YDPIC depends on reinsurance to strengthen its underwriting capacity and mitigate underwriting volatility.
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Fitch expects profitability to increase further following more efficient underwriting practices and increased reliance on underwriting activity.
|
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CUPI has stopped underwriting commercial used-motor insurance policies with poor underwriting results to improve business quality.
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Fitch expects MSI's underwriting profit to remain satisfactory, as the company is raising premiums based on underwriting risks.
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The Florida Windstorm Underwriting Association and the Florida Residential Property & Casualty Joint Underwriting Association, Citizens Property Insurance Corp.
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Fitch believes the insurers are likely to maintain a satisfactory underwriting profit after raising premiums on underwriting risk.
|
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Ms. Adelson, 32, is an underwriting counsel for Ambridge Partners, a transactional insurance underwriting firm in New York.
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FULL-YEAR UNDERWRITING LOSS LIKELY Berkshire lost $1.44 billion from insurance underwriting in the quarter and $1.73 billion from January to September, putting it on pace for its first full-year underwriting loss since 2002.
|
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This was attributable to robust insurance underwriting and fee-based profits due to prudent underwriting and successful customer outreach.
|
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YDPIC depends on reinsurance to strengthen its underwriting capacity and mitigate underwriting volatility due to its moderate capital buffer.
|
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Underwriting results of business originated from SGCC are favorable, mitigating underwriting losses from competitive compulsory third-party motor insurance.
|
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Fitch views prudent underwriting in the MTPL segment as crucial to the company's future ability to the underwriting business.
|
|
The underwriting banks are set to recieve €60m of fees altogether — around €7.5m each — based on a 2% underwriting fee.
|
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Fitch expects Adira Insurance to manage its expenses and continue its selective underwriting practices to maintain its healthy underwriting margin.
|
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"General Insurance achieved its second consecutive quarter of underwriting profitability resulting from underwriting and expense discipline, and reinsurance actions, and remains on track to deliver an underwriting profit for the full year," Duperreault said in a statement.
|
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As underwriting authority is delegated to underwriting management agencies (UMAs), a potential mis-alignment of interests exists between UMAs and RMBSI.
|
|
One of the contested transactions, with GenRe, a reinsurer, transformed an underwriting loss into an investment loss, protecting the reputation of its underwriting.
|
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Additionally, Fitch expects underwriting net revenue to remain good, particularly as Goldman continues to focus on growing its market share in debt underwriting.
|
|
In 2016 the company reported a positive non-life underwriting result of RUB103 billion, reversing an underwriting loss of RUB384 million in 2015.
|
|
Life underwriting results remained affected by the negative effects of low interest rates, partly offset by increased realised gains and improved underwriting expenses.
|
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FHA Underwriting Manual: If you're curious enough to wade into some primary documents, this underwriting manual from 1938 is a good place to start.
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Fitch memperkirakan bahwa Adira Insurance akan terus mengelola biaya-biaya bisnisnya dan terus menerapkan praktek underwriting yang selektif untuk mempertahankan margin underwriting yang sehat.
|
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The rebalancing of the underwriting portfolio and the increased underwriting discipline shown through significant rate increases in traditionally difficult markets is positive for the ratings.
|
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However, its implementation will mean that insurance companies will have to change their underwriting process, the structure of the policy, as well as risk underwriting.
|
|
The company's active operations posted underwriting profitability in 2016 with combined ratios of 98.6% in StarStone Insurance Bermuda Limited and 13% in Atrium Underwriting Group Limited (Atrium).
|
|
RSA posted a group underwriting profit of 405 million pounds and a combined ratio of 93.6% - a key measure of underwriting profitability - both in line with forecasts.
|
|
Lloyd's of London insurer Talbot Underwriting Services, which has covered past Games, decided against underwriting Pyeongchang after weighing up the risks against the premium it could fetch.
|
|
Investment banking revenue rose 24.71 percent to $21.87 billion, as strong growth in advisory and investment-grade debt underwriting more than offset a drop in equity underwriting.
|
|
The ratings reflect the companies' strong capital positions, as well as the RMBSI group's resilient fee and underwriting income, prudent investment policy and conservative approach to underwriting risk.
|
|
DATA ADEQUACY Fitch conducted a review of 10 sample loan files focusing on the underwriting procedures conducted by MTF compared to MTF's credit policy at the time of underwriting.
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DATA ADEQUACY Fitch conducted a review of 20 sample loan files focusing on the underwriting procedures conducted by SFL compared to SFL's credit policy at the time of underwriting.
|
|
The RMBSI group's ratings continue to reflect the companies' strong capital positions, as well as resilient fee and underwriting income, prudent investment policy and conservative approach to underwriting risk.
|
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AlfaStrakhovanie reported an improved underwriting result in all major lines of business it operates in for 0003, with motor insurance being the main driver behind its stronger underwriting profitability.
|
|
DATA ADEQUACY Fitch conducted a review of 22016 sample loan files focusing on the underwriting procedures conducted by SFL compared with SFL's credit policy at the time of underwriting.
|
|
DATA ADEQUACY Fitch conducted a review of 10 sample loan files, focusing on the underwriting procedures conducted by NAB compared to NAB's credit policy at the time of underwriting.
|
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DATA ADEQUACY Fitch conducted a file review of 20 sample loan files focusing on the underwriting procedures conducted by SFL compared to SFL's credit policy at the time of underwriting.
|
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DATA ADEQUACY Fitch conducted a file review of 10 sample loan files focusing on the underwriting procedures conducted by CBA compared to its credit policy at the time of underwriting.
|
|
DATA ADEQUACY Fitch conducted a file review of 12 sample loan files focusing on the underwriting procedures conducted by Certegy compared to Certegy's credit policy at the time of underwriting.
|
|
The company's active operations posted underwriting profitability in first-half 2016 with combined ratios of 99% in StarStone Insurance Bermuda Limited (StarStone) and 97.3% in Atrium Underwriting Group Limited (Atrium).
|
|
Its underwriting performance was healthy in 2015 with a Fitch-calculated combined ratio of 97%, despite market-wide deterioration in underwriting profitability driven by rising claims inflation and legislative changes.
|
|
DATA ADEQUACY Fitch conducted a file review of 10 sample loan files focusing on the underwriting procedures conducted by RESIMAC compared to their credit policy at the time of underwriting.
|
|
DATA ADEQUACY Fitch conducted a file review of 10 sample loan files focusing on the underwriting procedures conducted by Columbus compared to their credit policy at the time of underwriting.
|
|
DATA ADEQUACY Fitch conducted a file review of 15 sample loan files focusing on the underwriting procedures conducted by Macquarie Leasing compared to its credit policy at the time of underwriting.
|
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KEY RATING DRIVERS The ratings reflect the companies' strong capital positions, as well as the RMBSI group's resilient fee and underwriting income, prudent investment policy and conservative approach to underwriting risk.
|
|
DATA ADEQUACY Fitch conducted a file review of 10 sample loan files focusing on the underwriting procedures conducted by P&N Bank compared to its credit policy at the time of underwriting.
|
|
DATA ADEQUACY Fitch conducted a review of 10 sample loan files focusing on the underwriting procedures conducted by Bank of Western Australia compared to its credit policy at the time of underwriting.
|
|
The study said employees involved in underwriting were likely to earn 15-20 percent less in incentives in 2016 than in 2015 due to a drop in activity, especially in equity underwriting.
|
|
Key drivers of the reduction in debt underwriting net revenue were lower leverage finance activity and the reduction in equity underwriting net revenue due to a continued slow initial public offering (IPO) market.
|
|
The robust underwriting results were supported by a number of initiatives RSA implemented recently, including optimising pricing and claims processes, investing in new IT infrastructure and focusing on underwriting discipline and cost control.
|
|
Specifically, equity underwriting revenue was up 20% from the sequential quarter but down 33% from the year-ago quarter, and debt underwriting was down 21%, but up 8% for the same time period.
|
|
The underwriting standards on such mortgages have been steadily tightened.
|
|
In most states, you'll have to go through medical underwriting.
|
|
Improving investment income and favorable underwriting were among the headwinds.
|
|
For insurers, evaluating and underwriting policies is an expensive endeavor.
|
|
The business of underwriting stocks and bonds was also difficult.
|
|
The company's profitability and underwriting performances have been consistently strong.
|
|
Existing regulation prohibits the BOJ from directly underwriting government debt.
|
|
In most states, you have to go through medical underwriting.
|
|
We like to refer to it as common sense underwriting.
|
|
Read more: Deutsche Bank cut equities trading, but kept underwriting.
|
|
There is never any underwriting or recourse for funds accessed.
|
|
He also noted deteriorating underwriting quality and higher leverage multiples.
|
|
Further, an automated underwriting process could potentially reduce fraud incidences.
|
|
It recommended loosening the capital requirements for banks underwriting securitizations.
|
|
"Our underwriting criteria is different for every industry," she said.
|
|
Adversely the net result was impacted by negative underwriting profitability.
|
|
AzInsurance reported an underwriting loss of AZN3.8 million in 2016.
|
|
Its underwriting loss was $188 million in the fourth quarter.
|
|
"We are seeing a deterioration in underwriting standards," he said.
|
|
The G.S.E.s' underwriting standards became those of the whole industry.
|
|
Goldman Sachs handles the card's banking functions, such as underwriting.
|
|
But Saudi Arabia itself has been accused of underwriting extremists.
|
|
Underwriting standards on "leveraged loans" to risky companies have eroded.
|
|
The New Delhi-headquartered bank will split the process of credit underwriting into four divisions with different employees focused on sourcing, appraisal, process and underwriting, documentation and disbursement, and recovery, it said in a statement.
|
|
AIG still needs more hires with commercial underwriting expertise, Tunis said.
|
|
MPLI follows a unique underwriting cycle to other commercial insurance lines.
|
|
Also be aware that underwriting can take a month or more.
|
|
RBC Capital Markets may join the underwriting group, the sources said.
|
|
The venture's operations include debt and equity underwriting and financial advisory.
|
|
The company aims to enhance the stability of its underwriting businesses.
|
|
The all-important underwriting process is going to be on Goldman.
|
|
AIG's results were helped by lower expenses and strong underwriting results.
|
|
Morgan Stanley had won the coveted role of underwriting Uber's IPO.
|
|
She will report to Matthew Moore, group chief underwriting officer, LSM.
|
|
But underwriting was still profitable, helped by lower catastrophe-related losses.
|
|
Mainstream insurers find closed portfolios a distraction from underwriting new business.
|
|
Propel Venture's Gilbert said underwriting the demand could be a challenge.
|
|
Aggressive growth, accompanied by weak underwriting results, would be credit-negative.
|
|
Costello joins from Axa, where she has been underwriting since 2013.
|
|
That unit reported steep declines across trading, underwriting and investment banking.
|
|
Fitch expects these initiatives to improve POI's underwriting performance in FY16.
|
|
Underwriting standards have become increasingly conservative through the downward economic cycle.
|
|
"The desperate nature of this underwriting has me spooked," Cramer said.
|
|
The money underwriting it, from ConsenSys, remains, you know, regular money.
|
|
Goldman Sachs, JPMorgan Chase and Allen & Company are underwriting the offering.
|
|
UBAE has tight underwriting standards and its risks are adequately controlled.
|
|
INCREASE IN UNDERWRITING RESULTS Source text for Eikon: Further company coverage:
|
|
So maybe it will lead to fashion underwriting actual feature films.
|
|
Overall underwriting and advisory revenues dropped 12% for all European banks.
|
|
This move is expected to cut banks' underwriting fees in half.
|
|
Moreover, corporate bond issuance largely dried up, slicing into underwriting fees.
|
|
Debt and equity underwriting fees were also down 2908% through the first nine months of 20652, with equity underwriting especially weaker (down 6463%) due to higher equity market volatility, which caused several deals to be delayed.
|
|
Favorably, ACGL posted an underwriting and overall net income profit in every year of its 14-year operating history, compared with many peers that experienced underwriting and net losses during years in which significant catastrophe events occurred.
|
|
Net proceeds are the total capital raised minus expenses and underwriting costs.
|
|
In the meantime, these higher expenses will keep underwriting results under pressure.
|
|
Net income will be underpinned by strong underwriting and robust investment income.
|
|
In others, Saudi Arabia has simply written checks underwriting American covert activities.
|
|
PacRe does not have its own employees, instead using Validus's underwriting staff.
|
|
Underwriting and closing a policy may take several days, even several weeks.
|
|
Risk assessment and underwriting is at the very core of the business.
|
|
Debt underwriting is big business to Wall Street banks, particularly investment banks.
|
|
Loan portfolio quality reveals adequate underwriting standards according to local market conditions.
|
|
Careful underwriting ensures that borrowers have the ability to repay their mortgages.
|
|
Once all of the underwriting is completed, you'll officially sign the documents.
