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"cashier's check" Definitions
  1. a check that is guaranteed because it uses the bank's own funds and is signed by a bank official

94 Sentences With "cashier's check"

How to use cashier's check in a sentence? Find typical usage patterns (collocations)/phrases/context for "cashier's check" and check conjugation/comparative form for "cashier's check". Mastering all the usages of "cashier's check" from sentence examples published by news publications.

It was the first time I had ever gotten a cashier's check.
He actually went to a bank in L.A. and got me a cashier's check.
Because it's been paid for upfront, it's impossible for a cashier's check to bounce.
The board required that the fine be paid by cashier's check, bank check or certified check.
Bond was set at $10 million or $1 million cash, which he paid with cashier's check.
Mr. Canada sent a cashier's check for $40,000 — but has since been unable to contact the man.
He paid $1 million in a cashier's check to post bail on a $10 million bond, CNN reported.
He paid $1 million in a cashier's check to post bail on a $10 million bond, CNN reports.
O'Neal and the Houston officer, Kenneth Miles, dropped off a cashier's check last week, according to the report.
Cashier's check scammers take advantage of this uncertainty by asking their victims to somehow return them some money.
The other, which includes a cashier's check, goes to a lockbox in a different state for his commissary.
The former "Glee" star clutched a cashier's check for $100,000, made payable to the Clerk of the US District Court.
She paid for the car herself with a cashier's check — because if you know what you want, why not get it?
TMZ broke the story ... Tyga cut a cashier's check Thursday so the case was settled for something less than the full amount.
O'Neal and a Houston police officer, Kenneth Miles, brought a cashier's check to the family last week to pay for the funeral.
Facing a jail bond of $10 million, he reportedly paid $1 million in the form of a cashier's check to post bail.
During the arraignment, Weinstein's lawyer assured the judge that his client had a $1 million cashier's check in hand to cover his bail.
An employee of Singer, acting at his direction, purchased a cashier's check for $25,000 payable to Texas Athletics using that money, the documents state.
However, because the check was a cashier's check, the bank told her they would have to wait at least three months before cancelling it.
The former NBA player, 46, and a member of the Houston Police Department, brought a cashier's check to Barnes' family last week, CNN reported.
I can't recall a time in my life where I was paid my wages in a cashier's check so I requested a pay stub.
Last May, Avenatti's first ex-wife, referred to as Christine A. Carlin, purchased a 2014 Mercedes S550 on his behalf using a cashier's check.
Sources in Kelly's camp tell us he paid the bond with a bank cashier's check ... so, there won't be any issues with his check clearing.
If the cashier's check was written by a bank, it has to go through a clearinghouse, which is usually operated by the Federal Reserve Board.
Additionally, these scams can involve any type of fake check made to look legitimate: personal or business, cashier's check, money order or even electronic check.
His court arrival comes one day after walking out of a bank with a $100k cashier's check payable to the Clerk of the US District Court.
Five months later, that worry was wiped away, when Hisham Yasin, the mosque's lively social director, climbed the stairs of the courthouse with a cashier's check.
Ellingwood was required to submit his rent in different ways — online, certified mail, cashier's check, in person — with slightly different rules, by the 1st, by the 3rd.
However, it hasn't eliminated the gap between when a bank customer gets the funds from a cashier's check and when the bank verifies the check is real.
Wealthy defendants can afford to pay the amount directly — Harvey Weinstein, for instance, had his lawyer hand over a cashier's check worth $1 million during his arraignment.
Relieved, I headed off to collect a cashier's check for the security deposit, and Michael headed off under yet another cloudless sky to his job at Sears.
Our building requires us to pay rent with a cashier's check, so we head over and pick one up, and then head to the Starbucks drive-through for coffee.
Then he drove to the Invitation Homes office in Pasadena, stopping at a Wells Fargo to get a cashier's check — the only type of payment the company would accept.
In early September, he was told that his car was at a delivery center near Tesla's Fremont plant, and he headed there with a cashier's check for the balance.
And so, with a cashier's check and a leap of faith, Mr. Levitt joined the growing ranks of small-time real estate investors who model themselves on spunky TV personalities.
SunTrust Bank, where Mr. Blanchett initially deposited the funds, suspected fraud and initially froze the funds, the court documents said, but later returned them to Mr. Blanchett via cashier's check.
When Mary Dean messaged me to say she was sending a cashier's check for twice as much as I'd asked for so that I could "pay the movers," my heart sank.
