At the end of June, the capital adequacy ratio of commercial banks was 13.52 percent and the core tier 1 capital adequacy ratio of 10.57 percent.
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The CBA has used regulatory forbearance to support the sector again following December's devaluation, lowering minimum regulatory capital adequacy requirements for Tier 2530 and total capital adequacy ratios.
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The subordinated bonds are classified as 100% capital within Fitch's assessment of risk-based capital adequacy, as Fitch follows the regulatory treatment of hybrids under its criteria when assessing capital adequacy.
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The bank's capital adequacy ratio dropped to 0.91 percent last year from 11.77 percent a year earlier, while its tier-one core capital adequacy ratio swung to negative 1.41 percent from 8.01 percent.
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DE) confronts questions about its capital adequacy, Barclays PLC (BARC.
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ATF declined to comment on the adequacy of its resources.
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The Cowboys have adequacy here, but they could chase an upgrade.
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Total capital adequacy ratio reached 14.2 percent at end of Dec.
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Its capital adequacy ratio improved to 12.47 percent from 10.93 percent.
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This is supported by the strong capital adequacy of company market insurers.
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The problem is that even this intermittent adequacy seems unlikely to last.
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Texas ranks 47th out of 50 for adequacy of primary care services.
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The Sparebanken's capital adequacy ratios compare well with those of international peers.
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"The report describes a systemic problem with search adequacy," Grassley's office said.
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The transaction will result in a degradation of Rothschild & Co's capital adequacy ratio by a little more than one percentage point to 17.3 percent, while Edmond de Rothschild's adequacy ratio will rise by 0.6 percentage points to 28.4 percent.
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A downgrade could dent that further, while also cutting into capital adequacy ratios.
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The capital adequacy ratio is near 13.5 percent, Pan was quoted as saying.
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For example, they do not have to meet the same capital adequacy standards.
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The regulator intensified oversight and tightened standards, including capital-adequacy and liquidity requirements.
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DATA ADEQUACY The collateral securities and the swap counterparty are rated by Fitch.
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As a result, analyzing the adequacy of Americans' retirement saving is also complicated.
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Ubhar Capital said this would lift banks' calculations of their capital adequacy ratios.
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You depend on the sharpness of the tool, its adequacy for the task.
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We have been looking at more important aspects, which is adequacy of supply.
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Tinkoff's CET1 and Tier 1 capital adequacy ratios were both 0003% at end-4M17.
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At end-2015, the bank reported a total capital adequacy ratio (CAR) of 11.2%.
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The report, U.S. Title Insurers' 2015 Risk-Adjusted Capital Adequacy, is available at www.fitchratings.
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Oversight and disclosure have been improved and capital-adequacy rules toughened (see previous story).
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Roberts aimed to quantify the adequacy of state efforts with regard to lead testing.
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Fitch considers capital to be fungible and assesses capital adequacy at a group level.
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This action is positive for RSA's Fitch-calculated financial leverage ratio and capital adequacy.
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Capital buffers continue to be weak despite relatively high reported capital adequacy ratios (CARs).
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During 0003Q17, the Fed released the results of its annual Comprehensive Capital Adequacy Review.
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Reale Mutua's consolidated capital adequacy would reduce following the inclusion of UNIQA Italy's portfolio.
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Starting with a 1990 court case in Kentucky, courts started asking about "adequacy" instead.
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However, the banking sector's capital adequacy ratio is strong, at 22.6% in April 2017.
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Any new playable character is outfitted with two items of uncertain quality or adequacy.
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Liquidity continued to be robust with a capital adequacy ratio that stood at 15.9 percent.
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The other three were reported as "could potentially impact electric power system adequacy or reliability."
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That would give VEB longer to pay it off and strengthen the lender's capital adequacy.
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Pension and insurance funds are compelled to hold more bonds to meet capital adequacy rules.
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Finally, there is a comparison and alignment of Prism Scores to other capital adequacy metrics.
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However, capital adequacy must be viewed in the context of the still difficult operating environment.
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The BOJ considers a capital adequacy ratio of 8 percent adequate for maintaining financial soundness.
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Millions of people are concerned about the adequacy of their retirement savings, and rightly so.
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Liquidity continued to be robust with a capital adequacy ratio that stood at 16.1 percent.
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Still, the prospect of a trade war raises questions about the adequacy of corporate disclosure.
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The PBOC said that move would enhance the capital adequacy and corporate governance of Hengfeng.
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The PBOC said that move would enhance the capital adequacy and corporate governance of Hengfeng.
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A series of storms over the winter raised questions about the adequacy of flood defences.
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Taken as a whole it might manage nothing more than a vast, all-encompassing adequacy.
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Its Basel III capital adequacy ratios (total capital adequacy ratio of 3530% and leverage ratio of 2530% at end-21153) are strong but appropriate given its exposure to less liquid private equity investments held in the principal investments (PI) portfolio and business model risk.
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The proposal also suggests changes to the special enrollment periods, guaranteed availability and network adequacy rules.
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The small group size, however, raised questions among experts about the adequacy of the trial results.
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DATA ADEQUACY The mortgages in this pool were originated by Fleet over the course of 2016.
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"China's liquid reserve position is already below a critical level of minimum reserve adequacy," he said.
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HANCOCK: WELL, WE ARE ALWAYS REVIEWING THE RESERVE ADEQUACY AND THE CAPITAL STRUCTURE OF THE COMPANY.
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This would help it increase its capital adequacy ratio (CAR), which is currently at 12.71 percent.
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CAPITAL CONCERNS Analysts such as Jefferies still express some concern over the targets and capital adequacy.
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These notes are currently under review and may not comply with the RBNZ's capital adequacy framework.
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However, underperformance of the LTC business continues to pressure Genworth Life's reserve margins and capital adequacy.
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Fitch believes that Beazley's reserve adequacy is strong, which will continue to contribute to technical profitability.
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Capital adequacy is robust, above other national peers and in line with some internationally rated peers.
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Fitch deems any negative effects on SOMPO's capital adequacy or leverage is likely to be manageable.
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The STB commissioners should also scuttle possible changes to a complex regulation known as revenue adequacy.
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In many specialties, it gets even worse because of insurers' lack of concern for network adequacy.
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"Part of what we are looking at...is the adequacy of existing safety regulations," Homendy said.
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This holding represents a large concentration risk and a potential source of volatility for capital adequacy.
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As you begin working on these tasks, your focus increases along with your feelings of adequacy.
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"The capital adequacy of Deutsche Bank Trust Corporation has never been in doubt," DB USA Corp.
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But the ratings agency noted that foreign reserves adequacy was the fifth-highest among Fitch-rated sovereigns.
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Fitch considers LNC's reported statutory capital adequacy to be strong and above expectations for the current rating.
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The bank remains well-capitalised with a capital adequacy ratio of 16.14% at the end of September.
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To assess capital adequacy, Fitch considers Prism scores, regulatory solvency, leverage metrics and insurers' own capital models.
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Shifts in their value affect the banks' capital-adequacy ratios, pushing them to adjust their risk posture.
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The sector capital adequacy average has increased from 17.8 percent in 2015 to 18.0 percent in 2016.
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NPLs are 40.20% and capital adequacy, at 21103% at end-June, is slightly above the peer median.
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Industry analysts have said that would put its dividend at risk and affect its capital adequacy ratios.
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If cornerback can go from a position of weakness to a position of adequacy, that should help.
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Look at capital adequacy ratio; they range about 17 percent, one of the highest in the region.
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"What good would another five years of litigation over the adequacy of that explanation serve?" he asked.
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Third, the process for judging the adequacy of Living Wills has been criticized as arbitrary and opaque.
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"Significant improvements are needed should the European Commission wish to adopt an adequacy decision," the watchdog said.
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Anonymized and unvetted, the CPSC "does not guarantee the accuracy, completeness, or adequacy" of these anecdotal accounts.
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Large losses in treasury bills and bond portfolios could push banks below the required capital adequacy ratio.
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Adequacy is easy in Skylines but perfection, whatever that means to you, is an ever-receding mirage.
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A court-appointed auditor has confirmed the adequacy of the increase of the cash compensation, Linde said.
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A spokesman for CSX told Bloomberg that the company was confident in the adequacy of its disclosures.
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That will put the bank's capital adequacy at more than 22%, several percentage points above regulatory requirements.
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Romanian banks are well capitalised (sector capital adequacy ratio 19.5%, 1Q16) and profitable (RoE 12.8% in 2015).
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KEY RATING DRIVERS NCI's rating reflects its strong business profile, consistently profitable operating results and stable capital adequacy.
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Unlike the US, Canada has "adequacy" status from the European Union with regard to how it safeguards data.
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"The Court expressly reserves its decision with regard to the adequacy and reasonableness of the Plan," Smith wrote.
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To gain access to EU databases Britain needs a "data adequacy decision" on privacy from the European Commission.
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I just have strong reservations about whether mandatory capacity markets are the best way to achieve resource adequacy.
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The largest banks, including Denmark's top lender Danske Bank, in general have excess capital adequacy, the bank said.
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The key driver for capital adequacy will be a Tier I raise which we plan later next year.
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Therefore, Fitch classifies these notes as 100% equity capital within the agency's assessment of risk-based capital adequacy.
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Chinese regulation dictates small, non-systematically important banks are subject to a minimum capital adequacy ratio of 10.5%.
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The lender's capital adequacy ratio also dropped sharply to 2.28% at end-2018 from 14.06% a year earlier.
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The capital adequacy ratio of China's commercial banks amounted to 13.28 percent, the CBRC said, without providing details.
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Republicans were clearly divided over the adequacy of the bill's protections for people who are sick or disabled.
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We would not want them to focus on culture at the expense of hard, verifiable, capital adequacy rules.
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For instance, there could be moderate, although potentially temporary, negative implications in terms of capital adequacy and liquidity.
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The Fed still will assess the adequacy of capital, but it will no longer evaluate risk management procedures.
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Because sleep delivers a survival advantage, natural selection spent millions of years refining this subjective experience of sleep adequacy.
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Under Fitch's methodology, the notes will be given 100% equity credit in the calculation of Fitch's capital adequacy ratio.
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According to the 2019 exam priorities, the continued areas of interest include the adequacy of disclosures and brokerage practices.
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"The Turkish banking sector has a high capital adequacy ratio that would endure shocks," he said in a statement.
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Capital adequacy and profitability measures were mostly unchanged, but foreign exchange financing decreased by 7 percent, IFSB data showed.
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They have inched their way towards adequacy from something like absolute zero, and they play with hard-earned joy.
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In the US, regulators view the LR as an essential capital adequacy measure which complements risk-based capital ratios.
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Chief Financial Officer Jiri Sperl said the bank intended to reduce capital adequacy ratio levels "once the situation clears".
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After the crisis of 2008, regulators developed new frameworks on capital adequacy, stress testing and market liquidity for banks.
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The House subcommittee called Thursday's hearing in part to question the adequacy of some of the judiciary's recent steps.
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Botin dismissed analysts' concerns over the bank's capital adequacy, highlighting the lender's lower risk retail and higher diversification model.
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"There's an issue with the adequacy of the dental coverage that is out there in the world," she added.
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The military commission trying Mr. Nashiri held a hearing in 2014 on the adequacy of his mental health care.
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A capital replenishment in September 2016 has improved the company's capital adequacy ratio despite the increase in asset level.
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Crimes committed by ride-hailing drivers have raised concerns about the adequacy of the background checks performed by the companies.
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The 2nd U.S. Circuit Court of Appeals in New York rejected a challenge to the settlement's fairness, reasonableness and adequacy.
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N, said it was yet to reach an agreement with U.S. and European regulators about the "adequacy" of proposed divestitures.
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Li said that the capital adequacy ratios and provisions for bad loans at Chinese banks were at relatively high levels.
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The House of Commons Home Affairs Committee duly accuses the government of worrying complacency about securing a data adequacy decision.
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The sector capital adequacy average has increased from 17.8 percent in 2015 to 18.0 percent in 2016, the bank said.
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The bank's total capital adequacy ratio, a key indicator of its financial health, stood at 15.56 percent as of Dec.
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The VRs in turn reflect the banks' significant franchises, adequate performance and capital adequacy, and comfortable funding and liquidity profiles.
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China commercial banks' core tier 1 capital adequacy ratio was at 10.71% at the end of June, the CBIRC said.
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The sector reported an average capital adequacy ratio of 20.2 percent in the first tree months, the central bank said.
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BBK BSC has a capital adequacy ratio of 18.48 percent, with a strong market share in the retail banking market.
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The International Monetary Fund's conservative guide for reserves adequacy is that they be worth at least three months of imports.
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The violence quickly upended Capitol Hill, leaving lawmakers visibly shaken and raising questions about the adequacy of Congress's security safeguards.
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Data about the adequacy of each hospital's nurse staffing and infection-prevention programs were among many other factors also considered.
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She said the suits challenging the legal fees and the adequacy of the settlements could serve as a necessary check.
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Banks have improved their capital adequacy ratio to more than 20 percent and the loan-to-deposit ratio has dropped.
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"In addition to enabling NBK to comply with capital adequacy requirements, the injection bolsters NBK's financial resources," the lender said.
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|
Its sessions, which are based on a different theme each week — adequacy, shame, fear, guilt — let members jump in freely.
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Regulators said their decision was based on the "accuracy and adequacy of information in the marketplace" about The Crypto Company.
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Action points: Firms are establishing pre-trade financial thresholds, monitoring tools for capital adequacy or credit exposure tailored to risk.
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"We are going to start looking into the adequacy of the investigation upon which the confirmation was premised," Nadler said.
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DATA ADEQUACY Fitch sought to receive a third-party assessment conducted on the asset portfolio information, but none was made available.
|
|
The RBC 2 regime is being formulated in line with the terms of the ICP17 (Insurance Core Principles) Capital Adequacy standards.
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NN's total capital adequacy measure under Europe's new Solvency II rules surged to 223 percent, from 213 percent a year earlier.
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It would in effect replace the risk-based capital model with the leverage ratio as the primary measure of capital adequacy.
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China still has huge FX reserves, but an IMF adequacy framework implies it needs to keep about $2.7 trillion on hand.
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The ratings are underpinned by KBC Verzekeringen's sound profitability, leading bancassurer position in Belgium, strong capital adequacy and prudent asset allocation.
|
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Banks' core Tier 1 capital adequacy ratio was 10.79 percent at the end of March, up from 10.75 a quarter earlier.
|
|
Diamond Bank's capital adequacy ratio had fallen to 8.53 percent of assets by mid-year from 18.6 percent a year ago.
|
|
By comparison, Japan's megabanks saw their international capital-adequacy ratios improve to 16.29 percent from 16.17 percent over the same period.
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"We have in mind a postponement of the increase in additions to the requirements of the banks' capital adequacy," Siluanov wrote.
|
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Both banks have said a 10 percent fall in the Lira could shave 2 basis points off their capital adequacy ratio.
|
|
Private credit represents only 37% of GDP and the banking sector's capital adequacy ratio remains strong, at 23.2% in October 2017.
|
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Its capital adequacy ratio was 12.1% at the end of 2018 from 13.51% a year prior, its 2018 annual report showed.
|
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It also said the country's commercial banks' capital adequacy ratio and provision coverage ratio were 13.2 percent and 175.1 percent, respectively.
|
|
The bank said its core capital adequacy ratio slipped to 18% at the end of March, from 18.4% three months earlier.
|
|
Fitch is concerned that such a recapture could have a significant adverse effect on the capital adequacy of WNIC and BCLIC.
|
|
"This may be primarily for the post-Brexit scenario, when more divergence may be possible whilst still getting adequacy," he suggests.
|
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In Fitch's view, capital adequacy is tight, and will be the main focus of our review to resolve the Negative Watch.
|
|
In proving his physical adequacy, Murray held out the chance of becoming that most valuable of sports commodities, a franchise quarterback.
|
|
The capital adequacy ratio, a key indicator of a bank's health, is a combination of Tier 1 and Tier 2 capital.
|
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He said the central bank was strictly following international standards in regulating banks, especially with regard to capital adequacy and liquidity.
|
|
Fitch views MutRe's capital adequacy as strong, based on the agency's own internal risk-based assessment and on regulatory solvency ratios.
|
|
"Supervisory experience shows that banks may need to improve quality of their internal capital and liquidity adequacy assessment processes," the ECB added.
|
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The post-recap rating will depend primarily on the size and quality of the capital support and the adequacy of loan provisioning.
|
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The bank's capital adequacy metrics stand at adequate levels, albeit lower than its closest peers in part due to stronger loan growth.
|
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Those in the group face tighter demands on their short-term liquidity and additional requirements for capital adequacy from the central bank.
|
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Dhanlaxmi's capital adequacy ratio dropped to 7.51 percent as of the end of March, well below the minimum requirement of 9.625 percent.
|
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It is already foreseen by the Commission's adequacy decision (Privacy Shield decision) that the data protection authorities will participate in the review.
|
|
Halliburton said on Monday it was yet to reach an agreement with U.S. and European regulators about the "adequacy" of proposed divestitures.
|
|
However, the SEC was concerned about the adequacy and inconsistency of the current plans and has opted to implement rule-based requirements.
|
|
But once the Commission has issued a beefed-up "adequacy decision", it will be harder for the ECJ to strike it down.
|
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With the jump in the bad loan ratio, the bank's capital adequacy ratio swung to a negative 0.75 percent from 12.92 percent.
|
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Capital adequacy is one of BInbursa's main strengths and is maintained with solid buffers over regulatory minimums and generally above peer banks.