|
|
And I think that's what the market is currently underwriting right now.
|
|
Elite's strong track record of underwriting profitability is positive for the rating.
|
|
"Investment banking underwriting revenue will almost certainly decline this year," he said.
|
|
Equity underwriting has surged, albeit off of a very low comparable base.
|
|
MS' revenue pressures primarily occurred within the company's trading and underwriting businesses.
|
|
Spotify didn't disclose whether it or Capital One is underwriting the discount.
|
|
In non-life insurance, Fitch views IDUNA's consolidated underwriting profitability as good.
|
|
Davidson & co stephens inc are underwriting the ipo Source text : 1.usa.
|
|
The standalone rating reflects SI Re's strong capitalisation and sound underwriting practices.
|
|
It set up a re-guarantee company, in effect underwriting the underwriter.
|
|
After all, those underwriting fees serve to enrich shareholders like the QIA.
|
|
Fitch said Tuesday that underwriting revenue at banks has dropped off dramatically.
|
|
"Underwriting auto insurance is becoming a lot more data-driven," Kochenburger said.
|
|
Japan also bars underwriting of bonds issued by Sberbank and other institutions.
|
|
Some investors see investment losses as less significant than insurance underwriting losses.
|
|
Fee estimates exclude any underwriting or arrangement fees to finance the acquisition.
|
|
Our verdict: Capital One makes its underwriting criteria clearer than most issuers.
|
|
That being said, not all Amex cards follow the same underwriting criteria.
|
|
A higher combined operating ratio translates to lower underwriting profits for insurers.
|
|
The venture's existing operations include debt and equity underwriting and financial advisory.
|
|
However, underwriting results are likely to remain volatile due to catastrophe exposures.
|
|
Each diversity joint-lead got a 14% underwriting fee, according to Mischler.
|
|
Meanwhile the largest US investment banks are among those underwriting Aramco's IPO.
|
|
We can be mindful of the people underwriting and powering our convenience.
|
|
That is raising concerns that underwriting "could become largely unprofitable" in Asia.
|
|
The complexity of underwriting the pianos comes from context, Professor Finn said.
|
|
Fitch attributes MUAH's superior credit performance to conservative and consistent underwriting standards.
|
|
The low probability of default (1.6% in 0003) indicates risk-averse underwriting.
|
|
Insurer Chubb said they would stop underwriting NRA insurance for gun owners.
|
|
Wilson says some states may require these riders for disability insurance underwriting.
|
|
The company has developed an AI-powered solution for commercial insurance underwriting.
|
|
Stronger underwriting across all the insurance company's businesses helped its latest results.
|
|
The decline was led by smaller investment gains and insurance underwriting losses.
|
|
Citi was the sole sponsor, or senior underwriting bank, for the IPO.
|
|
To Lifshitz, the PayPal deal is validation of Swift Financial's underwriting technology.
|
|
But their securities trading and underwriting activities were profitable during this period.
|
|
Its commercial auto business made an underwriting loss of C$3 million.
|
|
"Each of the underwriting banks needs to reconfirm its appetite," he said.
|
|
K.K.R. has pushed heavily into debt-trading businesses and capital markets underwriting.
|
|
"Nothing is as good," she said, referencing underwriting signals that competitors use.
|
|
This practice, called underwriting, was generally banned by the Affordable Care Act.
|
|
The venture's offerings includes underwriting and sponsoring of stock and bond sales.
|
|
In May, Duperreault said he expected an underwriting profit by year-end.
|
|
Earlier this month, Chubb became the first U.S. insurance company to limit coal-related underwriting and investing, expanding a global trend that has seen 15 companies — underwriting a total of $313 million in premiums — announce new policy restrictions.
|
|
An increase in recent accident year (AY) loss ratios from the fourth quarter charge reveal further weakness in underwriting and reserve quality, and indicate that greater improvement than previously anticipated is necessary to return to adequate underwriting profitability.
|
|
"The Joint War Committee will meet tomorrow to assess the situation in the Gulf," said Neil Roberts, head of marine underwriting at Lloyd's Market Association (LMA), which represents the interests of all underwriting businesses in London's Lloyd's market.
|
|
Deterioration in underwriting performance with combined ratio persistently above 231% or substantial underwriting or investment losses resulting in a fall in Union's statutory capital ratio to below 300%, on a sustained basis, are key triggers for a rating downgrade.
|
|
The agency will be "reviewing commercial and retail credit underwriting practices, especially for leveraged loans, auto loans, loans to nondepository financial institutions, and CRE loan sectors that have experienced higher growth and weakening underwriting standards," according to the report.
|
|
To fix that, the Marshmallow team — which also includes Tim Holliday, who was previously the Chief Underwriting Officer and MD of Personal Lines at Zurich — has built an underwriting system that aggregates global data rather than U.K.-only data.
|
|
But underwriting stocks and bonds, corporate lending–that is essential business, not fraud.
|
|
The underwriting is actually similar to that of a 30-year fixed loan.
|
|
Bank of America and J.P. Morgan were the underwriting banks managing the offering.
|
|
Additionally, reinsurers provide critical underwriting capacity in protecting Florida specialists from catastrophe losses.
|
|
Policies that are compliant with the Affordable Care Act do not use underwriting.
|
|
"The dotcom bomb in 2000 ... went off because of reckless underwriting," Cramer said.
|
|
Interestingly, credit scores are not even taken into consideration in their underwriting process.
|
|
Underwriting results of property business originated from SGCC remain favourable, with stable growth.
|
|
Underwriting and fixed-income trading were buoyant; equity trading and advice were flattish.
|
|
These joint ventures offer services like stock and bond underwriting, sales and trading.
|
|
Dudley specifically pointed to the underwriting of mortgages and trading of mortgage securities.
|
|
This insurance practice, known as "underwriting," is banned under the Affordable Care Act.
|
|
Underwriting ratios remained consistent with Fitch's median guidelines for the current rating category.
|
|
WISH Finance is building an Ethereum-based blockchain for cash flow-based underwriting.
|
|
Chubb will also stop underwriting the construction of new coal-fired power plants.
|
|
Octopus boasts a tried and tested underwriting processes and high quality loan origination.
|
|
Again, the Kabbage platform is the enabler – both for delivery and underwriting purposes.
|
|
"(Insurance firms) must concentrate on driving profitability from your underwriting performance," he said.
|
|
The underwriting improvement stemmed mainly from a unit that protects against major catastrophes.
|
|
Revenues from advice and from underwriting new bond and share issues were mixed.
|
|
Insurance underwriting profit dropped 63% to $353 million, with declines in several businesses.
|
|
It said weather-related losses led to an 18% drop in underwriting gains.
|
|
The bank's credit underwriting standards are sound, with moderate loan-to-value ratios.
|
|
It said an underwriting agreement had been signed with the whole banking syndicate.
|
|
He also noted that Wall Street banks have benefited from growing underwriting activity.
|
|
The bank abides by strict, self-imposed capitalisation, gearing, liquidity and underwriting criteria.
|
|
KAYLA TAUSCHE: But you're in the business of underwriting and advising these companies.
|
|
The case is The Underwriting Members of Lloyd's Syndicate 53 et al v.
|
|
Lendable launched five years ago and uses machine learning to automate credit underwriting.
|
|
AA started underwriting insurance a year ago, in addition to providing broking services.
|
|
You were not underwriting the bad loans that brought down the housing market.
|
|
MI), have secured a pre-underwriting agreement from another six banks - Santander (SAN.
|
|
Is Goldman more focused on the short-term underwriting fees ($25 million) vs.
|
|
Revenue at BB Seguridade's underwriting and distribution businesses rose less than analysts expected.
|
|
The underwriting data covered four segments: insurance, reinsurance, life and health, and other.
|
|
Tugu Pratama has maintained a sound capital buffer to support its underwriting businesses.
|
|
But your tax dollars are underwriting similar sordid abuses in Kandahar and Kabul.
|
|
Fitch views CUPI's financial performance and earnings as strong, despite its underwriting volatility.
|
|
Are Fallout and Elder Scrolls underwriting creative experiments like The Evil Within 2?
|
|
It's not that trading doesn't benefit from underwriting, or the other way around.
|
|
This is underpinned by its selective underwriting, steady premium growth and manageable claims.
|
|
But with genetic tests, insurance companies can virtually eliminate the guesswork in underwriting.
|
|
Tugu Pratama telah mempertahankan modal penyangga yang sehat untuk mendukung bisnis underwriting perusahaan.
|
|
Fitch views TPUK's underwriting performance as very strong and supportive of its rating.
|
|
Morgan Stanley Huaxin Securities' offering includes underwriting and sponsoring of stocks and bonds.
|
|
Overall underwriting income decreased 30.8 percent to C$153 million in the quarter.
|
|
The general insurance unit's underwriting income, which is the difference between premiums an insurer collects on policies and claims it pays out, was $179 million in the latest quarter, compared with an underwriting loss of $251 million a year earlier.
|
|
An underlying problem is that oil refineries are not obliged to produce tailor-made shipping fuel, said Neil Roberts, head of marine underwriting at Lloyds Market Association, which represents the interests of all underwriting businesses in Londons Lloyds insurance market.
|
|
It cited a jump in provisions for doubtful debts and lower net underwriting income.
|
|
Partially offsetting the weakness in FICC was continued strength in debt underwriting and advisory.
|
|
RSA's combined ratio, a measure of underwriting profitability, strengthened to a record 93.2 percent.
|
|
S. real bond yields have also fallen since November 2015, underwriting income generating stocks.
|
|
The slide also showed a $267 million decline within the firm's insurance underwriting business.
|
|
Total investment banking revenue rose 10 percent, boosted by debt underwriting and advisory fees.
|
|
Insurers also look at the ratings when they make underwriting decisions on cyber liability.
|
|
Net income from the business rose 12%, boosted by higher underwriting and advisory fees.
|
|
Investment banks make big bucks on underwriting initial public offerings and providing financial counsel.
|
|
But underwriting performance in its general insurance division missed both group and market expectations.
|
|
Bank examiners faulted leveraged loans for having too-loose repayment schedules and liberal underwriting.
|
|
KEY RATING DRIVERS The ratings reflect RSA's stronger capital position and improving underwriting performance.
|
|
AA provides roadside recovery and insurance broking services and started underwriting insurance in February.
|
|
On the banking side, it speaks of underwriting loans mostly to the best credits.
|
|
If technology can be used to improve underwriting, it could lower bad debts, too.
|
|
These do not include those underwriting such rights as habeas corpus and press freedom.
|
|
Originally the banks underwriting the issue had been left with almost 1.2 billion shares.
|
|
M&A revenue tumbled 36% to $232 million, while equity underwriting revenue dipped 6%.
|
|
Fitch is projecting an underwriting loss in 2017 with the combined ratio reaching 101%.
|
|
This could principally represent a risk to lenders if accompanied by weaker underwriting standards.
|
|
Both Simpson and Padfield held underwriting positions with Hiscox prior to joining Willis Towers.
|
|
With the funding, that underwriting will expand to California, Illinois and Washington, and beyond.
|
|
Barda also is underwriting a program to support pre-trial work on promising compounds.
|
|
"Underwriting appears to be quite lax last year in subprime auto lending," said Brainard.
|
|
During the housing recovery they have repaired their balance-sheets and strengthened underwriting standards.
|
|
These are mortgages that would have been granted under more normal historical underwriting standards.
|
|
Auswide's mortgage and business loan underwriting standards are largely in line with domestic peers.
|
|
"We are investing to make sure our infrastructure and underwriting is sustainable," Hodges said.
|
|
International operations centered in Chaucer Holdings PLC (Chaucer) have generated consistently favorable underwriting profits.
|
|
But they have their sights set on using AI in more underwriting and pricing.
|
|
About half of that was closing costs like the title insurance and underwriting fees.
|
|
"We highly respect Sompo's disciplined risk-management system and underwriting culture," Mr. Charman said.
|
|
That notion sounds crazy, of course, but so is underwriting such outlays in China.
|
|
The VR also reflects good risk management and underwriting standards and strong capital ratios.
|
|
He will be responsible for underwriting and distribution of onshore rupee bonds in India.
|
|
The implementation of commercial motor insurance pricing deregulation also weakened its 2016 underwriting result.
|
|
Some financial companies are already using underwriting systems that factor in deposit account information.
|
|
When you're developing in downtown Chicago, you know all those things: demand, community, underwriting.
|
|
This revenue played a key role in underwriting the costs of expanded health coverage.
|
|
Despite the heavy discount, the underwriting banks could be left long in the paper.
|
|
Insurance underwriting profit totaled $943 million, compared with a year earlier $22 million loss.
|
|
"I think a lot of the underwriting of that debt is weak," she said.