Bagley would go to the bank along with a separate unnamed individual where he withdrew 90 percent of the funds by way of a cashier's check meant for the second unnamed individual.
While former Treasury Department official Adam Szubin described the deal as "an international arrangement, not a cashier's check," the Rouhani team unceasingly claims it needs continuing economic concessions to keep the accord.
When someone orders a legitimate cashier's check from a bank, they must either pay the full value in cash or have that amount available to be immediately withdrawn from their bank account.
As the hearing neared an end, Mr. Brafman, one of New York City's top defense lawyers, handed Mr. Weinstein's passport to Ms. Illuzzi and paid his bail with a $1 million cashier's check.
That's what a waiter at Patsy's Pizzeria in New York City must have thought when he found a cashier's check for $424,000 left behind at a table he had waited on earlier that day.
At the direction of law enforcement, the museum's security director engaged in communications with Desper, who told him to send a cashier's check for $5 million to a location in West Virginia, prosecutors said.
You may be able to bring a paper certified check or cashier's check to the closing or an agent's office ahead of time, avoiding the possibility the funds end up in a fraudster's hands.
After each deposit, Professor Bagley would go to his bank and get a cashier's check for about 90 percent of the money, which he would then give to an unnamed individual, the indictment said.
But word didn't take long to spread — when Nardin's husband was at the bank picking up a cashier's check for the deposit on their new home, the bank teller asked for the number of their architect.
He wasn't suspicious when he got an email from someone claiming to need a room while she attended school, but he did grow nervous when she sent him a cashier's check for $3,400, since the rent was only $700.
The day before we closed, Judith, our lawyer, sent me an email with a list of the closing costs and a note to bring "a lot of extra personal checks," on top of the $40,000 cashier's check we were giving the seller.
She said that she then arranged to give the subordinate a personal check in the amount of the fine and, in exchange, he would go to his bank to get a cashier's check payable to the board, which he did on Oct. 3.
They allege Avenatti received the $1 million cashier's check April 30, when he owed Storie about $85033 million in child and spousal support as well as $5 million to Frank and $2.2 million to William Parrish, a former client in Santa Barbara County.
On the day of her appointment, Ms. Brann violated those rules when she dispatched a subordinate to obtain a cashier's check, drawn from his own bank account, so that she could pay a fine, according to a case disposition released on Tuesday by the Conflicts of Interest Board.
The IRS recently warned taxpayers about the most prevalent impersonation schemes that can affect them: "If you get a call from the IRS requesting you meet them with a cashier's check at 12th Street and Main, it's not the IRS," said Bill Smith, managing director of accounting firm CBIZ MHM.
They were: exposing a jewelry chain as a subprime lender in disguise; shorting a maybe-fraudulent media company in Canada; and withdrawing a million-dollar cashier's check from his bank, made out to a pharmaceutical company, to be offered as a donation to the charity of its choice if it could prove to him the efficacy of a drug for multiple sclerosis, still in trials, which Left had on authority from the "rabbi of M.S." didn't work.
It is possible to counterfeit or forge a certified check, in which case it is not binding on the bank and is worthless; see cashier's check for an exploration of associated risks.
A cashier's check is also different from a certified check, which is a personal check written by the customer and drawn on the customer's account, on which the bank certifies that the signature is genuine and that the customer has sufficient funds in the account to cover the check. Also, a cashier's check should not be confused with a counter check, which is a non-personalized check provided by the bank for the convenience of a customer making withdrawals or payments, but it is not guaranteed and is functionally equivalent to a personal check.
In the United States, under Article 3 of the Uniform Commercial Code, a cashier's check is effective as a note of the issuing bank. Also, according to Regulation CC (Reg CC) of the Federal Reserve, cashier's checks are recognized as "guaranteed funds" and amounts under $5,000 are not subject to deposit hold, except in the case of new accounts. The length of a hold varies (2 days to 2 weeks) depending on the bank. It is not clear what length of time may pass before a bank can be held responsible for accepting a bad cashier's check.
The bank might not be informed the check was fraudulent until, perhaps, weeks after the customer had withdrawn funds made available by the fraudulent deposit, by which time the customer would be legally liable for the cash already withdrawn. A customer asks a bank for a cashier's check, and the bank debits the amount from the customer's account immediately and assumes the responsibility for covering the cashier's check. That is in contrast with a personal check, for which the bank does not debit the amount from the customer's account until the check is deposited or cashed by the recipient. A cashier's check is not the same as a teller's check, also known as a banker's draft, which is a check provided to a customer of a bank or acquired from a bank for remittance purposes and drawn by the bank, and drawn on another bank or payable through or at a bank.
