Capital encumbrance by unreserved problem assets compares well with peers.
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But Senator Sherrod Brown, Democrat of Ohio, offered unreserved applause.
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Unreserved impaired loans represented about 24% of FCC at end-0003.
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However, unreserved impaired loans make up the entirety of bank's capital.
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Mr. Powell offered an unreserved assessment of growth and good times.
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On Sunday, Al Franken was unreserved in his criticism of Flynn.
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Consequently, the capital vulnerability to unreserved problem assets remains higher than peers.
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But that doesn't mean I can offer an unreserved recommendation just yet.
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The unreserved portion of these amounted to a moderate 10% of FCC.
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We also looked at the Fitch Core Capital/unreserved credit exposure (FCC ratio).
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Unreserved impaired loans accounted for a moderate share (about 2123%) of adjusted FCC.
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I went to breakfast — an unreserved affair compared with dinner — around 10 a.m.
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They could also be upgraded if BoC's unreserved non-performing exposures (NPE) become less significant relative to the layer of subordinated debt, either through an increase in the amount of junior debt or through a significant reduction of unreserved NPEs.
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Capital exposure to unreserved problem assets remained broadly stable in 2016 at about 50%.
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"Lastly a huge unreserved heartfelt thanks and respect to Mick and Keith," he wrote.
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When I checked the website, the next unreserved pizza was around 8:30 p.m.
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Place kebabs on the grill, and brush with half the unreserved mango-balsamic mixture.
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Turbulence Theory Russia's political hierarchy and official press greeted Trump's Inauguration with unreserved glee.
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The bank has a high stock of unreserved impaired loans and concentration risk is significant.
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At end-3Q16, unreserved impaired loans equalled 29% of FCC, or 30% including BPH Core.
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But the final product is a deep, unreserved, and unexaggerated look at an exceptional life.
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It said reviews in both cases had resulted in "unreserved apologies" to the women involved.
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Here, with her hanging just over their shoulder, they echo one another's unreserved awe, calling Mrs.
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The bank left its estimate for possible unreserved legal costs, as of June, unchanged at $3 billion.
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Capitalisation is strong at UPSB (Fitch Core Capital (FCC)/risk-weighted assets ratio of 16.8% at end-2015), moderate at Asaka (FCC/total assets of 10.3%) and MCB (FCC/ risk-weighted assets ratio of 13.6%, adjusted for unreserved NPLs), and weak at Agrobank (5.1%, adjusted for unreserved problematic receivable).
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However, unreserved problem assets accounted for 176% of FCC, highlighting the bank's vulnerability to unexpected asset quality shocks.
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Unreserved impaired loans accounted for 28% of Fitch core capital at ABB and SGE, and 18% at PCB.
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Fitch's assessment of the bank's capitalisation incorporates our view that capital is at risk from unreserved impaired loans.
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One reviewer expressed "unreserved admiration" for the moka pot and even pitted it against high-end espresso machines.
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Mr. Rodriguez plays with an unreserved flexibly on the tenor, alto and soprano saxophones; flute; and bass clarinet.
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Tasters dished out unreserved praise, scathing criticism, and general "meh" reactions — often when describing the same exact wines.
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Most trains were running with unreserved seats and the Nagano to Tokyo line had a modified schedule posted online.
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The group's impaired loans ratio and unreserved impaired loans in relation to FCC are much better than domestic averages.
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Asset quality deterioration, and/or an increase in unreserved net impaired loans relative to capital could result in a downgrade.
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Despite the banks' recapitalisation and provisioning efforts, their unreserved NPEs exceeded their regulatory common equity Tier 1 at end-11533.
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Depletion in the unreserved fund balance back towards a deficit close to 20150% of the budget could also be negative.
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CN's capitalisation is only acceptable in our view given the bank's risk profile and material volume of unreserved impaired loans.
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However, the Outlook revision reflects weakening asset quality, modest earnings and capital being increasingly at risk from unreserved impaired loans.
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"I don't have anything to hide — I'm really happy right now," the singer says of his new, unreserved phase of life.
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These factors will ultimately support Bankia's capitalisation, either through internal capital generation or reduced capital at risk from unreserved problem assets.
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"This statement from the MEP was unreserved and strong," said Ada Kong, senior toxics campaigner with Greenpeace East Asia in Beijing.