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DATA ADEQUACY Fitch has checked the consistency and plausibility of the information it has received about the performance of the DPR programme.
|
|
He noted that banks' capital adequacy ratios were more than satisfactory, but that bank profitability was a problem, the G20 official said.
|
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The March reserves level was equal to 7.9 months of imports, far above the international adequacy standard of three months, BI said.
|
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In its annual Financial Stability report, the central bank said the financial sector was resilient and all banks meet capital adequacy standards.
|
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"Say you have a baseline of adequacy, but want to be better and give business reasons why they should pay," suggested Glickman.
|
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The department will then have to decide the adequacy of the alternative data "on a case-by-case basis," the judge said.
|
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Banks in the UAE had a capital adequacy ratio of 18.3 percent at the end of September, according to central bank data.
|
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The system is mediocre at best when it comes to adequacy, sustainability, and its ability to protect the interests of retirement savers.
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The health law and the Health and Human Services Department set standards for network adequacy but leave most enforcement up to states.
|
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Chinese commercial banks' core tier 1 capital adequacy ratio was 10.83 percent at end of the third quarter this year, it added.
|
|
At the end of 2018, a number of state commissioners raised questions about the adequacy of provider networks and managed care oversight.
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It makes no reference to the adequacy of special education services, allowing them to turn directly to the Americans with Disabilities Act.
|
|
The Trump administration's maximum-pressure campaign will establish a more demanding domestic standard for judging the adequacy of any future US-Iranian agreements.
|
|
Some analysts estimate it needs to retain a minimum of $250 trillion to $2000 trillion under the International Monetary Fund's (IMF's) adequacy measures.
|
|
The adequacy question comes after the court ruled in June that Kansas had complied with its order to resolve inequities in educating students.
|
|
"Capital adequacy (is) still negatively affected by non-performing loans in some countries - weighing on banks' profitability," the ECB said in a booklet.
|
|
The banking sector is resilient with a strong Tier 1 capital adequacy ratio of 13% and a non-performing loan ratio under 1%.
|
|
Some analysts estimate it needs to retain a minimum of $250 trillion to $43 trillion under the International Monetary Fund's (IMF's) adequacy measures.
|
|
REC's capital adequacy ratio was 20.38% at the end of the financial year to March 2016 (FYE16), higher than the 15% regulatory requirement.
|
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The RBI is closely monitoring the 50 biggest NBFCs and housing finance companies, including their capital adequacy, stability and cash flows, Das said.
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We assess Hannover Re's capital adequacy as 'very strong' as measured by Fitch's Prism Factor Based Model, which is positive for the ratings.
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|
The key metric to watch is the capital adequacy CET1 ratio and how this was impacted by the sell-off in government bonds.
|
|
The bank remains well capitalised with a capital adequacy ratio of 17.5% at the end the latest quarter, well above the regulatory requirement.
|
|
However, the impact was cushioned by sizeable capital buffers, with the regulatory capital adequacy ratio at a still robust 123% at end-3Q15.
|
|
Under the new proposals, the UK could "gold-plate" its capital adequacy standards by adopting higher capital requirements for UK banks, Bishop said.
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Were OHI to change its financial policies and operate with leverage closer to 5.5x, Fitch would then consider the adequacy of the cushion.
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|
"Supervisory experience shows that banks may need to improve they quality of their internal capital and liquidity adequacy assessment processes," the ECB said.
|
|
Fitch views the issue as neutral for AXA's financial debt leverage and capital adequacy, as the new notes are issued for refinancing purposes.
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These measures have led to public perception of adequacy in fighting terrorism increasing by 9 percent from 21625 to 2900, showing forward momentum.
|
|
Fitch considers Ageas' capital adequacy to be strong, based on both Fitch's own internal risk-based assessment and the regulatory Solvency II ratio.
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But the benefit is precisely this self-critical attitude — of careful review of and reflection on the adequacy of one's own thought processes.
|
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The bank remains well capitalised, with a capital adequacy ratio of 18.5% at the end of the quarter, well above the regulatory requirement.
|
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Banks' weighted average core Tier 1 capital adequacy ratio was 10.64 percent at the end of June, down from 10.79 a quarter earlier.
|
|
It may be challenging to meet some nutrient needs "It takes actual planning to ensure nutritional adequacy on a vegan diet," Kimberlain said.
|
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Although originally the UK said it would adhere to GDPR standards, Google's decision suggests it doesn't trust Britain to achieve an adequacy agreement.
|
|
"Until then the Bulgarian banks should monitor very carefully their capital adequacy so that we do not face any additional obstacles," he said.
|
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The government will use "market-oriented means" to help banks keep their capital adequacy ratios at relatively high levels, he said without elaborating.
|
|
Industry analysts have said a possible reclaim by the government would put the bank's dividend at risk and affect its capital adequacy ratios.
|
|
The capital adequacy ratio, the proportion of capital that banks must hold back from lending, was reduced to 11 percent from 12 percent.
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"The Slovak bank's capital adequacy is very good, over 18%, so we can say that banks already hold certain buffers voluntarily," he added.
|
|
Chinese banks' capital adequacy ratio was 14.02 percent at the end of 2018, up 0.55 percentage points from a year earlier, while their tier-1 capital adequacy ratio rose 0.24 percentage points on-year to 11.58 percent at end-2018, Cong Lin, head of law and regulation department at the China Banking and Insurance Regulatory Commission, said at the briefing.
|
|
Realistically, there's a lot of adequacy here, and that should improve a team that struggled with injuries while winning 22017 games in 218-203.
|
|
The ministry said these proposed revisions to Swiss capital adequacy rules implement two additions to the international standards for banks known as Basel III.
|
|
Financial institutions said they will scrutinize property firms' capital adequacy and debt situation more carefully to prevent market adjustment risks, according to the source.
|
|
The U.S. Securities and Exchange Commission cited concerns about the "accuracy and adequacy of information" about the Malibu, California-based company available to investors.
|
|
However, as you noted, an element of doubt has begun to emerge around the adequacy of the response from some companies to such developments.
|
|
But the American military also displayed its concern on Wednesday about the adequacy and stamina of the multinational effort to defeat the Islamic State.
|
|
In the two years after the interpretive guidance, the S.E.C. issued 49 comment letters to companies addressing the adequacy of their climate change disclosures.
|
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Fitch considers that current capital adequacy will be sustainable and does not rule out further injections from HSBC to support the bank's growth plans.
|
|
Halliburton had said last month that it was yet to reach an agreement with U.S. and European regulators about the "adequacy" of proposed divestitures.
|
|
Analysts believe banks are assessed on seven parameters including asset quality, capital adequacy, their proportion of liquid assets and the stability of their funding.
|
|
EI's capital adequacy ratio stood at 13.2 percent at the end of 2015, above the 12 percent minimum required by the UAE central bank.
|
|
In its annual Financial Stability report on Tuesday, the central bank said the financial sector was resilient and all banks meet capital adequacy standards.
|
|
DATA ADEQUACY Prior to the transaction closing, Fitch sought a third-party assessment conducted on the asset portfolio information, but none was made available.
|
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Benefit adequacy, meaningful accountability, and reforms to support TANF recipients in obtaining the education and skills they need to get ahead are key priorities.
|
|
The mid-tier bank has said it planned to raise fresh funds to boost its capital adequacy and tap opportunities to lend to agribusinesses.
|
|
"There is concern around the evolution of banks' capital adequacy if the naira continues to weaken," said Standard Chartered Africa chief economist Razia Khan.
|
|
Fitch estimates that Peresvet had the capacity to reserve an additional 5% of gross loans at end-1H16 before breaching regulatory capital adequacy requirements.
|
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DATA ADEQUACY Fitch has checked the consistency and plausibility of the information it has received about the performance of the asset pools and transactions.
|
|
Doubts over the adequacy of China's GMO regulation have arisen following media reports that some food products are not labeled as containing GMO ingredients.
|
|
Banks' weighted average core Tier 1 capital adequacy ratio was 10.72 percent at the end of September, up from 10.64 percent a quarter earlier.
|
|
Truran said the PRA could order "section 166" reviews, forcing an insurer to hire external advisors to check on the adequacy of reserving levels.
|
|
The bank's tier 1 capital adequacy ratio, which measures equity capital as a percentage of total risk-weighted assets, was steady at 9.8 percent.
|
|
"The SAB should consider this action for review with regard to the adequacy of the supporting science," advisory group members wrote in the memo.
|
|
The issue at hand: the adequacy of the air-conditioning at a hotel in Roanoke, Va., where Mr. Trump held an event on Monday.
|
|
But he said that in derivative litigation, unlike class actions, courts don't rigorously probe the adequacy of representation until it may be too late.
|
|
The minimum capital adequacy ratio, the proportion of capital that banks must hold back from lending, was reduced to 11 percent from 12 percent.
|
|
The regulation is part of Indonesia's move to fully adopt Basel III, a global regulatory framework for banks' capital adequacy norms, the OJK said.
|
|
The ISIS-affiliated group was reportedly making bombs to look exactly like laptop batteries, sparking the concern about the adequacy of airport security standards.
|
|
One of the sources said the idea was to gradually increase Sberbank's payouts so as not to hit its capital adequacy ratios too hard.
|
|
"The high level of net non-performing assets compared with other countries implies that current headline capital adequacy is, in effect, overstated," he added.
|
|
But perhaps the most compelling reason for skepticism about the adequacy of the full-disclosure principle in Trump's case comes from the candidate himself.
|
|
"All banks would remain solvent, with their capital adequacy ratios (CARs) remaining well above Basel regulatory requirements under the stress scenarios," the MAS said.
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He was later quoted on Arabiya TV as saying the issue would boost the bank's capital adequacy to 20 percent from 11 percent now.
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Investigators have been assessing the adequacy of communications used by the troops during the battle and how the mission was approved from the beginning.
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"The company intends to use the proceeds it receives from the offering to increase Tinkoff Bank's capital adequacy position," it said in a statement.
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Other key concerns are tightening foreign currency (FC) liquidity, weakening capital adequacy ratios and the sovereign's ability to support banks, given its weaker financial flexibility.
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The regulator previously said Fed staff would assess the adequacy of the bank's remediation plan, which would also be reviewed by an independent third party.
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QNB's capital adequacy ratio stood at 15.7 percent at the end of March, compared to the minimum required by Qatar's central bank of 14.8 percent.
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"The bottom line is we are already below adequacy on a whole lot of food, and it is not going to get better," he said.
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Bank of Maharashtra's net non-performing assets fell to 5.91 percent from 10.61 percent while its capital adequacy improved to 11.05 percent from 9.87 percent.
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Fitch expects the company to maintain or strengthen its capital adequacy through the company's stable underwriting results and its continuous efforts to accumulate core capital.
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DATA ADEQUACY Fitch has checked the consistency and plausibility of the information it has received about the performance of the asset pools and the transactions.
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Created under President Dwight Eisenhower in 1956, the board's job is to provide independent advice to the president on the quality and adequacy intelligence activities.
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The bank's regulatory Tier 1 capital-adequacy ratio continued to deteriorate and stood at 7.6% by end-March 2016 (end-20153: 8%; end-2014: 9%).
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The two large state-owned banks Al-Rafidain and Al-Rasheed, which have high non-performing loans and exceptionally low capital adequacy, dominate the sector.
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IBK's total capital adequacy ratio (CAR) stopped benefiting from the subordinated loan from the state in 2014 with the implementation of Basel 3 in Kuwait.
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Adequacy of benefits will be central to the debate - and the CBO decision to backtrack seems to settle the dispute about the current replacement rates.
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An upgrade of GPB's and RusAg's VRs would require a substantial improvement in their asset quality, capital adequacy and performance (the latter particularly for RusAg).
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The "capital surcharges" are in addition to capital adequacy regulations on the banks, which start at a minimum of 8 percent of risk-weighted assets.
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DATA ADEQUACY Fitch has checked the consistency and plausibility of the information it has received about the performance of the asset pool and the transaction.
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All the participants agreed that the current situation is problematic and that markets need more elegant ways of incorporating policy goals and ensuring resource adequacy.
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After shutting down a small bank last month over capital adequacy concerns, it also warned Tanzanian banks against a rise in non-performing loans (NPLs).
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New York's law includes extensive consumer protections, including holding consumers financially harmless, improved disclosure, enhanced network adequacy requirements, expanded appeal rights and easier claims submission.
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In addition, the state supreme court ruled earlier this month that Kansas was underfunding public schools in violation of a state constitutional requirement for adequacy.
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The first step in the process is to assess the adequacy of current system, which is too fragmented, untested and costly, the IMF paper said.
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N, and the company said last month it was yet to reach an agreement with U.S. and European regulators about the "adequacy" of proposed divestitures.
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Based on the 3Q0003 accounts, Fitch continues to view Halyk's capital adequacy as reasonable, its performance as strong and funding and liquidity profile as solid.
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It said its overall capital adequacy ratio stood at 17.65% at the end of September, while its CET1 capital ratio was 14.79%, above regulatory requirements.
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The bank's total capital adequacy ratio reached 17.2 percent at the end of June, well above the regulatory standard of 12 percent, the bank said.
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Only 12 currently meet the standard, and the United States had to negotiate with Brussels for over two years to be granted so-called "adequacy" status.
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According to IMF data, the share of non-performing loans was 1% in 2Q16, while the overall capital adequacy ratio of the banking sector was 31.8%.
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The issue will enhance the bank's capital adequacy ratios and support its business growth, QIB said in a bourse statement without giving pricing or other details.
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The average capital adequacy ratio at commercial banks at end-March was 14.18%, which the regulator said was 0.57 percentage point higher than one year earlier.
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The banks' total capital adequacy stood at 22.3 percent at the end of September last year, while their liquidity was 34 percent, central bank data showed.
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Bulgaria's central bank has also activated several capital buffers that bring the requirements for overall capital adequacy to 14% and the CET 1 ratio to 10.5%.
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The IFSB is one of the main standard-setting bodies for Islamic finance, setting prudential guidelines covering areas including governance, capital adequacy and liquidity risk management.
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Discount Bank, which for years suffered from a weak capital adequacy ratio, has not had a dividend policy since 1996, a spokeswoman for the bank said.
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Given the disaster's scope, the commanding officer who led the federal response to Hurricane Katrina a dozen years ago questioned the adequacy of current relief efforts.
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The central bank's capital adequacy ratio was 8.30 percent at the end of the first half of fiscal 2018, compared with 23 percent a year earlier.
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Now controlled by the Italian government, the bank said it had a core capital adequacy ratio of 15.2 percent, one of the highest in the country.
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The bank's new dividend policy was adopted after the bank complied with capital adequacy requirements and received approval from the Bank of Israel's supervisor of banks.
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Fitch views the issue as neutral for NN's financial debt leverage, fixed charge coverage and capital adequacy, as new notes have been issued for refinancing purposes.
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Vietnamese banks operate under Basel I and are subject to a minimum 9 percent total capital adequacy ratio and a minimum 4.5 percent Tier 1 ratio.
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Last year, the regulator gave three commercial banks until June 2016 to recapitalise after they failed to hit a minimum capital adequacy rate of 10 percent.
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So for example, where a judge has a concern about adequacy of counsel or maybe the mental fitness of a defendant is typically where that happens.
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Popolare di Vicenza aims to complete its capital raising and listing by the end of April to meet capital-adequacy requirements of the European Central Bank.
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The bank's core capital adequacy ratio fell slightly to 17.5 percent in the first quarter, which is the bottom of the range targeted for this year.
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E.ON, RWE, EnBW and Vattenfall all declined to comment, but that companies have said previously that the adequacy of the provisions is checked regularly by auditors.
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Mr. Stiller, lean as a greyhound and gray around the temples, occupies the volatile middle ground between decent fellow and abrasive jerk, between adequacy and failure.
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The European Central Bank's easy monetary policy, together with growing capital adequacy requirements, will put further pressure on the banks' business model, the central bank said.
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The advisory opinion says the court shouldn't weigh in on Privacy Shield, but also raises concerns about the adequacy of the agreement for protecting Europeans privacy.
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Broader threats that the UK might leave the EU without a deal exacerbate the possibility that it might not get an adequacy agreement, according to Burns.
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Total non-performing loans hit 1.77 trillion yuan ($278.94 billion) at end-March, while core tier 1 capital adequacy ratio was 10.72 percent, the regulator said.
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Fitch-rated Nigerian banks' NPLs at end-June 2016 were reserved at 62% and our ratings already factor in an assessment of loan loss cover adequacy.