|
|
Goldman Sachs, KKR, JP Morgan, Morgan Stanley and Deutsche Bank are underwriting Endeavor's IPO.
|
|
InclusiveNew types of data will enable more holistic and dynamic underwriting, insuring and banking.
|
|
Based in Cologne, Germany, he will report to Dieter Winkel, chief underwriting officer, reinsurance.
|
|
"The underwriting contract will be finalised this weekend, maybe already tonight," the person said.
|
|
Operating profit fell 3% to $23.97 billion, hurt by a decline in insurance underwriting.
|
|
Underwriting looks at the likelihood that you'll file a claim and incur a loss.
|
|
The underwriting group includes Goldman Sachs & Co, RBC Capital Markets, Scotiabank and TD Securities.
|
|
The industry also reported declines in stock and bond underwriting revenue, which was expected.
|
|
IMF'S TOBIAS ADRIAN RECOMMENDS POLICYMAKERS CLOSELY MONITOR UNDERWRITING STANDARDS FOR CORPORATIONS TO LIMIT RISK
|
|
After, you&aposll verify your ID. Then, there&aposs the underwriting process for approval.
|
|
UBS China securities joint venture businesses include fixed income, equity underwriting and financial advisory.
|
|
One of the consequences was loose underwriting to keep money flowing in the door.
|
|
JP MORGAN SAYS THE JV'S SERVICES WILL INCLUDE BROKERAGE, INVESTMENT ADVISORY, UNDERWRITING AND SPONSORSHIP
|
|
His father is an underwriting counsel, in Alpharetta, Ga., for Stewart Title Guaranty Company.
|
|
Former Berkshire Hathaway executive Tom Bolt was named chief underwriting officer of general insurance.
|
|
KEY RATING DRIVERS TDC's ratings are based on above-average underwriting performance and profitability relative to medical professional liability insurance (MPLI) peers, favorable loss reserve levels, strong statutory capital position, and an operating strategy that is focused on long-term underwriting profitability.
|
|
Per Pew, of the 125 news-oriented NPR licensees surveyed around the country, individual giving and underwriting accounted for 63% of total revenue in 2015 individual giving, foundation funding and underwriting is on the rise for PBS and its flagship news program, Newshour.
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The on-demand insurance platform is headquartered in Danville, California in the U.S. and will rollout in its home country this year, following earlier launches last year in the U.K., with AXA as its underwriting partner, and in Australia with Suncorp underwriting.
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Its small absolute operating scale and non-recurrent expenses from network development, branch set-up, and brand building will constrain Urtrust's ability to reduce its underwriting expenses and limit the insurer's ability to further enhance its underwriting stability in the near term.
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"Obviously, 21960 was a very tough year from the standpoint of underwriting losses," said Jones.
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Aetna also says no information collected will be used for underwriting, premium, or coverage decisions.
|
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Fitch continues to expect insurers' strong capital buffer to withstand underwriting shocks or market volatility.
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The authors also cite concerns about prevailing underwriting standards and credit quality on such loans.
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Democratic Senator Elizabeth Warren pressed regulators earlier this month about underwriting standards in that market.
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Under a pre-underwriting deal, they can drop the transaction because of adverse market conditions.
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Morgan Stanley Huaxin Securities' offering in China includes underwriting and sponsoring of stocks and bonds.
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The committee's "hot" concern is now over weaker underwriting standards in the leveraged loan sector.
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The underwriting backs have fully committed to this and will not be selling it down.
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Under a pre-underwriting deal, they can drop the transaction due to adverse market conditions.
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Different departments (marketing, underwriting, claims) rarely work together, and their data tends to be siloed.
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Still, the creation and underwriting of policies is something tech giants have avoided to date.
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The bank is underwriting the borrowers and Fannie Mae is originating and selling the loans.
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Banking revenue rose 8 percent to $3.2 billion on higher debt underwriting and advisory fees.
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Under a pre-underwriting deal, they can drop the transaction because of adverse market conditions.
|
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The M&A boost helped offset weaker results from debt and equity capital markets underwriting.
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The company's conservative capital allocation and strong loan underwriting have boosted its longevity, Barron's said.
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SO WE THINK WE'RE OFF TO A GREAT START IN THE COMMERCIAL UNDERWRITING MARGIN IMPROVEMENT.
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Corporate collaborators are underwriting our efforts to implement ENIGMA as an open source code project.
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Price estimates and auction results available online since the early 2000s have made underwriting easier.
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Profitable underwriting is an important source of earnings for Elite given its limited investment returns.
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We provide products and a set of underwriting tools that fits for non-prime customers.
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"Commercial insurance underwriting is inaccurate and inefficient," says Cytora co-founder and CEO Richard Hartley.
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But it is hardly worth battling local brokers in underwriting new issues or share dealing.
|
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It posted a $184 million pretax underwriting gain, versus a $411 million year-earlier loss.
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However, the rigor of their underwriting has not been tested through a full credit cycle.
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The source added that the private deal is "well within" the debt bridge's underwriting caps.
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The bank is adding the back-office operations and underwriting staff needed for origination functions.
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A friend of mine noted that I was underwriting her by analyzing her daily life.
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However, underwriting profits will prove very modest as the combined ratio forecast is over 99%.
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Near-term underwriting results will also be influenced by changes in reported loss reserve development.
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Grinna ran with three other CEOs after Technology Underwriting Greater Good, or TUGG, recruited them.
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It also prohibits that specifically for "underwriting purposes," which is where wellness programs come in.
|
|
Property & casualty reinsurance combined ratios reported for FY6060 indicate strong underwriting performances and technical profitability.
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" Instead, Dugan said, "the root cause of the mortgage crisis was exceptionally weak underwriting standards.
|
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The rating also reflects the company's strong capitalisation and sound underwriting practices in recent years.
|
|
Robust investment income of RUB6 billion and a positive underwriting result supported the company's profitability.
|
|
The paper said Commerzbank, Jefferies and others had been included in the pre-underwriting consortium.
|
|
The company enforces tight underwriting standards and its fairly diversified portfolio continues to perform well.
|
|
Underwriting results for the homeowners line were also adversely impacted by catastrophe losses during 1Q16.
|
|
A trend of declining reserves was tarnishing AIG's reputation for underwriting prowess and mitigating risk.
|
|
Underwriting standards are prudent, and a large part of lending is low-risk housing loans.
|
|
The moves come as Goldman Sachs is trying to build up its debt underwriting capabilities.
|
|
The Shared National Credit (SNC) review is a biannual examination of bank loan underwriting standards.
|
|
The buyers could take on the additional debt and still meet the looser underwriting standards.
|
|
When the private sector also engaged in loose underwriting, we got into really big trouble.
|
|
Tighter underwriting criteria and a stricter collection process will continue driving BAM's sound loan quality.
|
|
The underwriting result in the life segment improved in 2016, supported by better risk margins.
|
|
Every card issuer has its own underwriting criteria, which isn't based strictly on credit score.
|
|
A ratio of 100 percent shows sufficient capital to cover underwriting, investment and operational risks.
|
|
Insurers will continue to maintain adequate capital buffer to withstand underwriting volatility and asset risks.
|
|
Revenue at BB Seguridade's business lines - underwriting and accumulation, distribution and investments - fell last quarter.
|
|
This strengthened YDPIC's ability to control its expense ratio and underpinned its overall underwriting profitability.
|
|
Privatisations up to now have been handled only by public auction, direct negotiation and underwriting.
|
|
Despite fast growth at some societies, we believe that underwriting standards are holding up well.
|
|
This was when they began originating and underwriting loans through a new program, Redfin Mortgage.
|
|
Lloyd's' combined ratio, a measure of underwriting profitability, strengthened to 104.5 percent from 114 percent.
|
|
But regardless of how it should be, underwriting bankers presently advocate for a large pop.
|
|
Fitch believes that DIB is not compromising on its underwriting standards for balance sheet growth.
|
|
Lloyd's, the world's leading player in specialist commercial insurance, houses more than 80 underwriting syndicates.
|
|
VSK's underwriting performance remained positive, with a combined ratio of 96% in 6M17 (12M16: 94%).
|
|
Overall underwriting net revenue was down 11% from both the sequential and year-ago quarters.
|
|
Additionally, Vivriti Capital provides credit underwriting solutions, analytical models, structuring solutions, and automated execution workflows.
|
|
Bank of America managed a slight increase in trading despite a small drop in underwriting.
|
|
In that case, banks and debt investors will drive a harder bargain on underwriting terms.
|
|
That could be the bank&aposs risk-management capabilities, loan-underwriting skills, or financial products.
|
|
The analysts began coverage after a lock-up on analyst research of underwriting firms expired.
|
|
"Different companies have different underwriting guidelines, and different parameters when they set rates," McChristian says.
|
|
With a direct listing, firms can bypass underwriting fees, but no new shares are created.
|
|
It has actively participated in underwriting policy-supported agricultural insurance since its establishment in 217.
|
|
Underwriting performance was healthy, with a combined ratio below 100% over the last five years.
|
|
Shinar said that a huge priority for Fundbox has been to make underwriting more efficient.
|
|
When those companies eventually go public, US banks expect to cash in on underwriting fees.
|
|
Investment banking revenue rose 3 percent on higher advisory fees, even as underwriting fees declined.
|
|
The brokerage handled the bidding, leasing, financing and underwriting of the deal, among other aspects.
|
|
This, in our view, also continues to put pressure on its risk appetite and underwriting standards.
|
|
MPS though needs capital quickly, and it has only secured underwriting commitments until the year-end.
|
|
After that window, unless your state allows special exceptions, you have to go through medical underwriting.
|
|
In 2015 MS Amlin group reported an overall rate reduction of 4% across its underwriting portfolio.
|
|
A newly created bank rescue fund has committed to underwriting the bulk of the capital increase.
|
|
This improvement was driven by strong investment income, which offset moderate underwriting losses in 2012-2015.
|
|
Some fintechs allow lenders to reach customers they might otherwise miss—for instance, by improving underwriting.
|
|
Regulators have pointed out weaknesses in underwriting and overvaluation related to CRE lending within the industry.
|
|
"Delays and the risks of human error are completely removed," Allianz underwriting officer Richard Boyd said.
|
|
In practice, Belarus Re often influences primary underwriting of large risks, as it approves original terms.
|
|
KEY RATING DRIVERS The rating reflects Elite's adequate capitalisation, strong underwriting performance and conservative investment strategy.
|
|
At FYE16 it accounted for 66% of underwriting profit but only 27% of net earned premiums.
|
|
At the time, that was the biggest sole underwriting by a bank by arranger JP Morgan.
|
|
China's securities industry, which includes brokerage and underwriting services, has historically been dominated by domestic players.
|
|
Asahi Life's underwriting business has been stable due to an effective focus on the third sector.
|
|
Previously, she worked at Bankers Trust in corporate finance, merchant banking and high-yield debt underwriting.
|
|
The companies also say that the data won't be used for underwriting, premium or coverage decisions.
|
|
Why should America, with a smaller population and economy than the EU, keep underwriting Europe's security?
|
|
Equity underwriting net revenue modestly declined amid continuing slow volumes of new initial public offerings (IPOs).
|
|
But the growth plans of lenders might only be achievable with some loosening of underwriting standards.
|
|
BofA Merrill Lynch, Deutsche Bank Securities, Goldman Sachs and J.P. Morgan will be underwriting the IPO.
|
|
Non-life reinsurance underwriting profits fell in 1H17 due to lower surpluses from prior-year reserves.
|
|
The venture, headquartered in Beijing, offers services such as stock and bond underwriting and merger advisory.
|
|
Berkshire's "huge and growing insurance operation" had its 13th consecutive year of underwriting profit in 103.
|
|
SIRe has maintained the combined ratio at below 100% since 2010, reflecting its sound underwriting practices.
|
|
The firm then paid commissions to Detter and Malone for both their advisory and underwriting services.
|
|
Trading revenue rose 2 percent to 959 million pounds, supported by strong performance in insurance underwriting.
|
|
Under a pre-underwriting deal, the banks can drop the transaction due to adverse market conditions.
|
|
An offshore company secretly controlled by AIG was used to disguise underwriting losses as an investment.
|
|
ZestFinance, a data-driven underwriting and credit analysis platform, is implementing an expanded parental leave policy.
|
|
Fitch believes mortgage insurers' underwriting results are more volatile than those of other non-life insurers.
|
|
Trading and investment banking underwriting revenues represent the remaining 90% of these firms' capital markets businesses.
|
|
But if the underwriting standard is 2900 percent, the prospective buyer can acquire a $220006,2202 home.
|
|
Thousands of residents had to move over the holidays, with the company underwriting their temporary housing.
|
|
They are growing in this lending segment through cross-selling and not by open-market underwriting.
|
|
This should improve underwriting profitability despite ongoing pressure on bodily injury costs, particularly in motor insurance.