"Story of Babe Didrikson Made into TV-Movie." Corpus Christi Caller- Times. (June 29, 1975): p. F-7. One Saturday, however, Zaharias relented and phoned Rubin, granting him permission for the story, but only if he hand- delivered a cashier's check by that very afternoon.
In 2019, a waiter at Patsy's Pizzeria returned a $423,987.55 cashier's check to a customer who left it behind on one of their tables. The customer had left without tipping, after complaining that the restaurant didn't have enough photos of women on their walls.
Later episodes showed a close up of a cashier's check drawn from the "First Molkefstorming Bank". Ed Herlihy was the announcer for The Millionaire throughout the run. Not a cast member -- but seen in a cameo appearance in virtually every episode as a prominently featured extra -- was Tido Fedderson.
In an interview with the Post, Chavous blamed a bank error and his campaign treasurer for the problems. Chavous personally gave one creditor a $5,000 cashier's check to cover a radio ad purchase, and his campaign's field coordinator was paid using $2,000 of Chavous' personal funds and $1,000 of the campaign's funds.
The counterfeit cashier's check scam is a scheme wherein the victim is sent a cashier's check or money order for payment on an item for sale on the Internet. When the money order is taken to the bank it may not be detected as counterfeit for 10 business days or more, but the bank will deposit the money into the account and state that it has been "verified" or is "clear" in about 24 hours. This gives the victim a false feeling of security that the money order was real, so they proceed with the transaction. When the bank eventually discovers that the money order is counterfeit and reverses the account credit many days later, the customer will usually have already mailed the item.
Amber needs bills paying right away so Bree offers to give her a cashier's check. The new money exchange takes place at a pizza place, where Amber asks Bree to watch her son, Charlie, while she runs to the bank. Keith spots Bree's car in the parking lot and pops inside. He meets Charlie.
The customer can request "next-day availability" when depositing a cashier's check in person. Forged cashier's checks may bounce 2 weeks after being deposited. When cashier’s checks took weeks to clear the banks, they were often forged in fraud schemes. The recipient of the check would deposit it in their account and withdraw funds under next-day availability, assuming it was legitimate.
In theory, checks issued by a financial institution but drawn on another institution, as is often the case with credit unions, are teller's checks. Due to an increase in fraudulent activities, starting in 2006 many banks insist upon waiting for a cashier's check to clear the originating institution before making funds available for withdrawal. Personal checks will thus have the same utility in such transactions.
Kelly's estranged husband Chuck (Bob Morgan) pursues and shoots Sabourin in the street, but Sabourin escapes by pushing Chuck into the path of an oncoming car. On a tip from the doctor who removes the bullet, Sabourin invests in a company that manufactures the drug penicillin. He fraudulently uses a $20,000 cashier's check from inside the stolen wallet to purchase the stock. Encountering the wealthy Mrs.
A cashier's check (or cashier's cheque) is a check guaranteed by a bank, drawn on the bank's own funds and signed by a cashier. Cashier's checks are treated as guaranteed funds because the bank, rather than the purchaser, is responsible for paying the amount. They are commonly required for real estate and brokerage transactions. Genuine cashier's checks deposited into a bank account are usually cleared the next day.
When Walt goes to his credit union to put the cash in a cashier's check, his parking spot is stolen by a rich, obnoxious man named Ken. Ken annoys Walt and the rest of the customers with his loud and socially inappropriate cell phone conversation. Jesse ends up fleeing to his affluent parents' house, where he sleeps for an entire day. He attempts to bond with his overachieving little brother, Jake.
The benefactor was named John Beresford Tipton. Viewers heard his voice, making observations and giving instructions; they generally saw only his arm as he reached for a cashier's check for one million dollars each week and handed it to Michael Anthony, his executive secretary. It was Anthony's job to deliver that check to its intended recipient. The voice of the unseen John Beresford Tipton was played -- uncredited -- by veteran character actor and voice artist, Paul Frees.
The sincerity of some donors' repentance can be uncertain, as demonstrated by a received letter reading, "Dear Internal Revenue Service, I have not been able to sleep at night because I cheated on last year's income tax. Enclosed find a cashier's check for $1,000. If I still can't sleep, I'll send you the balance." Due to the fund's association with ill-gotten monies, some people object to having the funds they return associated with the fund.