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|
He is the only person I know who has the unreserved admiration of both rebel leaders and die-hard regime loyalists.
|
|
On both occasions, the investigation led to "unreserved" apology from the chief executive and "the matters were closed," the statement said.
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|
These factors will ultimately support Bankia's capital, either through internal capital generation or reduced capital at risk from unreserved problem assets.
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Unreserved impaired loans accounted for a small 9% of FCC at PCBB, and were moderately higher at ABB (20%) and Expressbank (103%).
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More of our elected representatives need to offer their unreserved support and dedicated efforts to help us move in a positive direction.
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I remember the unreserved readiness with which he responded to our requests to help my mission as the commander of Operation Vula.
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Mr. Liu's sympathy for the students was not unreserved; he eventually urged them to leave Tiananmen Square and return to their campuses.
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We expect that provisioning requirements will remain high given weakening asset quality and large unreserved problem assets that will keep performance under pressure.
|
|
People poked fun at Bradley Cooper and Lady Gaga's brief interaction, Gaga's intense vocal stylings, and their own unreserved love of the trailer.
|
|
At end-2016 unreserved problem assets accounted for 2x the fully loaded CET1, meaning that capital is highly vulnerable to asset quality shocks.
|
|
This, combined with improved operating profitability, should help internal capital generation and reduce the vulnerability of the bank's capital to unreserved problem assets.
|
|
Capital at risk from unreserved problem assets was at a low 8% of FCC at end-June 2016, which compares well with domestic banks.
|
|
A railways spokesman said the train carried 1,000 people traveling on reservations, but 700 more were estimated to have squeezed into the unreserved carriages.
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|
Reserves for impaired loans are moderate, and CN's unreserved impaired loans amounted to almost 60% of the bank's Fitch core capital at end-2015.
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|
A sizable number of hotel rooms here remain unreserved, forcing travel agents to slash rates in a desperate attempt to entice Brazilians to come.
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|
Trains Japan's network of trains is famous, and their JR Pass, which offers unlimited rides in cars with unreserved seats, is worth the cost.
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|
" Hamilton was unreserved in his warning about a Senate minority faction causing "tedious delays; continual negotiation and intrigue; contemptible compromises of the public good.
|
|
An upgrade of Halyk's ratings would require the successful integration of KKB and a reduction in unreserved problem and renegotiated loans relative to capital.
|
|
Nevertheless, unreserved NPLs, foreclosed assets and stakes in corporate restructuring funds represented a still high 173% of pro-forma FCC at end-September 2016.
|
|
We expect Creval's VR to remain rated below investment-grade at least as long as unreserved impaired loans account for more than 203% of FCC.
|
|
Getin's FCC ratio (end-103Q16: 11.8%) should be seen in light of the bank's high stock of unreserved impaired loans, which represented 93% of FCC.
|
|
This should also be viewed together with unreserved overdue/restructured loans and other high-risk exposures, which together amounted to a high 9563% of FCC.
|
|
"Nonetheless as dean I do take responsibility for the whole life of the Chapel and in that regard I express my unreserved apology," he wrote.
|
|
"My anxiety had been telling me the whole time that it sucked," said the singer, 27, soft-spoken and unreserved in a fluorescent-lit office.
|
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That inspired a flurry of emails from his superiors in Tampa and the Pentagon expressing their unreserved support for the general, two military sources said.
|
|
On bullet train journeys, Rail Pass holders have the option of reserving a seat in advance, or opting for a seat in an unreserved car.
|
|
IntesaSP's ratings could be downgraded if the bank does not meet its impaired loan reduction targets and its capital remains highly exposed to unreserved impaired loans.
|
|
The capital ratios should be viewed in light of increasing regulatory capital requirements (in line with CRD IV and recent EBA guidelines) and unreserved impaired loans.
|
|
BOS has limited loss absorption capacity given its weak profitability prospects, high credit risk concentrations and significant unreserved impaired loans (21500% of FCC at end-21000Q212000).
|
|
Tasha: This is all pretty reserved praise — or in Bryan's case, unreserved annoyance — for a wacky, highly energized movie that I personally enjoyed a great deal.
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This will be key to reducing the bank's capital at risk from unreserved impaired loans to levels that are more commensurate with the 'bbb' rating level.
