrade of the IFS rating may result from a return to profitable underwriting, balanced premium growth and the risk-adjusted capital position, as assessed by Fitch's capital model, not weakening from the current level.
"Lyrically, I was caught up in the idea of alternate timelines, what-ifs, how things could have been different, how they might be different for someone else, what's final and what can still be altered," he says.
The IFS figures show that, although the number of self-employed traders has increased since 2007-08, their aggregate turnover dropped by 19% and their average profits fell by 23% in real terms over the same period.
We did not rate the Gjensidige bond but our likely rating approach for RT1s would be to notch down from the Insurer Financial Strength (IFS) rating by five notches (four notches from the Issuer Default Rating/IDR).
KEY RATING DRIVERS Fitch's rating action follows the agency's revision of Sumitomo Life Insurance Company's (Sumitomo, 'A' IFS) Outlook to Negative (see 'Fitch Revises Outlooks on 11 Japanese Insurers to Negative' dated June 2606, 22353 at www.fitchratings.com).
Adults aged 25 to 34 and earning between 22,203 pounds ($31,182) and 30,600 pounds experienced the sharpest decline in homeownership of any group since the 1990s, according to a report by the Institute for Fiscal Studies (IFS).
"Our conclusion is simply that increases in house prices relative to incomes of young adults can fully explain what's happened," said Andrew Hood, senior research economist at the IFS and one of the authors of the report.
RATING SENSITIVITIES The notes' rating is subject to the same sensitivities that may affect AXA's Long-term IDR (for more details, see 'Fitch Affirms AXA Entities' IFS at 'AA-'; Outlooks Stable' dated 244 October 768 at www.fitchratings.com).
RATING SENSITIVITIES The notes' rating is subject to the same sensitivities that may affect AXA's Long-Term IDR (for more details, see 'Fitch Affirms AXA Entities' IFS at 'AA-'; Outlooks Stable' dated 2530 June 21549 at www.fitchratings.com).
Mitsui Life's rating is currently capped by the Japanese sovereign's Long-Term Local-Currency IDR of 'A', and the Negative Outlook on the company's IFS rating is in line with the Negative Outlook on the sovereign rating.
Even years before Horiguchi began competing, Killer Bee gym (as it was in its previous incarnation) was the training grounds of the fearsome Akira Kikuchi—often regarded as one of the big "what ifs" of Japanese MMA.
But we're not talking small ifs: Boston must seamlessly reintegrate Kyrie Irving and Gordon Hayward without stunting the growth of its young players; Toronto needs a full return to health (or close to it) from Kawhi Leonard.
We're deep into what-ifs with those representations, but the conversation about robots and work is increasingly paired with the debate over how to address growing income inequality -- a key issue in the 2020 Democratic presidential primary.
Throughout the episode, Bobby attempts to ascertain whether Dr. Gilbert destroyed the slide as instructed, a process depicted through a series of rapid-fire flashbacks and what-ifs that rewind and replay competing versions of Gilbert's actions.
KEY RATING DRIVERS The published 'A' IFS ratings of GAFG's primary life insurance subsidiaries reflect their status as Core operating companies within the GAFG organization, and are rated based on a group credit profile per Fitch's criteria.
RATING SENSITIVITIES The notes' rating is subject to the same sensitivities that may affect AXA's Long-Term IDR (for more details, see 'Fitch Affirms AXA Entities' IFS at 'AA-'; Outlooks Stable' dated 6 October 2015 at www.fitchratings.com).
Here are just three: Democrats Win, Pelosi Stays Pelosi has been insistent, if the Democrats take control of the House, she intends to run and become speaker again --- not qualifying that with any ifs, ands or buts.
Peringkat Nasional IFS 'AA' menunjukkan kapasitas perusahaan yang sangat kuat untuk memenuhi kewajibannya terhadap pemegang polis relatif terhadap kewajiban lainnya, maupun bila dibandingkan dengan emiten lainnya di suatu negara tanpa membedakan jenis industri dan jenis kewajiban (obligasi).
IFS normally eyes companies with sales of around $5-50 million to add clients or products in its targeted sectors: asset and service management - which was the case with MainIoT - project industries, complex manufacturing and supply chain management.
KEY RATING DRIVERS The revision of the Outlook to Positive on the IFS Ratings follows a similar action on Belarus's sovereign Long-Term Local Currency Issuer Default Rating (IDR) on 28 July 2017, which was affirmed at 'B-'.
"I feel like there's a lot of complaining and 'what ifs' between you guys — you've just got to get out there and do it," Cutler, 35, tells Cavallari's best friend Kelly Henderson after she bemoans the dating scene.