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In 2015, AFD Group's capital adequacy ratio and Tier 1 ratio were 16.72% and 9.42%, respectively, above their respective minimum regulatory levels of 8% and 6%.
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It has developed a broader gauge it calls the Reserve Adequacy Measure (RAM) which tries to capture the total resources a country has available to meet shocks.
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Fitch may also widen the notching if non-performance risk increases, for example, if the bank fails to maintain reasonable headroom above the minimum capital adequacy ratios.
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"If Fitch downgrades Turkey, the banking sector's capital adequacy ratio will fall 225-2993 basis points," said Sadrettin Bagci, a banking analyst at Istanbul-based Deniz Investment.
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Analysts have noted that the bank has maintained a 16 percent capital adequacy ratio, the minimum required by the central bank, which has limited growth and profitability.
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"In light of the UK's unprecedented position, the future deep and special partnership between the UK and the EU could productively build on the existing adequacy model".
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The result of all this is a team and organization that has no belief in, no expectation of, and no plan for anything other than mere adequacy.
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The European Banking Authority's 3Q15 dashboard, published on 23 February 2016, shows a clear improvement in capital adequacy ratios reported by 154 banks participating in its study.
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During Wednesday's hearing, the judge reviewed the adequacy of TK Holdings' disclosures, which attempt to summarize and translate the dense legalese of the company's proposed reorganization plan.
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While estimates vary widely, some analysts believe China needs to retain a minimum of $2.6 trillion to $2.8 trillion under the International Monetary Fund's (IMF's) adequacy measures.
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The banking industry has sound capital levels with average capital adequacy ratio of 22.7 percent as of December, but some banks have been facing rising bad debts.
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The total capital adequacy of Bulgaria's banking system stood at 22.9 percent at the end of March, while its liquidity was 37 percent, central bank data showed.
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ANZ said in a separate statement that it would work with RBNZ to commission an independent third party to look at its compliance with capital adequacy requirements.
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The regulatory total capital adequacy ratio at end-1H17 was a healthy 16.1%, despite the high 175% risk weight that applies to foreign-currency loans in Georgia.
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Akbank chief Hakan Binbasgil said the capital adequacy ratio of the banking sector was at around 16.3 percent at the end of June, far above legal limits.
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However, under the central bank's plan, subordinated bondholders could be forced to take a loss if Otkritie's capital adequacy is found to be below a certain threshold.
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"I'm certain in Manchester now similar questions are being asked," he commented, referring to discussions surrounding the adequacy of personnel numbers and physical infrastructure such as bollards.
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Fitch views the issue as neutral for AXA's financial debt leverage, fixed-charge coverage and capital adequacy metrics, as the new notes are issued for refinancing purposes.
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One report suggests that young people should sock away 20 percent of their income if they want the same level of retirement income adequacy as today's retirees.
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Feinstein and Grassley also requested that investigators look at "the adequacy of policies and procedures" used by U.S. Immigration Customs Enforcement (ICE) and HHS to prevent abuse.
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He said the sector remained stable and resilient, based on a capital adequacy ratio of 18.8 percent last month, well above the required minimum of 14.5 percent.
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Fitch could consider revising the rating and sector outlooks to negative if net losses from major catastrophe perils severely undermine insurers' solvency adequacy on industry-wide basis.
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DATA ADEQUACY Fitch reviewed the results of a third-party assessment conducted on the asset portfolio information, which indicated no adverse findings material to the rating analysis.
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The suit by the media organizations argued there was no legal basis to withhold the information and challenged the adequacy of the FBI's search for relevant records.
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Capital adequacy levels of Gulf banks stood at around 18 percent in the region last year, higher than the level required under Basel III of 8 percent.
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Another possibility is for the UK to receive an adequacy decision from the EC — such as the Commission has granted to other third countries (like the US).
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"An adequacy decision will be made by the Commission, and can be struck down by the European Court of Justice whatever our own position is," Bernal notes.
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In August, the bank raised nearly $275 million via qualified institutional placement (QIP), a capital-raising tool commonly used in India, to improve its capital adequacy ratio.
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Policies can also ensure access to care by requiring greater transparency from insurers and fair reimbursement for physicians who deliver the care, while also addressing network adequacy.
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The proceeds will be fully used to replenish the common equity tier 20.58 capital and boost capital adequacy of the bank, AgBank said in a securities filing.
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Fitch views the issue as neutral to Phoenix's financial debt leverage and positive to capital adequacy as the new subordinated notes are replacing existing senior bank debt.
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"The bank has spent a significant amount of liquidity ... and it became obvious it would have to acknowledge a fall in its capital adequacy ratio," Tulin said.
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DATA ADEQUACY Prior to the transaction closing, Fitch sought to receive a third party assessment conducted on the asset portfolio information, but none was available for this transaction.
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No one knows whether the Dodd-Frank act will survive Mr Trump's promised assault or whether the latest version of the Basel capital-adequacy standards will be completed.
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But Attica, which has a 17.2 percent core Tier-1 capital adequacy ratio, suffered deposit outflows in the last 20 days and had to take action, he said.
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Insurers' hybrid debt issuance is also swelling under the low interest-rate environment, which favours fund raising, to help insurers maintain capital adequacy after significant M&A deals.
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If the CLO does not meet that standard, the investment will be assigned a triple risk weighting in the calculation of the Japanese financial institution's capital adequacy ratio.
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The banking group said the capital adequacy ratio for the mid-tier lender FCMB Bank, stood at 15.9 percent in 2018, down from 16.9 percent a year earlier.
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The European Banking Authority (EBA) launched a consultation on designing the first capital adequacy regime for a new category of smaller, less complex investment firms under EU law.
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The shooting at Marjory Stoneman Douglas High School raises questions among anguished parents about the adequacy of school security measures and renews a national debate on Capitol Hill.
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Once proposed, the decision needs to be confirmed by a panel of representatives from EU Member States, and the Commission can revoke the adequacy decision in the future.
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Replacement rates are the central numbers measuring the adequacy of Social Security benefits, and they also inform our broader policy debate about how to encourage saving for retirement.
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He said that to reduce the capital adequacy level's dependence on the weakening rouble, the bank converted its rouble subordinated loans from the parent company into foreign currency.
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The SEC on Monday also cited the accuracy and adequacy of information on "the identity of the people in charge of the company" as reasons for the halt.
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As it stands, banks' reported capital adequacy ratios (CARs) meet minimum requirements, but these are based on official NPL ratios that understate problem loans in the banking sector.
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DATA ADEQUACY Prior to the transaction closing, Fitch sought to receive a third-party assessment conducted on the asset portfolio information, but none was available for this transaction.
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There are valid concerns about the adequacy of WTO rules to deal with 21st-century issues and about the need for improvements to the WTO's dispute settlement system.
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If Congress rolls back banking regulations, reducing capital adequacy and liquidity standards for U.S. banks, they may be net sellers, rather than net buyers, of U.S. Treasurys, too.
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The Office of the Superintendent of Financial Institutions issued the final Life Insurance Capital Adequacy Test (LICAT) guideline for Canadian life insurers with an effective date of Jan.
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But it is also possible that households responded to an increase in benefits by spending more, which still doesn't tell us much about the adequacy of SNAP benefits.
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Still, "Endgame" is a monument to adequacy, a fitting capstone to an enterprise that figured out how to be good enough for enough people enough of the time.
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But the request for documents is likely to center on Tesla's accounting practices, the adequacy and accuracy of its public disclosures, and whether executives sought to mislead investors.
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This decision is inconsistent with multiple determinations outside of Philadelphia regarding the adequacy of the RISPERDAL® labeling, the medicine's efficacy, and findings in support of the Company.
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Traditional capital adequacy metrics, including operating leverage of 0.4x and net leverage of 2.6x, were more conservative than statutory sector credit factors (SCF) medians for the current rating.
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"The recent spectacular decline in upstream oil and gas investment raises major concerns about the prospects for the adequacy of supply in the years to come," IEA said.
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The bank maintained a prudent capital adequacy ratio, "well in excess" of local regulatory and Basel III (international) requirements and continued to generate growth in profitability, it said.
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The bank's tier 1 capital adequacy ratio, which measures equity capital as a percentage of total risk-weighted assets, was unchanged from a year earlier at 9.8 percent.
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As a result, the bank said it would enjoy relief from capital adequacy requirements from Israel's banking regulator in the amount of 550 million shekels over five years.
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We believe the banks are successfully balancing current growth needs with improving long-term capital adequacy that will be required under Basel III when it is implemented in 23320.
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The Bank of Finland said Finnish banks' capital adequacy rates were currently in order, though the prospect of serious disruptions emerging in the future could not be ruled out.
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"It was perhaps unrealistic to expect a single big bang reform that imposed, overnight, a complete uniformity of capital adequacy calculation on a patchwork of national regimes," Bulley said.
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Its board approved earlier this year the issuance of sharia-compliant Tier 1 instruments for up to 2.8 billion dirhams ($762 million), to strengthen the bank's capital adequacy ratios.
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"Sovereigns nevertheless face a difficult balancing act between curbing public spending and ensuring the adequacy of benefits to prevent otherwise growing risks of poverty and inequality," S&P said.
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As for the length of time that sexual congress lasts in Homo sapiens, the adequacy of that is, perhaps, not a matter into which science should dare to trespass.
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DATA ADEQUACY Fitch reviewed the results of a third-party assessment conducted on the asset portfolio information, and concluded that there were no findings that affected the rating analysis.
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DATA ADEQUACY Fitch conducted a review of 10 sample loan files focusing on the underwriting procedures conducted by MTF compared to MTF's credit policy at the time of underwriting.
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Appointees changed the points system for evaluating applicants, giving less emphasis to "adequacy of the applicant's facilities and staff," while boosting those who promoted "natural family planning" and abstinence.
|
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The sector reported an average capital adequacy ratio of 21.4 percent at the end of June, up from 21.1 percent at the end of 2016, the central bank added.
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CBQ had a total capital adequacy ratio of 15.6 percent at June 30, according to a presentation on the bank's website, against a minimum regulatory requirement of 12.5 percent.
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DATA ADEQUACY Fitch conducted a review of 20 sample loan files focusing on the underwriting procedures conducted by SFL compared to SFL's credit policy at the time of underwriting.
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Large losses in treasury bills and bond portfolios could push banks below the required capital adequacy ratio and the bankers suggested this was the chief motivation for the move.
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The bank in September raised 2 billion riyals with an Additional Tier 1 perpetual sukuk issue, aimed at enhancing the bank's capital adequacy ratios and supporting its business growth.
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"The situation of the Greek banks has improved noticeably and substantially in the last two years both in terms of capital adequacy and in terms of governance," Nouy said.
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It added that the sector would maintain overall capital adequacy above the 8 percent threshold even in a "very unlikely" adverse scenario projected by the central bank's stress tests.
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It will also probably reduce insurers' capital adequacy under our Prism factor-based capital model, but the impact will be much smaller because Prism already factors in sovereign risk.
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The new dividend policy was adopted after the bank complied with capital adequacy requirements, improved its financial results and received approval from the Bank of Israel's supervisor of banks.
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Outside factors such as supply and demand within the industry and sub-specialty areas are also essential to determine adequacy of compensation, job prospects, and the overall job market.
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DATA ADEQUACY Fitch conducted a review of 22016 sample loan files focusing on the underwriting procedures conducted by SFL compared with SFL's credit policy at the time of underwriting.
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The weighted average capital adequacy ratio of 0003% at end-2Q16 is already in excess of the 10.5% regulatory minimum required by end-2018 under the Basel III standards.
|
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DATA ADEQUACY Fitch conducted a review of 10 sample loan files, focusing on the underwriting procedures conducted by NAB compared to NAB's credit policy at the time of underwriting.
|
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A political debate is raging among policy experts, economists and actuaries about the most important measure of Social Security benefit adequacy: just how much pre-retirement income is replaced.
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Over the longer term, the success of AIG's profit improvement plan and maintaining capital adequacy corresponding to subsequent changes in operating risk profile will greatly influence future rating levels.
|
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DATA ADEQUACY Fitch reviewed the results of a third party assessment conducted on the asset portfolio information, and concluded that there were no findings that affected the rating analysis.
|
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DIB's Tier 1 capital adequacy ratio stood at 18 percent at the end of September, compared to the minimum level required in the United Arab Emirates of 8 percent.
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This may do little to boost lending immediately; Oman's Ubhar Capital noted actual adequacy ratios of all eight listed commercial banks were already several percentage points above the floor.
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From a capital adequacy perspective, RBS, Barclays and Standard Chartered were the three banks which failed to surpass the complete set of hurdles tested by the Bank of England.
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Fitch expects the bank to maintain a management buffer of about 100bp over the regulatory minimum, even after the Australian regulator finalises its revisions to the capital adequacy framework.
|
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The other side: SEC Commissioner Hester Peirce argues that the SEC is mistakenly assessing the Bitcoin market instead of the adequacy of the exchange's rules, thus overstepping its authority.
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It is the third-least prepared country for the overall risk category, and its score was brought down due to a lack of infrastructure adequacy and socio-economic resilience.
|
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Chief Financial Officer Jiri Sperl said on a conference call with Reuters and Bloomberg news agencies the bank intended to reduce capital adequacy ratio levels "once the situation clears".
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Reserve adequacy is viewed as 'Neutral', 'A' category, as the company has historically reported significant favorable development but has experienced declining levels of reserve releases in recent reporting periods.
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Memories have been particularly short on the distress caused by such institution's derivatives exposures, proprietary trading activities, capital adequacy ratios and banking reserves designed to protect against a run.
|
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The banking business had a pro-forma 9.4% common equity Tier 1 ratio at end-2015 and the securities business had a capital adequacy ratio of more than 20133%.
|
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LAGOS, July 19 (Reuters) - Nigeria's Wema Bank plans to issue 20 billion naira of debt in August to boost its capital adequacy, its acting chief executive said on Thursday.
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Sheikh Abdullah argued that Qatari banks remained highly solvent and profitable while the central bank would continue to adhere to international regulatory standards, especially concerning capital adequacy and liquidity.
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A report commissioned by Democrats on the Senate Foreign Relations Committee challenges the adequacy of Twitter's and Facebook's investigations into Russian manipulation of their platforms to influence British politics.
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QNB's total capital adequacy ratio, a combination of both Tier 1 and 2 capital and a key indicator of the bank's health, stood at 16.3 percent as at Dec.
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After the private placement, AgBank's core tier 1 capital adequacy ratio will increase to 11.23 percent from 10.38 percent and its tier 1 capital adequacy will increase to 11.90 percent from 11.06 percent In a separate filing for preliminary annual results, AgBank reported a 13 percent rise in net profit to 192.96 billion yuan for 2017, while its non-performing loan ratio declined to 1.81 percent from 2.37 percent a year earlier.
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DATA ADEQUACY Fitch conducted a file review of 20 sample loan files focusing on the underwriting procedures conducted by SFL compared to SFL's credit policy at the time of underwriting.
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"The capital adequacy of Deutsche Bank Trust Corporation has never been in doubt," Bill Woodley, CEO of DB USA and deputy CEO of Deutsche Bank Americas, said in a statement.
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DATA ADEQUACY Fitch conducted a file review of 10 sample loan files focusing on the underwriting procedures conducted by CBA compared to its credit policy at the time of underwriting.
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Limiting factors that influence ratings include relatively small size and scale, concentrated product and geographic profiles, heavy reliance on third-party reinsurance and concerns regarding capital adequacy given catastrophe exposure.
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The regulatory Tier 1 capital adequacy ratio stood at a lower 11.4% as of end-3Q13, allowing the bank to create additional reserves equal to a moderate 7% of loans.
|
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While some rightly question the adequacy of current oversight for both privacy controls and reliability of health-related information, tighter regulation could restrict individual freedom to pursue personal genetic information.
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CIBAFI said national regulators must incorporate the Basel III revisions, while the Malaysia-based Islamic Financial Services Board (IFSB) should also revise its own capital adequacy standard for Islamic banks.
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Ajman Bank's total capital adequacy ratio — a key indicator of a bank's health which incorporates core Tier 1 and supplementary Tier 2 capital — stood at 13.39 percent as of Dec.
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Related Research U.S. Title Insurers' 2015 Risk-Adjusted Capital Adequacy (Industry RAC Results Decline Modestly but Remain Strong) here ALL FITCH CREDIT RATINGS ARE SUBJECT TO CERTAIN LIMITATIONS AND DISCLAIMERS.
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JUGRA President Alexey Nefedov said in an emailed comment to Reuters the conversion of $500 million worth of subordinated deposits will bring the bank's capital adequacy ratio to 13.2 percent.
|
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DATA ADEQUACY Fitch conducted a file review of 12 sample loan files focusing on the underwriting procedures conducted by Certegy compared to Certegy's credit policy at the time of underwriting.
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The "vast majority" of banks will be able to comply with the new requirement, given the sector's excess capital adequacy was 13 billion crowns in mid-2018, the council said.