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|
"If proven by a due legal process, these actions deserve unreserved condemnation; Gaza's demoralized and vulnerable citizens deserve so much better," he said in a statement.
|
|
Seats in the dome car are available to Downeaster passengers at no extra cost but are unreserved and are available on a first-come, first-served basis.
|
|
IntesaSP IntesaSP's ratings could be downgraded if the bank does not meet its impaired loan reduction targets and its capital remains highly exposed to unreserved impaired loans.
|
|
As a result, capital at risk from unreserved problem assets was low at 7% at end-June 2017, which mitigates the small size of the bank's equity.
|
|
The unreserved portion of these loans was a significant 35% of end-2016 Fitch Core Capital (FCC), as MCB expects to recover a significant part of them.
|
|
Unreserved problem loans, represented by gross NPEs minus system-wide reserves, stood at EUR16.9bn (97% of GDP) at end-11033, compared with total bank capital of EUR6.6bn.
|
|
The passenger in Seat 54, a tall, middle-aged man with sharp gray eyes, had only an unreserved ticket, so he was asked to vacate the seat.
|
|
Fitch views IntesaSP's asset quality, which compares unfavourably with international peers, as weak because a fairly large proportion of capital is tied up in unreserved impaired loans.
|
|
However, the stock of problem assets and capital tied to unreserved problem assets remain very high and need further substantial reduction, to allow for upside rating potential.
|
|
"What you need to have, and what I seem to have, is unreserved faith in the people," he said, pushing his walker toward the dining-room table.
|
|
The film's political and moral weight should not overshadow the artistry of its design, though, nor the quiet profundity of its unreserved and admirable approach to gay intimacy.
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|
The bank is also less exposed to collateral valuations than its Italian peers, due to a low level of unreserved impaired loans to FCC (203% at end-1Q16).
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|
It also reflects the reduction of unreserved impaired exposures, improved capitalisation - albeit this is still weak compared with peers - and improved loss absorption capacity through recurring profit generation.
|
|
We believe reserve coverage of impaired loans is adequate given the secured nature of lending, while the unreserved part accounts for a low proportion of Fitch Core Capital.
|
|
Chelsea have issued an unreserved apology for the "terrible past experiences" of some former youth players, on publishing Charles Geekie QC's report into non-recent child sexual abuses.
|
|
Caja Rural del Sur's Fitch core capital (FCC) ratio was 20.4% at end-June 0003, but capital at risk from unreserved problem assets accounted for around a third.
|
|
This is equal to around 6% of KKB's standalone regulatory risk-weighted assets or 12% of the group's exposure to the above-mentioned unreserved NPLs and renegotiated loans.
|
|
The ratings would be downgraded if the bank's impaired loan ratio proves stubbornly high or increases, especially if this weakens the level of capital encumbrance by unreserved impaired loans.
|
|
" Charlie Kirk, the founder of Turning Point USA, a conservative student movement that has worked with Ms. Owens, was unreserved in calling Mr. West's support "a pretty extraordinary moment.
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|
However, capitalisation remains vulnerable to additional asset quality shocks as its unreserved NPLs and foreclosed assets still represented a high 1.4x of its fully loaded CET1 at that date.
|
|
IntesaSP's ratings could also be downgraded if the bank fails to accelerate the reduction of its impaired loans or if its capital remains highly exposed to unreserved impaired loans.
|
|
Fitch estimates that at end-103Q17 the group's unreserved NPLs were equal to a moderate 20% of Fitch Core Capital (FCC), with renegotiated loans equal to an additional 46%.
|
|
The central bank says that unreserved NPLs represented a high 31% of regulatory capital in the sector at end-June 2016, far higher than the 6% reported at end-2015.
|
|
Over time the ratings could be upgraded if the bank shows a consistent record in reducing its impaired loans and the share of unreserved impaired loans in relation to capital.
|
|
UBI increased the coverage of impaired loans to about 41% at end-2016 in order to bring it closer to domestic and international peers, but unreserved impaired loans remain high.
|
|
However capital encumbrance from unreserved problem assets remain high, making the bank's vulnerable to delays in problem asset reductions, in particular in a context of weak economic growth in Portugal.
|
|
Agrobank also has low NPLs, but its asset quality remains weakened by unreserved problematic receivables (8% of total assets), which resulted from 2010 fraud, and significant non-core/foreclosed assets.