Douglas that either she needs to give her family's money to this child that Grady had loved as his own, or Gray will sell the family engagement ring to help Grady's mistress support the innocent child. The group gathers at the dedication ceremony for the peace garden that Dennis has built to memorialize Grady. Mrs. Douglas gives Maureen a cashier's check for $1 million. She then tells Gray to keep the ring, saying that all she wanted was her boy back.
Cashier's checks feature the name of the issuing bank in a prominent location, usually the upper left-hand corner or upper centre of the check. In addition, they are generally produced with enhanced security features, including watermarks, security thread, color- shifting ink, and special bond paper. These are designed to decrease the vulnerability to counterfeit items. To be recognized as a cashier's check, words to that effect must be included in a prominent place on the front of the item.
On June 19, 1972, the press reported that one of the Watergate burglars was a Republican Party security aide. Former Attorney General John Mitchell, who was then the head of the CRP, denied any involvement with the Watergate break-in. He also disavowed any knowledge whatsoever of the five burglars. On August 1, a $25,000 (approximately $ in 2019 dollars) cashier's check was found to have been deposited in the US and Mexican bank accounts of one of the Watergate burglars, Bernard Barker.
A&M; Studios Main Gate, February 1988 In 1966, Herb Alpert and Jerry Moss purchased the studio from CBS to serve as a headquarters for A&M; Records. A&M; Records had grown from $500,000 in revenues in 1964 to $30 million in 1967. Alpert and Moss reportedly "astonished the big network by having their bank deliver a cashier's check for more than $1 million, the full amount." A&M; converted two of the old soundstages and Chaplin's swimming pool into a recording studio.
Carl is laundering money for drug dealers and he had Willie rob Sam to get his apartment key, which Carl uses to obtain Sam's book of passwords and transfer the money into a single account under the fictitious "Rita Miller". Sam learns from a violent poltergeist haunting the subway system how to use energy to move objects. Sam then persuades Oda Mae to help him thwart Carl. Before Carl can transfer the money for his clients, Oda Mae impersonates Rita Miller, closes the account, and reluctantly donates the $4 million cashier's check to charity.
After using physical force they are received and "convince" him (using force) to issue them a cashier's check to be paid out in gold. The banker visits condemned man Cacopoulos, who is to be hanged the next day, and offers to help him escape if he restores the money. That night, the deputy is knifed by two men, who let Cacopoulos out. He takes the dead man's gun and shoots the two, then pours himself a footbath and tests the dead men's boots to find a pair that fit.
On July 5, 2007, it was reported that Libby had sent a cashier's check dated July 2 in the amount of $250,400 to the court clerk of the District of Columbia. NBC News reported that Libby paid the fine through his personal funds and not through a defense fund set up in his name. On July 12, 2007, President Bush held a press conference and was asked about his commutation of Libby's prison sentence. Bush told reporters: > First of all, the Scooter Libby decision was, I thought, a fair and balanced > decision.
Kinsey Millhone receives a contract from ex-con Alvin Limardo to deliver a cashier's check for twenty-five thousand dollars to a fifteen-year- old boy named Tony Gahan. According to Limardo, Tony helped him through a tough time in his life, leaving Limardo indebted. However, when the retainer check Limardo made out to Kinsey for four hundred dollars bounces, she learns that Alvin Limardo is actually John Daggett, a man known by all and liked by few, and recently released from a local prison. He is also a bigamist.
Banker's acceptances are distinguished from ordinary time drafts in that ownership is transferable prior to maturity, allowing them to be traded in the secondary market.Traded Short Term Debt, FIBO Ontology, EDM Council, 2017 A banker's acceptance starts with a deposit in the amount of the future payment plus fees. A time draft to be drawn on the deposit is issued for the payment at a future date, analogous to a post-dated check. The bank accepts (guarantees) the payment to the holder of the draft, analogous to a cashier's check.
Cashier's cheques and banker's drafts, also known as bank cheques, banker's cheques or treasurer's cheques, are cheques issued against the funds of a financial institution rather than an individual account holder. Typically, the term cashier's check is used in the US and banker's draft is used in the UK and most of the Commonwealth. The mechanism differs slightly from country to country but in general the bank issuing the cheque or draft will allocate the funds at the point the cheque is drawn. This provides a guarantee, save for a failure of the bank, that it will be honoured.