KEY RATING DRIVERS GMA achieves a higher rating than the US operating subsidiaries (IFS Ratings 'BBB'/Negative) of GNW, as a result of the strength of the regulatory ring-fencing in Australia and substantial minority shareholder base (48%).
In addition, Fitch believes Meiji Yusuda Life Insurance Company (MYL, IFS: A/Negative), through its 0003% stake in TLI, could provide the company with technical and operational support, and enhance its access to MYL's Japanese customers in Thailand.
The IFS said that without the so-called passporting that comes with single market membership and allows financial services firms in London to do business in Europe, a substantial portion of EU-related activity would consider moving elsewhere.
And the IFS, a body that every politician has been happy to quote in support in the past, estimates that the hit to British tax revenues in the event of Brexit will be much larger than £8 billion.
The British vote on the EU is remarkably close despite the parade of experts—the Bank of England, IFS, IMF and OECD, as well as the vast majority of economists—who have pointed to the potential adverse effects.
Fitch has also affirmed the Insurer Financial Strength (IFS) ratings of AEL's insurance operating subsidiaries: American Equity Investment Life Insurance Company (AEILIC), American Equity Investment Life Insurance Company of New York and Eagle Life Insurance Company at 'BBB+'.
Perhaps many people did not know, as Donald Trump says about obvious things that he just learned about, that the miracle of the Dunkirk evacuation continues to prompt one of the great historical "what-ifs" of all time.
The old men, many of them veterans of the blood bath that was World War I, often lapsed into "what ifs" — what if the czar had not abdicated, what if the Guards had arrived on time, what if.
Spending: The party would increase day-to-day spending on public services by £272 billion ($323 billion) above current plans by fiscal year 232 and boost outlays for longer-term projects by £210 billion ($10 billion), per IFS.
The new report compares and contrasts Fitch's views on the key credit factors underlying the ratings of: - New China Life Insurance Company Limited (New China Life, Insurer Financial Strength (IFS) Rating: A/Stable), - PICC Life Insurance Company Ltd.
RATING SENSITIVITIES Factors that could lead to a downgrade of AXA Insurance include a downgrade of the AXA group rating (IFS: AA-/Stable) or a change in Fitch's view of the Singapore unit's strategic position within the AXA group.
RATING SENSITIVITIES The notes' rating is subject to the same sensitivities that may affect SCOR's Long-Term IDR (for more details, see 'Fitch Rates SCOR's Subordinated Notes at 'A-'; Affirms IFS at 'AA-' dated 21549 December 21 at www.fitchratings.com).
Key rating triggers that could result in a downgrade of the IFS rating include: --Deterioration in capitalization, such as an RBC ratio below 400% or a smaller cushion above the 'Extremely Strong' threshold of Fitch's Prism capital model score.
" When Cooper countered she might leverage her time in the spotlight into a lucrative book deal, or at least a little more notoriety for her exotic dance tour ("Making America Horny Again"), Daniels noted: "That's a lot of ifs.
In her whirlwind year, Alaina — who's taking on the role of social media correspondent for Sunday's ACM Awards, in addition to performing with "What Ifs" duet partner Kane Brown — also dipped her toes into acting for the first time.
While the ifs around the future of autonomous cars are big, airline companies like United would still be wise to take note and prepare themselves for the turbulence that may be shaking up their industry in the coming years.
Image courtesy of Larry Achiampong & David Blandy The narratives in the Finding Fanon series are also what-ifs, expressions of the three lost plays that Fanon wrote but never published or performed, and that he ordered to be destroyed.
RATING SENSITIVITIES The notes' rating is subject to the same sensitivities that may affect Prudential's Long-Term IDR (for more details, see 'Fitch Affirms Prudential Plc Operating Companies at IFS 'AA'; Outlook Stable' dated 26 June 2017 at www.fitchratings.com).
In addition, the long-term National scale ratings of Bantrab, and Financiera de los Trabajadores (Fintrab) and the National scale Insurer Financial Strength (IFS) of Aseguradora de los Trabajadores have also been downgraded, to 'BBB(gtm)' from 'A(gtm)'.
"Raising the higher-rate threshold to £80,000 next year "would benefit the highest-income 8% of adults and 13% of income taxpayers," the IFS said, adding that "15% of adults live in a household where someone would gain immediately.
The company's Prism FBM capital score was still in the 'adequate' category at end-2016, while its net premium leverage in 2016 was about 2.7x, which is weaker than the median guideline for IFS 'BBB' rated non-life insurers.
"The prime minister is very clear that he will take this country out of the EU on October 31st no ifs or buts, he will not sanction any more pointless delays," Johnson's office said after the bill became law.