|
|
Although rising, unreserved impaired loans were still a low 4% of Fitch Core Capital at end-3Q16, largely driven by deteriorating credit quality in International Wealth Management and Asia Pacific.
|
|
We view the bank's capitalisation as strong with Fitch Core Capital of 4807123% at end-212001H16, particularly in view of low levels of unreserved impaired loans/FCC (10% at end-1H16).
|
|
"Your current existence is just a mindset, I found that what it took was something so simple as introducing yourself as who you wanted to be," he told Unreserved in May.
|
|
However, unreserved NPLs and foreclosed assets represented a still high 167% of pro-forma fully loaded CET1 at end-2016 reflecting that capitalisation remains highly vulnerable to additional asset quality shocks.
|
|
A large stock of impaired loans means that it will take time for banks in the region to normalise the proportion of capital that is tied up to unreserved problem assets.
|
|
Our assessment of capitalisation also takes into account the significant amount of unreserved impaired loans (23% of equity at end-June 2017), which makes capitalisation sensitive to fluctuations in collateral values.
|
|
Chairman Catherine Brenner issued an unreserved apology for "misconduct and failures in regulatory disclosures in our advice business", as she announced Meller's exit along with a review of the company's governance.
|
|
The relatively high capital adequacy ratios reported by the Bulgarian banks should be viewed against a stockpile of unreserved impaired loans equivalent to half the sector's CET248 capital at end-March 3383.
|
|
In addition, unreserved NPLs and foreclosed assets represented over 2x the fully loaded CET1 at end-June 2016, indicating that the bank's solvency is highly at risk from additional asset quality shocks.
|
|
This could weigh on profits because the unreserved portion of the legacy book is a high USD5303bn and the liquidation portfolio still holds USD7.3bn of loans of which 93% are non-performing.
|
|
The downgrade of the National Long- and Short-Term Ratings of FBN and FBNH reflect the vulnerability of falling capital buffers to unreserved impaired loans and, for FBN, the reassessment of support.
|
|
The unreserved portion of impaired loans accounted for a high 93% of FCC at end-2015 (2014: 32%), negatively impacting the bank's loss absorption capacity and ultimately Fitch's view of FIBank's capitalisation.
|
|
In the case of Forsyth, UNICEF said it had not been aware of the complaints made against him at Save the Children - where internal reviews led to "unreserved" apologies to the women.
|
|
Agrobank also has low NPLs (2.5% at end-0003), but its asset quality remains weakened by unreserved problem receivables (UZS261 billion or 7% of total assets), which resulted from a 2010 fraud.
|
|
Although the proportion of unreserved impaired loans to Fitch Core Capital (FCC) fell to 36.5% at end-1H17 (end-2016: 43%) it continues to show BOI's vulnerability to potentially falling collateral prices.
|
|
Popolare The ratings continue to reflect pressure on Popolare's capital stemming from high levels of unreserved impaired loans, which at end-2015 exceeded 5303% of the bank's FCC and weak asset quality.
|
|
"Deutsche Bank held 5.5 billion euros ($6.2 billion) of litigation reserves on June 30, 2016, and identified a further 1.7 billion euros of unreserved contingent litigation liabilities," the ratings agency said in statement.
|
|
That said, it's unclear how price will be affected by a longer booking window, as part of the reason that HotelTonight can deliver discounts is based on their ability to fill unreserved rooms.
|
|
In 2015, during the refugee crisis, Mr Vucic was one of the few leaders offering unreserved support for the policy of Germany's Angela Merkel, while criticising some of his own central European neighbours.
|
|
However, additional pressure on the capital position stems from the bank's sizable unreserved non-performing loans (loans overdue by 2956 days or more), which, including accrued interest, Fitch estimates at AZN29982m at end-2033.
|
|
Last year, the archbishop issued an "unreserved and unequivocal" apology on behalf of the church, saying that he had not known of the allegations and that they should have been reported to the police.
|
|
Sanders and other unreserved single-payer supporters believe a national government plan is the only way to make sure every American gets coverage, health care prices come down, and the system is run efficiently.
|
|
However, Fitch believes that capitalisation may not be fully commensurate with the bank's risks, in particular those stemming from unreserved impaired loans, which accounted for over 80% of Fitch Core Capital (FCC) at end-0003.
|
|
Save the Children UK said concerns were raised in 2011 and 2015 about inappropriate comments and behavior by ex-CEO Justin Forsyth, and reviews in both cases resulted in "unreserved apologies" to the women involved.