Junior testified that Childers had given him a stainless steel "collard-green pot" full of cash a few days after the county closed on the property, which he transferred to a paper bag at his home. He also claimed to have received $10,000 from Joe Elliott directly, the day before the vote to buy the property. Wanting to deposit some of the money in a bank, but fearful of the government reporting requirements of depositing cash, he returned $40,000 to Childers in exchange for a cashier's check for the same amount."Junior sticks to story of payoff".
A scan of a counterfeit cashier's check that is made to appear to be issued by Wells Fargo Bank. Fraudsters may seek access to facilities such as mailrooms, post offices, offices of a tax authority, a corporate payroll or a social or veterans' benefit office, which process cheques in large numbers. The fraudsters then may open bank accounts under assumed names and deposit the cheques, which they may first alter in order to appear legitimate, so that they can subsequently withdraw unauthorised funds. Alternatively, forgers gain unauthorised access to blank chequebooks, and forge seemingly legitimate signatures on the cheques, also in order to illegally gain access to unauthorized funds.
The payee's name, the written and numeric amount to be tendered, the remitter's information, and other tracking information (such as the branch of issue), are printed on the front of the check. The check is generally signed by one or two bank employees or officers; however, some banks issue cashier's checks featuring a facsimile signature of the bank's chief executive officer or other senior official. Some banks contract out the maintenance of their cashier's check accounts and check issuing. One leading contractor is Integrated Payment Systems, which issues cashier's checks and coordinates redemption of the items for many banks, in addition to issuing money orders and other payment instruments.
During the Watergate investigation by Washington Post reporters Bob Woodward and Carl Bernstein, chronicled in All the President's Men, Bernstein traveled to Miami to see Martin Dardis, the head investigator for Dade County District Attorney Richard E. Gerstein. Since most of the Watergate burglars were from Miami, the district attorney's office had launched an investigation. Dardis showed Bernstein a photostatic copy of a cashier's check for $25,000 that had been deposited into the bank account of a real estate firm owned by Bernard Barker, one of the Watergate burglars. The check was drawn on a Boca Raton, Florida, bank and was made out to Kenneth H. Dahlberg.
Inside the vehicle, authorities found a letter written by Mohamed Atta, maps of Washington, D.C., and New York City, a cashier's check made out to a Phoenix flight school, four drawings of a Boeing 757 cockpit, a box cutter- type knife, and a page with notes and phone numbers. In New York City, a passport belonging to Satam al-Suqami was found by a passerby before the towers collapsed, and given to a NYPD detective. The passports of two of the hijackers of Flight 93 were also found intact at the crash site. On September 27, 2001, the FBI released photos of the 19 hijackers, along with information about the possible nationalities and aliases of many.
Wright (2006), pp. 362–637 On September 12, 2001, the Toyota Corolla purchased by Mihdhar was found in Dulles International Airport's hourly parking lot. Inside the vehicle, authorities found a letter written by Mohamed Atta, a hijacker aboard American Airlines Flight 11; maps of Washington, D.C. and New York City; a cashier's check made out to a Phoenix, Arizona flight school; four drawings of a Boeing 757 cockpit; a box cutter; and a page with notes and phone numbers, which contained evidence that led investigators to San Diego. On September 19, 2001, the Federal Deposit Insurance Corporation (FDIC) distributed a special alert that listed Mihdhar as still alive, and other reports began suggesting that a number of the alleged hijackers were likewise still alive.
Nawaf al-Hazmi's 1988 blue Toyota Corolla was found on the next day in Dulles International Airport's hourly parking lot. Inside the vehicle, authorities found a letter written by Mohamed Atta, maps of Washington, D.C. and New York City, a cashier's check made out to a Phoenix flight school, four drawings of a Boeing 757 cockpit, a box cutter, and a page with notes and phone numbers. In the recovery process at the Pentagon, remains of all five Flight 77 hijackers were identified through a process of elimination, as not matching any DNA samples for the victims, and put into custody of the FBI. Forensics teams confirmed that it seemed two of the hijackers were brothers, based on their DNA similarities.
In 1955, when Go Man Go was a two-year-old, A.B. Green bragged that he intended to buy the horse from Ferguson. Although Ferguson did not want to sell, he felt he had to at least set a price. After hearing rumors that Green was prepared with a cashier's check for $40,000 (approximately $ as of ), Ferguson set the price at $42,000 cash (approximately $ as of ) and twenty-one breedings to the stallion. To Ferguson's surprise, Green had that much cash available; Ferguson felt compelled to sell Go Man Go. Two years later, at a Los Alamitos race meet, Green claimed that his newest horse, Double Bid, could outrace Go Man Go. This incensed Ferguson, who had just entered Go Man Go's full brother Mr Mackay in a race with Double Bid.