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Some small lenders in provinces such as Henan and Guizhou have seen their capital adequacy ratios fall to near zero or even negative due to the increase in bad loans.
|
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The Central Bank of the UAE issued new regulations this week, effective from 1 February, to ensure that banks' capital adequacy is at least in line with Basel III requirements.
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Capital is conservatively managed, with Sanlam Life's statutory capital adequacy requirement (CAR) cover ratio remaining strong and unchanged at 0003x at end-2016, the highest level in its peer group.
|
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CBQ had a total capital adequacy ratio of 15.6 percent as of June 30, according to a presentation on the bank's website, against a minimum regulatory requirement of 12.5 percent.
|
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The bank's capital adequacy metrics have historically stood at adequate levels, albeit lower than those of its closest peers, in line with its parent's capital allocation strategy for its subsidiaries.
|
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The bank's tier 1 capital adequacy ratio, which measures equity capital as a percentage of total risk-weighted assets, increased to 10.37% from 10.17% at the end of March 2019.
|
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NN Group's total capital adequacy measure under Europe's new Solvency II rules came in at 199 percent at the end of December, from 204 percent at the end of September.
|
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Beijing's deleveraging drive has also pushed banks to move so-called shadow loans back onto their balance sheets, effectively pressuring lenders to seek new funds to meet capital adequacy requirements.
|
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"Perps" - bonds with no maturity date - are seen as a major step toward recapitalisation of banks, whose lending capacity to the real economy is largely limited by their capital adequacy.
|
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Supportive shareholders have allowed Kapital to operate with high capital adequacy ratios (equity/assets: 40.3% at end-28403) and its significant capital buffers should enable it to absorb unexpected losses.
|
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"Defendants' actual and threatened lawsuits implicate the services provided by CSC because they implicate security at the concert, including training, emergency response, evacuation and adequacy of egress," the lawsuits say.
|
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Chinese commercial banks' weighted average core tier 1 capital adequacy ratio was 10.75 percent at the end of 2016, the China Banking Regulatory Commission (CBRC) said in an online statement.
|
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Because the data and methodology BLM uses to calculate the fair market value are not publicly available, it is difficult for the public to verify the adequacy of BLM's estimates.
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ATB's capital adequacy ratios are adequate (Fitch Core Capital/risk-weighted assets of 18.3% at end-9M16), but capital is small in absolute size, especially given ATB's high credit concentrations.
|
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DATA ADEQUACY Fitch conducted a file review of 10 sample loan files focusing on the underwriting procedures conducted by RESIMAC compared to their credit policy at the time of underwriting.
|
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BANGKOK, Sept 26 (Reuters) - Thailand's major commercial banks remain strong with high capital adequacy ratios, while bad loans are rising at a slower pace, the central bank said on Tuesday.
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DATA ADEQUACY Fitch conducted a file review of 10 sample loan files focusing on the underwriting procedures conducted by Columbus compared to their credit policy at the time of underwriting.
|
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Regtech could also make it easier for regulators to receive stress tests and other filings necessary under tightened post-crash rules such as the Basel III capital adequacy reporting regime.
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The banks, which will be temporarily exempt from fulfilling specific liquidity ratio requirements, will continue to report their liquidity coverage ratio and liquidity adequacy ratio to the watchdog, it said.
|
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Small banks, hurt by Beijing's move to cut excess industrial capacity and curb pollution, are seeing a spike in bad loans, with some reporting zero or negative capital adequacy ratios.
|
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"Doctors want to measure something," he said, adding that finding a serum level below adequacy and prescribing a pill is a quick fix that can make the doctor feel successful.
|
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In fact, the law charged the agency with assisting railroads achieve revenue adequacy, essentially requiring the regulatory agency to monitor carefully the financial implications of its actions for the railroads.
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"We anticipate no additional adequacy or operability challenges for the coming winter as a result of the UK's planned exit from the EU," the grid operator said in the report.
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Lenders are not trained to provide insurance advice and should not carry the burden of determining the adequacy of flood insurance when highly qualified state regulators are already doing so.
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Since then, the bloc has tightened capital adequacy stipulations and introduced "bail-in" rules, under which shareholders, bondholders and depositors would bear responsibility for funding future bank rescues before taxpayers.
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While retaining close trade ties with the EU would be a good argument for keeping the data relationship simple, Britain's surveillance laws could come under EU scrutiny before granting "adequacy".
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For firms that fared well quantitatively, the threat of a capital plan rejection for qualitative reasons under the second stage - Comprehensive Capital Adequacy Review (CCAR) - is still a significant hurdle.
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CRUMBLING PILLARS Long considered pillars of financial strength, banks sat on around $25 billion in shareholders' equity before the crisis broke and enjoyed capital adequacy levels comfortably above international standards.
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A last-minute addition to the bill would have implemented a Fixed Resource Adequacy Plan (FRAP), which would have bailed out uncompetitive coal plants own by Dynegy (another state genco).
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"We will be required to enhance capital structure, meet capital adequacy requirements and embrace opportunities as they appear by injecting capital in our subsidiaries," EFG-Hermes said in a bourse statement.
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The bank's provisions coverage ratio for non-performing loans stood in excess of 100 percent while its capital adequacy ratio stood at 15.5 percent at the end of March, Sabbagh said.
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DATA ADEQUACY Fitch conducted a file review of 15 sample loan files focusing on the underwriting procedures conducted by Macquarie Leasing compared to its credit policy at the time of underwriting.
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The Federal Reserve, meanwhile, ordered Credit Suisse to address weaknesses in its capital adequacy process by October, and restricted its capital distributions to last year's levels until those weaknesses are addressed.
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The insurer, a unit of financial conglomerate Baoneng Group, said in a statement late on Wednesday that its adequacy ratios, reflecting its ability to make repayments, were higher than regulatory requirements.
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Justice Antonin Scalia invoked it years ago, in a 1992 decision holding that environmental organizations lacked standing to challenge the adequacy of the Reagan administration's enforcement of the Endangered Species Act.
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In turn, the bank's VR could be negatively affected if the bank fails to sustain recent improvements in asset quality and profitability, resulting in a significant deterioration of its capital adequacy.
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The bank's Tier 1 regulatory capital adequacy ratio (N1.2) fell to a moderate 9.8% at end-5M16, from a more comfortable 9563% at end-2015, due to increased LIRs in 1Q16.
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Taiwan's authorities would only move a bank into insolvency administration when it reaches a very low capital level or a 2% capital adequacy ratio, reducing the recovery prospects for BIIIT2 debt.
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The Mission regrets that Facebook is unable to provide country-specific data about the spread of hate speech on its platform, which is imperative to assess the adequacy of its response.
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The rating agency said that the end of June, the total capital adequacy ratio for 11 banks was at or less than the minimum 11.5 percent required by end-March 2019.
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Other opportunities could be thrown up by the central bank's June deadline for three commercial banks to recapitalise after they failed to hit a minimum capital adequacy rate of 10 percent.
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The bank's core capital adequacy ratio remained stable at 18% at the end of June, while its cost-to-income ratio dropped to 56.4%, also meeting the bank's long-term goal.
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"Adequacy decisions can only be taken in respect of third countries, and there are therefore legal impediments to having such decisions in place at the moment of exit," the report notes.
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In the case of B&N the write-off procedure was initiated by a drop in B&N Bank's base capital adequacy ratio, the lender said in a statement on Wednesday.
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The central bank said that the end-June reserves level of $119.8 billion was equal to 7.2 months of imports, higher than the international adequacy standard of 3 months of imports.
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In a separate statement, ICBC said it planned to raise up to 100 billion yuan in preference shares to boost its Tier 1 capital adequacy ratio and improve its capital structure.
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Taiwan's authorities would only move a bank into insolvency administration when it reaches a very low capital level or a 2% capital adequacy ratio, reducing the recovery prospects for B3T2 debt.
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At end-1Q16, Oschadbank had a regulatory capital adequacy ratio (CAR) of 12.8% (regulatory minimum: 10%), which allowed the bank to increase its LIR by 9563% without breaching regulatory capital requirements.
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"The European Central Bank's easy monetary policy together with growing capital adequacy requirements on banks will lead to their inability to fund the country's economy, especially the corporate sector," it added.
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The high court unanimously ruled in March that Kansas' school funding system fell short of the adequacy requirement, but gave the state until June 30 to come up with a remedy.
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Lawmakers this week also passed a plan to comply with a March 2 Kansas Supreme Court ruling that found the school funding system falls short of a constitutional requirement for adequacy.
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"That would be very complicated," said the spokeswoman, noting the EC can suspend the data transfer mechanism if core planks of the adequacy arrangement (as the Commission sees it) are removed.
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If granted, an adequacy decision is an EU mechanism for enabling citizens' personal data to more easily flow from the bloc to third countries — as the UK will be after Brexit.
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Discount's core Tier 1 capital adequacy ratio, which measures equity capital as a percentage of total risk-weighted assets, slipped to 9.7 percent from 9.8 percent at the end of 2016.
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The company's capital buffer, as measured by the capital score computed by Fitch's Prism Factor-Based Capital Model (Prism FBM), and net premium leverage remains small, despite the improved solvency adequacy.
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We assign ratings to 10 Nigerian banks and our assessment is that, with a 40% effective devaluation, the majority will not face an immediate breach of regulatory capital adequacy ratios (CARs).
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The bank's Tier 1 capital adequacy ratio, which measures equity capital as a percentage of total risk-weighted assets, rose to 10.31% at the end of 2019 from 10.24% in 2018.
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Files notice of hearing on approval of adequacy of disclosure statement for joint chapter 11 plan of reorganization Source text for Eikon: Further company coverage: (Bengaluru Newsroom: +1-646-646-8780)
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They have emerged as the second most common cause of delays; officials say we need a more modern system, but the adequacy of maintaining what we have now gets little attention.
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Capital is conservatively managed, with Sanlam Life's statutory capital adequacy requirement (CAR) cover ratio remaining strong at 5.3x at end-1H16 (end-2015: 5.8x), the highest level in its peer group.
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The Federal Reserve, meanwhile, ordered Credit Suisse to address weaknesses in its capital adequacy process by October, and restricted its capital distributions to last year's levels until the weaknesses are addressed.
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The rating also reflects susceptibility of the company's capital adequacy to stock market due to its large exposure to domestic equities (equity investment to adjusted equity was 126% at end March 2016).
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Big banks have long grumbled about the Fed's annual capital-adequacy reviews, which assess how much equity would be burned in a hypothetical crisis and which they consider their most painful constraint.
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Perps, referring to bonds with no maturity date, are seen as a major step toward recapitalisation of banks, whose lending capacity to the real economy is largely limited by their capital adequacy.
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A merger would also diminish Pekao's ability to pay out dividends as the capital adequacy ratio of the combined bank would be lower than that of a standalone Pekao SA, analysts said.
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"Such merely subjective judgments are rendered by Elliott while a proceeding is pending before Consob, as the authority legally responsible for evaluating the adequacy of the consideration of the offer," Hitachi said.
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The relatively high capital adequacy ratios reported by the Bulgarian banks should be viewed against a stockpile of unreserved impaired loans equivalent to half the sector's CET248 capital at end-March 3383.
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Non-performing loans total hit 1.71 trillion yuan at end of 2017, while core tier 1 capital adequacy ratio was 10.75 pct, said the regulator at a press conference held in Beijing.
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The sector capital adequacy average has decreased from 17.8 percent in 2015 to 17.3 percent in the first half of 2016 as the volume of loans has grown, the central bank said.
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The regulator also said CRAs should disclose parameters such as liquid investments or cash balances, access to any unutilised credit lines and adequacy of cash flows in a specific section on liquidity.
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"An adequacy decision would be great news for business as it would allow for the transfer of personal data from the EU to Japan without the need for extra authorisations," Jourova said.
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Property/casualty subsidiary ratings consider the company's unique market position in the global insurance market given its absolute size, underwriting capabilities, and consolidated capital adequacy that is comparable to higher rated peers.
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Its Tier 23.6726 capital adequacy ratio, a crucial indicator of a bank's health, stood at 17.8 percent at the end of December, well above the 8 percent required by the local regulator.
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The sources said the latest adjustment to the MPA system, first introduced to examine banks' capital adequacy ratios, will create additional restrictions to curb rising debt levels in the country's financial system.
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DATA ADEQUACY Fitch conducted a file review of 10 sample loan files focusing on the underwriting procedures conducted by P&N Bank compared to its credit policy at the time of underwriting.
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There's also another conversation of course going on around the adequacy of the process by which we determine who to put on a kill list and then use drones to kill them.
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"There are not only questions about the adequacy of payment to taxpayers, but [the coal program] does not take into account the impact of climate change," Jewell said Wednesday, later telling Sen.
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Tom Cole (R-Okla.) requiring the administration to submit a report to Congress that includes an assessment of the adequacy of the 28503 authorization for the use of military force (AUMF). Rep.
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KEY RATING DRIVERS VR, IDRs, AND SENIOR DEBT BOGOTA The Rating Watch Negative reflects that Bogota's ratings could be downgraded, after Fitch completes a full review of the bank's capital adequacy metrics.
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"Banks with lower capital adequacy ratios may cut dividends, as Doha Bank did, but overall it is not a main concern for the banking sector," said Chiradeep Ghosh at Bahrain-based SICO.
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However, capital adequacy ratios are vulnerable to an increase in risk-weighted assets from lira depreciation, given ATB's large proportion of foreign currency (FC) assets and, more significantly, a Turkey sovereign downgrade.
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And, as E.J. Dionne, Jr., noted earlier today in the Washington Post, the incident raises as many questions about the adequacy of anti-terrorism investigations as it does about lax gun laws.
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Over a dozen small lenders, including Bank of Jinzhou and Bank of Jilin, have not published their annual or quarterly reports this year, stirring concerns about worsening asset quality and capital adequacy.
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Each firm currently assesses its own risks and capital requirements under the Internal Capital Adequacy Assessment Process (ICAAP) at least yearly and regulators can check at any time and demand a change.
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DATA ADEQUACY Fitch conducted a review of 10 sample loan files focusing on the underwriting procedures conducted by Bank of Western Australia compared to its credit policy at the time of underwriting.
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But ongoing debate around the classification of political material, the adequacy of fact-checking programs, approvals of misleading political advertising, and other issues indicate there may still be work to be done.
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The regulator assigned a weight of 20 percent for capital adequacy for banks' investment in sukuk and a weight of 50 percent for Islamic bonds that do not qualify as liquid assets.
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In its financial stability report, the bank said the banking watchdog's decision on NPL classifications may slightly affect the sector's capital adequacy ratio but it is expected to maintain robust capital structure.
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The banking sector had a capital adequacy ratio of 11033% as of end-October 2015 and will raise further capital to manage the increase in minimum capital ratios to AMD30bn from AMD5bn.
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However environmental groups slammed the EPA's directive, raising concerns about the adequacy of the alternative test methods for all chemicals, and arguing the move largely benefits chemical companies more than the public.
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Stress tests were based on end-2033 financial statements but the bank's financial situation subsequently weakened and it reported net losses of EUR15m for the six months ended 35300H21153, further weakening capital adequacy.
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AIG's P&C subsidiaries' ratings consider the company's unique market position in the global insurance market given its absolute size, underwriting capabilities, and consolidated capital adequacy that is comparable to higher rated peers.
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Erik said the firm has access to $1.1 billion of liquidity, while the capital adequacy ratio of the firm has also risen to 33.8% for the year ended June 30, up from 31.5%.
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In a regular report, the Washington-based World Bank said the banking sector in Russia had a lower adequacy ratio and a higher ratio of non-performing loans than other emerging market countries.
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The review included an update to Fitch's broad assessment of Bogota's capital adequacy, including recent progress toward rebuilding the country's Fitch Core Capital ratio to levels closer to 21000% in the near future.
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"We think that the Corps may be able to persuade the court to allow Dakota Access to continue operating while the omissions are addressed and the court reviews them for adequacy," they wrote.
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In addition to the positive effects of the prior IPOs of these entities on their capital adequacy, Fitch believes that these also have positive effects on levels of institutionalization, transparency, and corporate practices.
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The new rules would include the FSA verifying banks' core net income and capital adequacy under certain stress conditions for up to five years into the future, and doing this each fiscal year.
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The bank's common equity adequacy ratio fell below a key threshold from May 31 to June 5, the central bank said in a statement on Friday, without elaborating specifically what that threshold was.
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Some small lenders in provinces such as Henan and Guizhou have seen their capital adequacy ratios fall to near zero or even negative due to the increase in bad loans, the reports say.
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"We don't believe China's national oil companies will be able to stabilize their cash flow adequacy amid the current price environment, despite their efforts to cut capital expenditure and costs," the agency said.
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HELSINKI, March 27 (Reuters) - Finland's Financial Supervisory Authority (FSA) will set higher risk weights next year on housing loans in banks' capital adequacy calculations because of growing household debt, it said on Tuesday.
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The rating also reflects susceptibility of the company's capital adequacy to stock market movements due to its large exposure to domestic equities (equity investment to adjusted equity was 102% at end-March 2016).