|
|
RATING SENSITIVITIES IDRS AND VR Upward rating potential would arise from further improvement in asset quality, while maintaining sound capital ratios and loss absorption buffers, thus reducing the capital at risk from unreserved problem assets.
|
|
Loan loss cover ratios across corporate (2323%), consumer (28414%) and housing loan (25%) portfolios mean some NPLs are unreserved, exposing banks' capital to collateral valuations and recovery procedures, which can be complex and time-consuming.
|
|
The archbishop promptly issued an "unreserved and unequivocal" apology on behalf of the church, saying it should have done more to investigate the accusations that he said he had not been aware of until 2013.
|
|
Israeli cuisine tends to have "stronger, a lot more rough" flavors—punchy herbs, unreserved spices, and brazen olive oil—than Centeno's delicate Galician style, which "elevates the fish" by accompanying it with milder companions, Berrebi said.
|
|
" Former Prime Minister John Major, who was part of the legal challenge, has also demanded an "unreserved apology" following the ruling, saying "no prime minister must ever treat the Monarch or Parliament in this way again.
|
|
KEY RATING DRIVERS IDRs AND VR GCC's IDRs and VR reflect the group's poor asset quality, the vulnerability of its capital to unreserved problem assets and the challenge the group faces to improve its core banking profitability.
|
|
The high level of unreserved impaired loans exposes the bank to changes in the valuation of the collateral for these loans, and the bank is therefore highly vulnerable to a further deterioration of the Italian operating environment.
|
|
Ms Davis, who uses a mobility scooter as she has a form of dwarfism, was forced to move from an unreserved wheelchair space to make way for a pushchair (pushchairs do not have priority for such spaces).
|
|
We nevertheless believe that the bank's solvency will be maintained at a level commensurate with an investment-grade rating, including capital exposure to unreserved problem assets at below 100% of fully loaded CET1 (70% at end-2016).
|
|
The bank's VR reflects weak capitalisation relative to significant concentrations in the loan book, and low reserve coverage of a large stock of impaired exposures, resulting in significant unreserved impaired loans relative to Fitch Core Capital (FCC).
|
|
"The ANC reaffirms its unreserved confidence in the Minister," the African National Congress (ANC) Secretary General Gwede Mantashe said, warning that speculation over the minister was hurting the economy and the case could be dealt with better.
|
|
Most of them would rather not get bogged down in the devilish details — but as long as Sanders, an unreserved supporter for single-payer, is a major figure in the race, that will be difficult to do.
|
|
Yet Ms. Sinema's unreserved statements about being homeless, and the public records pertaining to her upbringing, are noteworthy in part because of Ms. Sinema's own views about the importance of candor and speaking precisely in public life.
|
|
The combination of sound coverage and acceptable capitalisation resulted in unreserved impaired loans representing 75% of Fitch Core Capital (FCC) at end-2015, which is among the lowest for rated Italian banks, albeit high by international comparison.
|
|
"The act as amended in 1936 established grazing districts on the vacant, unappropriated and unreserved lands of the public domain: fifty-nine districts encompassing 168 million acres of federal land and 97 million acres otherwise owned," Wishart continues.
|
|
Unreserved problem assets (non-performing loans (NPLs) and foreclosed assets) are trending downwards and at end-2016 accounted for an acceptable 53% of fully loaded CET1 capital, indicating that capital is modestly vulnerable to severe asset quality shocks.
|
|
RATING SENSITIVITIES IDRS AND VR The ratings could be upgraded if GCC continues to reduce the stock of problem assets and builds additional loss-absorption buffers, resulting in a reduction of its capital's vulnerability to unreserved problem assets.
|
|
At end-June 2017, the Fitch Core Capital ratio was high at 19.7%, but capital at risk from unreserved problem assets was stable at about a third, reflecting Caja Rural del Sur's vulnerability to unexpected asset-quality shocks.
|
|
Modest capitalisation is highlighted by a low Fitch Core Capital (FCC) ratio (0003% at end-1H17) and weak core profitability, large unreserved problem loans (0.7x FCC at end-1H17) and large net non-impaired FC loans (5x FCC).
|
|
Loan impairment reserves were equal to 8% of gross loans at end-1H15, covering a moderate 40% of the combined overdue and restructured loans, while the unreserved part amounted to a high 137% of Fitch Core Capital (FCC).