|
|
Investing and hedging activities allow the company to smooth volatile underwriting results, and stabilise net profitability.
|
|
Underwriting standards are in line with the practices of the leading banks in the banking industry.
|
|
In 265, Travelers began restricting its underwriting of new business in California due to wildfire risk.
|
|
Despite the increase in interest-only loans, underwriting is strong relative to the pre-crisis era.
|
|
Tax dollars are underwriting the chipping of forests soon to burn or are spent fighting fires.
|
|
Claims from a string of weather-related events have adversely damaged insurers' underwriting results in 2016.
|
|
The underwriting loss of AZN4 million was driven by increased administrative expenses stemming from the restructuring.
|
|
Those costs are just harder to quantify than an underwriting spread paid to an investment bank.
|
|
Since then, the reinsurer has reviewed its underwriting guidelines and adopted a more selective business approach.
|
|
KEY RATING DRIVERS Ageas' ratings benefit from strong solvency, solid cash position and robust underwriting profitability.
|
|
The billionaire investor has spent millions of dollars underwriting Democratic and progressive causes and political campaigns.
|
|
The underwriting results of its property business originating from SGCC have remained strong with stable growth.
|
|
Depopulation efforts at Citizens, the state-sponsored insurer of last resort has greatly reduced underwriting exposures.
|
|
He did, however, acknowledge an "adjustment ... greater focus on underwriting" in the market in recent months.
|
|
The U.S. investment banks are poised to lead the underwriting of Aramco's $100 billion share offering.
|
|
"That goes to the heart of underwriting and why loans are not inappropriately formed," Ganz said.
|
|
The company has actively participated in underwriting policy-supported agricultural insurance since its establishment in 1986.
|
|
An earlier version of this article misspelled the name of the foundation underwriting the fine amnesty.
|
|
But its intricate structure involving 99 underwriting syndicate members and hundreds of brokers makes change difficult.
|
|
MARAC's underwriting of complementary insurance products to HBL's customers provides MARAC with a sustainable customer base.
|
|
The Times Company matches each sponsored subscription by underwriting another; two for the price of one.
|
|
IMF'S ADRIAN URGES POLICYMAKERS TO 'TAKE ACTION TODAY' TO PREVENT DETERIORATING UNDERWRITING STANDARDS IN CORPORATE DEBT
|
|
Still, mortgage underwriting in general is far stricter than it was during the last housing boom.
|
|
The Riady family has proposed underwriting a $730 million rights issue as part of the funding.
|
|
Unlike other banks BNP Paribas includes its primary debt capital markets underwriting fees in this area.
|
|
Once [we've found candidates], then our algorithms help our two underwriting attorneys perform diligence more quickly.
|
|
Fitch expects the company's shareholders to provide ongoing capital injection given Urtrust's underwriting deficits and expansion.
|
|
Fitch expects Urtrust to report moderately weak underwriting results as the company expands its distribution coverage.
|
|
Previously, Erdoes worked at Bankers Trust in corporate finance, merchant banking and high-yield debt underwriting.
|
|
This means requiring thicker capital cushions for the big banks and tighter leveraged loan underwriting standards.
|
|
It has an extensive track record in all business segments and underwriting standards have been consistent.
|
|
This increases the sensitivity of future underwriting profitability to even a modest rise in major loss claims.
|
|
The tighter underwriting and risk appetite put in place should result in better quality of new lending.
|
|
One of those banks could end up underwriting the Dropbox IPO, so Dropbox probably negotiated favorable terms.
|
|
A ratio of 100 percent shows insurers have sufficient capital to cover underwriting, investment and operational risks.
|
|
Steady healthy investment returns and prudent underwriting performance have contributed favourably to the company's bottom-line profitability.
|
|
But a reduction in competition is to be lamented, especially since advisory and underwriting fees remain fat.
|
|
A ratio of 100 percent means insurers have enough capital to cover underwriting, investment and operational risks.
|
|
"Bank management has been very cautious, tightening loan underwriting standards and preventing future credit costs," Hou said.
|
|
"I don't think we're in a disastrous shape, especially from an underwriting perspective," a fourth banker said.
|
|
It could have turned out like the Facebook deal, which prompted concern for the entire underwriting process.
|
|
Blackstone has been underwriting loans since 2013, primarily on deals that the firm has an interest in.
|
|
This prudent approach in underwriting business results CAA's default rates being structurally lower than the national average.
|
|
Deutsche also lagged US banks on debt underwriting, normally an area of strength for the German bank.
|
|
The final decision on loan underwriting and fund disbursements is made by the lender, the post said.
|
|
On the claims and underwriting side, there is little entrepreneurial activity to date that we know of.
|
|
Their underwriting methods also often include analysis of non-traditional data, such as education level of borrowers.
|
|
So BlueVine automated the process, bringing applications onto the internet and building algorithms to handle the underwriting.
|
|
Goldman Sachs, J.P. Morgan, BMO Capital Markets and Wells Fargo Securities were the bankers underwriting the IPO.
|
|
Net proceeds to the Company after deducting underwriting discounts and commissions and offering expenses were $53.3 million.
|
|
The obvious reason is that the insurance companies charge "loads" to cover administrative and other underwriting costs.
|
|
Thousands of residents were forced to move over the holidays, with the company underwriting their temporary housing.
|
|
The company enforces tight underwriting standards and its fairly diversified portfolio has performed well over recent years.
|
|
A third-quarter miss related to business written before new underwriting policies were set, Quinn told Reuters.
|
|
Adjusted earnings for MetLife's U.S. business were up 9%, spurred partly by lower expenses and favorable underwriting.
|
|
Even Warren Buffett's Berkshire Hathaway looks poised for its first full-year underwriting loss in 15 years.
|
|
And more recently, Get Out has the entire history of American racism underwriting the story and tension.
|
|
Underwriting stalled for most, as companies were wary of launching share and bond sales on choppy waters.
|
|
While code operates much of the underwriting and origination process, there is a human touch as well.
|
|
But debt underwriting was perkier at Citi and JPMorgan Chase, and advisory fees rose across the board.
|
|
Operating profit, however, fell 18 percent to $14.46 billion, hurt by a rare loss from insurance underwriting.
|
|
Nonetheless, the underwriting margin of non-life sector remained stable in 22852, supported by benign catastrophe losses.
|
|
"AmTrust relies heavily on technology to assess risks and is highly selective in its underwriting," Cuniff said.
|
|
A ratio of 100 percent means insurers have enough capital to meet underwriting, investment and operating risks.
|
|
Or it can be used for risk and compliance purposes, as Braintree does when underwriting new merchants.
|
|
Banking fees decreased 6%, impacted by low underwriting activity, though management stated that market shares have improved.
|
|
Medical underwriting is the practice of determining health insurance rates based on an individual customer's health status.
|
|
Shareholders' equity grew by 2.5% in 1H17, with underwriting profits slightly exceeding share repurchases and shareholder dividends.
|
|
But "these are the same governments underwriting new coal development elsewhere", he said, calling the actions "egregious".
|
|
Sompo will deploy Endurance's underwriting know-how for customers with global businesses, it said in a statement.
|
|
At that time, the firm was representing Frank Quattrone and his underwriting team at Deutsche Morgan Greenfell.
|
|
This was driven by higher NII, advisory fees as well as strong debt and equity underwriting results.
|
|
It attributed much of the increase in auto loan delinquency to weaker underwriting standards and lending standards.
|
|
The ban includes bond underwriting, brokerage, trustee and other services the bank has provided to the city.
|
|
Overall insurance profit fell 11 percent to $1.12 billion, and included a 34 percent drop from underwriting.
|
|
While favorable development typically indicates reserve strength it can mask deterioration in current calendar year underwriting results.
|
|
"If you don't have it, you need to get it before they stop underwriting it," she advised.
|
|
Debt underwriting revenues slumped from a year earlier at other U.S. banks that reported first-quarter results.
|
|
Higher net revenues from initial public offerings also helped boost underwriting revenues 27 percent to $1.21 billion.
|
|
Barclays, Citigroup, Credit Suisse and Goldman Sachs were also part of the underwriting group with smaller roles.
|
|
In 2016, SoFi announced that it would no longer factor FICO credit scores into its underwriting process.
|
|
Berkshire said it incurred $1.95 billion of after-tax underwriting losses attributable to the hurricanes and earthquake.
|
|
The truth is we were just able to squeeze past the underwriting qualifications to get a mortgage.
|
|
The increase was mainly driven by a strong increase in fee income from the Underwriting Solutions business.
|
|
STFC's presence across transport hubs helps it keep in touch with customers and underpins its underwriting capabilities.
|
|
Gather the necessary documentsOnce you've filled out your refinancing application, your loan will enter the underwriting stage.
|
|
With oil prices remaining low, Leucadia may continue to struggle in high-yield debt underwriting and trading.
|
|
Greenshoe options give the underwriting banks the ability to sell more shares than the original amount set.
|
|
A surge in dental insurance premium underwriting offset declining net life, mortgage and rural sales last quarter.
|
|
Fee income in the investment bank fell 5 percent because of lower debt underwriting and advisory fees.
|
|
More than a third of that $70.1 million went to banks in the form of underwriting fees.
|
|
This paid off for a while, particularly with underwriting new share sales (IPOs) in the developing world.
|
|
Such implicit underwriting of private risks encourages irresponsible behavior as much as it did a decade ago.
|
|
The first quarter of this year was when they began originating and underwriting loans through Redfin Mortgage.
|
|
Reality check: There's a lot of wiggle room in "underwriting profit," based on Oscar's own financial data.
|
|
Underwriting net revenue is likely to remain challenging, as least over the near term, given volatile markets.
|
|
Berkshire had made money from underwriting even in 2005, when Hurricane Katrina struck the U.S. Gulf Coast.
|
|
There is no certainty the bank will secure the coveted "lead left" underwriting position, the sources said.
|
|
Morgan Stanley, JPMorgan, Allen & Co and Bank of America Merrill Lynch led the 12-member underwriting team.
|
|
Trading revenue at Citigroup and JPMorgan declined too, albeit by a smaller percent, even as underwriting grew.
|
|
Underwriting standards have become stricter in the last decade, making it more difficult to get a mortgage.
|
|
This includes the cost of product development, pricing, underwriting, claim adjustment and, of course, the claim costs.
|
|
Like the other insurers, State Farm seeks to earn investment income that would offset its underwriting losses.
|
|
The banks stand to jointly earn $42 million in fees, equivalent to a 2 percent underwriting commission.
|
|
The bank earned extraordinary fees underwriting bond deals for 1Malaysia Development, known as 1MDB, earlier this decade.
|
|
Underwriting gains slumped 54 percent to $23 million in the quarter ended June 30, the company said.
|
|
ECM underwriting is part of the investment banking division, where about 25 jobs will go in Europe.
|
|
The embattled bank first revealed a disastrous "calculation error" in its mortgage modification underwriting tool in August.
|
|
MUFG provides debt to airlines, plane lessors and others through underwriting, export credit financing and other means.
|
|
WFC tightened underwriting standards in auto, which contributed to the 3% decline on a linked-quarter basis.
|
|
At the proposed OID, the underwriting syndicate will take a loss of around US$18m, they said.
|
|
The latter give the underwriting banks the ability to sell more shares than the original amount set.
|
|
One report is called CLUE, for Comprehensive Loss Underwriting Exchange, and the other is called A-PLUS.
|
|
The non-life underwriting result remained resilient, with a combined ratio of 95.6% in 2016 (2015: 96.2%).
|
|
ETNs are unsecured and low-ranking debt securities issued by an underwriting bank, with no principal protections.
|
|
Underwriting profit of Japan's top four non-life insurers improved despite domestic weather-related events in FYE16.
|
|
The average 'combined ratio' remained satisfactory at 92%, helped by ongoing premium adjustment based on underwriting risks.
|
|
Fitch expects asset quality to stabilise due to ABAL's new underwriting system, low interest rates and unemployment.
|
|
Fees from underwriting investment-grade loans reached the second-highest on record, following US$1.8bn in 2011.
|
|
Dell Technologies – Dell is said to be interviewing several banks about underwriting a traditional initial public offering.
|
|
Ms. Randall's father is the head of underwriting and strategic execution at Farmers Insurance in Grand Rapids.
|
|
Banks are keen to see a return to underwriting second-lien debt after they generated US$1.28bn in underwriting fees last quarter, which was the lowest since the third quarter of 3703 and down 29% from the fourth quarter of 2015 and 7% from the first quarter of 2015.
|
|
KEY RATING DRIVERS The affirmation reflects Union's consistently strong capitalisation, prudent insurance underwriting practices and liquid balance sheet.
|
|
Greenberg is accused of engineering a $200 million transaction to hide underwriting losses from the auto-warranty program.