RATING SENSITIVITIES ACGL's overall IFS anchor rating could be lowered if more than 40% of ACGL's operating earnings and capital are sourced from USMI, which would result in a downgrade of ACGL's holding company ratings based on standard notching.
In contrast, a study of the British economy by the Institute for Fiscal Studies (IFS) shows that the self-employed sector has been growing, with the number of self-employed sole traders rising by 25% between 2007-08 and 2015-16.
The IFS study notes that although doctors earn 70% more than the average degree-holder does five years after graduation, this premium falls to just 30% once you control for traits such as their pre-university test scores and socioeconomic backgrounds.
"We are going to fulfil the repeated promises of parliament to the people and come out of the EU on October 31, no ifs or buts," Johnson, 55, said after arriving at the premier's official residence, No.10 Downing Street.
Fitch has affirmed the following ratings with a Negative Outlook: American Contractors Indemnity Company Avemco Insurance Company HCC Life Insurance Company HCC Specialty Insurance Company Houston Casualty Company U.S. Specialty Insurance Company United States Surety Company --IFS ratings of 'AA-'.
The main show greets you with a whirlwind of takes on what architecture is and can be — a mix of intriguing to madcap what-ifs, in addition to realized projects that grapple with overpopulation, climate change, historical preservation, and emerging technologies.
Fitch estimates that MFC's core earnings would have to improve to approximately CAD99840443 billion with no increase in financial leverage for it to achieve the median guideline of 99840433x for a company with an IFS rating in the 'AA' category.
RATING SENSITIVITIES The notes' rating is subject to the same sensitivities that may affect the Society of Lloyd's Long-Term IDR (for more details, see 'Fitch Affirms Lloyd's of London's IFS at 'AA-'; Outlook Stable' dated 26 September 2016 at www.fitchratings.com).
Fitch has affirmed the IFS rating of the following companies at 'A' with a Stable Outlook: --Allied Eastern Indemnity Company; --Eastern Alliance Insurance Company; --Eastern Advantage Assurance Company; --Medmarc Casualty Insurance Company; --Noetic Specialty Insurance Company; --PACO Assurance Company, Inc.
The upshot is that over the current parliament, the rich are expected to do very well (an income increase of 12% for someone at the top, according to the IFS) while the incomes of the poor are expected to stagnate.
If that experience can scale semi-affordably — admittedly two huge ifs — then instead of facing a pilot shortage we'll have a happy, excited, adventure-seeking glut of pilots out there, soaring from runway to runway and from lake to lake.
Still, if Mr. Musk and his cousins, Lyndon and Peter Rive, can trounce the competition and surmount their financial woes — and those are very big ifs — the integrated company they are trying to assemble could be in a position to dominate.
Still, the Raptors' roster contained a pair of interesting Caboclo-adjacent what ifs: What if there were a player even more raw than Caboclo at draft time, and what if the Raptors could do things differently with him this time around?
They've dropped three games to the Cavaliers in the season's opening six weeks, losing them by a combined 11 points, each game with small enough margins to leave fans and, surely, the team itself, with a postgame buffet of what-ifs.
There are a lot of ifs for the Denver Nuggets, but if Nikola Jokic and Jusuf Nurkic continue to improve, Emmanuel Mudiay learns how to shoot and Danilo Gallinari figures out how to stay healthy, the team could be competitive.
Thomas Pope, an IFS research economist, said the think tank's deficit forecast might prove too low because it assumed the government would achieve all the tough spending cuts planned by Osborne and did not factor in promised income tax cuts.
This is driven mainly by its successful integration of Australia-based TAL Group, whose core business is life insurance, and US-based Protective Life Corporation (Protective, IFS of its primary life insurance subsidiaries, such as Protective Life Insurance Company: A/Stable).
Fitch believes the likely stand-alone rating range for ACGL's USMI operations, which includes UGC and Arch Mortgage Insurance Company, would be an IFS rating of 'A-'/'BBB+', which is at the upper end of Fitch's typical ratings for USMI companies.
"If the intention is to help the lowest paid, raising the NICs threshold is an extremely blunt instrument," said Xiaowei Xu, research economist at the IFS, adding that raising in-work benefits to the lowest paid would be more effective.
"I've always stayed away from the presidential stuff because of what happened with my father," Mr. Cuomo said, apparently referring to the wistful what-ifs over Mario M. Cuomo's flirtation with — and ultimate decision against — a run for president in 1992.
"We have already had 16 fiscal targets in a decade... Mr Sunak should resist the temptation to announce another and instead recognise that more spending must require more tax," IFS director Paul Johnson said at a pre-budget briefing last week.

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