|
|
The pretext for my script, the hole in the quilt, was the lack of any "in-universe"—or "Watsonian," as opposed to "out-of-universe," or "Doylist"—explanation for Spock's transition from expressive, even unreserved, to thoroughly glacial.
|
|
Letter To the Editor: Re "After Rocky Start, Smooth Sailing on Intrepid for Trump and Turnbull" (news article, May 5): I am an Australian citizen with a special and unreserved regard for the people of the United States.
|
|
Capital encumbrance by unreserved impaired loans is high at above 200% of Fitch Core Capital (FCC) at end-June 2016, including UGF's indemnities, which in Fitch's opinion is unsustainable and puts the bank at risk of a capital shortfall.
|
|
While German Chancellor Angela Merkel and others have insisted that gas must continue to flow through Ukraine, no arrangements have been made and Russia remains unreserved about its intentions to restrict gas supplies once the new pipeline is complete.
|
|
Why it matters: As long as there has been the press, there has been tension between the White House and the media companies, but Trump's unreserved, childish attacks on specific news companies and reporters via Twitter is something new.
|
|
After a settlement was announced in 1999, she barged into a news conference and demanded an apology from a Ford executive, who issued a carefully parsed statement that stopped short of the unreserved apology Mr. Hackett issued on Thursday.
|
|
Even after the planned EUR1bn capital increase, to be allocated to increase coverage levels, the new group's capital will continue to be burdened by a high level of unreserved impaired loans, close to 150% based on end-2015 figures.
|
|
RATING SENSITIVITIES IDRS AND VR Upside rating potential could arise if Caja Rural del Sur reduces significantly the stock of problem assets while maintaining sound capital ratios and loss-absorption buffers, thus reducing capital at risk from unreserved problem assets.
|
|
Despite acceptable risk-weighted capital ratios, capitalisation remains weak because of the very high level of unreserved impaired loans, which accounted for about 2033% of FCC at end-2015 (despite materially decreasing from an extremely high 400% at end-2014).
|
|
Fitch sees significant further downside to AB's asset quality, performance and capital, since at least some of the AZN64m of unreserved NPLs (68% of FCC at end-1H16) or AZN388m of restructured loans (4.1x FCC) may result in additional impairment charges.
|
|
The ratings further reflect Fitch's view of the group's resilient capitalisation and robust funding structure, but also the group's asset quality, which remains weak compared with international peers, and a high level of unreserved impaired loans, which weighs on capitalisation.
|
|
The agency estimates that the fair value gain from cheap deposits placed by state Depositary Insurance Agency with Fundservice will be sufficient to reserve its NPLs by about 76%, with the unreserved part amounting to about 120% of Novikom's FCC.
|
|
Capitalisation was moderate at UPSB (FCC/risk-weighted assets (RWA) of 15% at end-2016), MCB (FCC/total assets of 13%), modest at Asaka (FCC/RWA of 11%) and weak at Agrobank (FCC/RWA of 6%, adjusted for unreserved problem receivables).
|
|
Anyone who thinks the anxiety is unfounded, one of them noted, should look at the many news releases, still on WPP's website, announcing "unreserved" apologies to the company by former WPP executives who had been sued for breach of contract.
|
|
Popolare's ratings could be downgraded if upon the merger the bank does not achieve a level of unreserved impaired loans to core capital of below 28403% and if Fitch anticipates that it will struggle to continue reducing this ratio thereafter.
|
|
Sharp, unreserved criticism for FBI Horowitz pointed out that the findings in his report "don't vindicate anybody who touched this," even after several top FBI officials, including former FBI Director James Comey, used the report as their victory lap this week.
|
|
" After she confronted him, Dines emailed the Guardian saying: "You will already be aware that I met with Helen Steel on March 6, where I gave a her a personal and unreserved apology for all and any hurt that she may have suffered.
|
|
However, Fitch still views capitalisation as weak given the high downside risks in unreserved problem loans (2.0x FCC at end-3Q05003), non-impaired foreign-currency loans (1.1x FCC), as well as potentially high valuation risks relating to ATF's foreclosed property (1.2x FCC).