|
|
Several structural and operational changes in Commercial Insurance have commenced to reduce inherent volatility and promote underwriting profitability.
|
|
Bailout fund Atlante has signed a sub-underwriting agreement to backstop the IPO, Il Sole 24 Ore said.
|
|
It would first need rigorous ethical checks before the reinsurer would consider adding it to its underwriting scheme.
|
|
Credit Agricole was the Green loan advisor, underwriting the deal with Wells Fargo, Citi, KeyBank and Societe Generale.
|
|
The bottom line was helped by an improvement an investment income and favorable underwriting results, among other factors.
|
|
The move is also aimed at saving hundreds of millions of dollars in underwriting fees from investment banks.
|
|
Underwriting, in particular, remains tight, and credit scores for FHA are still higher than they have been historically.
|
|
Goldman's first-quarter profit dropped 113 percent, with declines across trading, underwriting, investment management and investing and lending.
|
|
Although the insurer has been improving its underwriting performance, Fitch notes a growing imbalance in VSK's business mix.
|
|
We can see agents armed with software solutions from cybersecurity companies that deliver highly customized assessment and underwriting.
|
|
Morgan Stanley, Goldman Sachs and J.P. Morgan Securities LLC are among the lead underwriting banks for Moderna's IPO.
|
|
Net proceeds to the Company after deducting underwriting discounts and commissions and offering expenses were US$ 228106 million.
|
|
However, this caution is counterbalanced by TRMK's demonstrated ability to maintain prudent underwriting standards during periods of growth.
|
|
Banks have two big things most fintech, companies do not: enormous user bases, and sizable credit underwriting capabilities.
|
|
Unlike in life insurance, low investment yields are partly compensated by greater underwriting discipline and better technical results.
|
|
"In insurance, there's a time lag between taking underwriting action and it showing up in earnings," Hancock said.
|
|
Those systems, for example, are already used in credit underwriting, deciding whether or not loans are worth guaranteeing.
|
|
However, SoFi turned him down, as well, because it abides by the same underwriting rules as traditional banks.
|
|
A spokesman for Intesa Sanpaolo said on Tuesday Italy's biggest retail bank was underwriting the loan in full.
|
|
Debt underwriting net revenue increased 122% YoY, driven by higher investment grade and non-investment-grade issuance activity.
|
|
Non-life underwriting profitability was strong (combined ratio: 0003%) and life premium income was higher than in 2015.
|
|
The lender paid an underwriting commission of 1.1 percent and an incentive fee of up to 0.5 percent.
|
|
The Stable Outlook reflects our expectation that the group will continue to expand selectively with adequate underwriting prudence.
|
|
"We should be opening an office in Ethiopia within the year," said John Lentaigne, ATI's chief underwriting officer.
|
|
JPMorgan Chase, Bank of America, Citigroup and Credit Suisse are advising and underwriting the offering, these people said.
|
|
Chubb Ltd: The insurer said that it will stop underwriting a NRA-branded insurance policy for gun owners.
|
|
They are increasingly underwriting the cost of a range of wearables, including devices from Fitbit, Garmin and Polar.
|
|
The market's combined ratio, a measure of underwriting profitability, weakened to 90 percent from 88.4 percent in 2014.
|
|
Meanwhile improving underwriting and M&A activity in 21 positions the bank to grab extra top line support.
|
|
SS: So it's another problem that you don't need at the moment to the underwriting profits or losses.
|
|
Morgan Stanley, JPMorgan, Allen & Co and Bank of America Merrill Lynch are leading the 12-member underwriting team.
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Its responsibilities include underwriting one in six mortgages, ensuring equal access to housing, and collecting data on housing.
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Although national guidance for preparedness has shifted toward "whole community," the underwriting of community preparedness continues to decline.
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"My personal sense is the market is undergoing an adjustment, there is greater focus on underwriting," Carney said.
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Goldman earned unusually large fees underwriting a series of bonds in 2012 and 2013 for the investment fund.
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Morgan Stanley, JPMorgan, Bank Of America Merrill Lynch and CMB International are the underwriting banks on the IPO.
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J.P. Morgan, Citigroup, Goldman Sachs and Morgan Stanley are leading a 12-member underwriting team for the IPO.
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Combined ratio is a measure of underwriting profitability in which a result above 100 percent indicates a loss.
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The 16-member IPO underwriting team included Goldman Sachs, JPMorgan, Morgan Stanley, Barclays, Bank of America and Citigroup.
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The bank's conservative underwriting standards are underpinned by a well-developed risk-control environment and tight parental control.
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On the other hand, they are flagrantly expensive, costing millions of dollars in underwriting fees and related expenses.
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Beazley's net income remained flat at USD251 million in 2016 (2015: USD103m), reflecting a slightly weaker underwriting result.
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The Orascom-bondholder group has committed to underwriting the entire capital injection if no other investors step forward.
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A combined ratio is a measure of underwriting profitability, with a level below 100 percent indicating a profit.
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The investigations center around Goldman's role underwriting and arranging three bond sales that raised $6.5 billion for 1MDB.
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The agency expects SCOR's diversified business profile and prudent underwriting policy to provide resilience against these market conditions.
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Berkshire warned that Typhoon Hagibis, which caused widespread damage in Japan, will likely hurt fourth-quarter underwriting results.
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And the lack of real-life data makes accurately underwriting an event that has never happened very hard.
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Age comes up on the application, but IncomeAssure says it does not use the answer in the underwriting.
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Debt underwriting has been a particular area of strength, generating $2.03 billion, the most ever for the bank.
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Weak underwriting standards and abusive and deceptive mortgage loans were at the heart of the 85033 financial crisis.
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The backlog of unsold debt may raise additional questions during the upcoming review when regulators' examine loan underwriting.
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In spite all of this, however, the policy underwriting U.S. posture towards the rogue nation remains the same.
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However, STFC's established underwriting standards, almost 40-year operating record and strong liquidity position help mitigate these risks.
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Instead, they self-insure, accepting for themselves the underwriting risk for a relatively healthy population by society's standards.
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"If you have the right underwriting, you can increase rent 5 percent each year," said Marcus & Millichap's Danny.
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They have focused on maintaining profitable underwriting, preferring to lose market share rather than undercutting competitors on price.
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Policies offered through employers generally do not require medical underwriting, while those sold in the individual market do.
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Fitch will continue to monitor Malaysian Re's underwriting performance cautiously, in view of its volatile overseas business portfolio.
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Another source said UniCredit was standing by its commitment because the terms of the underwriting contract were strict.
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Combined ratio is a measure of underwriting profitability in which a level below 100 percent indicates a profit.
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"The costs of operating are getting out of hand" due to increased regulation, said one senior underwriting source.
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Fitch notes this has occurred while BK has maintained its strong underwriting standards and conservative balance sheet positioning.
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Geico saw pre-tax underwriting profit rise 14 percent as rising rates and premiums offset higher accident claims.
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Mr. Giraldo said that his family was poor, and that "a friend" was underwriting his American legal costs.
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Citi, JPMorgan, and Goldman Sachs are among the joint bookrunners with more than 20 firms underwriting the listing.
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But consumer groups say that rescinding the underwriting provision would essentially gut the protections offered by the rule.
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The Italian leather goods group Tod's is underwriting the restoration of the Colosseum in Rome for €25 million.
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Like other insurers, Mutual of Omaha has underwriting guidelines that are mostly proprietary and hidden from public view.
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Top insurance companies have gathered in Monaco to negotiate reinsurance prices and to strike underwriting deals, Reuters reports.
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They must write opt-out letters (often year after year) or risk underwriting union political activity they oppose.
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The former New York mayor is now underwriting an outside effort to help Democrats defeat President Donald Trump.
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Warren told Mnuchin that underwriting standards in leveraged loans are poor, and there are few protections for lenders.
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Which is how it came to pass that undergraduates at Butler University found themselves in the underwriting business.
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But this year, the agency has proposed delaying compliance and rescinding tougher underwriting requirements that lenders would face.
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Further, the underwriting for group insurance plans may be less stringent compared to the process for individual coverage.
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SO THE CONSERVATIVES IN US AND OUR COLLEAGUES IN THE INDUSTRY ON UNDERWRITING WILL HOLD THIS IN CHECK.
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In addition, Kemper has announced underwriting and claims initiatives aimed at improving profitability over the next several years.
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That's because employers can help subsidize those benefits, and they're often available with little to no medical underwriting.
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Every Australian man, woman and child is underwriting their own apocalypse to the tune of $1,198 a year.
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From an operational and risk perspective, we've handled the inflows smoothly and without compromising our credit underwriting standards.
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Investment banking revenues leaped 53 percent to $1.53 billion, helped by gains in stock and bond underwriting revenues.
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The underwriting group will include Goldman Sachs, Barclays, Nomura, Antares, Credit Suisse, RBC and Jefferies, the sources said.
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Nonetheless, continued business expansion is a key risk, particularly if underwriting standards deteriorate and capitalisation buffers are eroded.
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Reinsurance and changes to property underwriting limits are other measures that will help improve future results, they said.
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Snap's remaining capital needs were filled by a $1 billion loan from the same bankers underwriting the offering.
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Beazley said it expected its combined ratio, a measure of underwriting profitability, to be 13 percent for 2017.
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From January to September, Geico generated $1.18 billion of underwriting profit as premiums rose 7% to $26.49 billion.
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From January to September, Geico generated $1.18 billion of underwriting profit as premiums rose 7% to $26.49 billion.
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Elanco's 16-member IPO underwriting team included Goldman Sachs, JPMorgan, Morgan Stanley, Barclays, Bank of America and Citigroup.
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AIG's general insurance business posted an underwriting profit in the first quarter of 2019, the first since 2007.
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Credit Suisse, Morgan Stanley, CICC, Haitong International and KeyBanc Capital Markets are among the banks underwriting the IPO.
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Berkshire's investment returns were down for the quarter, and showed an unexpected loss in its insurance underwriting business.
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Duperreault has said his goals include getting the ratio to below 100 percent, a measure of underwriting profitability.
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Favorably, profitability in the company's Medicare business has improved significantly in 2016 relative to the same period in 2015, which has resulted in the company reporting a consolidated statutory underwriting gain of approximately $15 million in first-half 2016 (IH16) compared with an underwriting loss of approximately $0003 million in 1H15.
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Commission income on reinsurance has made only a modest contribution to the insurer's underwriting result since at least 2010.
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The clothing company blamed that drop on elevated costs from its March IPO, such as underwriting fees to banks.
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Fees in mainland China from M&A, loans, and debt and equity underwriting rose 25 percent to $10.2 billion.
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How exactly these algorithms result in unfair rates is unknown because the underwriting is a "black box," Bartlett said.
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Parametric insurance dramatically reduces underwriting and loss adjustment costs, and those savings can be passed on to the consumer.
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In the midst of all that, there is one thing Euro-skeptics cannot change: Washington is underwriting their security.
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LBS's underwriting standards are generally in line with the sector, but with a higher appetite for specialist mortgage lending.
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Now tech startups are entering the market with innovative techniques for underwriting and approving potential borrowers, often in seconds.
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Goldman Sachs, J.P. Morgan, Credit Suisse, Merrill Lynch, Pierce, Fenner & Smith, Jefferies and William Blair are underwriting the IPO.
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The details: The company's underwriting process will still exist, but all policies will include the wellness program, called Vitality.
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Declines in trading, underwriting, investment management and investing and lending revenues all contributed to the bank missing analysts' expectations.
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Rather than underwriting political campaigns, they would work on the hearts and minds of legislators after they took office.
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One Re is a small, specialised London-based reinsurer underwriting short-tail non-life risks in sub-Saharan-Africa.
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Falling returns come as regulators increase their criticism of looser underwriting in the US$1.1trn US leveraged loan market.
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South Korean officials said the venture, which employs thousands of North Korean workers, was underwriting the North's weapons program.
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Interestingly, Fitch has noted that some auto lenders are attempting to curb underwriting declines to address declining asset performance.
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Duperreault said at the time that he expected the company to record an underwriting profit for the full year.
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The VR also reflects weaker underwriting standards than larger peers', a limited franchise and smaller liquidity buffers than peers'.
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"The rides listed were found to meet underwriting guidelines for insurability with no disqualifying conditions noted," the letter said.
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Berkley generated solid underwriting results in 9M16 with a 94.1% combined ratio following a 9M15 combined ratio of 94.0%.
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Strength in advisory and debt underwriting were big reasons for the strong investment banking results in the third quarter.
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Munich Re's very strong capitalisation enables the group to provide underwriting capacity on a continuous and large scale basis.
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ITAS's underwriting profitability improved, as the combined ratio decreased to 1910% at end-21168 from 244% at end-3530.
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Fitch expects ITAS to maintain healthy non-life underwriting profitability, despite a competitive environment, through selective new business acquisition.