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"Most of the biz guys make sure to let the artist know that his or her adequacy hinges entirely on the ability to generate bucks and numbers," Iggy Pop said in an email.
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In its twice-yearly financial stability report, the bank said loan growth was registering a mild recovery and the banking sector's capital adequacy and liquid asset levels support the sector's resilience against risks.
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NN Group's total capital adequacy measure under Europe's new Solvency II rules came in at 196 percent at the end of June, from a pro-forma 180 percent at the end of March.
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Back said the firm has access to $213 billion of liquidity, while the capital adequacy ratio of the firm has also risen to 33.8% for the year ended June 30, up from 31.5%.
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UPSB's total regulatory capital adequacy ratio (CAR) of 13.5% at end-7M17 may have moderately declined to around 12.8% as a result of devaluation, but should still be above the 12.5% required minimum.
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Based on one model of reserves adequacy proposed by the International Monetary Fund, China needs a minimum of $1.5 trillion if it bars practically all investment flows in and out of the country.
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The really interesting deviations — cases that call into question the adequacy of those principles themselves — are systematically ignored, in order to protect the status quo of race and gender homogeneity in the profession.
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I did refer to this as a monument to adequacy, and I think that in a way there's a risk in having the filmmaking be too idiosyncratic or too witty or too visionary.
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This is not the action of a company which believes the UK will secure an adequacy agreement or intends to continue aligning itself with the European data protection framework and its user rights.
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In what are Sherborne's first public comments about its Barclays investment, the activist also disclosed that it was talking to the bank about its capital allocation, quality of earnings, capital adequacy, and cost structure.
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Hexim has continued to receive equity injections from the state to support its capital adequacy amid credit growth (0003: about HUF45 billion, equal to about 5.6% of the bank's end-2015 risk-weighted assets).
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HELSINKI, June 27 (Reuters) - Finland's Financial Supervisory Authority (FSA) on Tuesday confirmed it will attribute higher risk weightings next year to housing loans when calculating banks' capital adequacy ratios due to growing household debt.
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The bank, Bahrain's fourth-largest by assets, had a capital adequacy ratio, a key indicator of its financial health, of 14.87 percent at the end of December, above a minimum requirement of 12.5 percent.
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DATA ADEQUACY Prior to the transaction closing, Fitch reviewed the results of a third party assessment conducted on the asset portfolio information and concluded that there were no findings that affected the rating analysis.
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" The task force is also meant to assess the "availability and adequacy" of crime data, and troubleshoot ways to improve data gathering "in a manner that will aid in the understanding of crime trends.
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The central bank's capital adequacy ratio stood at 22016 percent in March, barely meeting the 21 percent threshold it considers as adequate in maintaining financial soundness, its fiscal 2111.3900 earnings statement showed on Monday.
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The new rules require the three banks to strengthen governance systems and to establish capital restraint mechanisms based on capital adequacy ratios, the China Banking Regulatory Commission (CBRC) said in statements late on Wednesday.
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Banks in the Gulf Cooperation Council region are considering debt issues to comply with international regulations on capital adequacy ratios and to cushion against high non-performing loan ratios caused by lower oil prices.
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PrivatBank's nationalisation has so far cost taxpayers $4.3 billion, but an Ernst and Young audit of the lender's 2016 annual report showed additional funds worth $1.5 billion were needed to meet capital adequacy requirements.
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"In the next Congress, this Committee will likely examine the causes of racial and religious violence, assess the adequacy of federal hate crimes statutes and scrutinize targeted domestic surveillance of specific groups," he added.
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Ratings do not comment on the adequacy of market price, the suitability of any security for a particular investor, or the tax-exempt nature or taxability of payments made in respect to any security.
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Fitch no longer gives equity credit to the USD600 million perpetual subordinated securities issued in 2H14 in the capital adequacy assessment or financial leverage calculation, given the presence of a step-up margin feature.
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FHB was admitted to SZHISZ in September, then received a 30 billion forint capital hike, mostly from fellow members, in December, just before stricter central bank capital adequacy requirements kicked in on January 1.
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As the securities are afforded equity credit for regulatory solvency purposes, Fitch applies its "regulatory override" and therefore classifies these securities as 100% equity capital within the agency's assessment of risk-based capital adequacy.
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VTB had a Tier 1 capital adequacy level of 13.9 percent at end-April due to weak lending, enough for a couple of years of operations even if the loan book begins to grow.
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After all, there is no ideological reason for Republicans to ignore security breaches in Mar-a-Lago, the adequacy of the response of hurricanes in Puerto Rico, or possible violations of the emoluments clause.
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Poring over camp photos to interpret a child's mood and social adequacy seems to be a thing among parents who seem to need reassurance that their children are -- or at least seem -- perpetually happy.
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PrivatBank's nationalization has so far cost taxpayers $4.3 billion, but an Ernst and Young audit of the lender's 2016 annual report showed additional funds worth $1.5 billion were needed to meet capital adequacy requirements.
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As a consequence, if young people want the same level of retirement income adequacy as today's retirees, they'll have to save even more: "just over 20 percent of average wages," the ILC-UK reports.
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ISTANBUL, Sept 19 (Reuters) - Improvement in liquidity and the capital adequacy ratios of Turkey's banking sector, as well as lower interest rates are likely to boost loan growth, Turkey's central bank said on Thursday.
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JERUSALEM, March 23.8985 (Reuters) - Leumi, Israel's second-largest bank, said on Wednesday its core Tier 1 capital adequacy ratio was 10.1 percent, just short of a regulatory requirement it has to meet next year.
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It proposed using an "adequacy" agreement — whereby the European Commission recognizes the levels of protection provided by non-EU countries — to ensure the flow of information vital to businesses and the police was not interrupted.
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And I think authorities have been slow to insist on the adequate capitalization of institutions in Europe in much the same way that they were slow in 2007 and 73 to insist on capital adequacy.
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The loan provisioning ratio for the banks stood at 161 percent, while the capital adequacy ratio for major banks was 13.2 percent at end-June, the China Banking Regulator Commission said in an online statement.
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"As regional banks have generally not been able to secure profits commensurate with the increase in risk-weighed assets, their capital adequacy ratios and stress resilience have declined moderately," the BOJ said in the report.
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"But possible vulnerabilities of the real estate market warrant close attention, as financial institutions that have been active in extending loans to rental housing businesses tend to have relatively low capital adequacy ratios," it said.
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"We are deeply concerned about possible exploitation regarding the risks of exposure to radiation, possible coercion into accepting hazardous working conditions because of economic hardships, and the adequacy of training and protective measures," they said.
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Its core Tier 1 capital adequacy ratio, which measures equity capital as a percentage of total risk-weighted assets, rose to 9.5 percent in Basel III terms from 9.4 percent at the end of 2014.
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The central bank's MPA is a formal evaluation that assigns a score to each bank based on parameters believed to include asset quality, capital adequacy, the proportion of liquid assets and the stability of funding.
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The central bank introduced so-called "forbearance measures" at the end of 2014, allowing banks to use favorable exchange rates when calculating their capital adequacy levels as well as relaxing rules on loan-loss provisions.
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Its core capital adequacy ratio stood at 17.6 percent of risk-adjusted assets at the end of September, up from 16.6 percent a year earlier and above the minimum requirement of just over 13 percent.
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Headline capital adequacy ratios (CARs) are under severe pressure from inflated foreign-currency risk-weighted assets following last year's devaluation of the naira and increasing impaired loans as the economy struggles with lower oil prices.
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The bank, which reported in July a 43 percent rise in second-quarter profit from a year earlier, had a common equity tier 1 of 11 percent and a capital adequacy ratio of 16.6 percent.
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"We urge the ECB to assess the adequacy of the measures taken by the MFSA and consider whether these circumstances warrant the withdrawal of the authorization of Pilatus Bank," the MEPs said in the letter.
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The banking sector is resilient with a strong Tier 1 capital adequacy ratio of 13% at end-2016, and one of the lowest non-performing loan ratios across EU countries, at 0.2% of total loans.
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Randell said the power of Big Data corporations and their central place in providing services that are now essential in everyday lives raise significant questions about the adequacy of global frameworks for competition and regulation.
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Energy ministers for both countries said Friday they are considering the increase in production to ease worries about supply adequacy -- with Saudi Arabia's Khalid al-Falih adding that a move would be gradual, Reuters reports.
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In August, the Bank of England eased a broad measure of capital adequacy for banks to help avoid crimping the flow of credit after the vote in June to leave the European Union. (reut.rs/2alqlXk)
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Its core Tier 1 capital adequacy ratio, which measures equity capital as a percentage of total risk-weighted assets, slipped to 9.4 percent in Basel III terms from 9.5 percent at the end of 2015.
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They continue: A transparent and rigorous low-emission development strategy will demonstrate a country's seriousness to achieve net-zero emissions and will allow others to assess the adequacy of the country's short-term climate policies.
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Energy ministers for both countries said Friday they are considering the increase in production to ease worries about supply adequacy — with Saudi Arabia's Khalid al-Falih adding that a move would be gradual, Reuters reports.
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DIB's total capital adequacy ratio, a key indicator of a bank's financial health, stood at 15.6 percent at the end of March, according to its financial statement, above the UAE's regulatory minimum of 12 percent.
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"There are two things we want to achieve here: increase the (volume of) transactions at the exchange and incentivise brokers to improve their net adjusted working capital," Nurhaida said, referring to brokers' capital adequacy level.
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" James compared trendier systems of religious thought (ideas that resemble what we call New Age) to the gospels because of "the adequacy of their message to the mental needs of a large fraction of mankind.
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"If one or two jurors harbor doubt about the prosecution's theory or questions regarding the adequacy of defense counsel's efforts, they may effectively require the others to engage in discussion," his lawyers told the court.
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"Securus is neither a judge nor a district attorney, and the responsibility of ensuring the legal adequacy of supporting documentation lies with our law enforcement customers and their counsel," the spokesman said in a statement.
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Second, updating CPUC rules to allow local clean energy and storage to fully participate in markets for electricity, grid services and resource adequacy, reducing the need for large fossil-fired plants and related transmission lines.
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The bank's Tier 1 capital adequacy ratio, which measures equity capital as a percentage of total risk-weighted assets, rose to 10.41% in the first nine months of the year from 10.02% a year earlier.
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MILANO, Sept 18 (Reuters) - Italian troubled lender Carige said on Wednesday that events after June 30 did not affect the adequacy of a 900 million euro ($993 million) cash call envisaged by its rescue plan.
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"This relaxation is taken with prudential principles in mind," Agung said, underlining that the rules will be different for banks that have non-performing loan ratio above 213% or a capital adequacy ratio below 123%.
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CARIGE (shares suspended from trading) Italian troubled lender said on Wednesday that events after June 2300 did not affect the adequacy of a 225 million euro ($2300 million) cash call envisaged by its rescue plan.
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Dai-ichi Life's ratings reflect strong capital adequacy, recent successful international expansion, steady growth in the more profitable domestic "third" (health) sector, and a well-established brand as the second-largest life insurer in Japan.
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In its annual financial stability report, the central bank said the banking sector remained resilient to potential shocks and would maintain solid capital adequacy even in a "very unlikely" adverse scenario projected by stress tests.
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Li disclosed on February 23 that he had amassed a $9 billion investment in the German carmaker using banks, shell companies and derivatives, prompting questions in Berlin political circles about the adequacy of German disclosure rules.
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DUBLIN, April 28 (Reuters) - Bank of Ireland's capital adequacy remained robust over the first three months of the year after organic capital growth mostly offset a rise in its pension deficit, the lender said on Thursday.
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Smith tops out at adequacy's uppermost margin, but that adequacy is his own, a blend of guile and fine-tuning that represents not so much a waystation in the evolution of quarterbacking as a rogue offshoot.
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Banks are well capitalised (sector capital adequacy ratio at 18.7%, 244Q220), and since the Romanian National Bank encouraged the write-off and sale of bad loans back in 20160, NPLs have declined at a steady pace.
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Several brokers, including Alantra Equities and Jefferies, said such a deal could be positive for BBVA, helping to simplify its structure and providing a boost of up to 0.9 percentage points to BBVA's capital adequacy ratio.
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KEY RATING DRIVERS Dai-ichi Life's ratings reflect strong capital adequacy, a successful international expansion, steady growth in the more profitable domestic "third" (health) sector and a well-established brand as Japan's second-largest life insurer.
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Under the draft rules, capacity mechanisms would only be allowed if justified by an EU-wide adequacy assessment and if other market distortions that might have triggered their need are first removed, the EU source said.
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NN Group's capital adequacy measure under Solvency II rules dived to 213% at the end of March, from 230% three months earlier, due to a 500 million euros share buyback programme and persistently low interest rates.
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It also reflects ongoing challenges the company faces, particularly in improving its capital adequacy amid a tightening regulatory environment, and mitigation of the negative burden that stems from its legacy policy obligations with high guarantee rates.
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"Capital adequacy levels of the banking sector remain under close attention by the market players and analysts amid the overall turbulence and higher capital level requirements from Jan 1," Natalia Berezina, senior analyst with Uralsib, said.
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Chinese banks are facing pressure to raise funds after the banking regulator began phasing in stricter capital adequacy requirements in recent years to be in line with global rules on bank capital known as Basel III.
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They provided few details on what criteria would determine adequacy and noted that at the end of the 90- or 120-day period, DHS and State may recommend countries to be included in a future suspension.
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Analysts say a strong euro could hurt bank earnings, although that could be mitigated by a boost to their capital adequacy ratio, while strength in the currency accompanied by strong economic growth is seen as positive.
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"Some members noted considerations that might challenge the adequacy of the 1 percent CCyB rate," the BoE said in the minutes of the June 19 meeting of the Financial Policy Committee that were published on Tuesday.
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Fitch placed Wanda's ratings on Watch Negative on 6 October 2017 due to the lack of clarity over the adequacy of Wanda's offshore liquidity to fully address any repayment demands if these loan facilities were accelerated.
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SHANGHAI, March 9 (Reuters) - China's central bank plans to scrap an intermediate category in assessing capital adequacy at some commercial banks during the current quarter, three sources with direct knowledge of the matter said on Thursday.
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In a written statement, Hakan Binbasgil said there was no withdrawal of deposits and the capital adequacy ratio of the banking sector was at around 16.3 percent at the end of June, far above legal limits.
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The central bank also said it expected banks would take a cautious approach to dividend payments to owners as capital adequacy levels have fallen from last year's 18.6 percent to 18.2 percent, below the EU average.
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A high profit retention rate and supportive shareholders have allowed Destek to operate with high capital adequacy ratios (equity/assets: 2530% at end-21153Q26) and its significant capital buffers should enable it to absorb unexpected losses.
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The biggest risks in 2017/18 were seen in Britain, France, Belgium, Poland and Italy and looked most severe in the second week of January, ENTSO-E said in its biannual "adequacy report" on 36 countries.
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TBILISI, April 24.7 (Reuters) - Bank of Georgia Group Plc expects around 53 percent growth both in profit and lending in the medium term and feels confident in its capital adequacy position, the bank's chief executive said.
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The recent issuance of $100 million of additional Tier 1 capital notes enabled the bank to add around 230 basis points to its Tier 1 capital adequacy ratio, which stood at 12.2 percent as of Dec.
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U.S. securities regulators temporarily suspended trading in the shares of The Crypto Co, up more than 2,700 percent this month on its cryptocurrency plans, on concerns about the "accuracy and adequacy" of its publicly-available information.
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In its own user tests, CMU found that there were no significant differences between the understanding and adequacy of short and long alerts, and that long alerts were significantly more relevant and actionable, and less annoying.
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If you look at the profitability (what regulators refer to "revenue adequacy") of one of the groups pushing for lower shipping prices, the American Chemistry Council (ACC), shippers are collectively not in need of corporate welfare.
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It is also an indication of the quandary the ECB finds itself in over the adequacy of the inflation data it has used to justify trillions of euros worth of monetary stimulus to support Europe's economy.
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Originally Britain maintained that it would seek the second option, otherwise known as an "adequacy agreement," with the EU. This would mean Europe accepts that the UK provides data protection that's up to the EU's standards.
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The central bank said that the capital adequacy ratio of the banking sector rose to 20.9 percent in the second quarter, from 13 percent in the previous three months, against a regulatory minimum of 8 percent.
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The French bank said the sale would boost its common equity Tier 1 core capital adequacy ratio by 0.1 percentage points and that it would book a 100 million-euro gain in its second-quarter results.
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Issuance of additional Tier 1 capital has boosted Tier 1 ratios and offset the negative impact on the total capital adequacy ratio of the phasing out of Tier 2 capital where Basel III has been implemented.
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RBNZ on Monday asked for two reports from ANZ's local unit - the first on its compliance with central bank capital adequacy requirements and a second to assess the bank's internal governance, risk management and internal controls.
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In August 2017, two fired security guards were reinstated to their jobs with a Chicago airport contractor, after a federal judge found they were unlawfully discharged for complaining to the media about the adequacy of their training.