|
|
The FCC ratio slightly improved, to 11.8% at end-3Q16 from 9.3% at end-2015, due to limited new lending but remain weak compared with potentially high provisioning requirements for unreserved impaired loans (1.8x FCC) and potentially problematic foreign currency loans (0.6x FCC).
|
|
KABUL, Afghanistan — The new commander of American and NATO forces in Afghanistan issued an unreserved apology on Tuesday to the families of victims of the United States' bombing of a hospital in the city of Kunduz last year that killed 42 people.
|
|
Fitch views UCBRO's capitalisation, with FCC of 13.48% and a CET 1 ratio of 12.14% at end-0003H16 as only adequate, given a higher level of unreserved impaired loans (56% of FCC), and higher loan book concentrations than peers', in line with UCBRO's business model.
|
|
CN's capitalisation improved in 0003, mainly due to a lower payout ratio to SG than previous years, but remains only acceptable in our view given the bank's risk profile and capital tied to unreserved impaired loans (55% of the bank's FCC at end-2016).
|
|
CN's Support Rating would be downgraded if Fitch changes its assessment of SG's propensity or capacity to provide timely support to CN. VR CN's VR would benefit from a stronger domestic retail franchise and from improved asset quality, including reduced exposure to unreserved impaired loans.
|
|
Popular The affirmation of Popular's ratings largely reflects the bank's improving asset quality trend, which translates into a modest decline of its capital at risk from unreserved problem assets and more resilient pre-impairment operating profitability than peers thanks to its good SME franchise.
|
|
At end-443 Popular's FCC and fully loaded CET1 ratios stood at 11.8% and 10.9%, respectively, which we consider as just acceptable given that unreserved problem assets account for a very high 217% of FCC, limiting the bank's margin of manoeuvre to absorb unexpected shocks.
|
|
As always, the material — announced just before the performance — is chamber music, but these programs differ in important ways from the regular Bargemusic fare: With unreserved seating, they last only an hour, include a post-show question-and-answer session with the musicians and are free.
|
|
Our base case is for a material part of restructured (and still classified as impaired) Irish loans to cure in the next two years, aided by a solid economic recovery, and for the high amount of total unreserved impaired loans to reduce to a more acceptable level.
|
|
" He continued, "I would like to thank the main players in this, my management Steve Kutner and John Kennedy, the Stones manager Joyce Smyth and [Abkco CEO] Jody Klein (for actually taking the call) lastly a huge unreserved heartfelt thanks and respect to Mick and Keith.
|
|
We expect pressure on the bank's capital to remain significant in light of large unreserved impaired loans (estimated at 75% of Fitch Core Capital at end-2016) and modest core pre-impairment profits (net of non-core revenues) equal to 13% of average gross loans in 2016.
|
|
The key economic signal that Trump offered last week was his unreserved embrace of the stalled Senate effort to repeal the Affordable Care Act, despite abundant evidence those older and working-class white voters would be among the biggest losers in all of the Republican replacement plans.
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CN's Support Rating would be downgraded if Fitch changes its assessment of SG's propensity or capacity to provide timely support to CN. VR CN's VR would benefit from a stronger domestic retail franchise and from improved asset quality, including reduced capital encumbrance to unreserved impaired loans.
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With few legislative accomplishments that resonate with voters, and an unpopular president in the White House driving away independents, Republicans are pushing all their chips into a culture war campaign that preys on fears of brown people and violent imagery and exploits their base's unreserved patriotism.
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KEY RATING DRIVERS VR, IDR AND SENIOR DEBT BPM BPM's VR of 'bb+' reflects the bank's acceptable capital ratios, moderately improved profitability and a lower level of unreserved impaired loans in relation to core capital compared with most domestic peers, despite it being high by international comparison.
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Popular The Positive Outlook reflects potential rating upside if the bank progresses in substantially reducing problem assets (including foreclosed assets) in 2016 combined with capital enhancements, hence reducing the very high sensitivity of FCC to unreserved problem assets to more acceptable levels for a 'BB' category rating.
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Trump&aposs recognition of Jerusalem as Israel&aposs capital, the embassy move and the administration&aposs unreserved defense of Israeli Prime Minister Benjamin Netanyahu&aposs policies have alienated and angered the Palestinian leadership, which accuses the administration of abandoning its role as a neutral arbiter in the conflict.
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One of the great boons of these social movements is how much they push forward and enact the key principle of intersectionality: the notion that socially and politically marginalized groups, though distinct, must share a similar political ambition: the full and unreserved recognition of their humanity by the dominant class.