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DEVK P&C's underwriting profitability remains pressured by the high proportion of motor insurance in its non-life segment.
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Claims rose 2.30% to $22.28 billion, leading to a drop in underwriting gain to $24.8 million in the quarter.
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"The concept of converting underwriting losses to investment losses was intriguing," Greenberg said in the Manhattan courtroom on Wednesday.
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SI Re has maintained its combined ratios below 100% in the last six years, reflecting its sound underwriting practices.
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Fitch expects ACGL to continue to maintain a diversified specialty underwriting portfolio, although the composition may change over time.
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Fitch understands that Groupama has tightened its underwriting policy in Turkey to cut its exposure to the underperforming lines.
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Furthermore, the ongoing escalation in policy-acquisition costs due to market competition will exacerbate the narrowing in underwriting profitability.
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Insurance underwriting has dragged on recent results, and Berkshire last year paid out billions of dollars for hurricane losses.
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Despite improvement, weak underwriting and erosion of covenant protection remain supervisory concerns in leveraged lending, according to the report.
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After that window, you could face that underwriting process and possibly be charged more for coverage or rejected altogether.
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Catastrophe losses in the 1Q amounted to 2.7pp of the combined ratio, masking improvement in the underlying underwriting results.
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The second transaction, with Capco Reinsurance Co, allegedly hid a $210 million underwriting loss in an auto-warranty program.
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CrunchBase alone shows 49 bets, including investments in the consumer finance company Circle and the underwriting technologies company ZestFinance.
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One Re is a small, specialised London-based reinsurer underwriting short-tail non-life risks in sub-Saharan Africa.
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The company is cutting costs as its underwriting business struggles with falling rates for commercial property and casualty insurance.
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Earlier this month investment banks passed on underwriting Thoma Bravo's US$3bn buyout of data analytics firm Qlik Technologies.
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Richard Parker, managing director of Assure Space, an underwriting agency, is waiting to see the cause of the explosion.
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"We are still underwriting to standards the regulators have put out," a banker at another US regional bank said.
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Capco allowed A.I.G. to convert $163 million in underwriting losses into investment losses — considered less significant by some analysts.
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First, doing so would be consistent with Congress' support for renewal guarantees and for shielding patients from medical underwriting.
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Duperreaut has launched an underwriting review and increased focus on technology in an effort to jumpstart the company's shares.
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Duncan said a consumer's debt level is just one of many factors considered by lenders when underwriting a mortgage.
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VRs The VRs take into account both banks' improving capitalisation through internal capital generation and progressively tighter underwriting standards.
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Still, Peggy Miceli, a vice president with Citizens Bank in its underwriting department, had the understatement of the day.
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Underwriting is the process of assessing a borrower's financial health to ensure that the risk of default is acceptable.
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The underwriting group includes Goldman Sachs, Scotiabank, RBC, and Toronto-Dominion, according to the Globe and Mail report. tgam.
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The firm ranks an outsize No. 5 in underwriting such loan packages, according to PeerIQ, which tracks marketplace lending.
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The Department of Justice said Wells Fargo sold at least 73,500 loans that had poor underwriting standards to investors.
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Duperreault plans to look for acquisitions and business opportunities that would boost AIG's underwriting strengths and revenues, he said.
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"If there's a change of government ... we think 50% of the industry will go into underwriting loss," he said.
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To attract investors back, LendingClub added incentives for investors and recently made changes to its underwriting standards and disclosures.
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The investment bank posted a 17 percent decline in fees last year, with advisory revenue suffering more than underwriting.
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The affirmation of the rating reflects the insurer's strong market position and a significant cushion in its underwriting profitability.
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Other major banks saw a strong recovery in debt and equity capital markets underwriting as well as advisory fees.
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There is no underwriting where the banks buy the shares and sell them immediately to institutional and retail investors.
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On the private loan side, your credit score or other underwriting factors could disqualify you for the advertised rates.
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When my husband and I give money to support our church, we're underwriting an organization we benefit from ourselves.
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Investment banks often say that underwriting debt and equity issues for companies brings in trading activity, and vice versa.
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A few large insurers, including Geico, Allstate and Progressive, have managed to avoid losses on underwriting in recent years.
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State Farm, the nation's largest property and casualty insurer, is also the leading example of the negative underwriting trend.
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PNC reported higher M&A advisory fees, securities underwriting activity, loan syndication fees, mortgage banking and payment-related fees.
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The banks, in addition to their underwriting fees, also get an option to buy shares at the IPO price.
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"The jeweler won't provide insurance," said Janece White, senior vice president and jewelry underwriting leader at Chubb, the insurer.
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Tighter mortgage underwriting could slow down credit growth, and pose a risk to the banks' future profitability, Moody's said.
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We expect strengthened capitalisation and recently tightened underwriting standards to offset slower profit growth and modest asset-quality pressure.
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Loose underwriting standards were common, and that meant some mortgages did not have full borrower documentation attached to them.
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Finally, POS lenders are underwriting the borrower on each new purchase, which protects them from extending too much credit.
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Among other Berkshire units, quarterly profit increased 4% at the BNSF railroad, while Geico posted a small underwriting loss.
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The group said it was reducing underwriting where it identified risks and changing its reinsurance approach for the unit.
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If everything checks out and no flags are raised, you may be able to receive full underwriting approval immediately.
|
|
Lower claims frequency, manageable underwriting expenses and steady investment returns have also translated into a favourable bottom-line performance.
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Credit Suisse and Nomura, for example, are supplying lines of credit to originators and underwriting securitisations of subprime mortgages.
|
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Underwriting improved noticeably with repositioning efforts, resulting in a combined ratio in the mid-22015s for 22015 and 2015.
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That data can give them a proprietary advantage in cost-cutting or underwriting (eg: payment plans for new iPhones).
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Bad fiscal policies eventually come home to roost, and taxpayers around the country should not be underwriting harmful practices.
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The strong capitalisation will provide a buffer against potential investment risks and underwriting volatility associated with its business expansion.
|
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Citigroup fell 3 percent after its quarterly profit topped estimates, but revenue fell short due to lower debt underwriting.
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Duperreault has focused on sharpening underwriting, doing more with worthwhile customers, investing in technology, restoring talent and cutting costs.
|
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Trumpcare would also allow the return of underwriting, where insurers can charge some subscribers more because they're especially sick.
|
|
The GDP growth outlook is positive for the sector, but legislative uncertainty weighs on lending growth through tighter underwriting requirements.
|
|
Blue Elephant Capital Management stopped buying loans from Prosper for several months recently over concerns about weak underwriting and profitability.
|
|
Furthermore, the market turbulence that pummeled bank stocks late last year also crimped trading and bond and stock underwriting desks.
|
|
This strict Attain data separation also means it can't be used by Aetna for underwriting, pricing, or influencing coverage decisions.
|
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The chief of Intesa Sanpaolo, which is underwriting that rights issue, said on Wednesday the bank would fulfil its commitment.
|
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Amazon, Apple and Google have troves of data and idle capital; they lack underwriting skills but can easily lure talent.
|
|
Revenue from debt underwriting was also strong in the quarter, up 22% from the year ago period at US$421m.
|
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A ratio of 100 percent means an insurer has set aside enough capital to meet underwriting, investment and operational risks.
|
|
Citigroup slid 363 percent, the most among financials, after its revenue fell short of estimates due to lower debt underwriting.
|
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Equity investors underwriting senior debt is unusual and highlights banks' competition with alternative capital providers for a limited fee pool.
|
|
His group is underwriting measures in those states that would require utilities to source half their energy from renewable sources.
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In December, Duperreault said that AIG expected to enter 2019 "with a slight underwriting profit" in its general insurance unit.
|
|
A slice of the premium goes to FloodFlash in return for installing the sensor, plus automated underwriting and claims services.
|
|
Investment banks as they compete with non-traditional lenders for underwriting business with highly levered issuers Source text for Eikon:
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In the United States, China Renaissance aims to expand its investment banking, equity underwriting and asset management businesses, Bao said.
|
|
What Mancheril and his co-founders have done is take ProducePay's underwriting model and apply it to the cannabis industry.
|
|
All Wall Street banks saw double-digit drops in revenue from mergers and acquisitions, initial public offerings and debt underwriting.
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He directed a staff of over 400 associates and led the strategic execution of product development, new business and underwriting.
|
|
Goldman Sachs, JPMorgan, BofA Merrill Lynch and Morgan Stanley are part of a 12-member underwriting team handling the IPO.
|
|
GEICO, BNSF Geico saw pre-tax underwriting profit rise 14 percent as rising rates and premiums offset higher accident claims.
|
|
They declined to give details on how its partnerships with brokerages will work in terms of fees, underwriting or collateral.
|
|
The banks have a greater weighting of household exposures within their loan books, and underwriting criteria that are broadly conservative.
|
|
Genie Finance, Carro's underwriting business, is helmed by insurance industry veteran Helen Neo who claims 30 years in the industry.
|
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"By its underwriting, Intesa Sanpaolo, in compliance with international rules, bolsters ... its relation with two big international players," he said.
|
|
One of the biggest benefits to electing life insurance at work is that there is little to no medical underwriting.
|
|
In addition to an established presence at Lloyd's, Navigators also has growing underwriting operations in Europe, Asia and Latin America.
|
|
The likelihood is that BNP Paribas will bring in a number of other banks to share the underwriting risk with.
|
|
Recently, a major insurance player expanding its property insurance business to include commercial buildings wanted to refine its underwriting procedures.
|
|
Athwal says they are looking to hire employees with backgrounds in data science, engineering, commercial real estate, originations, and underwriting.
|
|
The fund, dubbed Atlante, has relieved top bank UniCredit of an underwriting commitment that risked eroding its own capital base.
|
|
Thinning underwriting margins will also leave the industry as a whole more exposed to an uptick in major loss claims.
|
|
Competitive pressures and unfavorable claims trends are likely to hinder a return to underwriting profits in personal auto in 2017.
|
|
Goldman Sachs, J.P.Morgan, BofA Merrill Lynch and Morgan Stanley are part of a 12-member underwriting team handling the IPO.
|
|
Those in equities trading and underwriting will be hardest hit, with annual pay packages down 10-15%, Johnson Associates predicted.
|
|
Fitch expects RNR to maintain its historically strong underwriting discipline and leading competitive market position in the consolidating reinsurance sector.
|
|
January renewals fell to $13 billion from $10.3 billion the previous year, it said, citing underwriting discipline and reduced capacity.
|
|
Handler, though, still can't crank out decent profitability, even with a near-threefold jump in bond underwriting fees last quarter.
|
|
It looks likely that Spotify will run a direct listing, bypassing bank underwriting on the way to the public markets.
|
|
Programmers are now supporting those handling equity underwriting, leveraged buyouts and deals within the financial services and real estate sectors.
|
|
A heightened risk profile, possibly through weaker underwriting criteria or unsustainable growth, could weaken asset quality, operating performance and capitalisation.
|
|
Central States assigned Detter and Malone to advise the city on interest rates, the selection of underwriters and underwriting fees.
|
|
In the motor sector, GWP growth was stronger than expected in 249 but underwriting profitability weakened despite the price increases.
|
|
Successful integration of recent acquisitions with favorable underwriting performance across each major segment going forward would be a credit positive.
|
|
Rules on banking services, which in the past forbade foreign banks from underwriting Chinese government bonds, have also been eased.
|
|
Katherine Knight, former senior manager of media and external communications, left on Friday for the Association for Advanced Life Underwriting.
|
|
However, according to Mr Solomon's backers, Goldman's move into debt underwriting has been co-ordinated with the M&A specialists.
|
|
OutsideIQ's computing platform emulates a researcher analyzing enormous amounts of data, and can be trained in functions such as underwriting.
|
|
With heavy competition in the sector, insurers have increasingly been relying on investment income, rather than underwriting, to boost profits.
|
|
Last week, the company reached separate settlements with the regulator and investors over making misleading statements about its mortgage underwriting.
|
|
Investment banks tolerate losses on warehouse lending in the hope they will earn fees from ancillary business including underwriting bonds.
|
|
Before the recent turmoil, more traditional banks were putting faith in the industry's underwriting models and low-cost lending system.
|
|
SFC had introduced tighter IPO rules in October 2013, putting greater responsibility on banks underwriting IPOs in the island city.
|
|
It takes a flat fee and gives back any unclaimed underwriting profits to non-profit causes that policyholders care about.
|
|
Some critics have suggested that MDB has a "history of underwriting tantalizing stories that don't materialize," according to the report.
|
|
There's no banks underwriting the offering, setting a price and selling it to institutional shareholders, as happens in an IPO.
|
|
YOU KNOW, EVERY 43 BASIS POINTS WE CHANGED TREND, IT'S $480 MILLION IN UNDERWRITING MARGIN FOR US AND OUR CUSTOMERS.