Because she did not purchase the 2 extra days in the hospital to recover for $4,000, we know that this portion of moral hazard is welfare decreasing and was only purchased with her original insurance because the insurer was paying for all her care. The inefficient portion of moral hazard represents a transactions cost for using a price reduction (if insurance pays for all care, the price of healthcare to the insured patient has dropped to $0) to transfer income to Elizabeth. That same amount of income could have been transferred by a cashier's check, but it would probably require even greater transactions costs because of the need to monitor for insurance fraud and to write complex legal contracts. As a result, the inefficient moral hazard can be ignored.
Notably, the lender itself can bid for the property at the auction, and is the only bidder that can make a "credit bid" (a bid based on the outstanding debt itself) while all other bidders must be able to immediately (or within a very short period of time) present the auctioneer with cash or a cash equivalent like a cashier's check. In May 2012, the U.S. Supreme Court, resolved uncertainty surrounding a secured creditor's right to credit bid in a sale under a Chapter 11 bankruptcy plan. In RadLAX Gateway Hotel, LLC v. Amalgamated Bank, 566 U.S. ______ (2012), the Court found it was obligated to interpret the bankruptcy code “clearly and predictably using well established principles of statutory construction” resolving the lingering uncertainties of credit bidding under a chapter 11 plan and upholding secured creditors’ rights.
Crowe was a Catholic by faith, and his ward covered the Holy Name Cathedral, the primate Catholic church of the Chicago archdiocese. He moved to the Gold Coast sometime in the 1920s, living by 1929 at 65 East Bellevue Place with his mother, brothers Stephen A. and Orpheus E., aunt Frances C. Ryan, a servant, and a lodger. He would still be living there as of 1959. His aunt, who had lived with the family for all of his life and who had been involved in his real estate business in later years, died in 1931. In 1951 a safe weighing several hundred pounds and containing no cash but miscellaneous insurance policies, warranty deeds, and a $1,000 cashier's check made out to the Chicago Title and Trust company for use in a realty transaction, was stolen from his real-estate office.
This income transfer is typically accomplished by the insurer paying for the insured patient's care out of the pool of premiums that are paid to the insurer by both those who remain healthy and those who become ill. Moral hazard, the additional healthcare consumed because of insurance, can be decomposed into an efficient (welfare increasing) portion and an inefficient (welfare decreasing) one, based on what the insured patient would have done with the income if they had been written a cashier's check for the insurance spending, instead of the insurer purchasing the healthcare for them. To the extent that the insured patient would have purchased more care with the additional income, this would represent the efficient portion of moral hazard. To the extent that the insured patient is responding to the lower effective price of healthcare (because the insurer is paying for the care), this would represent the inefficient portion of moral hazard.
For example, assume Elizabeth contracts breast cancer. Without insurance, assume she would purchase a mastectomy for $20,000. With insurance that pays for all her care, assume she would purchase a mastectomy for $20,000, a breast reconstruction for $20,000, plus 2 extra days in the hospital to recover for $4,000. Moral hazard (the additional care she purchases with insurance) is represented by the $20,000 breast reconstruction and $4,000 for 2 extra days in the hospital. To determine whether this moral hazard is efficient or inefficient, it would be necessary to present Elizabeth with a cashier's check for the income that came from the insurance pool to pay for her care ($20,000 + $20,000 + $4,000 = $44,000) and see what she would purchase. Assume that with her original income (minus the premium paid) plus $44,000, she would purchase the $20,000 mastectomy and the $20,000 breast reconstruction, but not the 2 extra days in the hospital for $4,000.
The book starts with Jeff Wells, a cadet at a military academy on Mars in need of a teaching robot, for although he is not flunking, his substandard grades have caused concern for Commander Widlow, who has also pointed out that the Wells family has lost their fortune and his tuition is overdue, ergo termination is recommended. The more sympathetic commandant, Admiral Yobo, permits Jeff to remain in the academy being well aware of the hardships of the Wellses, and gives Jeff a cashier's check to buy a robot. As the academy has ended for summer, Jeff returns to Earth, where he buys a small, fat robot only to discover that it has the only mini-anti-gravity device in existence. The robot reveals he is named Norby, and was owned many years ago by a man named MacGillicuddy who found him in a wrecked spaceship, then used his parts to repair a damaged robot of his own, hence his comical shape.

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