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A political economy like this would be a "post-capitalism" one in which everyone could live at adequacy, including wild and domestic mammals, birds, fish, insects, plants, bacteria, and all the other parts of Earth's living symbiosis.
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Financial sector stress tests showed capital adequacy ratios for the industry in Nigeria worsened to 11.51 percent in June, from 12.81 percent in April, as against a regulatory minimum of 15 percent for lenders with international licenses.
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"The financial performance indicators showed that when the four outlier banks were removed, capital adequacy, (NPLs) non-performing loan ratio as well as liquidity ratio are all above the prudential requirement," another member, Balami Dahiru Hassan, said.
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Its equity to adjusted asset ratio was 11.0% at end-2015, although its capital adequacy ratio, as computed by the bank under the Basel III approach, neared 24% due to the low risk weight of its assets.
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NEW YORK (Thomson Reuters Regulatory Intelligence) - The U.S. Treasury Department's $5.3 million settlement last week with JPMorgan Chase and Co. over suspected sanctions violations highlights the government's continued focus on sanctions and the adequacy of screening procedures.
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"Gauging the macroeconomic risks through the debt level, adequacy of reserves and financial stability reveals that Saudi is well poised to encounter possible future shocks," state-owned National Commercial Bank said in a report on the budget.
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U.S. President Donald Trump also blasted the "terrible" 40-year-old governor, who is affiliated with the U.S. Democratic Party and with whom Trump feuded in 2017 over the adequacy of the federal response to Hurricane Maria.
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"As the 2018 UN report states, "The mission regrets that Facebook is unable to provide country-specific data about the spread of hate speech on its platform, which is imperative to assess the adequacy of its response.
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"As regards data-sharing for commercial purposes, we note the approach taken by Switzerland, which has secured both an adequacy decision from the EU and a mirror of the Privacy Shield agreement with the US," it writes.
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The bank's core capital adequacy ratio will stand at 20 percent of assets after the dividend payment from 29 percent before and will achieve a better level of managed capital, UBB's chief executive, Stilian Vatev, has said.
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In an interview last week, Ton Büchner, the Akzo Nobel chief executive, said the company remained concerned about not only the adequacy of the offer and potential antitrust issues, but the cultural fit of the two companies.
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The 2nd U.S. Circuit Court of Appeals in Manhattan rejected a challenge by e-books purchaser John Bradley to the fairness, reasonableness and adequacy of Apple's class-action antitrust settlement with consumers and 33 state attorneys general.
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It also factors in some weaknesses in asset quality, asset and liability maturity mismatches, which expose the bank to high interest rate risk, and expansion plans that will likely result in an erosion of capital adequacy ratios.
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The Financial Stability Committee (KSF) recommended a new rule on June 2 which raises the risk weight on Polish banks' exposure to foreign exchange mortgages used for calculating their capital adequacy to 150 percent from 100 percent.
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Under current regulations aimed at pre-empting regional bank failures, the Financial Services Agency (FSA) has focused on whether commercial banks meet minimum capital adequacy ratios and past data in determining whether they are deemed financially viable.
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The regulator will conduct stress tests to identify which banks could fail to meet the minimum capital adequacy ratio of 4 percent if a big shock, such as a spike in interest rates or credit costs, hits.
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The central bank's macro-prudential assessment (MPA) is a formal evaluation that assigns a score to each bank based on parameters believed to include asset quality, capital adequacy, the proportion of liquid assets and stability of funding.
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In the April-June quarter, the banking sector's core capital adequacy ratio, on average, declined by an average 27-28 basis points from the preceding quarter, Daiwa said in a report, citing data released by the regulator.
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The TSA was mandated to assess threats to transportation, enforce security-related regulations and requirements, and ensure the adequacy of security measures at airports in a post-9/11 world, yet security seems to be an afterthought.
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In fact, using the STB's own method to calculate revenue adequacy (return on investment minus the cost of capital), a chart of the ACC's S&P 500 members versus Class I railroads shows they were extraordinarily profitable.
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LONDON, May 3 (IFR) - HSBC said it expects to be "pretty busy" every quarter for the next three years as it faces having to issue up to US$70bn of debt to meet new capital adequacy regulations.
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Experts told Business Insider the problem boils down to whether the UK can obtain an "adequacy agreement" with the EU which would guarantee that EU citizens' data would be protected with the same rigor as under GDPR.
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Among the topics to be addressed would be how procedures comport with due process and how they protect investors while maintaining efficient markets, as well as a general review of case selection and the adequacy of sanctions.
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The adequacy of visa safeguards was raised anew Tuesday by Homeland Security's own internal watchdog, who said there were several "shortfalls" in the screening of applicants for H21625-B visas, a similar temporary worker program as L2900.
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DUBAI, April 3 (Reuters) - Oman's central bank said on Tuesday it was cutting the capital adequacy ratio for commercial banks and taking other steps to increase their capacity to lend, in an effort to boost economic growth.
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"We take very seriously the safety and wellbeing, including healthcare both in terms of access and adequacy, of any person, whether in prison or in detention," the director general of the prisons authority said in a statement.
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MOSCOW (Reuters) - Russia's government has ordered a five-year extension of the term of deposits of the National Wealth Fund in troubled state development bank Vnesheconombank (VEB) to boost its capital adequacy, the cabinet said on Friday.
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Explosions that rocked a Texas chemical plant after it was inundated by Harvey's floodwaters are raising questions about the adequacy of industry preparations for the monster storm and stoking fears of more accidents in the days ahead.
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The Gulf Arab state's third-largest lender by assets will use the funds to "strengthen the bank's capital adequacy ratios and support funding future growth across Commercial Bank, its subsidiaries and associates," it said in a bourse filing.
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" These factors include: (1) "the egregiousness of the wrongdoing"; (2) "statutory mandates regarding penalties"; (3) "the risk of delay in finalizing a resolution"; and (4) "the adequacy and timeliness of a company's disclosures and cooperation with the department.
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But a report by the Committee on Foreign Relations in the Senate, published earlier this month, challenged the adequacy of Facebook's original investigation, saying its limited focus on the Internet Research Agency means it missed other troll operations.
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The RBNZ had asked for two reports from ANZ's local unit in June - the first on its compliance with central bank capital adequacy requirements and a second to assess the bank's internal governance, risk management and internal controls.
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There are some provisions in this executive order that are largely uncontroversial, like improving network adequacy, expanding access to tele-health, or reducing the time between drugs being approved by the FDA and their being covered by Medicare.
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" The big picture: Lee, Nadler and Cohen wrote that the committee is charged with "confronting the causes of racial and religious violence, assessing the adequacy of federal hate crime statutes, and protecting the civil liberties of all Americans.
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KEY RATING DRIVERS Dai-ichi Life's ratings reflect strong capital adequacy, steady growth in the more profitable domestic third (health) sector, a well-established brand as Japan's second-largest life insurer and parent Dai-ichi Life Holdings, Inc.
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RATING SENSITIVITIES Key triggers for an upgrade are improvements in its business profiles, including successful and profitable business diversification in terms of business class and geographical spread, supported by a consistently solid capital adequacy and prudent risk appetite.
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VTB's core capital adequacy ratio in the third quarter was at 7.62 percent, down from 8.0 percent in the second quarter, as a result of an increase in risk-weighted assets, according to the bank's third-quarter accounts.
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QIB's total capital adequacy ratio (CAR) - a key indicator of its health - stood at 393 percent at the end of December, above Qatar's minimum requirement of 239 percent, even though its total lending jumped 210.1 percent in 22015.
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The sector is well capitalised (Tier 1 capital adequacy ratio at 24.3% 123), and on-going deleveraging has improved banks' balance sheets, with non-performing loans now at 5.5% (2015) compared with a peak of 20.4% in 2908.
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Speaking as senior officials from the banks, the Reserve Bank of India and the finance ministry held an annual meeting, Sinha said the government would allocate capital based on the banks' capital-adequacy ratios, performance and credit growth.
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Outlining its priorities for the year, the ECB put banks' business models and low profits at the top of the list, pushing back concerns over capital adequacy which have preoccupied supervisors since the global financial crisis last decade.
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The nationalisation has so far cost taxpayers $4.3 billion, but an Ernst and Young audit of the lender's 2016 annual report showed that, as forecast by the central bank, additional funds were needed to meet capital adequacy requirements.
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DHFL could face further challenges after it disclosed that its regulator had concerns about the company's historical capital adequacy ratio and because its auditors have yet to sign off on its results for the year ending March 31.
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Fitch has concerns, both for CNA and industry wide, about reserve adequacy over time for long-term care reserves given past development trends, expectations for on-going low interest rates, and the long-duration of long-term claims.
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The high-quality liquid assets adequacy ratio, which measures whether banks have sufficient high-quality assets to cover short-term liquidity gaps under stress scenarios, will apply to commercial lender with less than 200 billion yuan in assets.
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The bank has been applying pressure on the shareholder group, which has been questioned persistently about the adequacy of its funding, switched legal teams three times and saw some institutions break away in 2015 to launch separate litigation.
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We think BNP Paribas is likely to be an active issuer of the new non-preferred senior debt because its current total capital adequacy ratio, 13.4% at end-September 2015, is far lower than its anticipated TLAC requirements.
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The core capital adequacy ratio was 18.4 percent at the end of December, compared with 18.6 percent three months earlier and near the upper end of the 17.5 percent-18.5 percent range set for 2018, the bank said.
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Israel's top banks have core Tier 1 capital adequacy ratios, which measure equity capital as a percentage of total risk-weighted assets, at an average of 10.1 percent to satisfy stricter regulatory demands, 28 percent above 2009 levels.
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"ONR should consider the adequacy of EDF's ... oversight and assurance arrangements for Areva as a key supplier to Hinkley Point, given the performance shortfalls at Creusot Forge and the associated risks to (nuclear) components manufacture," the regulator said.
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Gref said that Sberbank was in a position to spend up to 50 percent of its net profit on dividend payouts if its capital adequacy ratio reaches 12.5 percent, something that is on track to happen in 2020.
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PARIS — One of the world's best health care systems is facing its severest test ever, and whether it succeeds will say much about the ultimate adequacy of a well-funded, well-equipped and broadly accessible national treatment plan.
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ABN's core capital adequacy ratio was 18.4 percent at the end of December, compared with 18.6 percent three months earlier and near the upper end of the 17.5 percent-18.5 percent range set for 2018, the bank said.
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AIG's investor presentation today reiterated that the company plans to maintain its multi-line insurance profile as a breakup would reduce diversification benefits from a capital adequacy perspective and the ability to fully utilize existing deferred tax assets.
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In an interview last week, Ton Büchner, the Akzo Nobel chief executive, said the company remained concerned about not only the adequacy of the offer and potential antitrust issues, but also the cultural fit of the two companies.
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Republicans favor a defined contribution approach––the government only guarantees a fixed or defined contribution (in the form of an advanceable tax credit) and the consumer, not the government, is at risk for the adequacy of that promised contribution.
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And reform would also be an opportunity to modernize benefits in a way that is more effective in matching 21st century longevity, modern demography, changes in patterns of marriage and divorce, and retirement income adequacy, among other worthy objectives.
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The standards require that minimum capital adequacy ratios are met, as well as mandating 50 percent of new loans in the last year were to the agricultural sector, while half of all outstanding loans were made to small companies.
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Though the 158-page complaint offers "evidence that the bank's anti-money laundering and know-your-customer procedures were deficient at identifying the mirror trades, statements concerning the adequacy of the bank's internal controls are not actionable," Torres wrote.
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The sector is well-capitalised (capital adequacy ratio at 19.4% at end-3Q16), and on-going deleveraging has improved banks' balance sheets, with non-performing loans now at 0003% (end-3Q16) compared with a peak of 20.4% in 2010.
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With less certainty that the merger will be completed, the ratings of GLIC and GLICNY were downgraded to reflect ongoing concerns regarding the adequacy of their recorded LTC reserves, which is highly dependent on assumptions regarding future rate increases.
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But instead of annually determining which carriers, if any, earn enough revenue to be deemed revenue adequate, the concern is that the STB could use revenue adequacy to force railroads to lower prices or pay refunds for select shippers.
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These rules and guidelines are further layered with standards developed by the National Institute of Standards and Technology and the International Organization for Standardization, which guide financial institutions in setting cybersecurity standards and measuring the adequacy of cybersecurity programs.
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And whether the EC really would be minded to pull the plug on a data transfer arrangement that it worked so very hard to push into place in the face of concerns about the adequacy of the privacy protections.
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"(PKO plans to) effectively and rationally manage its capital adequacy so that the TCR (total capital ratio) and CET1 (common equity tier 1) are above the regulatory and supervisory minima, allowing it to pay out dividend," it also said.
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In fact, there is no way to know if the FDA will share the company's responses with the public, and it remains unclear how exactly the FDA will judge the responses in terms of adequacy in meeting FDA goals.
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Ladi Balogun said the bank had adequate capital adequacy and was embarking on a delibrate strategy to replace fixed deposit accounts to bonds so that it will not be hit by central bank cash reserve requirements, which affect liquidity.
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Lower costs and improving operating results in the Netherlands strengthened the group's capital position, with the total capital adequacy measure under Solvency II rules improving to 239 percent at the end of September, from 226 percent three months earlier.
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Westpac Banking Corp was the second biggest drag on the benchmark, falling 0.8 percent to its lowest in one month after the New Zealand central bank ordered its local unit to boost capital levels after failing to meet capital adequacy requirements.
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Investec said it aimed at common equity tier 1 capital ratio above 10 percent and a total capital adequacy ratio range of 14 to 17 percent in its capital ratios - the percentage of a bank's capital to risk-weighted assets.
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Investec said it expects its capital ratios - the percentage of a bank's capital to risk-weighted assets - to be within the group's target total capital adequacy range, for the year to March 31 for both Investec Plc and Investec Ltd.
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"Since published reports indicate fewer than 100 of approximately 9,000 publicly listed companies have reported a material data breach since 2010, I encourage you to evaluate the adequacy of current SEC thresholds for disclosing events of this nature," he wrote.
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"Unless capital adequacy improves, which means government pumps in more capital, certain public-sector banks, which look very weak and continue to erode capital through losses, could face the possibility of coupon deferrals on their hybrid instruments," said Guha at Fitch.
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At the same time, Fitch believes that the state would endeavour to act pre-emptively to avoid BOS breaching regulatory capital adequacy requirements due to the state's indirect ownership of the bank and BOS's role in financing Poland's environmental protection projects.
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The board is ultimately responsible for ensuring that GMA maintains a strong credit profile to support the franchise, and it is the boards' responsibility to ensure that GMA's risk management framework is integrated into its internal capital adequacy assessment process.
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MOSCOW, July 12 (Reuters) - Russia's central bank warned on Friday that Vostochny Bank's capital adequacy ratio briefly dipped below a critical level last month, a sign of balance sheet problems at the lender amid a battle for control between shareholders.
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WASHINGTON (Reuters) - An influx of hundreds of immigration detainees at a U.S. prison in California is straining its medical staff and raising concerns about the adequacy of healthcare for detainees and inmates, several employees at the prison have told Reuters.
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Federal courts, it would seem, aren't thrilled that they have become the chosen venue for what used to be called "deal-tax" litigation: shareholder class actions routinely filed after major deal announcements, challenging the adequacy of corporate disclosures about deals.
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To manage the transition, ABN will maintain a target of 17.5 percent to 18.5 percent for its core capital adequacy ratio in 2018, as it aims for a 13.5 percent ratio of capital to risk weighted assets under the new rules.
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Bank Al Jazira's total capital adequacy ratio (CAR) — a combination of core Tier 1 and Tier 2 capital and a key indicator of financial health — is one of the lowest among Saudi lenders but remains high compared with Western banks.
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"ONR should consider the adequacy of EDF...HPC's oversight and assurance arrangements for Areva as a key supplier to the HPC project, given the performance shortfalls at (Creusot Forge) and the associated risks to (nuclear) components manufacture," the regulator said.
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At end-103M17, all three banks' regulatory Tier 1 and Total capital adequacy ratios were above the required minimums of 7.25% and 11.25% (including buffers): BPS at 12.8% and 21%, BGPB at 9.7% and 17.4%, and BelVEB at 8.3% and 0003%.
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Despite its simple format –it treats all asset classes as equally risky— the leverage ratio is considered more effective than capital adequacy ratios in capturing fragilities in the banking sector, as it cannot be gamed through subjective assignments of risk weights.
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Analysts say a strong euro could have a negative impact on bank earnings, although that could be mitigated by a boost to their capital adequacy ratio, while strength in the currency accompanied by strong economic growth is seen as positive.
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The English habitually confuse the enormous wealth and excellent branding of their domestic Premier League for national adequacy in soccer, even though most teams field just a handful of local players–if that–and fewer managers still are actually English.
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If we look at an adequacy decision by the Commission that is a one-way decision judging the standard of UK law and the framework of UK law to be adequate according to the Commission and according to the Council.