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|
These should help insurers manage risk better through more accurate claims reserving and pricing, which should eventually improve underwriting results.
|
|
Unlike in an IPO, there is no bank underwriting the offering, setting a price and selling it to institutional shareholders.
|
|
Going over that limit may require medical underwriting — that&aposs the industry term for a basic checkup with a nurse.
|
|
It had even eked out a small underwriting profit in 2005, the year of Hurricanes Katrina, Wilma, Rita and Dennis.
|
|
However, they still will be required to assess the borrower's financial resources and debt as part of the underwriting process.
|
|
This week, high-profile users complained that their spouses were discriminated against, highlighting potential headaches in the credit underwriting decisions.
|
|
Bankers are eager to finance the transactions and get underwriting fees following a raft of best effort repricings and refinancings.
|
|
Technology-enabled lenders such as Square Capital have extended billions of dollars in loans to small businesses using cashflow underwriting.
|
|
European banks retreat Investment banks help their clients by underwriting debt and securities, brokering trades and facilitating mergers and acquisitions.
|
|
Complex data analytics tools like Hadoop and Spark now enable the use of more sophisticated datasets in real-time underwriting.
|
|
Home Capital reached a settlement with the OSC in June and accepted responsibility for misleading investors about mortgage underwriting problems.
|
|
Why it matters: Decreased regulation from the Trump administration and an increase in debt-underwriting revenue increased the bonus pool.
|
|
However, HSBC fell to 20th in January-September 2016 from 9th a year earlier for underwriting initial public offerings globally.
|
|
RATING SENSITIVITIES Significant weakening of the underwriting performance or capital depletion due to investment losses could result in a downgrade.
|
|
The insurer reported a bigger-than-expected quarterly operating profit earlier this month, driven by lower costs and strong underwriting.
|
|
Lemonade says it collects 100 times more data than traditional carriers which will enable it to improve underwriting and pricing.
|
|
That meant Square had to create new ways of doing things, including building its own underwriting and customer service arms.
|
|
The chilling effect of that tsunami of litigation inhibited the federal government from underwriting any mass immunizations in subsequent decades.
|
|
Mr. Pham, 38, is a vice president for underwriting in the Los Angeles office of Axis Capital, an insurance company.
|
|
The training, which happened over the course of several months, was as comprehensive as for new hires in mortgage underwriting.
|
|
The Fed will purchase up to $1 billion of fixed rate Fannie Mae Delegated Underwriting and Servicing (FNMA DUS) pools.
|
|
This practice has been labor intensive, but has sharply improved the integrity of the underwriting and monitoring of our holdings.
|
|
Insurance bellwether Travelers Cos Inc reported a better-than-expected quarterly profit, with underwriting gains tripling and catastrophe losses falling.
|
|
Citigroup slid 2.7 percent, the most among financials, after its revenue fell short of estimates due to lower debt underwriting.
|
|
I do think again that that was born principally of-- of government policies that help erode traditional prudential underwriting standards.
|
|
Currently, 17 states have laws that restrict life insurers from using genetic information in the underwriting process, according to Moody's.
|
|
Critics used to complain that it was unfair for life insurers to use applicants' cholesterol level in the underwriting process.
|
|
But Iran flooded the country with money, underwriting an enormous reconstruction campaign and also helping the party expand its military.
|
|
His motivation in underwriting the organization, he said, comes from what he considers a growing inequality of opportunity in America.
|
|
Marketplace lending companies aim to offer cheaper loans to small business through underwriting algorithms that reduce the cost for lenders.
|
|
It added that it had entered into an underwriting agreement with two lead managers for the sale of the remainder.
|
|
If the overallotment option is exercised, underwriting banks will be able to sell more shares than the original amount set.
|
|
The center concludes that even if underwriting loosened and current default risk doubled, it would remain manageable given past experience.
|
|
Favorably, ACGL has posted an underwriting and overall net income profit in every year of its 15-year operating history.
|
|
That wouldn't be surprising, given that the underwriting algorithm was almost certainly written by men who may garner unconscious biases.
|
|
Berkshire said its insurance businesses swung to a $26 million underwriting loss from a year-earlier profit of $22 million.
|
|
There were no non-performing loans at end-2016 as the issues are backed by collateral and stringent underwriting requirements.
|
|
It never dawned on either lenders or regulators that housing prices kept going up mainly because underwriting standards were getting looser.
|
|
Consistent Performance: Realty Income's consistent and generally conservative track record underwriting investments and managing the balance sheet is a credit positive.
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His most critical task is overhauling AIG's underwriting culture after the company spent years chasing revenue growth without appropriately weighing risks.
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The general insurance business reported its first underwriting profit last quarter since 2962, when it was hit by the financial crisis.
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ASM's underwriting performance, as measured by its combined ratio, remains below 100%, and was 13% at end-June 2016 (2015: 95%).
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Home Capital reached a settlement with the OSC earlier in June and accepted responsibility for misleading investors about mortgage underwriting problems.
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But its system is designed to work within lenders' existing workflows and allows them to apply all their own underwriting rules.
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The general insurance business reported its first underwriting profit last quarter since 1.433, when it was hit by the financial crisis.
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A fundamental step in going public is when the company hires an investment bank, or banks, to handle the underwriting process.
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Underwriting, investment and capital assessments are among the many fundamental building blocks of the agency's Insurance Financial Strength (IFS) rating approach.
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Investment banks are counting on increased debt and equity underwriting to make up for slowing mergers and acquisitions announcements in Brazil.
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KEY RATING DRIVERS RMBSI group's ratings reflect the companies' strong capital positions, prudent investment policy and conservative approach to underwriting risk.
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We do not believe that loan growth was driven by a relaxation of underwriting standards and expect loan growth to slow.
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American International Group Inc fell 1323% despite reporting better-than-expected quarterly profit on stronger underwriting in its general insurance unit.
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While lenders have started to introduce some new, low down-payment loan products, overall underwriting standards are not expected to ease.
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It beat Wall Street expectations, with its general insurance business posting an underwriting profit for the first time since the crisis.
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Fitch's ratings reflect HCC's consistent and disciplined underwriting practices, conservative capitalization, moderate financial leverage, and niche in several specialty insurance markets.
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It ended up selling an initial 105 million shares, with the underwriting banks having the chance to buy 15.75 million shares.
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It is important to remember that eligibility for refinancing is based on your financial health and is determined through financial underwriting.
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Fitch expects keen competition as a result of abundant underwriting capacity to constrain general insurers' capacity to improve their operating margin.
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In complex lines that require more sophisticated underwriting and consumer education, we see tech delivering creative ways to differentiate on service.
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Some 2,500 insurance executives are gathered in Monaco for an annual conclave to haggle over reinsurance prices and strike underwriting deals.
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TRMK has sound underwriting standards evidenced by consistent profitability and relatively low charge-off levels in aggregate over various economic cycles.
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Its combined operating ratio, a measure of underwriting profitability, was 89.4 percent in 2018 compared with 87 percent, a year earlier.
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Property and casualty insurer Travelers reported a 22.8 percent fall in quarterly net profit on Thursday as gains from underwriting declined.
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As insurance companies become better informed about the importance of various security technologies, the criteria for underwriting could become more relevant.
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CMA's ratings also reflect the company solid franchise and conservative approach to underwriting which has been demonstrated through various credit cycles.
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During the financial crisis it proved itself the best of the big banks, with relatively high underwriting standards and manageable losses.
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Guardrisk, which is controlled by South African financial services group Alexander Forbes, started underwriting for African Bank with effect from Sunday.
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Investment banking revenue, which includes fees from mergers and income from equity and debt underwriting, fell 18.4 percent to $20163 billion.
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The general insurance business reported its first underwriting profit last quarter since 2007, when it was hit by the financial crisis.
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The lack of credit history for some new markets makes it difficult to assess creditworthiness to ensure appropriate credit-underwriting standards.
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This leaves the company exposed to greater volatility in its underwriting business because Indonesia is designated as a catastrophe-prone market.
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His proposal resembles the idea of "helicopter money" - a policy where the central bank directly finances government spending by underwriting bonds.
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He told Merkel that trade free-riding on the U.S. was over, and so was Washington's total underwriting of German security.
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The regulator said its biggest worries are aggressive growth in lending, concentration, deterioration in energy-related portfolios, and further underwriting loosening.
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We believe the ability to generate a reserve surplus from earlier underwriting years will become ever more important and increasingly difficult.
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American enterprises like Visa and Mastercard will get access to the Chinese market and two banks will get bond underwriting licenses.
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Specifically, banks' balance sheets are the strongest "in a generation," debt underwriting is improving and banks' credit quality remains quite strong.
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"Underwriting purposes" includes basing insurance deductibles, rebates, rewards, or other financial incentives on completing a health risk assessment or health screenings.
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Rather, he's focused on the massive opportunity to couple software-based underwriting and online distribution with an emphasis on pleasing customers.
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Additionally, investment banking fees were down due to lower underwriting revenues, particularly within leveraged finance, partially offset by higher advisory fees.
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Banks, for example, might ask their employees which customers are most likely to default, in the hope of improving their underwriting.
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Kuroda, a former finance ministry bureaucrat, has ruled out the chance of adopting "helicopter money," or direct underwriting of public debt.
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This is supported by its prudent underwriting approach, which places a strong emphasis on bottomline profitability as opposed to topline growth.
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General insurer RSA fell 4.3 percent as high weather-related losses and weakness in commercial underwriting hit its annual operating profit.
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Banks are estimated to lose out on around €60m of fees altogether — around €7.5m each — based on a 2% underwriting fee.
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Underwriting standards have mostly been stable and we generally expect a manageable cyclical deterioration even in the more challenged banking markets.
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The company claims its underwriting approach, proprietary technology and robust customer service is what sets it apart from other online lenders.
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In the new COO role, Terryn will focus on operations and technology as well as underwriting, claims, reinsurance, actuarial and pricing.
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Other underwriting banks are Barclays, Bank of America Merrill Lynch, Citigroup, Credit Suisse, Deutsche Bank, Goldman Sachs and RBC Capital Markets.
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The unit was also pressured by a 1.880% decline in the retirement business on lower investment margins and less favorable underwriting.
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Or ask those of us buying cards if we'd like to donate $1 toward underwriting free transportation for those in need?
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We expect Erste to maintain its positive asset quality trajectory given its moderate risk appetite, sound underwriting standards and risk controls.
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The sector's underwriting leverage remains low, at around 1x between 2683 and 2014, as measured by net premiums written/shareholders' equity.
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Spotify has hired Goldman Sachs, Morgan Stanley, and Allen & Co. as financial advisers but they will not have an underwriting role.
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But you'd also generally need to submit to medical underwriting and could be denied coverage if you had pre-existing conditions.
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His father retired as an assistant vice president in the global underwriting group of ACE USA, the commercial property insurance company.
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We do not expect risk appetite to materially weaken in the current environment, especially given the regulatory focus on mortgage underwriting.
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We expect Auswide's profitability to remain sound on the back of its prudent underwriting standards, and recent and ongoing efficiency improvements.
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Banks underwriting the offering include Morgan Stanley, Goldman Sachs, Bank of America Merrill Lynch, Barclays, Citigroup and Allen & Company, among others.
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Bank of America, Deutsche Bank, Goldman Sachs and JP Morgan are leading a 14-firm underwriting syndicate for the retailer's IPO.
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To help the underwriting process go smoothly, try to gather as many of these documents ahead of time as you can.
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Until 1992, they followed traditional underwriting standards in determining which loans to acquire (very few with down payments below 3 percent).
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Enstar's reserve mix changes as the company acquires runoff books and develops its active underwriting business while paying down existing reserves.
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The problem is that new investors like hedge funds are increasingly underwriting catastrophe risk, as an alternative to stocks and bonds.
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A ratio of 100 percent means that an insurer has set aside enough capital to meet underwriting, investment and operational risks.
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Some buyside investors would like to see better regulation of underwriting standards as the market expects a late-cycle economic downturn.
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Where it flattens, it is likely due to the underwriting banks buying more shares to save face, as they often do.
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In view of the potential underwriting volatility in its niche motor business, Fitch will continue to monitor POI's reserving practices closely.
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Jeworrek and other insurance executives gathered in Monaco for an annual conference to haggle over reinsurance prices and strike underwriting deals.
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The bank reported a 9.9 percent decline in profit during the quarter, as fees from underwriting stocks and bonds remained depressed.
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Avrist's operating performance has been favourable over the last five years, supported by its prudent underwriting practices and stable expense management.
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The problem is that new investors, like hedge funds, are increasingly underwriting catastrophe risk as an alternative to stocks and bonds.
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The company confidentially filed to go public in February, with Goldman Sachs, J. P. Morgan and Allen & Company underwriting the offering.