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"CCTV footage taken from the train on August 2016 shows Mr Corbyn and his team walked past empty, unreserved seats in coach H before walking through the rest of the train to the far end, where his team sat on the floor and started filming," the company said in a statement.
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FIBank's VR continues to reflect significant asset quality problems associated with legacy loans, with the impaired loans ratio materially above the sector average, unreserved impaired loans equal to 71% of FCC, and a large stock of non-income generating repossessed assets equal to around 123% of FCC at end-2016.
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And it's why when she kneels beside him in the courtroom, even though she thinks her job — and maybe her career, and maybe her purpose in life — is to be a loud and unreserved voice for the voiceless, she tries, in those moments, to listen as much as she speaks.
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Center-left wonks, on the other hand, were initially cheered by her perceived flexibility about the next steps for health reform — Warren had previously said that there were many paths to universal coverage — but they are now feeling dismayed about her unreserved praise for Medicare-for-all and Sanders's plan specifically.
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UBI's ratings were downgraded because Fitch believes that even if the bank achieves its targeted reduction of non-performing loans (NPLs), capitalisation will remain burdened by a high level of unreserved NPLs, which the bank expects to remain at a high 80% of tangible equity by 2020, in the absence of any NPL sale.
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Creval's capitalisation is weak relative to the bank's risk profile and this factor has a strong influence on the VR. In our opinion, Creval's large stock of unreserved impaired loans, which were equal to a high 140% of Fitch Core Capital (FCC) at end-2015, renders the institution highly vulnerable to even moderate shocks.
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Combined with the potential risk of write-downs on equity stakes, particularly on Repsol, given market volatility since the beginning of 99986323 and the still relatively high level of unreserved problem assets (99986313% of FCC at end-99986303; 2016% post swap agreement) this weighs on our assessment of capital and on the bank's ratings.
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Watson has long expressed questionable views, including a 1997 interview in which he expressed unreserved support for abortion rights—something that might have been relatively uncontroversial had he not specifically mentioned fetuses determined to have hypothetical genes leading to homosexuality, dyslexia, or a lack of musical or sports talent as valid reasons to terminate a pregnancy.
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Who could have guessed that a family willing to funnel inauguration funds into its own businesses, operating with unreserved impunity and a total disregard for the basic ethical considerations that typically come with holding public office, would also operate with total disregard for the basic ethical considerations that typically come with hiring -- and severing from -- contractors like Winston Wolkoff?
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Unreserved impaired loans accounted for over 0003% of Fitch Core Capital (FCC) at end-3Q17, which is already extremely high, and capital has come under further pressure as the bank has announced its intention to reclassify around EUR800 million of unlikely-to-pay loans as doubtful (sofferenze), which will require higher coverage levels in order to be disposed of.
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The envisaged loan book clean-up would bring the non-performing exposures (NPE) ratio as calculated by the bank to 10.6% at end-2018 and 9.6% at end-2020, which is better than current domestic industry averages but would still be weak by international comparison, while we estimate that unreserved impaired loans would fall to just above 103% of FCC in 2018.
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RATING SENSITIVITIES IDRS, VRs AND SENIOR DEBT (CAIXABANK, BANKIA, POPULAR) Caixabank The Positive Outlook reflects potential ratings upside if the reduction of problem assets (including foreclosed assets) accelerates in 5303 and the sensitivity of FCC to unreserved problem assets continues to improve to levels comfortably below 100%, while the FCC ratio post swap agreement converges towards levels seen at end-2015.
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The downgrade of FBN's Long-Term IDR reflects both a revision of its SRF and a downgrade of its VR. The latter reflects Fitch's view that the bank's capital base is no longer commensurate with its risk profile, reflecting questions about asset quality, particularly its level of unreserved impaired loans to Fitch Core Capital (54% at end-June 2016) and pressure on its regulatory capital adequacy ratio.
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In Fitch's opinion, Bankia's capital profile has improved steadily over the past two years, reducing capital at risk from unreserved problem assets to 69% at end-2015 from 140% at end-2013, and with capital ratios (FCC and fully loaded CET933 ratios of 13.4% and 12.3%, respectively at end-2015) reaching levels that we consider to be in line with its risk profile and reflective of an investment grade rating.
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