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While the specific scope of the Justice Department inquiry isn't known, prosecutors in investigations like this one might look at a company's accounting practices, the adequacy and accuracy of its public disclosures and whether executives had sought to mislead investors.
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Holmes also said that the "administration will engage our students in examining the adequacy of on-campus housing to meet Howard University's housing policy," which requires students under 21 to live on campus unless they live with a parent or guardian.
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The tragedy in the Miami suburb of Parkland, Florida, raised questions among anguished parents about the adequacy of school security measures and renewed a national debate on Capitol Hill and elsewhere about the epidemic of gun violence in American schools.
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NPLs stood at 15.07 percent last June, well above the 5 percent regulatory limit, while capital adequacy ratios for the industry worsened to 11.51 percent last June, against a regulatory minimum of 15 percent for banks with an international license.
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However, its capital adequacy remains susceptible to both interest-rate and stock-market volatility due to the duration mismatch between assets and liabilities, and high investment exposure to domestic equities (equity holdings to adjusted equity of 123% at end-March 173).
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"The FAA had inadequate awareness of the MCAS function which, coupled with limited involvement, resulted in an inability of the FAA to provide an independent assessment of the adequacy of the Boeing proposed certification activities associated with MCAS," the report said.
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The George Washington University report and others like it find that many hurricane-related deaths occurred well after the day of the storm -- raising questions about the adequacy of the federal and territory-level response to Hurricane Maria and its aftermath.
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"The election of a president who has decided to maintain his ties to a broad array of business ventures raises questions about the adequacy of existing legislation concerning financial disclosures, government contracts with federal officeholders and government ethics," the brief said.
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JERUSALEM, June 13 (Reuters) - Bank Leumi, Israel's second-largest lender, said on Thursday it approved a plan for about 700 workers to retire early this year as part of a multi-year efficiency plan that will boost its capital adequacy ratios.
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These problems are not new, but they have fresh relevance as Deutsche Bank AG confronts questions about its capital adequacy, Barclays PLC faces pressure to break up and CEOs of big U.S. banks struggle with a loss of investor confidence in their stocks.
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The lawmakers said the committee is considering legislative proposals to create a "code of conduct for Supreme Court justices" involving the transparency of court proceedings, the adequacy of justices' financial disclosures and circumstances in which justices or judges must disqualify themselves from cases.
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A Fitch analysis showed total capital adequacy ratio of 903 banks was at or below the minimum 11.5 percent required by the year to March 2019 to enable coupon payments on both legacy and Basel III additional tier 1 (AT1) capital instruments.
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However, its capital adequacy is susceptible to interest-rate and stock-market volatility due to the duration mismatch between assets and liabilities as well as a high investment exposure to domestic equities (equity holdings/adjusted equity of 0003% at end-September 2016).
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However, its capital adequacy is susceptible to interest-rate and stock-market volatility due to the duration mismatch between assets and liabilities as well as a high investment exposure to domestic equities (risky assets/adjusted equity of 136% at end-March 0003).
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The first report will cover ANZ New Zealand's compliance with RBNZ's current and historic capital adequacy requirements and the second report will assess the effectiveness of ANZ New Zealand's Director's Attestation and Assurance framework, focusing on internal governance, risk management and internal controls.
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"VTB's strong capital adequacy ratios and ongoing improvements in its funding structure, combined with solid growth across all core income lines, put us well on track to deliver on our full-year targets," VTB Chief Executive Andrey Kostin said in a statement.
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Short-Term Rating The affirmation of the 'F1+' Short-Term rating reflects the adequacy of AHS's liquidity position and management's procedures to access funds in case of an unremarketed put of any of its outstanding variable-rate debt supported by self-liquidity.
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Moreover, financial institutions are subject to considerable regulatory mandates governing the security and privacy of customer information, including intensive supervision of the adequacy of security controls, such as customer authentication and encryption, as well as backup plans and oversight of third-party providers.
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To date, the EU has adopted 12 adequacy decisions under its existing data protection directive, including the aforementioned agreement with the US (which covers certified companies), and one with Canada (for transfers to commercial organisations subject to a Canadian data protection act).
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"We recommend that the Law Commission consider the adequacy of existing legislation to address the legal liability issues of AI and, where appropriate, recommend to Government appropriate remedies to ensure that the law is clear in this area," it says on this.
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It uses a combination of capital metrics and thresholds to measure capital adequacy and in June 2017 it received a non-objection to its capital plan from the Federal Reserve Bank of New York under the 2017 Comprehensive Capital Analysis and Review.
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"We believe most of this capacity lies with 'AAA' rated entities, which benefit from robust intrinsic capital adequacy and reserves of 'AAA' rated callable capital," S&P added, referring to money the mainly government shareholders of MLIs have committed to provide if needed.
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He cited a number of supportive factors for the economy, including China's low budget deficit ratio and government debt levels, commercial banks' high capital adequacy ratio and provision coverage ratio, declining corporate debt levels and plenty of policy tools that authorities can employ.
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Riyadh and Moscow are prepared to ease output cuts to calm consumer worries about supply adequacy, their energy ministers said on Friday, with Saudi Arabia's Khalid al-Falih adding that any such move would be gradual so as not to shock the market.
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New regulations forcing deduction of free provisions from banks' capital and changing the amortisation schedule for non-compliant Basel 35300 subordinated debt are also coming in, but we think them likely to have a modest negative impact on sector capital adequacy ratios.
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It cited a drop in its Tier I capital ratio, a key measure of financial strength, to 13 percent - less than required by the banking regulator - from 10.15 percent in June 2017, as well as a decline in its overall capital adequacy ratio.
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While Fitch expects a modest increase in interest rates in 2017 under our base case scenario, we expect further decline in the industry's interest margins and reserve adequacy due to low reinvestment rates and limited crediting rate flexibility on legacy in-force business.
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The investigation's formal agenda includes a wide array of technical issues relating to the circumstances and causes of the blaze, the design of the building, modifications to its structure since it was completed in 1974 and the "scope and adequacy" of building regulations.
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The write-off measures have little impact on our assessment of a bank's asset quality because we take a view on the adequacy of a bank's loan loss reserves and consider its NPLs less loan loss reserves in our assessment of loan quality.
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WASHINGTON (Reuters) - Congressional Democrats exploring ways to obtain President Donald Trump's tax returns may target the adequacy of the Internal Revenue Service audit that Trump often cites as his reason for not making the returns public, according to sources familiar with the matter.
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Sarah Palin, who was Republican Senator John McCain's vice presidential running mate in his failed 2008 White House bid, has cited her son's past legal woes in publicly questioning the adequacy of support for military veterans who may suffer from post-traumatic stress disorder.
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Commercial International Bank fell 2.5 percent after it slumped 7.1 percent on Thursday, when it posted fourth-quarter net profit of 1.15 billion Egyptian pounds ($147 million), up 11 percent, but cut its planned dividend, saying it wanted to boost its capital adequacy ratio.
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"Whether the powers have a sufficiently clear legal basis and the adequacy of the safeguards are closely intertwined questions on which the courts will rule in due course, and we do not express a view pending the determination of those legal challenges," it adds.
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FRANKFURT, Jan 6 (Reuters) - Europe's top banking supervisor will prioritise risks associated with banks' business model over capital adequacy this year, it said on Wednesday, signalling its intention to move away from an era where capital levels were at the top of regulators' agenda.
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Commercial International Bank fell 0.9 percent after it slumped 7.1 percent on Thursday, when it posted fourth-quarter net profit of 1.15 billion Egyptian pounds ($147 million), up 11 percent, but cut its planned dividend, saying it wanted to boost its capital adequacy ratio.
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The company presented an update of strategic plans today reiterating that management believes having a combined life and property/casualty business provides diversification benefits towards capital adequacy and liquidity, as well as benefits from a tax perspective in utilization of existing deferred tax assets.
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Furthermore, market insiders said uncertainty around DHFL's restructuring is intensified by its disclosure that its regulator has concerns about DHFL's historical capital adequacy ratio, and the fact that its auditors are yet to sign off on its results for the year ended March 31, 2019.
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The European Commission today released an adequacy decision on the agreement, effectively giving it a seal of approval, though as The New York Times reports, the EU also released a separate document on Monday calling for the US to strengthen its domestic privacy protections.
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British banks will be tested to see how they cope with a repeat of the 21 financial crisis, misconduct fines, a crash in Hong Kong property prices, a spike in UK unemployment and a $2690 oil price under this year's "stress test" on capital adequacy.
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To encourage banks to become more efficient and offer early retirement plans, Ber offered to allow higher dividend payouts, the spreading of the cost of the streamlining steps and an ability to implement them without negatively affecting banks' abilities to meet capital adequacy requirements.
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MI) said on Thursday it was aiming for an annual net profit of 1.12 billion euros ($1.2 billion) and a core capital adequacy ratio of above 13 percent of assets by 2020 after buying three small rivals rescued by Italy's government in late 593.
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But whether the government can be trusted to adequately protect the information it receives and shares was a major sticking point in the passage of the bill, and a recent internal review of the DHS's threat-sharing system cast some doubt on its adequacy.
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The insurer, which last week said its dividend payout history was an investor draw, said it can continue paying hefty dividends as it has a good capital-adequacy ratio and because it depends on higher-margin captive agents for growth, rather than independent insurance agents.
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Though the 158-page complaint, which sought class-action status, offers "evidence that the bank's anti-money laundering and know-your-customer procedures were deficient at identifying the mirror trades, statements concerning the adequacy of the bank's internal controls are not actionable," Torres wrote.
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It is good for this expense to be more transparent and discretely identifiable so that steps can be taken to eliminate cost-drivers that are unnecessary, rather than automatically providing funds into a general pool where its adequacy for specific purposes is hard to assess.
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To the Editor: As a practicing emergency physician, I would add that a contributing and sustaining factor in the epidemic is the government's own role in including adequacy of pain control in the patient satisfaction survey administered by the Centers for Medicare and Medicaid Services.
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"We urge all persons who are responsible for the accuracy and adequacy of the disclosure in the filing to be certain that the filing includes the information the Securities Act of 1933 and all applicable Securities Act rules require," the S.E.C. told the companies.
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What's worse, even the EPA's own Scientific Advisory Board is questioning the "adequacy" of scientific justifications used to roll back the clean car standards, particularly what this move could mean for climate change, air pollution, as well as impacts on Americans' health and safety.
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SOFIA, Feb 21 (Reuters) - Bulgaria's bid to join the euro zone's "waiting room" will be reviewed in July, Prime Minister Boyko Borissov said on Friday, urging the local banks to closely monitor their capital adequacy until then to avoid new obstacles to euro adoption.
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"Until NMFS and FWS develop guidance that clarifies how and when staff should record the date the agency determines the 'adequacy and completeness' of an application, the agencies and applicants will continue to have uncertainty around review time frames for incidental take authorizations," GAO said.
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However, factors that could lead to an upgrade include: --Improvement in capital adequacy and leverage measures consistent with 'AA' sector credit factors; --Consistent and sustained financial performance with return on equity in the low- to mid-teens; --Sustained favorable reserve trends; --Sustained financial leverage below 20%.
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"While we believe that stress-testing is the best way to gauge capital adequacy, we also believe that a fresh look at how stress-testing is conducted could produce significant benefits for economic growth," said Greg Baer, president of industry trade group The Clearing House Association.
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In 2017, Travel and Leisure analyzed data from the Federal Highway Administration (FHWA) for nearly 700,000 bridges in the US. Their analysis awarded each bridge a "sufficiency rating" based on four FHWA categories: structural adequacy, safety, functionality, and whether it was used often by the public.
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It also cited an FHB decision to buy back 112 million euros ($126 million) of subordinated debt to address a regulatory fine for misleading markets about a 2012 bond issue — a move that FHB said would cut its capital adequacy to 10.8 percent from 16 percent.
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The bank's Basel III capital adequacy ratio – which banks have to maintain above certain thresholds as part of regulatory reforms instituted in the wake of the financial crisis – was nearly 18% by the end of 2018, above the UAE central bank's requirement of 12.375%, he added.
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Shengjing Bank's loans to related parties jumped nearly six times at the end of last year, from 2017, even as its core capital adequacy ratio, which measures a bank's financial strength, dropped half a percentage point to 8.52% in the same period, its annual report showed.
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Shengjing Bank's loans to related parties jumped nearly six times at the end of last year, from 2017, even as its core capital adequacy ratio, which measures a bank's financial strength, dropped half a percentage point to 8.52% in the same period, its annual report showed.
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Developed-market banking jurisdictions - like Australia, Hong Kong, Korea and Singapore - and more advanced emerging markets - like Malaysia - appear to be better prepared, as banks in these markets have experience in using models for internal ratings-based RWA calculations, stress testing and internal capital adequacy assessments.
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Jiri Sperl said the bank would continue to target its capital adequacy around 50-150 basis points above the regulatory minimum but declined to say whether the higher capital needs would impact the bank's dividend payouts, which have already been scaled back due to regulatory pressures.
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UK and Bermuda operating company capital adequacy is consistent with the U.S. Fitch believes MKL is maintaining pricing and underwriting discipline in a more competitive P/C pricing environment, as evidenced by an almost 3% decline in net premium volume for 2015, from the prior year.
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Including, specifically, a series of legal questions pertaining to its adequacy which have been referred to the CJEU by Ireland's High Court as a result of a separate privacy challenge to a different EU data transfer mechanism that's also used by organizations to authorize data flows.
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The Science Committee should move immediately to consider and address the adequacy of voting machine standards, other sources of security gaps in our election infrastructure, and social engineering tools that are being exploited by the enemies of our democracy to derail and degrade our democratic institutions.
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"Such reasons may not include a desire to target a provider or set of providers for reasons unrelated to their fitness to perform covered services or the adequacy of their billing practices," Wachino said in a veiled criticism of the GOP-led political campaigns targeting Planned Parenthood.
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The variation uses the investment company capitalisation and leverage benchmarks in the Global Non-Bank Financial Institutions Rating Criteria to assess the adequacy of the dividend stream from the bank to meet LHC3's debt payments and therefore the degree of notching between AFB and LHC3.
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Because as it stands, with the UK set to exit the EU next year — and even if an adequacy decision was secured — the ICO will lose its seat at the table at a time when EU privacy laws are setting the new global standard, thanks to GDPR.
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In a speech at the weekend in front of the International Federation for European Law, the EU's chief Brexit negotiator, Michel Barnier, shot down the notion of anything other than a so-called 'adequacy decision' being on the table for the UK after it exits the bloc.
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"Refinery workers and surrounding community residents are rightly concerned about the adequacy of the risk management for the use of hazardous chemicals like HF," the board said in that letter, which grew out of the CSB's probes of fires at refineries in Wisconsin, California and Texas.
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"My reading of Google's plans is that it, like many data protection and privacy academics, is sceptical of the UK's ability to be accepted for and retain the 'adequacy' status with the European Union which would allow free flow of data," said digital rights expert Michael Veale.
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Former Secretary of State Rex Tillerson convened a review board in January 2018 "not to determine the cause of the unexplained health incidents, but to examine the Department of State's response, including the adequacy of security and other related procedures," according to a department fact sheet.
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The agency also expects Japan's life insurers to maintain sufficient capital adequacy for their credit ratings, partly backed by their continuous issuance of hybrid debt; which is used to make large overseas acquisitions to take advantage of the extremely low global bond yields and investor appetite for yield.
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The regulatory Tier 212001 capital adequacy ratio was adequate at 2001% at end-3Q17 (reflecting the high 175% risk weight applied for loans denominated in foreign-currency loans), allowing the bank to additionally reserve up to 10% of gross loans without breaching the minimum required regulatory capital ratios.
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We hope there will be a frank examination of the adequacy of the steps taken to address what the 10th Circuit has documented as Judge Murguia's misconduct and what further actions are needed to ensure that the judicial branch provides a safe workplace for all of its employees.
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"We would remind the Chairmen of Congressional Republicans' concerns over the use of private email by Secretary Clinton," the letter states, adding that "a public hearing is required to ensure the security of such communications as well as the adequacy of record keeping procedures as required under federal law."
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"But if the state chooses to make timely financial adjustments in response to the problems identified with the plan and its accompanying calculations and then completes that plan, the state can bring the K-12 public education financing system into constitutional compliance with the adequacy requirement," the ruling stated.
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China Evergrande, which has one of the highest debt ratios in the Chinese property sector, last month agreed to inject $1.9 billion into Hong Kong-listed Shengjing Bank, raising its stake to 25% from 17.3%, as the bank faced "a real need to raise its level of capital adequacy".
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China Evergrande, which has one of the highest debt ratios in the Chinese property sector, last month agreed to inject $1.9 billion into Hong Kong-listed Shengjing Bank , raising its stake to 25% from 17.3%, as the bank faced "a real need to raise its level of capital adequacy".
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In terms of next steps, the EC said it will prepare a draft "adequacy decision" in the coming weeks — although it still has to convince other parts of the European political machinery to accept this draft (so, as others are arguing, a deal is not really done yet).