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The gross proceeds to Compugen from the offering are expected to be around $75 million, before deducting underwriting discounts and commissions.
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For competitive reasons, companies do not publicize their underwriting standards and often do not explain why they deny an individual policy.
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The DeVoses have been "partners" at the school for decades, underwriting individual students' $5,000 tuition, and even entire classes for $25,000.
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Mr. Handler, though, still can't crank out decent profitability, even with a near-threefold jump in bond underwriting fees last quarter.
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American companies like Visa and MasterCard will get access to the Chinese market, and two banks will get bond underwriting licenses.
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"The impact has been felt acutely by companies underwriting builders' risk exposures and by construction underwriters in general," the report said.
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When you first qualify for Medicare, you get a six-month window to purchase a Medigap policy without undergoing medical underwriting.
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"While market conditions remain challenging, we are committed to disciplined underwriting and are focused on investing in profitable growth," Duperreault said.
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The company also reported a narrower underwriting loss in its general insurance business - $249 million compared with $1.73 billion last year.
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Insurance company Chubb said on Friday that it will stop underwriting an insurance policy for gun owners called NRA Carry Guard.
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The source said only some technical details needed to be ironed out, but all conditions for the underwriting accord were met.
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Perusahaan secara konsisten membukukan keuntungan dalam lima tahun terakhir, dengan didukung oleh underwriting margin yang positif dan pendapatan investasi yang stabil.
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It cuts out the underwriting fees and restrictions on stock sales by current owners in traditional investment-banker-driven capital raises.
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Insurance companies change the way they assess your riskInsurance companies go through a process called underwriting for every person they insure.
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Calendar-year underwriting results deteriorated largely as the result of increased losses at Alliance United along with higher incurred catastrophe losses.
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The firm remains No. 1 among banks in advising companies on mergers and acquisitions, as well as underwriting corporate stock offerings.
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Revenue growth slowed further in the fourth quarter, including from brokerage commissions, life and rural insurance premium underwriting and annuity contributions.
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Bowen says he tried to raise the alarm internally about rampant fraud in mortgage applications, before being stripped of underwriting responsibilities.
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IL group's bottom-line profitability improved in 2016, driven by better underwriting results in both the life and non-life segments.
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A solvency ratio of 100 percent means an insurer has set aside enough capital to meet underwriting, investment and operational risks.
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It reported a combined ratio, a measure of underwriting profitability, of 98 percent for 2018 compared with 99 percent last year.
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Asset quality metrics have remained relatively solid as a result of the relatively conservative underwriting culture and strong risk management capabilities.
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However, the bill would still require them to assess the borrower's financial resources and debt as part of the underwriting process.
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JP Morgan is underwriting 50% of the financing, and MUFG and Sumitomo Mitsui Banking Corp are committing equally to the remainder.
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The fees it generates from advising on mergers dropped 26 percent in the quarter, as did those from underwriting bond offerings.
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Duperreault has been overhauling the underwriting culture at AIG's general insurance business, through initiatives including raising rates and shedding unprofitable lines.
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Citigroup Inc slid 2.2 percent, the most among financials, after its revenue fell short of estimates due to lower debt underwriting.
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Morgan Stanley's underwriting business also posted strong results, particularly in equities, helped by the bank's leading position in initial public offerings.
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The company says it has underwriting commitments from Goldman Sachs, Bank of America Merrill Lynch, and Crédit Agricole Corporate and Investment Bank.
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The ratings continue to reflect AMANAT's negative underwriting result, its relatively weak capital position and the moderate quality of its investment assets.
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We start by having a very good set of credit underwriting and credit management centers, which we have introduced and are maintaining.
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Morgan Stanley remained in fourth position though it boosted its market share thanks largely to stronger equity underwriting and equity market results.
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Continued Commercial segment underwriting actions led to a 15% decline in segment net written premiums in the first nine months of 0003.
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Insurers and their clients will now be looking more closely at cladding specifically, said Peter Wallace, construction underwriter at Castel Underwriting Agencies.
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Wells Fargo & Co, which stands to lose underwriting business due to a sales scandal, ranked fifth with 244 deals totaling $20.85 billion.
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Overall profitability was supported by strong underwriting performance improved as a result of premium rate increases in motor third party liability line.
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Munich Re's very strong capitalisation enables it to provide underwriting capacity on a continuous and large scale basis, should it so wish.
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Synchrony Financial – Synchrony was sued by retailer Walmart, which charges the credit-card issuer with breach of contract regarding its underwriting standards.
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The dollar is the world's reserve currency, underwriting the global financial system, because nations the world over have faith in American stability.
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"If Blackstone is underwriting a deal I don't see how Blackstone equity would ever allow Blackstone's underwrite to lose money," he added.
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Insurance underwriting income was $441 million in the third quarter, compared to a loss of $1.4 billion in the year-ago period.
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The division benefited from a strong performance in advisory and underwriting, particularly in equity capital markets where revenue more than doubled yoy.
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Banks were effectively rewarded for throwing out sound underwriting standards and writing loans to those who were at high risk of defaulting.
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The insurer's shares rose 3.85% after beating quarterly profit estimates, helped by strong underwriting, volume growth, as well as higher investment income.
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While peer-to-peer platforms like Lending Club have certainly provided more liquidity, the bigger challenge is building shared data underwriting platforms.
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EXIN will contribute distribution, technical, underwriting and digital expertise to the partnership, including its proprietary application and algorithm-based predictive behaviour technology.
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"A cautious approach in credit underwriting because of inability to price risk saw the loan book decline by 5 percent," Mwangi said.
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Financial institutions had demanded Eichler's move as a condition of underwriting a forthcoming bond placement, a Renova spokesman said at the time.
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That disciplined behavior has produced underwriting profits in most years, and in such instances, our cost of float was less than zero.
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One Re limits its exchange rate risk by only underwriting USD-denominated policies and investing in assets backing insurance liabilities in USD.
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Investment banking revenue dropped 24% to $1.15 billion, essentially matching estimates, on lower fees from mergers advice and stock and bond underwriting.
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Banks operating with high CRE concentration are subject to increased regulatory scrutiny of risk management practices including underwriting, stress testing, and oversight.
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In 2016 net income of BYN0003 million was driven by investment returns and, to a lesser extent, by a positive underwriting result.
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David Todd, head of space content at Seradata, said it hinged on whether significant insurance underwriting capacity started to leave the market.
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This is supported by its prudent underwriting approach, which places a strong emphasis on bottom-line profitability as opposed to topline growth.
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Another problem for the developing world is the failure of many countries' trust architecture to provide reliable personal identification and credit underwriting.
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Mortgage underwriting, especially for government-insured loans, is still tight and the bigger the loan size, the tougher it is to qualify.
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Moynihan's shop is routinely a top-three player in debt underwriting and lending, often putting it among the industry's best fee-earners.
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The division returned to profitability with a reported CHF0003 million pre-tax income in 4Q16, led by materially higher debt underwriting revenues.
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Household leverage is high, although conservative underwriting has resulted in mortgage debt concentrated in higher-income households, with better debt-servicing ability.
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It will thereby avoid underwriting fees and its owners will be free of the "lockup" period that restricts disposals after conventional IPOs.
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"Rather than humans sitting and writing business, the algorithm does it on the spot," says Tom Chamberlain, who manages its aviation underwriting.
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A solvency ratio of 100 percent means that an insurer has set aside enough capital to meet underwriting, investment and operational risks.
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Almost 100% of Tugu Re's underwriting business is sourced from Indonesia, and around 90% of the business from the non-life segment.
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"The key metrics for underwriting have always been collateral, credit, and income," said Robert Box, board member of the California Mortgage Association.
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Fitch expects YDPIC to maintain an adequate capital buffer to withstand extreme underwriting volatility from its large exposure to commercial property insurance.
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The company's underwriting ratios improved in its two largest segments, North American Insurance and Reinsurance, in the first six months of 2016.
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Both banks have struggled with tumultous markets that hurt bond trading and underwriting, concerns about oil prices and sluggish growth in China.
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He ticked off a list of businesses big banks can depend on besides traditional lending, including trading, prime services, underwriting and dealmaking.
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Weaker underwriting performance, combined with a reduced contribution to earnings from investment results, is placing considerable pressure on P/C insurer profitability.
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It also says that its insurance underwriting business is profitable for the first time, although the overall company remains in the red.
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Morgan Stanley's overall revenue rose a better-than-expected 7.3 percent, also helped by a 62 percent jump in equity underwriting revenue.
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These showed that advisory fees rose 13% to US$237m year-on-year but equity underwriting fees fell 8% to US$169m.
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The last time expansion was faster, China was splurging on bridges, roads and airports, effectively underwriting a rebound from the financial crisis.
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However, four European insurers, AXA, SCOR, Swiss Re and Zurich, are also making changes to their underwriting of coal, the report said.
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But they haven't explained how post offices could quickly gain the skills and technology needed for properly advising, underwriting and monitoring consumers.
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Insurance underwriting income was $2228 million in the third quarter, compared to a loss of $2712 billion in the year-ago period.
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Fitch recognises that the bank has fairly prudent underwriting standards for loans, financing, investments and placements in the context of volatile markets.
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While in general the debt and equity underwriting environment in 2Q16 remains muted, it has improved relative to a very challenging 1Q16.
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So there should be no reason to believe that these firms were maintaining their bullish stance just because of the underwriting relationship.
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Nomura Securities is the brokerage's core securities business, providing individual and institutional investors with, among others, investment advisory and securities underwriting services.
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Information demanded by the regulator includes interest rates that LendingClub charges, underwriting standards and details about how the company verifies borrower information.
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Of these, 1.5 million met broad-based underwriting criteria, and would be impacted when rates moved from 4 percent to 3.75 percent.
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Pricing competition is also intense, particularly in the brokerage and underwriting segments, where brokerage commission rates have fallen to less than 3bp.
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The insurer's shares rose 3.9% after beating quarterly profit estimates, helped by strong underwriting, volume growth, as well as higher investment income.
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Property and casualty insurer Travelers reported an 26.50 percent fall in quarterly profit hurt by higher catastrophe losses and lower underwriting gains.
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Increasingly, the immediate accessibility to a variety of data sources is leading data-driven approaches to valuing and underwriting risk for lenders.
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Its latest earnings, released on Tuesday, also got a boost from underwriting that should bode well for the rest of Wall Street.
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We expect profitability to remain low but stable, underpinned by resilient revenue generation, tight cost control and a continued focus on underwriting.
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The bank has appointed Laurent Vignon as head of EMEA loan syndicate, responsible for loan structuring, underwriting and distribution in the region.
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But Barclays fared well in advisory and underwriting, reporting its best ever performance in debt capital markets in terms of market share.
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Beazley has reported strong underwriting profitability in recent years as reflected in a Fitch-calculated five-year average combined ratio of 87%.
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IL group's bottom-line profitability decreased in 2015 driven by a lower underwriting result in both the life and non-life segment.
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But its equity underwriting in America has surpassed that of Deutsche Bank, which had sought to elbow in to the top ranks.
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RSA reported a group underwriting profit of GBP380 million in 2016 (2015: GBP0003 million) and a combined ratio of 94% (2015: 97%).
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A large proportion of those investing in pooled funds or separate managed accounts are pushing lenders to avoid underwriting covenant-lite structures.
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This is derived partly by applying, generously, an internet-style earnings multiple to Zhong An's underwriting profits, and adding in book value.
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Combined operating ratio, a measure of underwriting profitability, improved to 96.7 percent from 98.8 percent, against consensus estimates of 96.4 million pounds.
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Federal law provides limited protection against medical underwriting by insurers - the practice of using health information when evaluating an application for coverage.
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The weak underwriting standards for these loans better assess a lender's ability to collect than a borrower's ability to repay the loan.
|
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Withdrawals accelerated after April 19, when the OSC accused Home Capital of making misleading statements to investors about its mortgage underwriting business.
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With underwriting fees at around 150bp, banks are losing out on average an approximate €3.5m fee, as the financing has fallen away.
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Depending on your age, underwriting results, and the policy value and term, your monthly payment may be a lot lower or higher.
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BofI "decided, after carefully underwriting the transaction, to provide financing to one of our prior customers," the bank said in a statement.
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The new entity, Everest Insurance Ireland, dac, will initially focus on underwriting of trade credit and political risk insurance, the company said.
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Crandall, 53, has moved to digitize the business to offer a streamlined application and underwriting process for getting a life insurance policy.
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Privately owned Glatfelter provides services for specialty insurance and has underwriting capabilities that will help boost AIG's general insurance business, AIG said.
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Almost 100% of Tugu Re's underwriting business is sourced from Indonesia and around 95% of the business from the non-life segment.
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Sustaining the Fordow waiver even after Iran violated its JCPOA obligations at that facility risks underwriting additional, more destabilizing Iranian nuclear violations.
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