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Last month a report by the US Senate — entitled Putin's Asymmetric Assault on Democracy in Russia and Europe: Implications for US National Security — also criticized the adequacy of the investigations conducted thus far by Facebook and Twitter into allegations of Russian social media interference vis-a-vis Brexit.
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Bertamini said the bank had no immediate plans to tap the debt market to fund the bank's expansion until the end of the decade, adding that the lender was very liquid, had a low loan-to-deposit ratio and among the highest capital adequacy ratios in the world.
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This is no ordinary adequacy hearing: Judge Wolf said he has questions for fund officials based on a still-confidential report by a special master he appointed to investigate $75 million in fees awarded to plaintiffs' lawyers from Labaton Sucharow, Lieff Cabraser Heimann & Bernstein and Thornton Law Firm.
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Shang Fulin, chairman of the China Banking Regulatory Commission (CBRC), told bank executives at a recent internal meeting to pay special attention to key ratios, including provisioning ratios, Tier One and other capital adequacy ratios, which measure banks' capability to absorb potential losses from its bad loans, Caixin reported.
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"In the B737 Max program, the FAA had inadequate awareness of the MCAS function which, coupled with limited involvement, resulted in an inability of the FAA to provide an independent assessment of the adequacy of the Boeing-proposed certification activities associated with MCAS," the report said, according to Reuters.
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However, key rating triggers that could lead to an upgrade include: --Improvement in capital adequacy and leverage measures consistent with 'AA' sector credit factors; --Consistent and sustained financial performance with return on equity in the low- to mid-teens; --Sustained favorable reserve trends; --Sustained financial leverage below 7503%.
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However, key rating triggers that could lead to an upgrade include: --Improvement in capital adequacy and leverage measures consistent with 'AA' sector credit factors; --Consistent and sustained financial performance with return on equity in the low to mid-teens; --Sustained favorable reserve trends; --Sustained financial leverage below 20%.
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"As a practical matter, the first time a court may evaluate the adequacy of a named plaintiff's representation in a derivative action is when it applies the issue preclusion test in a subsequent case," wrote Bouchard (who, remember, was a practicing lawyer until he was named chancellor in 2014).
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DATA ADEQUACY As part of its ongoing monitoring, Fitch reviewed a small targeted sample of BEN's origination files and found the information contained in the reviewed files to be adequately consistent with the originator's policies and practices and the other information provided to the agency about the asset portfolio.
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The largest of the banks, Belarusbank, which accounts for 42 percent of the sector, had a capital adequacy ratio of 17.5 percent, comfortably over the 10.625 requirement, the central bank said in its report on the July tests on banks that together account for 92 percent of the sector.
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" But after what seems an exhaustive review of a now voluminous record of transcripts, exhibits and other evidence from multiple official inquiries, Professor Ball concludes there is "no evidence" that the decision-makers "examined the adequacy of Lehman's collateral, or that legal barriers deterred them from assisting the firm.
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Above all, he exhorted us to measure a government's adequacy by its capacity to support this vision of human flourishing, a vision he referred to as "moral perfectionism," meaning not the pursuit of a perfect end-state but a continuous commitment to the possibility of a flourishing democratic community.
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At end-1Q17, IBK would have surpluses of 2.6 percentage points (pp), 2.5 pp and 2.8 pp to the fully phased-in additional buffer requirements of Common Equity Tier-1, Tier-13 and total capital-adequacy ratios in 2019, respectively, assuming the current 0% countercyclical capital buffer holds.
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DATA ADEQUACY As part of its ongoing monitoring, Fitch reviewed a small targeted sample of FleetPartners' origination files and found the information contained in the reviewed files to be adequately consistent with the originator's policies and practices and the other information provided to the agency about the asset portfolio.
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Those four firms audit 99% of the companies in the S&P 500, according to Audit Analytics, attesting to the accuracy of their financial statements and the adequacy of their internal controls, the formal system of checks and balances companies are required to have in place to prevent fraud.
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DATA ADEQUACY At the last operational review, Fitch conducted a review of a small targeted sample of ALAG's origination files and found the information contained in the reviewed files to be adequately consistent with the originator's policies and practices and the other information provided to the agency about the asset portfolio.
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As speculation abounds that Beijing is propping up its currency, "it remains to be seen how aggressively China can defend the (onshore and offshore yuan) through direct (foreign exchange) intervention before stoking concerns about reserve adequacy given the constraints of a huge debt bubble and slowing economic growth," Trinh wrote.
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DATA ADEQUACY Prior to transaction closing, Fitch conducted a review of a small targeted sample of VWFSA's origination files and found the information contained in the reviewed files to be adequately consistent with the originator's policies and practices and the other information provided to the agency about the asset portfolio.
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But in a response to Mr. Reed reviewed by The New York Times, Ms. White said her staff members examined the adequacy of climate change disclosures as part of its routine analysis of company filings, and were looking for instances where energy companies, for example, might need to disclose more.
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The committee also notes there are specific concerns about the U.K.'s ability to "maintain deep police and security cooperation" with the EU and its Member States in the immediate aftermath of Brexit should the government fail to secure a transitional arrangement ahead of being able to obtain an adequacy decision.
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Alternatively, a significant weakening of capital adequacy, as reflected in the Prism FBM capital model score falling to 'adequate' or below, growth of the financial leverage ratio to over 30%, a return to net loss, or further growth in the riskiness of the investment portfolio could result in negative rating action.
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The Kansas Supreme Court has held that "the state's public education financing system provided by the legislature for grades K-2023, through its structure and implementation, is not reasonably calculated to have all Kansas public education students meet or exceed" the "adequacy requirement" of Article 6 of the Kansas Constitution.
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She also asked the federal Education Department to review the adequacy of the city's Title IX resources and mandate that the city department publicly release statistics regarding the number of sexual assaults that are reported, the number of cases that are investigated, their outcomes, and the frequency of victims' being transferred.
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" Similarly, NAPA conveyed further concern that Cabinet status would, in effect, served only to "enhance the status of the agency's senior officials" and that it would not "significantly improve either access to the president, the adequacy of necessary resources for the organization, management and delivery of high-quality services and benefits.
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DATA ADEQUACY As part of its ongoing monitoring, Fitch reviewed a small targeted sample of People's Choice's origination files and found the information contained in the reviewed files to be adequately consistent with the originator's policies and practices and the other information provided to the agency about the asset portfolio.
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"A lot of the objections to Indonesia's use of the death penalty — inconsistent and arbitrary sentencing and application of the death penalty, allegations of corruption and wrongful convictions, questions over access to lawyers and interpreters and adequacy of representation — are questions that are raised all over the world," he said.
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Mr. Thomas attended the community meeting here, but he did not speak, and his role has been complicated by a series of lawsuits in which the adequacy of the care he provided for Mr. Indiana has been challenged by, among others, the lawyer who is the executor of Mr. Indiana's estate.
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The appeals court rejected a challenge to the 2.0-liter settlement that stipulated that any of the $10 billion not spent will revert to VW. It also rejected challenges to the court's approval of the class, the fairness of the settlement itself and the adequacy of the court process in approving it.
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DATA ADEQUACY As part of its ongoing monitoring, Fitch conducted a review of a small targeted sample of FP's origination files and found the information contained in the reviewed files to be adequately consistent with the originator's policies and practices and the other information provided to the agency about the asset portfolio.
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DATA ADEQUACY As part of its ongoing monitoring, Fitch conducted a review of a small targeted sample of Westpac's origination files and found the information contained in the reviewed files to be adequately consistent with the originator's policies and practices and the other information provided to the agency about the asset portfolio.
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Although nearly 57% of counseling centers surveyed reported that they almost never received requests for the letters necessary for obtaining emotional support animals, the vast majority of the centers expressed concern and anxiety about the adequacy of their policies to handle such requests, whether or not they had received many of them.
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Doubling the size of the parking lot led to a host of other micro-concerns, like the possibility that a neighbor 200 yards away would see headlights through a canopy of trees; the adequacy of the drainage; whether a fence would aesthetically please; and where children would be dropped off for Sunday school.
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Or else, suggests Paul Bernal, senior lecturer in law at the University of East Anglia, the government may be calculating that, in a post-Brexit future, it might be able to carve out a little data protection divergence for the UK without risking the sought for EU adequacy arrangement on data protection standards.
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Meanwhile, the Administrative Conference of the United States (ACUS), a nonpartisan independent agency which promotes the efficiency, adequacy, and fairness of federal regulatory programs, has consistently recommended that the Office of Information and Regulatory Affairs (OIRA), under the Office of Management and Budget, should facilitate more effective data sharing among federal agencies.
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" Investigators will also be looking at the "adequacy of fire suppression systems," she added, including the smoke alarm system, which she described as one you could buy at Home Depot and "in this case, was not connected throughout the ship through any sort of wiring from the bunk room up to the bridge.
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DATA ADEQUACY As part of its ongoing monitoring, Fitch conducted a review of a small targeted sample of FleetPartners' origination files and found the information contained in the reviewed files to be adequately consistent with the originator's policies and practices and the other information provided to the agency about the asset portfolio.
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OWEN D. JONESDirectorMacArthur Foundation Research Network on Law and Neuroscience Nashville, Tennessee Regarding your Free exchange column purporting to review how economists understand growth (April 14th), we also share serious misgivings about the adequacy of the analysis of economic growth that one sees in the standard textbooks and in much of the current literature.
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"Markets have continued to drop overnight as the third arrow of Abenomics struggles to find its target, investors continue to worry about the capital adequacy of European banks," said Angus Nicholson, a market analyst at brokerage IG. U.S. stocks closed lower, after U.S. crude futures settled below $40 for the first time since April.
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"We therefore recommend that the government should seek adequacy decisions to facilitate UK-EU data transfers after the UK has ceased to be a member of the EU. This would provide the least burdensome and most comprehensive platform for sharing data with the EU, and offer stability and certainty for businesses, particularly SMEs," it writes.
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GIB is likely to be one of the first banks in the Gulf Cooperation Council to issue international bonds in 2017, leading the way for a number of regional lenders tapping debt markets to offset the impact of lower oil prices on their liquidity and to comply with international regulatory standards on capital adequacy ratios.
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And yesterday the EU parliament also debated the adequacy of the protection offered by the mechanism, with further warnings being voiced — including concerns about new rules that allow the NSA to share private data with other US agencies without court oversight; and about the recent dismantling of broadband privacy reform — signed by Trump last week.
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There are many different ways to structure the penalties, but one option would be to set an escalating series of sanctions, moving through the spectrum of civil monetary penalties, licensure suspension and criminal prosecution, depending on the adequacy of the company's due diligence procedures and how many counterfeit incidents the wholesaler has been involved in.
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Whether you're a consumer, a techie or a D.C. lifer, we're here to give you ... THE BIG STORIES: --BE PROUD IN OUR ADEQUACY: The European Union determined that the so-called Privacy Shield, a deal allowing U.S. firms to store EU citizen's data stateside, had performed 'adequate[ly],' according to its first annual report.
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The lower limit for the most exacting prudential standards and the Federal Reserve's separate capital-adequacy reviews, now $50bn and covering more than 30 banks, from the titanic JPMorgan Chase, with $2.5trn, to Zions Bancorp, a lender in 11 western states with just $65bn, should also be raised, "to be better tailored to the complexity of bank holding companies".
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In its ruling on the SCC issue, the Irish Court noted that a US ombudsperson position created under Privacy Shield to handle EU citizens complaints about companies' handling of their data is not enough to overcome what it described as "well founded concerns" raised by the DPC regarding the adequacy of the protections for EU citizens data.
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The status has been granted to 12 countries, including New Zealand, Switzerland and for certified companies, the United States, but negotiations can be lengthy and the power to revoke any agreement remains with the EU. The government said that if it cannot agree an adequacy deal, it could fall back on binding corporate rules or standard contractual clauses.
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RATING SENSITIVITIES Key rating triggers that could lead to an upgrade include: --Improved capital adequacy that results in a Prism score approaching 'Very Strong', or an RBC ratio above 350% with sustained or improved capital quality; --Financial leverage of 20% or below and total financings commitments ratio below 0.40x; --GAAP earnings-based interest coverage ratio 0003 times or above.
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"Abe's approval ratings have declined due to negative public reaction to recent revelations about the adequacy of the national pension system, but his ruling coalition remains on track to secure enough seats in upper house elections on 21 July to maintain a comfortable majority in that chamber," Scott Seaman, director of Asia at Eurasia Group, wrote in a note.
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"We have a comprehensive offer that we are refining right now, that creates what's called 'essential equivalents' which is the standard that needs to be met in order for Safe Harbor to receive what's called an adequacy determination," said Penny Pritzker, U.S. Secretary of Commerce, summing up the current state of discussions from the U.S. point of view.
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In a ruling Monday, U.S. District Judge Matthew Kennelly in the Northern District of Illinois said plaintiffs could move forward after all with claims that defendants who sold generic testosterone drugs fraudulently promoted them for off-label use, reversing his November ruling that those claims were preempted along with others regarding the adequacy of the products' labeling.
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According to the leaked assessment, the working group is "not yet in a position to confirm that the current draft adequacy decision does, indeed, ensure a level of protection [in the U.S.] that is essentially equivalent to that in the EU." In other words, the regulators are not satisfied the new deal protects EU citizens' privacy well enough.
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Chinese banks' capital adequacy showed slight improvement last year but with many listed banks now trading below their book values in a weak stock market, lenders, especially smaller one with weaker asset quality, find it challenging to sell additional shares and are increasingly looking to the onshore bond market to take advantage of current low yields.
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"The election of a President who has decided to maintain his ties to a broad array of business ventures raises questions about the adequacy of existing legislation concerning financial disclosures, government contracts with federal officeholders, and government ethics, more generally," House General Counsel Douglas Letter told the Court in briefs filed during an earlier phase of the appeal.
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A track record of credible macro-prudential and monetary policy-making by the NBRM also supports a stable banking sector, where capital adequacy ratios (15.4% at 1Q17) are in line with the 'BB' median, coverage ratios of non-performing loans are at 114% (1Q13), and liquid assets to total assets are considered sufficient at 27.8% (1Q17).
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RATING SENSITIVITIES Key rating sensitivities that could lead to an upgrade include: --Improved capital adequacy that results in a Prism score approaching 'Very Strong', or an RBC ratio above 350% with sustained or improved capital quality; --Financial leverage of 20% or below and total financings commitments ratio below 0003x; --GAAP earnings-based interest coverage ratio 13 times or above.
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Key rating triggers that could lead to an upgrade of Berkley's IFS and holding company ratings include: --A sustained reduction in financial leverage to the low to mid-20% range; combined with, --Continued profitable operating performance including a sustained combined ratio around mid-90% and maintenance of aggregate loss reserve adequacy; --Maintenance of Fitch's Prism capital model score of "Very Strong".
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Though the UK specifies it also wants agreement over the timeframe for negotiating "longer-term arrangements" — so apparently it does not want an open-ended transition.) It also says it intends to liaise with third countries that already have adequacy arrangements with the EU (which would include the US) — to seek transition arrangements there too, also so that data can keep flowing (e.g.
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These two important positions include the Chair of the Administrative Conference of the United States (ACUS), a nonpartisan independent agency which promotes the efficiency, adequacy, and fairness of federal regulatory programs; and the Administrator of the Office of Information and Regulatory Affairs (OIRA), charged with planning and coordinating regulatory review and oversight and making the process more accessible and open to the public.
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RATING SENSITIVITIES Key rating sensitivities that could lead to an upgrade include: --Improved view of long-term care reserve adequacy; --Operating performance with a return on earnings (ROE) of 9% and a sustained GAAP calendar year combined ratio for the ongoing property/casualty business of approximately 100% or better; --Maintaining an overall assessment of capital and leverage of 'very strong' or better.
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Glick summarizes: In short, the Commission should get out of the business of mitigating the effects of state public policies and instead encourage the RTOs/ISOs to work with the states to pursue a resource adequacy paradigm that respects states' role in shaping the generation mix and while at the same time ensuring that we satisfy our responsibilities under the FPA.
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Also in 2018, two more "cyber" events were reported in the OE-417 Electric Emergency and Disturbance Report, but these other two (in Pennsylvania and Florida) used the wording "could potentially impact electric power system adequacy or reliability" (the one in California, Utah, and Wyoming did cause an outage, according to the report.) However, a disruptive infrastructure-related cyber attack has happened before.
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According to a draft assessment leaked last week, the working group is "not yet in a position to confirm that the current draft adequacy decision does, indeed, ensure a level of protection [in the U.S.] that is essentially equivalent to that in the EU." In other words, the regulators are not satisfied the new deal protects EU citizens' privacy well enough.
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"We urge the government to ensure that any transitional arrangements agreed during the withdrawal negotiations provide for continuity of data-sharing, pending the adoption of adequacy decisions in respect of the UK." The committee also raises a collective eyebrow at the lack of detail provided from the government thus far on how it intends to secure "unhindered and uninterrupted flows of data," and urges greater clarity ASAP.
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